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Amerant Bancorp (AMTB) Financials

Amerant Bancorp logo
$17.71 +0.30 (+1.73%)
Closing price 03:59 PM Eastern
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$17.73 +0.01 (+0.08%)
As of 04:04 PM Eastern
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Annual Income Statements for Amerant Bancorp

Annual Income Statements for Amerant Bancorp

This table shows Amerant Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Net Income / (Loss) Attributable to Common Shareholders		 -16 32 63 113 -1.72 51 46 43 24
Consolidated Net Income / (Loss)		 -16 31 62 110 -1.72 51 46 43 24
Net Income / (Loss) Continuing Operations		 -16 31 62 110 -1.72 51 46 43 24
Total Pre-Tax Income 		-24 41 79 144 -4.33 64 58 77 34
Total Revenue		 336 414 334 326 263 270 273 281 254
Net Interest Income / (Expense)		 326 326 267 205 190 213 219 210 192
Total Interest Income		 596 549 339 248 261 313 309 273 239
Loans and Leases Interest Income		 505 475 293 216 221 263 258 224 189
Investment Securities Interest Income		 67 55 41 32 39 47 49 48 49
Deposits and Money Market Investments Interest Income		 23 18 4.15 0.25 0.63 2.75 2.54 1.64 0.81
Total Interest Expense		 270 222 72 43 71 100 90 64 47
Deposits Interest Expense		 231 184 49 28 53 68 56 36 26
Long-Term Debt Interest Expense		 39 38 23 15 18 32 35 26 18
Federal Funds Purchased and Securities Sold Interest Expense		 0.00 0.01 0.00 0.00 0.00 0.01 0.01 1.88 3.26
Total Non-Interest Income		 9.91 87 67 121 73 57 54 71 62
Other Service Charges		 38 32 26 29 21 30 31 47 36
Net Realized & Unrealized Capital Gains on Investments		 -56 34 18 68 30 6.87 -0.12 -1.60 1.75
Investment Banking Income		 18 17 18 19 17 15 17 21 20
Other Non-Interest Income		 9.28 5.17 5.41 5.46 5.70 5.71 5.82 5.46 4.42
Provision for Credit Losses		 60 61 14 -17 89 -3.15 0.38 -3.49 22
Total Non-Interest Expense		 299 311 241 198 179 209 215 208 198
Salaries and Employee Benefits		 137 134 124 118 111 137 142 132 130
Net Occupancy & Equipment Expense		 39 43 42 35 31 29 29 27 27
Marketing Expense		 14 13 12 3.38 1.60 - - - -
Property & Liability Insurance Claims		 12 11 6.60 6.42 6.14 4.04 6.22 7.62 7.13
Other Operating Expenses		 90 104 52 28 20 32 29 32 26
Depreciation Expense		 6.60 6.84 5.88 7.27 9.39 7.09 8.54 9.04 9.10
Income Tax Expense		 -8.33 11 17 34 -2.61 13 12 34 10
Net Income / (Loss) Attributable to Noncontrolling Interest		 0.00 -1.70 -1.35 -2.61 0.00 0.00 - - -
Basic Earnings per Share		 ($0.44) $0.97 $1.87 $3.04 ($0.04) $1.21 $1.08 $1.01 $0.55
Weighted Average Basic Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M - -
Diluted Earnings per Share		 ($0.44) $0.96 $1.85 $3.01 ($0.04) $1.20 $1.08 $1.01 $0.55
Weighted Average Diluted Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M - -
Weighted Average Basic & Diluted Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M - -
Cash Dividends to Common per Share		 $0.36 $0.36 $0.36 - - - - - -

Quarterly Income Statements for Amerant Bancorp

This table shows Amerant Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 12 17 -48 4.96 11 -17 22 7.31 20 22 18
Consolidated Net Income / (Loss)		 12 17 -48 4.96 11 -18 22 7.05 20 22 17
Net Income / (Loss) Continuing Operations		 12 17 -48 4.96 11 -18 22 7.05 20 22 17
Total Pre-Tax Income 		15 18 -62 6.32 13 -21 28 8.92 25 27 22
Total Revenue		 106 111 33 99 92 101 100 110 102 107 86
Net Interest Income / (Expense)		 86 88 81 79 78 82 79 84 82 82 70
Total Interest Income		 146 153 152 146 145 146 139 138 125 113 89
Loans and Leases Interest Income		 121 129 130 124 123 127 120 120 109 99 77
Investment Securities Interest Income		 19 17 17 17 16 14 14 13 13 13 11
Deposits and Money Market Investments Interest Income		 6.47 6.89 4.76 5.34 5.83 4.02 5.27 5.69 3.33 2.05 1.45
Total Interest Expense		 61 65 71 67 67 64 61 55 43 31 19
Deposits Interest Expense		 51 55 59 58 59 55 50 45 34 24 13
Long-Term Debt Interest Expense		 8.58 10 11 9.30 7.94 8.61 11 9.98 9.18 7.62 5.98
Total Non-Interest Income		 20 24 -48 19 14 20 22 27 19 24 16
Other Service Charges		 11 10 10 10 7.56 7.34 7.99 8.01 8.22 6.45 5.79
Net Realized & Unrealized Capital Gains on Investments		 1.57 13 -68 0.03 -0.21 9.73 8.08 12 3.46 16 1.41
Investment Banking Income		 4.73 4.65 4.47 4.54 4.33 4.25 4.37 4.26 4.18 4.05 4.62
Other Non-Interest Income		 2.45 -3.97 5.85 4.60 2.81 -1.70 1.48 1.91 3.48 -2.42 4.14
Provision for Credit Losses		 18 9.91 19 19 12 13 8.00 29 12 17 7.31
Total Non-Interest Expense		 72 83 76 73 67 110 64 73 65 62 56
Salaries and Employee Benefits		 33 35 35 34 33 33 31 34 35 33 30
Net Occupancy & Equipment Expense		 9.61 8.69 8.88 12 10 11 11 12 9.86 9.97 10
Marketing Expense		 3.64 3.70 3.47 4.24 3.08 3.17 2.72 4.33 2.59 3.33 2.07
Property & Liability Insurance Claims		 3.24 2.93 2.86 2.77 3.01 2.54 2.59 2.74 2.74 1.93 1.75
Other Operating Expenses		 21 31 24 19 16 59 15 17 13 12 10
Depreciation Expense		 1.59 1.73 1.74 1.65 1.48 1.48 1.80 2.28 1.29 1.96 1.48
Income Tax Expense		 3.47 1.14 -14 1.36 2.89 -2.97 6.34 1.87 5.30 5.63 4.94
Basic Earnings per Share		 $0.28 $0.52 ($1.43) $0.15 $0.32 ($0.51) $0.66 $0.22 $0.60 $0.66 $0.52
Weighted Average Basic Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Diluted Earnings per Share		 $0.28 $0.53 ($1.43) $0.15 $0.31 ($0.52) $0.66 $0.22 $0.60 $0.64 $0.52
Weighted Average Diluted Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Weighted Average Basic & Diluted Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Cash Dividends to Common per Share		 $0.09 - $0.09 - - - $0.09 - - - -

