Amerant Bancorp (AMTB) Stock Price, News & Analysis

Company Overview

Amerant Bancorp (NYSE: AMTB) is a bank holding company headquartered in Coral Gables, Florida. Its principal subsidiary, Amerant Bank, provides banking and financial services to individuals, families, businesses and commercial clients.

Amerant Bank’s offerings include checking and savings accounts, certificates of deposit, consumer and commercial lending, residential mortgages, home equity products, credit cards, treasury management and wealth management services. The bank also provides digital banking tools and services for business and personal customers.

The company traces its roots to 1979 and operated for many years under the Mercantil Commercebank and Mercantil Bank names before adopting the Amerant brand. Its primary markets are in Florida, including South Florida and the Tampa Bay area, as well as parts of Texas. Through its international banking capabilities, Amerant also serves customers with financial ties between the United States and Latin America.

Key Stats

• Today's Range: $28.84 to $29.83
• 50-Day Range: $25.49 to $30.52
• 52-Week Range: $15.62 to $30.60
• Volume: 409,028 shs
• Average Volume: 286,278 shs
• Market Capitalization: $1.16 billion
• P/E Ratio: 21.28
• Dividend Yield: 1.22%
• Price Target: $27.75
• Consensus Rating: Moderate Buy

Amerant Bancorp Stock Analysis - MarketRank™

Amerant Bancorp scored higher than 66% of companies evaluated by MarketBeat, and ranked 478th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Amerant Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 2 buy ratings, 3 hold ratings, and no sell ratings.

Downside Risk

Amerant Bancorp has a consensus price target of $27.75, representing about 6.2% downside from its current price of $29.58.

Amount of Analyst Coverage

Amerant Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 27.03%

Earnings Growth

Earnings for Amerant Bancorp are expected to grow by 27.03% in the coming year, from $2.22 to $2.82 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Amerant Bancorp is 21.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.31.

Price to Earnings Ratio vs. Sector

The P/E ratio of Amerant Bancorp is 21.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.55.

Price to Book Value per Share Ratio

Amerant Bancorp has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.42% of the float of Amerant Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Amerant Bancorp has a short interest ratio ("days to cover") of 6.

Change versus previous month

Short interest in Amerant Bancorp has recently increased by 18.63%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Amerant Bancorp pays a meaningful dividend of 1.22%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Amerant Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Amerant Bancorp is 25.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Amerant Bancorp will have a dividend payout ratio of 12.77% next year. This indicates that Amerant Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.14

News Sentiment

Amerant Bancorp has a news sentiment score of 0.14. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Amerant Bancorp this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for AMTB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

1 people have added Amerant Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.6 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Amerant Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.70% of the stock of Amerant Bancorp is held by insiders.

Percentage Held by Institutions

42.11% of the stock of Amerant Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/28 Dividend: 8/14/2026
• Ex-Dividend for 8/28 Dividend: 8/14/2026
• Dividend Payable: 8/28/2026
• Today: 9/17/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:AMTB
• Previous Symbol: NYSE:AMTB
• CIK: 1734342
• Web: amerantbank.com
• Phone: (305) 460-4038
• Fax: N/A
• Employees: 694
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Amerant Bancorp: $27.75
• High Price Target: $32.00
• Low Price Target: $23.00
• Potential Upside/Downside: -6.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.39
• Trailing P/E Ratio: 21.28
• Forward P/E Ratio: 13.32
• P/E Growth: N/A
• Net Income: $52.42 million
• Net Margins: 8.76%
• Pretax Margin: 11.03%
• Return on Equity: 8.30%
• Return on Assets: 0.76%

Debt

• Debt-to-Equity Ratio: 0.87
• Current Ratio: 0.86
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $676.04 million
• Price / Sales: 1.71
• Cash Flow: $2.01 per share
• Price / Cash Flow: 14.72
• Book Value: $23.13 per share
• Price / Book: 1.28

Miscellaneous

• Outstanding Shares: 39,190,000
• Free Float: 38,132,000
• Market Cap: $1.16 billion
• Optionable: N/A
• Beta: 0.83