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Bank7 (BSVN) Financials

Bank7 logo
$37.23 -0.31 (-0.83%)
Closing price 05/22/2025 04:00 PM Eastern
Extended Trading
$37.33 +0.10 (+0.27%)
As of 05/22/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
Annual Income Statements for Bank7

Annual Income Statements for Bank7

This table shows Bank7's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Net Income / (Loss) Attributable to Common Shareholders
46 28 30
Consolidated Net Income / (Loss)
46 28 30
Net Income / (Loss) Continuing Operations
46 28 30
Total Pre-Tax Income
60 37 39
Total Revenue
97 92 72
Net Interest Income / (Expense)
86 83 69
Total Interest Income
132 122 79
Loans and Leases Interest Income
119 110 74
Investment Securities Interest Income
2.80 3.12 2.67
Deposits and Money Market Investments Interest Income
0.79 0.52 0.05
Other Interest Income
8.54 8.06 1.63
Total Interest Expense
45 39 9.32
Deposits Interest Expense
45 39 9.32
Total Non-Interest Income
11 9.24 2.94
Service Charges on Deposit Accounts
0.98 0.87 0.90
Other Service Charges
9.92 8.06 1.68
Net Realized & Unrealized Capital Gains on Investments
-0.01 -0.02 -0.13
Other Non-Interest Income
0.37 0.33 0.49
Provision for Credit Losses
0.00 21 4.47
Total Non-Interest Expense
37 33 29
Salaries and Employee Benefits
21 17 17
Net Occupancy & Equipment Expense
5.61 5.41 5.87
Marketing Expense
1.82 1.34 1.82
Other Operating Expenses
8.89 9.28 3.91
Income Tax Expense
15 8.95 9.62
Basic Earnings per Share
$4.92 $3.09 $3.26
Weighted Average Basic Shares Outstanding
9.29M 9.16M 9.10M
Diluted Earnings per Share
$4.84 $3.05 $3.22
Weighted Average Diluted Shares Outstanding
9.45M 9.26M 9.20M
Weighted Average Basic & Diluted Shares Outstanding
9.45M 9.24M 9.15M
Cash Dividends to Common per Share
$0.89 $0.74 $0.52

Quarterly Income Statements for Bank7

This table shows Bank7's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Consolidated Net Income / (Loss)
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Net Income / (Loss) Continuing Operations
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Total Pre-Tax Income
15 15 15 15 1.56 10 13 13 11 10
Total Revenue
24 25 24 24 28 22 21 21 21 20
Net Interest Income / (Expense)
22 21 21 22 21 21 20 20 20 19
Total Interest Income
32 33 32 33 32 32 30 27 25 22
Loans and Leases Interest Income
30 31 29 30 29 29 27 25 24 20
Investment Securities Interest Income
0.33 0.37 1.02 1.09 0.76 0.78 0.79 0.79 0.78 0.78
Deposits and Money Market Investments Interest Income
0.11 0.18 0.25 0.25 0.25 0.16 0.06 0.05 0.01 0.01
Other Interest Income
2.31 2.15 2.24 1.83 2.66 1.90 2.31 1.19 0.87 0.44
Total Interest Expense
11 12 11 11 11 11 9.54 7.37 5.08 2.65
Deposits Interest Expense
11 12 11 11 11 11 9.54 7.37 5.08 2.65
Total Non-Interest Income
2.40 3.68 3.17 2.01 6.77 1.01 0.79 0.67 0.73 0.84
Service Charges on Deposit Accounts
0.23 0.23 0.26 0.25 0.22 0.21 0.20 0.24 0.22 0.21
Other Service Charges
2.04 3.35 2.83 1.71 6.39 0.80 0.49 0.38 0.42 0.51
Net Realized & Unrealized Capital Gains on Investments
-0.00 -0.00 0.00 0.00 -0.00 -0.01 -0.01 -0.00 - -0.01
Other Non-Interest Income
0.14 0.10 0.08 0.05 0.16 0.01 0.11 0.05 0.09 0.13
Total Non-Interest Expense
9.42 9.40 9.14 9.14 11 7.39 7.38 7.65 8.13 7.13
Salaries and Employee Benefits
5.04 5.33 5.12 5.29 3.09 4.91 4.71 4.68 4.89 4.00
Net Occupancy & Equipment Expense
1.37 1.47 1.42 1.35 1.40 1.34 1.32 1.35 1.53 1.53
Marketing Expense
0.61 0.43 0.48 0.30 0.32 0.17 0.34 0.51 0.51 0.52
Other Operating Expenses
2.40 2.16 2.13 2.20 6.19 0.97 1.01 1.11 1.19 1.09
Income Tax Expense
3.61 3.72 3.73 3.60 0.49 2.35 3.16 2.95 2.97 2.36
Basic Earnings per Share
$1.19 $1.26 $1.25 $1.22 $0.12 $0.86 $1.06 $1.05 $0.93 $0.88
Weighted Average Basic Shares Outstanding
9.29M 9.32M 9.25M 9.22M 9.16M 9.16M 9.15M 9.15M 9.10M 9.10M
Diluted Earnings per Share
$1.16 $1.24 $1.23 $1.21 $0.11 $0.85 $1.05 $1.04 $0.92 $0.87
Weighted Average Diluted Shares Outstanding
9.45M 9.50M 9.37M 9.32M 9.26M 9.27M 9.25M 9.26M 9.20M 9.21M
Weighted Average Basic & Diluted Shares Outstanding
9.45M 9.34M 9.34M 9.25M 9.24M 9.19M 9.16M 9.15M 9.15M 9.12M