Annual Cash Flow Statements for Amerant Bancorp

This table details how cash moves in and out of Amerant Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Net Change in Cash & Equivalents		 268 31 16 60 93 36 -68 18 -3.29
Net Cash From Operating Activities		 82 27 -49 67 57 78 62 73 75
Net Cash From Continuing Operating Activities		 82 27 -49 67 57 78 62 73 75
Net Income / (Loss) Continuing Operations		 -16 31 62 110 -1.72 51 46 43 24
Consolidated Net Income / (Loss)		 -16 31 62 110 -1.72 51 46 43 24
Provision For Loan Losses		 60 61 14 -17 89 -3.15 0.38 -3.49 22
Depreciation Expense		 6.60 6.84 5.88 7.27 9.39 7.09 8.54 9.04 9.13
Amortization Expense		 4.56 4.85 8.54 13 15 14 17 19 27
Non-Cash Adjustments to Reconcile Net Income		 -355 -333 -288 -98 -40 -3.33 -4.27 -2.09 -11
Changes in Operating Assets and Liabilities, net		 381 256 149 51 -14 12 -5.25 7.41 4.27
Net Cash From Investing Activities		 -577 -607 -1,397 385 286 206 207 7.57 -322
Net Cash From Continuing Investing Activities		 -577 -607 -1,397 385 286 206 207 7.57 -322
Purchase of Property, Leasehold Improvements and Equipment		 -7.40 -11 -11 -6.58 -5.57 -14 -10 -8.61 -8.54
Purchase of Investment Securities		 -1,849 -926 -1,769 -439 -609 -602 -277 -787 -1,457
Sale of Property, Leasehold Improvements and Equipment		 0.21 0.54 0.00 0.03 13 5.17 0.91 31 8.16
Sale and/or Maturity of Investments		 1,354 330 382 830 887 817 312 772 1,135
Other Investing Activities, net		 -74 0.00 0.00 - - - 173 - -
Net Cash From Financing Activities		 763 611 1,463 -393 -251 -249 -336 -62 244
Net Cash From Continuing Financing Activities		 763 611 1,463 -393 -251 -249 -336 -62 244
Net Change in Deposits		 528 851 1,413 -101 -26 -290 141 409 58
Issuance of Debt		 1,463 1,955 1,159 486 808 1,800 1,278 1,772 2,239
Issuance of Common Equity		 156 0.00 0.00 - - 29 18 0.00 0.00
Repayment of Debt		 -1,361 -2,177 -1,024 -730 -963 -1,758 -1,284 -1,530 -2,030
Repurchase of Common Equity		 -7.56 -4.93 -72 -46 -69 -28 -18 0.00 0.00
Payment of Dividends		 -13 -12 -12 0.00 0.00 - -40 0.00 0.00
Other Financing Activities, Net		 -1.58 -0.52 -1.06 -2.14 -0.92 -1.70 -431 -714 -23
Cash Interest Paid		 272 212 67 46 73 100 89 62 46
Cash Income Taxes Paid		 4.86 25 28 15 11 7.54 19 19 9.26

