Free Trial
NASDAQ:BAFN

BayFirst Financial (BAFN) Stock Price, News & Analysis

BayFirst Financial logo
$8.50 -0.10 (-1.16%)
Closing price 09/19/2025 04:00 PM Eastern
Extended Trading
$8.52 +0.03 (+0.29%)
As of 09/19/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About BayFirst Financial Stock (NASDAQ:BAFN)

Advanced

Key Stats

Today's Range
$8.48
$8.51
50-Day Range
$6.63
$15.27
52-Week Range
$6.40
$19.75
Volume
1,617 shs
Average Volume
15,452 shs
Market Capitalization
$35.14 million
P/E Ratio
4.91
Dividend Yield
3.76%
Price Target
N/A
Consensus Rating
N/A

Company Overview

BayFirst Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
59th Percentile Overall Score

BAFN MarketRank™: 

BayFirst Financial scored higher than 59% of companies evaluated by MarketBeat, and ranked 598th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for BayFirst Financial.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of BayFirst Financial is 4.91, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.68.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of BayFirst Financial is 4.91, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 243.87.

  • Price to Book Value per Share Ratio

    BayFirst Financial has a P/B Ratio of 0.37. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about BayFirst Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.12% of the float of BayFirst Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    BayFirst Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in BayFirst Financial has recently decreased by 22.00%, indicating that investor sentiment is improving significantly.
  • Dividend Leadership

    BayFirst Financial is a leading dividend payer. It pays a dividend yield of 3.72%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    BayFirst Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of BayFirst Financial is 18.50%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about BayFirst Financial's dividend.
  • Percentage of Shares Shorted

    0.12% of the float of BayFirst Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    BayFirst Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in BayFirst Financial has recently decreased by 22.00%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    BayFirst Financial has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for BayFirst Financial this week, compared to 1 article on an average week.
  • Search Interest

    1 people have searched for BAFN on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, BayFirst Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    18.76% of the stock of BayFirst Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 16.88% of the stock of BayFirst Financial is held by institutions.

  • Read more about BayFirst Financial's insider trading history.
Receive BAFN Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for BayFirst Financial and its competitors with MarketBeat's FREE daily newsletter.

By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

BAFN Stock News Headlines

Short Interest in BayFirst Financial Corp. (NASDAQ:BAFN) Drops By 22.0%
Bayfirst Financial Corp News (BAFN) - Investing.com
Market Panic: Trump Just Dropped a Bomb on Your Stocks
tock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tariffs just lit the fuse. Millions of investors are blindsided as stocks plunge… but this is only Phase 1. If you're still holding the wrong assets, you could lose 30% or more in the coming weeks.tc pixel
BayFirst Financial Corp to Release Q2 Results Soon
BayFirst Financial Discontinues Bolt Loan Program
BayFirst Discontinues Bolt SBA 7(a) Loan Program
BayFirst Q2 Net Loss Widens 425%
See More Headlines

BAFN Stock Analysis - Frequently Asked Questions

BayFirst Financial's stock was trading at $13.30 at the beginning of 2025. Since then, BAFN shares have decreased by 36.1% and is now trading at $8.50.

BayFirst Financial Corp. (NASDAQ:BAFN) posted its quarterly earnings data on Tuesday, July, 29th. The company reported ($0.39) EPS for the quarter. The company earned $23.14 million during the quarter. BayFirst Financial had a trailing twelve-month return on equity of 10.14% and a net margin of 6.65%.
Read the conference call transcript
.

Top institutional investors of BayFirst Financial include Salzhauer Michael (1.03%). Insiders that own company stock include Derek Steven Berset, Anthony N Leo, Thomas Gerard Zernick, Robin Leigh Oliver, Scott Joseph Mckim and Rhonda S Tudor.
View institutional ownership trends
.

Shares of BAFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that BayFirst Financial investors own include HubSpot (HUBS), Diamondback Energy (FANG), ForgeRock (FORG), Netflix (NFLX), Sportradar Group (SRAD) and Bank of America (BAC).

Company Calendar

Last Earnings
7/29/2025
Today
9/21/2025
Next Earnings (Estimated)
10/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:BAFN
CIK
1649739
Fax
N/A
Employees
640
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$1.73
Trailing P/E Ratio
4.91
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$12.60 million
Net Margins
6.65%
Pretax Margin
8.88%
Return on Equity
10.14%
Return on Assets
0.72%

Debt

Debt-to-Equity Ratio
0.52
Current Ratio
1.02
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$79.59 million
Price / Sales
0.44
Cash Flow
$5.38 per share
Price / Cash Flow
1.58
Book Value
$23.03 per share
Price / Book
0.37

Miscellaneous

Outstanding Shares
4,134,000
Free Float
3,358,000
Market Cap
$35.14 million
Optionable
Not Optionable
Beta
0.36
10 Best Stocks to Own: Fall 2025 Cover

Enter your email address and we'll send you MarketBeat's list of ten stocks that are set to soar in Fall 2025, despite the threat of tariffs and other economic uncertainty. These ten stocks are incredibly resilient and are likely to thrive in any economic environment.

Get This Free Report

This page (NASDAQ:BAFN) was last updated on 9/21/2025 by MarketBeat.com Staff
From Our Partners