Annual Cash Flow Statements for Bank7

This table details how cash moves in and out of Bank7's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Net Change in Cash & Equivalents
53 72 -96
Net Cash From Operating Activities
55 49 40
Net Cash From Continuing Operating Activities
55 49 40
Net Income / (Loss) Continuing Operations
46 28 30
Consolidated Net Income / (Loss)
46 28 30
Provision For Loan Losses
0.00 21 4.47
Depreciation Expense
1.06 1.30 1.41
Amortization Expense
-0.77 0.38 0.81
Non-Cash Adjustments to Reconcile Net Income
2.93 0.13 0.53
Changes in Operating Assets and Liabilities, net
6.13 -2.10 2.86
Net Cash From Investing Activities
80 -131 -343
Net Cash From Continuing Investing Activities
80 -131 -343
Purchase of Property, Leasehold Improvements and Equipment
-4.20 -2.83 -0.29
Purchase of Investment Securities
-131 -144 -380
Sale of Property, Leasehold Improvements and Equipment
0.22 0.08 3.37
Sale and/or Maturity of Investments
215 16 34
Other Investing Activities, net
0.00 -0.07 -0.01
Net Cash From Financing Activities
-82 154 207
Net Cash From Continuing Financing Activities
-82 154 207
Net Change in Deposits
-76 160 212
Issuance of Common Equity
0.00 0.00 0.00
Repurchase of Common Equity
-0.67 -0.51 -0.45
Payment of Dividends
-8.06 -6.32 -4.37
Other Financing Activities, Net
2.59 0.50 0.31
Cash Interest Paid
46 38 9.10
Cash Income Taxes Paid
15 11 9.98

Quarterly Cash Flow Statements for Bank7

This table details how cash moves in and out of Bank7's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents
47 -23 17 12 12 -27 19 68 -38 24
Net Cash From Operating Activities
13 13 8.15 20 16 13 6.56 14 9.78 5.02
Net Cash From Continuing Operating Activities
13 13 8.15 20 16 13 6.56 14 9.78 5.02
Net Income / (Loss) Continuing Operations
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Consolidated Net Income / (Loss)
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Depreciation Expense
0.25 0.25 0.26 0.30 0.33 0.32 0.32 0.33 0.34 0.35
Amortization Expense
0.10 0.07 -0.56 -0.37 0.10 0.10 0.09 0.09 0.16 -2.85
Non-Cash Adjustments to Reconcile Net Income
0.36 0.22 1.15 1.20 1.27 -1.48 0.08 0.26 -0.66 0.76
Changes in Operating Assets and Liabilities, net
1.28 1.04 -4.23 8.04 -2.12 1.89 -4.69 2.81 -0.08 -3.63
Net Cash From Investing Activities
45 -79 109 5.23 -0.37 -122 -2.73 -6.17 -39 -71
Net Cash From Continuing Investing Activities
45 -79 109 5.23 -0.37 -122 -2.73 -6.17 -39 -71
Purchase of Property, Leasehold Improvements and Equipment
-1.31 -0.61 -1.61 -0.67 -0.23 -0.38 -2.01 -0.22 -0.02 -0.05
Purchase of Investment Securities
38 -88 18 -99 -4.74 -125 -4.48 -9.85 -41 -81
Sale of Property, Leasehold Improvements and Equipment
0.08 0.02 - - - 0.08 - - - 0.24
Sale and/or Maturity of Investments
8.20 9.45 93 105 4.64 3.57 3.78 3.91 2.70 9.77
Other Investing Activities, net
-0.01 -0.00 0.00 0.01 -0.03 -0.01 -0.02 -0.01 -0.02 -0.00
Net Cash From Financing Activities
-11 43 -101 -14 -4.24 82 15 61 -9.24 90
Net Cash From Continuing Financing Activities
-11 43 -101 -14 -4.24 82 15 61 -9.24 90
Net Change in Deposits
-8.75 43 -99 -11 -2.18 83 17 62 -8.04 91
Issuance of Common Equity
0.00 - 0.00 0.00 - - - 0.00 - -
Repurchase of Common Equity
-0.24 -0.01 -0.00 -0.42 -0.15 -0.23 0.00 -0.14 -0.14 -0.31
Payment of Dividends
-2.24 -1.94 -1.94 -1.93 -1.93 -1.46 -1.47 -1.46 -1.09 -1.10
Other Financing Activities, Net
0.69 1.58 0.27 0.07 0.02 0.24 0.03 0.21 0.03 0.28
Cash Interest Paid
11 12 11 11 11 11 9.06 7.06 4.88 2.61
Cash Income Taxes Paid
4.19 3.34 7.43 0.10 0.19 3.56 7.03 0.02 3.14 4.94