Quarterly Cash Flow Statements for Amerant Bancorp

This table details how cash moves in and out of Amerant Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 58 -81 362 -349 338 13 -136 -41 195 -12 -52
Net Cash From Operating Activities		 20 78 4.21 -2.34 2.79 -14 49 11 -19 -17 17
Net Cash From Continuing Operating Activities		 20 78 4.21 -2.34 2.79 -14 49 11 -19 -17 16
Net Income / (Loss) Continuing Operations		 12 17 -48 4.96 11 -18 22 7.05 20 22 17
Consolidated Net Income / (Loss)		 12 17 -48 4.96 11 -18 22 7.05 20 22 17
Provision For Loan Losses		 18 9.91 19 19 12 13 8.00 29 12 17 7.31
Depreciation Expense		 1.59 1.73 1.74 1.65 1.48 1.48 1.80 2.28 1.29 1.96 1.48
Amortization Expense		 0.56 0.51 1.46 1.34 1.25 1.19 1.22 1.20 1.24 1.56 2.39
Non-Cash Adjustments to Reconcile Net Income		 -61 -127 -69 -97 -62 -46 -80 -125 -81 -85 -81
Changes in Operating Assets and Liabilities, net		 49 176 99 67 39 35 97 96 28 25 69
Net Cash From Investing Activities		 -223 -298 -237 -328 287 -375 21 -71 -182 -384 -601
Net Cash From Continuing Investing Activities		 -223 -298 -237 -328 287 -375 21 -71 -182 -384 -601
Purchase of Property, Leasehold Improvements and Equipment		 -2.21 -0.79 -1.61 -1.51 -3.48 -2.62 -1.07 -3.51 -3.74 -2.60 -3.54
Purchase of Investment Securities		 -296 -773 -454 -393 -229 -495 -60 -125 -247 -471 -669
Sale and/or Maturity of Investments		 75 549 219 67 519 122 82 57 68 89 72
Net Cash From Financing Activities		 261 139 594 -19 48 402 -206 20 396 389 532
Net Cash From Continuing Financing Activities		 261 139 594 -19 48 402 -206 20 396 389 532
Net Change in Deposits		 300 311 295 -62 -17 348 -33 293 243 456 385
Issuance of Debt		 0.00 50 200 805 408 675 150 100 1,030 400 150
Repayment of Debt		 -30 -219 -50 -755 -338 -619 -318 -369 -872 -464 -
Repurchase of Common Equity		 -5.00 - -3.11 -4.45 0.00 - -2.71 -1.66 -0.57 - -
Payment of Dividends		 -3.89 -3.78 -3.00 -3.02 -3.01 -3.01 -3.02 -3.02 -3.02 -3.01 -3.01
Other Financing Activities, Net		 -0.60 0.21 -0.09 0.39 -2.09 0.40 -0.02 0.27 -1.17 -0.05 -0.02
Cash Interest Paid		 62 65 73 61 73 61 60 51 39 30 18
Cash Income Taxes Paid		 0.32 0.04 0.07 4.48 0.27 4.93 6.16 13 0.49 5.77 2.15

Annual Balance Sheets for Amerant Bancorp

This table presents Amerant Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017
Total Assets		 9,902 9,716 9,128 7,638 7,771 7,985 8,124 8,437
Cash and Due from Banks		 39 47 19 34 30 28 26 45
Restricted Cash		 24 26 42 0.00 - - - -
Interest Bearing Deposits at Other Banks		 520 243 229 241 184 93 60 109
Trading Account Securities		 1,483 1,246 1,131 1,190 1,308 1,666 1,671 1,777
Loans and Leases, Net of Allowance		 7,143 6,778 6,774 5,340 -111 5,692 5,858 5,994
Loans and Leases		 7,228 6,873 6,857 5,409 - 5,744 5,920 6,066
Allowance for Loan and Lease Losses		 85 96 84 70 111 52 62 72
Loans Held for Sale		 0.00 365 0.00 143 0.00 - - 5.61
Accrued Investment Income		 179 256 156 92 94 67 74 73
Premises and Equipment, Net		 32 44 42 38 110 129 124 129
Goodwill		 19 19 20 20 20 20 19 19
Other Assets		 462 692 715 541 6,137 290 293 285
Total Liabilities & Shareholders' Equity		 9,902 9,716 9,128 7,638 7,771 7,985 8,124 8,437
Total Liabilities		 9,011 8,980 8,422 6,807 6,987 7,151 7,377 7,683
Non-Interest Bearing Deposits		 1,505 1,427 1,368 1,183 872 763 769 896
Interest Bearing Deposits		 6,350 6,468 5,677 4,448 4,859 4,994 5,264 5,427
Other Short-Term Payables		 152 164 179 106 83 - - 69
Long-Term Debt		 899 798 1,059 933 1,173 1,327 1,284 1,291
Other Long-Term Liabilities		 106 123 140 137 - 66 60 -
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 890 736 708 834 783 835 747 753
Total Preferred & Common Equity		 890 736 706 832 783 835 747 753
Total Common Equity		 890 736 708 834 783 835 747 753
Common Stock		 348 196 198 266 309 424 390 372
Retained Earnings		 582 611 590 553 442 444 394 388
Accumulated Other Comprehensive Income / (Loss)		 -40 -71 -81 15 32 13 -18 -6.13

Quarterly Balance Sheets for Amerant Bancorp

This table presents Amerant Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 10,170 10,353 9,748 9,818 9,346 9,520 9,495 8,740
Cash and Due from Banks		 40 41 33 41 48 45 41 38
Restricted Cash		 13 10 32 34 52 34 33 46
Interest Bearing Deposits at Other Banks		 588 614 238 578 203 366 412 218
Trading Account Securities		 1,725 1,523 1,332 1,349 1,062 1,080 1,111 1,122
Loans and Leases, Net of Allowance		 7,060 6,884 6,617 6,861 6,975 7,061 6,965 6,392
Loans and Leases		 7,158 6,964 6,711 6,957 7,073 7,167 7,050 6,446
Allowance for Loan and Lease Losses		 98 80 94 96 99 106 84 54
Loans Held for Sale		 41 554 552 0.00 43 - - 0.00
Accrued Investment Income		 177 222 220 202 202 180 173 160
Premises and Equipment, Net		 32 33 33 45 43 44 42 41
Goodwill		 19 19 19 19 21 21 21 20
Other Assets		 475 453 671 688 697 689 697 702
Total Liabilities & Shareholders' Equity		 10,170 10,353 9,748 9,818 9,346 9,520 9,495 8,740
Total Liabilities		 9,263 9,450 9,013 9,080 8,626 8,799 8,766 8,044
Non-Interest Bearing Deposits		 1,665 1,482 1,465 1,397 1,370 1,294 1,361 1,319
Interest Bearing Deposits		 6,490 6,629 6,351 6,481 6,177 6,286 5,926 5,269
Other Short-Term Payables		 129 165 173 211 210 176 153 182
Long-Term Debt		 869 1,069 918 868 748 923 1,205 1,134
Other Long-Term Liabilities		 111 106 106 122 121 120 122 141
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 906 903 734 738 723 724 731 698
Total Preferred & Common Equity		 906 903 734 738 720 721 729 696
Total Common Equity		 906 903 734 738 723 724 731 698
Common Stock		 343 347 193 196 197 199 198 195
Retained Earnings		 590 569 620 618 631 612 608 588
Accumulated Other Comprehensive Income / (Loss)		 -27 -13 -79 -76 -106 -87 -74 -86

