Blue Foundry Bancorp (BLFY) Competitors $8.72 -0.16 (-1.80%) Closing price 06/13/2025 04:00 PM EasternExtended Trading$8.73 +0.01 (+0.11%) As of 06/13/2025 04:02 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock BLFY vs. XYF, OSBC, ESQ, HBT, AMTB, CNCK, MCBS, BFST, MCB, and EQBKShould you be buying Blue Foundry Bancorp stock or one of its competitors? The main competitors of Blue Foundry Bancorp include X Financial (XYF), Old Second Bancorp (OSBC), Esquire Financial (ESQ), HBT Financial (HBT), Amerant Bancorp (AMTB), Coincheck Group (CNCK), MetroCity Bankshares (MCBS), Business First Bancshares (BFST), Metropolitan Bank (MCB), and Equity Bancshares (EQBK). These companies are all part of the "banking" industry. Blue Foundry Bancorp vs. Its Competitors X Financial Old Second Bancorp Esquire Financial HBT Financial Amerant Bancorp Coincheck Group MetroCity Bankshares Business First Bancshares Metropolitan Bank Equity Bancshares X Financial (NYSE:XYF) and Blue Foundry Bancorp (NASDAQ:BLFY) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, earnings, analyst recommendations, profitability, institutional ownership, valuation and risk. Which has higher earnings and valuation, XYF or BLFY? X Financial has higher revenue and earnings than Blue Foundry Bancorp. Blue Foundry Bancorp is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioX Financial$2.76B0.28$167.16M$4.803.80Blue Foundry Bancorp$40.61M4.66-$11.91M-$0.56-15.57 Is XYF or BLFY more profitable? X Financial has a net margin of 25.03% compared to Blue Foundry Bancorp's net margin of -13.65%. X Financial's return on equity of 20.66% beat Blue Foundry Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets X Financial25.03% 20.66% 11.17% Blue Foundry Bancorp -13.65%-3.45%-0.58% Does the MarketBeat Community prefer XYF or BLFY? X Financial received 129 more outperform votes than Blue Foundry Bancorp when rated by MarketBeat users. Likewise, 58.11% of users gave X Financial an outperform vote while only 0.00% of users gave Blue Foundry Bancorp an outperform vote. CompanyUnderperformOutperformX FinancialOutperform Votes12958.11% Underperform Votes9341.89% Blue Foundry BancorpOutperform VotesNo VotesUnderperform Votes13100.00% Does the media favor XYF or BLFY? In the previous week, X Financial had 2 more articles in the media than Blue Foundry Bancorp. MarketBeat recorded 3 mentions for X Financial and 1 mentions for Blue Foundry Bancorp. Blue Foundry Bancorp's average media sentiment score of 1.87 beat X Financial's score of 1.14 indicating that Blue Foundry Bancorp is being referred to more favorably in the news media. Company Overall Sentiment X Financial Positive Blue Foundry Bancorp Very Positive Do analysts recommend XYF or BLFY? Blue Foundry Bancorp has a consensus target price of $11.00, indicating a potential upside of 26.15%. Given Blue Foundry Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Blue Foundry Bancorp is more favorable than X Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score X Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Blue Foundry Bancorp 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do institutionals and insiders hold more shares of XYF or BLFY? 1.1% of X Financial shares are held by institutional investors. Comparatively, 56.5% of Blue Foundry Bancorp shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Comparatively, 5.3% of Blue Foundry Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Which has more risk and volatility, XYF or BLFY? X Financial has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500. Comparatively, Blue Foundry Bancorp has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500. SummaryX Financial beats Blue Foundry Bancorp on 11 of the 17 factors compared between the two stocks. Get Blue Foundry Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for BLFY and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding BLFY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BLFY vs. The Competition Export to ExcelMetricBlue Foundry BancorpSavings institutions, except federal IndustryFinance SectorNASDAQ ExchangeMarket Cap$189.41M$418.78M$11.62B$8.50BDividend YieldN/A2.34%5.64%4.17%P/E Ratio-15.5721.5522.8219.66Price / Sales4.663.6526.81152.07Price / CashN/A21.3717.6034.64Price / Book0.610.912.834.59Net Income-$11.91M-$21.83M$1.04B$248.23M7 Day Performance-3.22%-0.68%0.10%-1.07%1 Month Performance-14.51%-3.71%0.02%2.59%1 Year Performance0.11%15.80%540.97%13.50% Blue Foundry Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BLFYBlue Foundry Bancorp2.8696 of 5 stars$8.72-1.8%$11.00+26.1%+0.1%$189.41M$40.61M-15.57180Positive NewsHigh Trading VolumeXYFX Financial2.2865 of 5 stars$18.71-4.5%N/A+329.3%$781.50M$2.76B4.94420Positive NewsGap DownHigh Trading VolumeOSBCOld Second Bancorp3.3947 of 5 stars$17.00+1.4%$20.10+18.2%+22.1%$765.95M$282.62M9.09890Positive NewsShort Interest ↓ESQEsquire Financial2.1235 of 5 stars$90.48+0.7%$92.50+2.2%+100.1%$765.64M$129.33M17.53110Positive NewsHBTHBT Financial3.569 of 5 stars$24.00+2.0%$25.80+7.5%+23.8%$755.88M$228.13M10.62730Positive NewsAMTBAmerant Bancorp3.5395 of 5 stars$17.67+1.6%$24.60+39.3%-19.9%$738.91M$317.91M-30.99680CNCKCoincheck Group2.8845 of 5 stars$5.23-7.4%$10.00+91.2%N/A$732.81M$383.33B0.00N/APositive NewsMCBSMetroCity Bankshares4.0545 of 5 stars$28.07+0.6%$34.00+21.1%+13.2%$713.03M$143.02M11.18220News CoveragePositive NewsBFSTBusiness First Bancshares4.4827 of 5 stars$23.88+0.7%$31.00+29.8%+18.4%$709.12M$287.57M10.57750Positive NewsMCBMetropolitan Bank2.9322 of 5 stars$65.35-0.4%$78.13+19.5%+65.0%$696.63M$280.79M11.04240News CoveragePositive NewsInsider TradeEQBKEquity Bancshares4.4398 of 5 stars$39.60+0.1%$46.60+17.7%+16.7%$693.51M$225.03M9.95700Positive News Related Companies and Tools Related Companies X Financial Competitors Old Second Bancorp Competitors Esquire Financial Competitors HBT Financial Competitors Amerant Bancorp Competitors Coincheck Group Competitors MetroCity Bankshares Competitors Business First Bancshares Competitors Metropolitan Bank Competitors Equity Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:BLFY) was last updated on 6/15/2025 by MarketBeat.com Staff From Our PartnersTrump wipes out trillions overnight…Is there anybody more powerful than Donald Trump right now? 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