Annual Metrics And Ratios for Amerant Bancorp

This table displays calculated financial ratios and metrics derived from Amerant Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Growth Metrics		 - - - - - - - - -
Revenue Growth		 -18.87% 23.96% 2.51% 23.85% -2.66% -1.00% -2.94% 10.62% 0.00%
EBITDA Growth		 -124.37% -42.99% -43.25% 722.76% -76.68% 2.88% -21.25% 50.24% 0.00%
EBIT Growth		 -158.28% -47.41% -45.44% 3,423.03% -106.77% 11.23% -25.29% 128.02% 0.00%
NOPAT Growth		 -154.76% -50.31% -43.83% 3,736.07% -105.91% 12.00% 6.45% 82.61% 0.00%
Net Income Growth		 -151.16% -50.31% -43.83% 6,505.98% -103.35% 12.00% 6.45% 82.61% 0.00%
EPS Growth		 -145.83% -48.11% -38.54% 7,625.00% -103.33% 11.11% 6.93% 83.64% 0.00%
Operating Cash Flow Growth		 207.60% 154.36% -172.90% 17.79% -26.97% 26.11% -15.18% -2.64% 0.00%
Free Cash Flow Firm Growth		 -203.94% 324.42% -79.60% 48.94% 356.35% -234.35% 102.94% 0.00% 0.00%
Invested Capital Growth		 16.61% -13.07% 0.02% -9.80% -9.52% 6.42% -0.64% 0.00% 0.00%
Revenue Q/Q Growth		 3.08% -1.25% -7.93% 29.99% 21.60% -17.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 74.88% -48.13% -39.21% 84.86% 168.63% -39.28% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 61.78% -53.92% -43.00% 118.77% 91.48% -45.52% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 61.78% -56.36% -40.68% 102.50% -192.49% -1.83% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 68.85% -56.36% -40.68% 109.03% -134.56% -1.83% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 70.47% -54.72% -37.71% 106.16% -157.14% -1.64% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 955.21% 11.51% -908.41% 43.14% 8.35% -19.46% 144.95% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 50.38% -39.48% 208.75% -3.20% 127.62% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 -9.25% 4.52% -3.52% 1.13% -2.30% 3.54% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - -
EBITDA Margin		 -3.85% 12.81% 27.85% 50.31% 7.57% 31.62% 30.43% 37.50% 27.61%
EBIT Margin		 -7.17% 9.98% 23.53% 44.21% -1.65% 23.70% 21.09% 27.40% 13.29%
Profit (Net Income) Margin		 -4.69% 7.44% 18.56% 33.86% -0.65% 19.00% 16.79% 15.31% 9.28%
Tax Burden Percent		 65.40% 74.50% 78.85% 76.59% 39.73% 80.17% 79.62% 55.88% 69.78%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 25.50% 21.15% 23.41% 0.00% 19.83% 20.38% 44.12% 30.22%
Return on Invested Capital (ROIC)		 -1.01% 1.87% 3.51% 5.93% -0.15% 2.45% 2.25% 4.21% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 -0.88% 1.87% 3.51% 5.93% -0.04% 2.45% 2.25% 4.21% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 -0.92% 2.40% 4.52% 7.71% -0.07% 4.04% 3.86% 7.22% 0.00%
Return on Equity (ROE)		 -1.94% 4.26% 8.04% 13.64% -0.21% 6.49% 6.11% 11.43% 0.00%
Cash Return on Invested Capital (CROIC)		 -16.35% 15.85% 3.49% 16.23% 9.85% -3.77% 2.89% -195.79% 0.00%
Operating Return on Assets (OROA)		 -0.25% 0.44% 0.94% 1.87% -0.06% 0.79% 0.70% 0.91% 0.00%
Return on Assets (ROA)		 -0.16% 0.33% 0.74% 1.43% -0.02% 0.64% 0.55% 0.51% 0.00%
Return on Common Equity (ROCE)		 -1.94% 4.26% 8.04% 13.64% -0.21% 6.49% 6.11% 11.43% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 -1.77% 4.18% 8.78% 13.26% -0.22% 6.15% 6.13% 5.71% 0.00%
Net Operating Profit after Tax (NOPAT)		 -17 31 62 110 -3.03 51 46 43 24
NOPAT Margin		 -5.02% 7.44% 18.56% 33.86% -1.15% 19.00% 16.79% 15.31% 9.28%
Net Nonoperating Expense Percent (NNEP)		 -0.13% 0.00% 0.00% 0.00% -0.10% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 56.85% 45.81% 53.08% 47.97% 54.61% 61.67% 62.56% 56.55% 61.54%
Operating Expenses to Revenue		 89.17% 75.21% 72.29% 60.85% 67.95% 77.47% 78.77% 73.84% 78.01%
Earnings before Interest and Taxes (EBIT)		 -24 41 79 144 -4.33 64 58 77 34
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -13 53 93 164 20 85 83 105 70
Valuation Ratios		 - - - - - - - - -
Price to Book Value (P/BV)		 1.06 1.10 1.23 1.49 0.78 0.36 0.71 0.11 0.00
Price to Tangible Book Value (P/TBV)		 1.08 1.13 1.27 1.53 0.80 0.36 0.73 0.11 0.00
Price to Revenue (P/Rev)		 2.80 1.95 2.61 3.82 2.33 1.10 1.94 0.29 0.32
Price to Earnings (P/E)		 0.00 24.89 13.79 11.01 0.00 5.78 11.54 1.90 3.47
Dividend Yield		 1.61% 1.49% 1.63% 0.18% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 4.02% 7.25% 9.09% 0.00% 17.31% 8.66% 52.57% 28.79%
Enterprise Value to Invested Capital (EV/IC)		 0.70 0.84 0.93 1.08 0.80 0.69 0.85 0.60 0.00
Enterprise Value to Revenue (EV/Rev)		 3.74 3.12 4.92 5.84 5.97 5.56 6.33 4.34 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 24.35 17.67 11.62 78.89 17.59 20.80 11.57 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 31.24 20.91 13.22 0.00 23.46 30.01 15.83 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 41.93 26.52 17.26 0.00 29.27 37.69 28.32 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 15.27 48.31 0.00 28.23 27.45 19.17 27.79 16.64 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 4.94 26.68 6.31 7.75 0.00 29.34 0.00 0.00
Leverage & Solvency		 - - - - - - - - -
Debt to Equity		 1.01 1.08 1.50 1.12 1.50 1.59 1.72 1.71 0.00
Long-Term Debt to Equity		 1.01 1.08 1.50 1.12 1.50 1.59 1.72 1.71 0.00
Financial Leverage		 1.04 1.28 1.29 1.30 1.55 1.65 1.72 1.71 0.00
Leverage Ratio		 12.06 13.05 10.87 9.52 9.74 10.18 11.03 11.20 0.00
Compound Leverage Factor		 12.06 13.05 10.87 9.52 9.74 10.18 11.03 11.20 0.00
Debt to Total Capital		 50.23% 52.02% 59.94% 52.78% 59.95% 61.39% 63.21% 63.15% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 50.23% 52.02% 59.94% 52.78% 59.95% 61.39% 63.21% 63.15% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.12% 0.15% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 49.77% 47.98% 40.06% 47.22% 40.05% 38.61% 36.79% 36.85% 0.00%
Debt to EBITDA		 -69.55 15.05 11.39 5.69 58.88 15.54 15.46 12.24 0.00
Net Debt to EBITDA		 -24.40 9.10 8.26 4.02 48.11 14.12 14.43 10.79 0.00
Long-Term Debt to EBITDA		 -69.55 15.05 11.39 5.69 58.88 15.54 15.46 12.24 0.00
Debt to NOPAT		 -53.30 25.92 17.09 8.45 -386.56 25.86 28.02 29.99 0.00
Net Debt to NOPAT		 -18.70 15.67 12.40 5.97 -315.90 23.49 26.15 26.42 0.00
Long-Term Debt to NOPAT		 -53.30 25.92 17.09 8.45 -386.56 25.86 28.02 29.99 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -272 261 62 302 203 -79 59 -2,002 0.00
Operating Cash Flow to CapEx		 1,142.22% 256.98% -462.51% 1,029.64% 0.00% 862.49% 680.62% 0.00% 20,018.09%
Free Cash Flow to Firm to Interest Expense		 -1.01 1.18 0.85 7.07 2.86 -0.79 0.65 -31.47 0.00
Operating Cash Flow to Interest Expense		 0.30 0.12 -0.68 1.58 0.81 0.78 0.69 1.15 1.61
Operating Cash Flow Less CapEx to Interest Expense		 0.28 0.07 -0.83 1.43 0.92 0.69 0.59 1.50 1.60
Efficiency Ratios		 - - - - - - - - -
Asset Turnover		 0.03 0.04 0.04 0.04 0.03 0.03 0.03 0.03 0.00
Fixed Asset Turnover		 8.91 9.70 8.39 4.41 2.20 2.14 2.16 2.17 0.00
Capital & Investment Metrics		 - - - - - - - - -
Invested Capital		 1,789 1,534 1,765 1,765 1,956 2,162 2,032 2,045 0.00
Invested Capital Turnover		 0.20 0.25 0.19 0.18 0.13 0.13 0.13 0.28 0.00
Increase / (Decrease) in Invested Capital		 255 -231 0.36 -192 -206 130 -13 2,045 0.00
Enterprise Value (EV)		 1,255 1,291 1,643 1,904 1,571 1,502 1,727 1,219 0.00
Market Capitalization		 940 809 873 1,243 613 296 529 82 82
Book Value per Share		 $21.15 $21.92 $20.96 $22.24 $18.59 $58.70 $17.59 $119.60 $0.00
Tangible Book Value per Share		 $20.69 $21.35 $20.38 $21.72 $18.13 $57.33 $17.14 $116.55 $0.00
Total Capital		 1,789 1,534 1,767 1,767 1,956 2,162 2,032 2,045 0.00
Total Debt		 899 798 1,059 933 1,173 1,327 1,284 1,291 0.00
Total Long-Term Debt		 899 798 1,059 933 1,173 1,327 1,284 1,291 0.00
Net Debt		 315 482 769 658 958 1,206 1,198 1,138 0.00
Capital Expenditures (CapEx)		 7.20 10 11 6.55 -7.90 9.09 9.13 -22 0.38
Net Nonoperating Expense (NNE)		 -1.11 0.00 0.00 0.00 -1.31 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 899 798 1,057 930 1,173 1,327 1,284 1,291 0.00
Total Depreciation and Amortization (D&A)		 11 12 14 20 24 21 25 28 36
Earnings Adjustments		 - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.44) $0.97 $1.87 $3.04 ($0.04) $1.21 $1.08 $1.01 $0.55
Adjusted Weighted Average Basic Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M 0.00 0.00
Adjusted Diluted Earnings per Share		 ($0.44) $0.96 $1.85 $3.01 ($0.04) $1.20 $1.08 $1.01 $0.55
Adjusted Weighted Average Diluted Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.08 $1.01 $0.55
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 41.92M 33.60M 33.83M 34.63M 38.03M 42.21M 43.20M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 -17 31 62 110 -3.03 51 46 43 24
Normalized NOPAT Margin		 -5.02% 7.44% 18.56% 33.86% -1.15% 19.00% 16.79% 15.31% 9.28%
Pre Tax Income Margin		 -7.17% 9.98% 23.53% 44.21% -1.65% 23.70% 21.09% 27.40% 13.29%
Debt Service Ratios		 - - - - - - - - -
EBIT to Interest Expense		 -0.09 0.19 1.09 3.37 -0.06 0.64 0.64 1.21 0.72
NOPAT to Interest Expense		 -0.06 0.14 0.86 2.58 -0.04 0.51 0.51 0.68 0.50
EBIT Less CapEx to Interest Expense		 -0.12 0.14 0.94 3.22 0.05 0.55 0.54 1.56 0.71
NOPAT Less CapEx to Interest Expense		 -0.09 0.09 0.71 2.43 0.07 0.42 0.41 1.02 0.49
Payout Ratios		 - - - - - - - - -
Dividend Payout Ratio		 -81.38% 39.18% 19.74% 0.00% 0.00% 0.00% 87.27% 0.00% 0.00%
Augmented Payout Ratio		 -129.35% 55.20% 136.03% 41.61% -4,028.92% 55.45% 126.35% 0.00% 0.00%

Quarterly Metrics And Ratios for Amerant Bancorp

This table displays calculated financial ratios and metrics derived from Amerant Bancorp's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 13.89% 9.90% -66.85% -10.61% -9.07% -4.93% 17.06% 53.73% 45.94% -21.26% 36.25%
EBITDA Growth		 8.10% 211.15% -288.79% -24.84% -41.73% -158.91% 18.22% -12.56% 28.75% -65.95% 6.88%
EBIT Growth		 13.65% 186.19% -320.43% -29.11% -46.67% -176.20% 25.20% -15.75% 39.26% -68.35% 14.38%
NOPAT Growth		 13.15% 215.32% -299.28% -29.56% -47.01% -167.09% 24.31% -15.64% 39.43% -66.07% 6.67%
Net Income Growth		 13.15% 194.10% -321.54% -29.56% -47.01% -182.23% 24.31% -15.64% 39.43% -66.07% 6.67%
EPS Growth		 -9.68% 201.92% -316.67% -31.82% -48.33% -181.25% 26.92% -12.00% 36.36% -63.64% 15.56%
Operating Cash Flow Growth		 624.63% 643.57% -91.38% -121.37% 114.84% 16.21% 193.98% 129.92% -55.11% -162.45% 103.78%
Free Cash Flow Firm Growth		 -146.35% -210.18% -242.73% -106.79% 1,150.90% 906.80% 671.78% 29.26% -135.58% -91.62% -124.47%
Invested Capital Growth		 10.50% 16.61% 34.31% 0.54% -16.93% -13.07% -19.76% -2.98% 2.77% 0.02% 4.84%
Revenue Q/Q Growth		 -4.44% 234.13% -66.27% 6.83% -8.72% 0.79% -9.05% 8.67% -4.57% 24.10% 19.45%
EBITDA Q/Q Growth		 -8.65% 134.54% -730.15% -42.46% 188.75% -158.66% 150.86% -55.38% -10.29% 17.74% 85.54%
EBIT Q/Q Growth		 -9.17% 129.12% -1,078.84% -53.03% 164.37% -174.48% 214.81% -64.67% -8.02% 22.38% 111.85%
NOPAT Q/Q Growth		 -29.16% 138.96% -972.95% -53.04% 172.19% -167.33% 208.56% -64.67% -8.60% 24.75% 109.41%
Net Income Q/Q Growth		 -29.16% 135.05% -1,070.46% -53.04% 158.91% -182.52% 208.56% -64.67% -8.60% 24.75% 109.41%
EPS Q/Q Growth		 -47.17% 137.06% -1,053.33% -51.61% 159.62% -178.79% 200.00% -63.33% -6.25% 23.08% 108.00%
Operating Cash Flow Q/Q Growth		 -73.94% 1,743.12% 279.63% -183.97% 119.55% -129.22% 345.61% 158.29% -10.41% -202.50% 145.34%
Free Cash Flow Firm Q/Q Growth		 34.16% 56.48% -13,887.53% -101.16% 56.50% -43.62% 565.48% 278.99% -249.93% 132.02% -250.44%
Invested Capital Q/Q Growth		 -0.79% -9.25% 19.28% 2.89% 4.70% 4.52% -10.71% -15.00% 9.57% -3.52% 7.96%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 17.41% 18.21% -176.17% 9.43% 17.51% -18.01% 30.93% 11.22% 27.32% 29.06% 30.63%
EBIT Margin		 15.39% 16.19% -185.77% 6.40% 14.56% -20.65% 27.94% 8.07% 24.83% 25.76% 26.12%
Profit (Net Income) Margin		 11.24% 15.16% -144.57% 5.02% 11.43% -17.71% 21.63% 6.38% 19.61% 20.48% 20.37%
Tax Burden Percent		 77.50% 93.66% 77.82% 78.49% 78.50% 85.79% 77.43% 79.00% 79.00% 79.50% 77.99%
Interest Burden Percent		 94.25% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.50% 6.34% 0.00% 21.51% 21.50% 0.00% 22.57% 21.00% 21.00% 20.50% 22.01%
Return on Invested Capital (ROIC)		 2.32% 3.07% -24.64% 1.20% 2.61% -3.63% 5.50% 1.55% 3.76% 3.88% 4.14%
ROIC Less NNEP Spread (ROIC-NNEP)		 2.32% 3.07% -25.17% 1.20% 2.61% -3.98% 5.50% 1.55% 3.76% 3.88% 4.14%
Return on Net Nonoperating Assets (RNNOA)		 2.45% 3.20% -28.08% 1.51% 3.68% -5.12% 7.27% 2.05% 5.91% 4.99% 5.64%
Return on Equity (ROE)		 4.77% 6.26% -52.72% 2.71% 6.30% -8.74% 12.77% 3.59% 9.67% 8.87% 9.78%
Cash Return on Invested Capital (CROIC)		 -10.89% -16.35% -31.85% 0.63% 19.71% 15.85% 26.20% 7.00% 0.81% 3.49% 1.12%
Operating Return on Assets (OROA)		 0.54% 0.55% -6.15% 0.26% 0.61% -0.91% 1.30% 0.37% 1.05% 1.03% 1.17%
Return on Assets (ROA)		 0.39% 0.52% -4.78% 0.21% 0.48% -0.78% 1.00% 0.29% 0.83% 0.82% 0.91%
Return on Common Equity (ROCE)		 4.77% 6.26% -52.72% 2.71% 6.30% -8.74% 12.77% 3.59% 9.67% 8.87% 9.78%
Return on Equity Simple (ROE_SIMPLE)		 -1.58% 0.00% -5.60% 2.63% 2.90% 0.00% 9.80% 9.20% 9.27% 0.00% 15.01%
Net Operating Profit after Tax (NOPAT)		 12 17 -43 4.96 11 -15 22 7.05 20 22 17
NOPAT Margin		 11.24% 15.16% -130.04% 5.02% 11.43% -14.45% 21.63% 6.38% 19.61% 20.48% 20.37%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.53% 0.00% 0.00% 0.36% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 43.80% 42.83% 142.06% 50.49% 49.80% 46.47% 44.68% 45.56% 46.54% 43.26% 49.61%
Operating Expenses to Revenue		 67.27% 74.91% 228.74% 74.21% 72.03% 108.30% 64.10% 65.61% 63.67% 58.42% 65.36%
Earnings before Interest and Taxes (EBIT)		 16 18 -62 6.32 13 -21 28 8.92 25 27 22
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 19 20 -59 9.31 16 -18 31 12 28 31 26
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.95 1.06 0.79 1.04 1.05 1.10 0.80 0.79 0.98 1.23 1.16
Price to Tangible Book Value (P/TBV)		 0.98 1.08 0.81 1.07 1.08 1.13 0.82 0.81 1.01 1.27 1.20
Price to Revenue (P/Rev)		 2.48 2.80 2.20 1.94 1.92 1.95 1.38 1.41 1.96 2.61 2.24
Price to Earnings (P/E)		 0.00 0.00 0.00 37.11 33.92 24.89 8.07 8.49 10.52 13.79 7.60
Dividend Yield		 1.74% 1.61% 1.68% 1.59% 1.56% 1.49% 2.10% 2.14% 1.70% 1.63% 1.37%
Earnings Yield		 0.00% 0.00% 0.00% 2.69% 2.95% 4.02% 12.39% 11.78% 9.51% 7.25% 13.16%
Enterprise Value to Invested Capital (EV/IC)		 0.62 0.70 0.57 0.83 0.62 0.84 0.70 0.64 0.74 0.93 0.90
Enterprise Value to Revenue (EV/Rev)		 3.13 3.74 3.44 3.50 2.45 3.12 2.45 2.59 3.93 4.92 4.53
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 35.90 23.92 24.35 10.03 10.77 14.49 17.67 10.75
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 51.08 33.54 31.24 11.44 12.49 16.78 20.91 11.93
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 71.21 46.28 41.93 14.54 15.83 21.27 26.52 15.75
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.97 15.27 0.00 39.33 20.52 48.31 42.81 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 131.63 2.84 4.94 2.37 8.98 92.82 26.68 82.44
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.96 1.01 1.18 1.25 1.18 1.08 1.04 1.28 1.65 1.50 1.62
Long-Term Debt to Equity		 0.96 1.01 1.18 1.25 1.18 1.08 1.04 1.28 1.65 1.50 1.62
Financial Leverage		 1.06 1.04 1.12 1.26 1.41 1.28 1.32 1.32 1.57 1.29 1.36
Leverage Ratio		 12.16 12.06 12.12 13.22 13.14 13.05 12.73 12.30 11.65 10.87 10.74
Compound Leverage Factor		 11.46 12.06 12.12 13.22 13.14 13.05 12.73 12.30 11.65 10.87 10.74
Debt to Total Capital		 48.94% 50.23% 54.20% 55.57% 54.05% 52.02% 50.86% 56.05% 62.23% 59.94% 61.90%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 48.94% 50.23% 54.20% 55.57% 54.05% 52.02% 50.86% 56.05% 62.23% 59.94% 61.90%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.20% 0.16% 0.12% 0.12% 0.11%
Common Equity to Total Capital		 51.06% 49.77% 45.80% 44.43% 45.95% 47.98% 49.14% 43.95% 37.77% 40.06% 38.10%
Debt to EBITDA		 -75.33 -69.55 -20.78 23.95 20.96 15.05 7.32 9.47 12.14 11.39 7.41
Net Debt to EBITDA		 -19.72 -24.40 -7.85 16.03 5.20 9.10 4.35 4.90 7.25 8.26 5.43
Long-Term Debt to EBITDA		 -75.33 -69.55 -20.78 23.95 20.96 15.05 7.32 9.47 12.14 11.39 7.41
Debt to NOPAT		 -56.12 -53.30 -24.22 47.51 40.55 25.92 10.60 13.92 17.82 17.09 10.85
Net Debt to NOPAT		 -14.69 -18.70 -9.15 31.81 10.05 15.67 6.31 7.21 10.64 12.40 7.96
Long-Term Debt to NOPAT		 -56.12 -53.30 -24.22 47.51 40.55 25.92 10.60 13.92 17.82 17.09 10.85
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -157 -238 -547 -3.91 338 216 383 58 -32 21 -67
Operating Cash Flow to CapEx		 914.07% 9,790.40% 260.66% -154.89% 80.07% -545.30% 4,563.08% 312.25% -502.84% -655.53% 469.29%
Free Cash Flow to Firm to Interest Expense		 -2.59 -3.65 -7.74 -0.06 5.07 3.38 6.30 1.05 -0.75 0.69 -3.48
Operating Cash Flow to Interest Expense		 0.33 1.19 0.06 -0.03 0.04 -0.22 0.80 0.20 -0.44 -0.55 0.86
Operating Cash Flow Less CapEx to Interest Expense		 0.30 1.18 0.04 -0.06 -0.01 -0.26 0.79 0.14 -0.53 -0.63 0.68
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.04 0.04 0.04 0.05 0.05 0.04 0.04 0.04
Fixed Asset Turnover		 9.10 8.91 8.59 10.20 9.28 9.70 9.95 9.77 9.11 8.39 4.83
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,775 1,789 1,971 1,653 1,606 1,534 1,468 1,644 1,934 1,765 1,829
Invested Capital Turnover		 0.21 0.20 0.19 0.24 0.23 0.25 0.25 0.24 0.19 0.19 0.20
Increase / (Decrease) in Invested Capital		 169 255 504 8.87 -327 -231 -361 -51 52 0.36 85
Enterprise Value (EV)		 1,093 1,255 1,119 1,377 991 1,291 1,026 1,049 1,438 1,643 1,645
Market Capitalization		 865 940 716 762 776 809 578 569 716 873 812
Book Value per Share		 $21.62 $21.15 $26.96 $21.78 $21.97 $21.92 $21.45 $21.40 $21.62 $20.96 $20.65
Tangible Book Value per Share		 $21.16 $20.69 $26.38 $21.21 $21.40 $21.35 $20.84 $20.79 $21.01 $20.38 $20.08
Total Capital		 1,775 1,789 1,971 1,653 1,606 1,534 1,471 1,646 1,936 1,767 1,831
Total Debt		 869 899 1,069 918 868 798 748 923 1,205 1,059 1,134
Total Long-Term Debt		 869 899 1,069 918 868 798 748 923 1,205 1,059 1,134
Net Debt		 227 315 404 615 215 482 445 478 719 769 831
Capital Expenditures (CapEx)		 2.21 0.79 1.61 1.51 3.48 2.62 1.07 3.51 3.74 2.60 3.54
Net Nonoperating Expense (NNE)		 0.00 0.00 4.84 0.00 0.00 3.30 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 869 899 1,069 918 868 798 745 920 1,202 1,057 1,132
Total Depreciation and Amortization (D&A)		 2.15 2.25 3.20 2.99 2.72 2.67 3.01 3.47 2.53 3.52 3.87
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.28 $0.52 ($1.43) $0.15 $0.32 ($0.51) $0.66 $0.22 $0.60 $0.66 $0.62
Adjusted Weighted Average Basic Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Adjusted Diluted Earnings per Share		 $0.28 $0.53 ($1.43) $0.15 $0.31 ($0.52) $0.66 $0.22 $0.60 $0.64 $0.62
Adjusted Weighted Average Diluted Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 41.83M 41.92M 42.11M 33.49M 33.72M 33.60M 33.58M 33.70M 33.81M 33.83M 33.77M
Normalized Net Operating Profit after Tax (NOPAT)		 12 17 -43 4.96 11 -15 22 7.05 20 22 17
Normalized NOPAT Margin		 11.24% 15.16% -130.04% 5.02% 11.43% -14.45% 21.63% 6.38% 19.61% 20.48% 20.37%
Pre Tax Income Margin		 14.50% 16.19% -185.77% 6.40% 14.56% -20.65% 27.94% 8.07% 24.83% 25.76% 26.12%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.27 0.28 -0.88 0.09 0.20 -0.33 0.46 0.16 0.59 0.88 1.17
NOPAT to Interest Expense		 0.20 0.26 -0.61 0.07 0.16 -0.23 0.36 0.13 0.47 0.70 0.91
EBIT Less CapEx to Interest Expense		 0.23 0.26 -0.90 0.07 0.15 -0.37 0.44 0.10 0.50 0.80 0.98
NOPAT Less CapEx to Interest Expense		 0.16 0.25 -0.64 0.05 0.11 -0.27 0.34 0.06 0.38 0.62 0.73
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 -95.34% -81.38% -23.82% 62.37% 56.30% 39.18% 17.11% 18.20% 17.89% 19.74% 8.82%
Augmented Payout Ratio		 -182.77% -129.35% -38.76% 99.38% 76.69% 55.20% 24.10% 21.56% 44.23% 136.03% 112.59%

Frequently Asked Questions About Amerant Bancorp's Financials

When does Amerant Bancorp's fiscal year end?

According to the most recent income statement we have on file, Amerant Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Amerant Bancorp's net income changed over the last 8 years?

Amerant Bancorp's net income appears to be on a downward trend, with a most recent value of -$15.75 million in 2024, falling from $23.58 million in 2016. The previous period was $30.79 million in 2023. View Amerant Bancorp's forecast to see where analysts expect Amerant Bancorp to go next.

How has Amerant Bancorp revenue changed over the last 8 years?

Over the last 8 years, Amerant Bancorp's total revenue changed from $254.20 million in 2016 to $335.87 million in 2024, a change of 32.1%.

How much debt does Amerant Bancorp have?

Amerant Bancorp's total liabilities were at $9.01 billion at the end of 2024, a 0.3% increase from 2023, and a 17.3% increase since 2017.

How much cash does Amerant Bancorp have?

In the past 7 years, Amerant Bancorp's cash and equivalents has ranged from $19.49 million in 2022 to $47.23 million in 2023, and is currently $39.20 million as of their latest financial filing in 2024.

How has Amerant Bancorp's book value per share changed over the last 8 years?

Over the last 8 years, Amerant Bancorp's book value per share changed from 0.00 in 2016 to 21.15 in 2024, a change of 2,114.7%.


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This page (NASDAQ:AMTB) was last updated on 5/29/2025 by MarketBeat.com Staff
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