Annual Balance Sheets for Bank7

This table presents Bank7's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Total Assets
1,740 1,772 1,584
Cash and Due from Banks
234 181 109
Interest Bearing Deposits at Other Banks
6.72 18 5.47
Trading Account Securities
61 171 174
Loans and Leases, Net of Allowance
0.00 0.00 0.00
Premises and Equipment, Net
18 15 13
Goodwill
8.46 8.46 8.60
Intangible Assets
0.88 1.03 1.34
Other Assets
1,410 1,377 1,272
Total Liabilities & Shareholders' Equity
1,740 1,772 1,584
Total Liabilities
1,527 1,601 1,440
Non-Interest Bearing Deposits
313 482 442
Interest Bearing Deposits
1,202 1,109 990
Accrued Interest Payable
11 9.65 7.62
Other Long-Term Liabilities
0.08 0.30 1.05
Total Equity & Noncontrolling Interests
213 170 144
Total Preferred & Common Equity
213 170 144
Total Common Equity
213 170 144
Common Stock
102 98 95
Retained Earnings
116 79 58
Accumulated Other Comprehensive Income / (Loss)
-4.97 -6.15 -9.30

Quarterly Balance Sheets for Bank7

This table presents Bank7's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets
1,740 1,683 1,775 1,772 1,681 1,661 1,581
Cash and Due from Banks
187 210 193 169 196 177 147
Interest Bearing Deposits at Other Banks
8.72 12 17 17 10 4.98 1.49
Trading Account Securities
66 68 153 170 172 173 176
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net
17 17 15 15 15 13 13
Goodwill
8.46 8.46 8.46 8.46 8.46 8.46 8.07
Intangible Assets
0.91 0.94 0.97 1.11 1.18 1.26 1.41
Other Assets
1,452 1,367 1,387 1,392 1,278 - 1,233
Total Liabilities & Shareholders' Equity
1,740 1,683 1,775 1,772 1,681 1,661 1,581
Total Liabilities
1,536 1,492 1,595 1,604 1,520 1,492 1,445
Non-Interest Bearing Deposits
322 350 452 481 398 424 498
Interest Bearing Deposits
1,202 1,131 1,128 1,113 1,111 1,067 940
Accrued Interest Payable
12 11 10 11 11 - 7.35
Other Long-Term Liabilities
0.43 0.00 3.95 0.42 0.36 - 0.45
Total Equity & Noncontrolling Interests
204 191 180 168 162 154 136
Total Preferred & Common Equity
204 191 180 168 162 154 136
Total Common Equity
204 191 180 168 162 154 136
Common Stock
101 99 98 97 97 96 95
Retained Earnings
107 98 88 80 74 66 51
Accumulated Other Comprehensive Income / (Loss)
-4.12 -5.75 -5.69 -9.08 -8.71 -7.55 -10

Annual Metrics And Ratios for Bank7

This table displays calculated financial ratios and metrics derived from Bank7's official financial filings.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Growth Metrics
- - -
Revenue Growth
6.17% 26.84% 30.42%
EBITDA Growth
55.88% -6.19% 29.71%
EBIT Growth
62.14% -5.18% 26.99%
NOPAT Growth
61.62% -4.60% 27.98%
Net Income Growth
61.62% -4.60% 27.98%
EPS Growth
58.69% -5.28% 26.27%
Operating Cash Flow Growth
12.05% 23.70% 31.80%
Free Cash Flow Firm Growth
37.19% -88.99% 816.00%
Invested Capital Growth
25.18% 18.20% 8.28%
Revenue Q/Q Growth
-3.87% 8.20% 9.66%
EBITDA Q/Q Growth
27.48% -20.23% 10.34%
EBIT Q/Q Growth
27.88% -20.84% 10.33%
NOPAT Q/Q Growth
28.16% -20.56% 10.04%
Net Income Q/Q Growth
28.16% -20.56% 10.04%
EPS Q/Q Growth
27.70% -20.98% 9.90%
Operating Cash Flow Q/Q Growth
-5.28% 14.92% 7.14%
Free Cash Flow Firm Q/Q Growth
570.85% -41.57% 37.64%
Invested Capital Q/Q Growth
4.43% 1.44% 6.10%
Profitability Metrics
- - -
EBITDA Margin
62.23% 42.39% 57.31%
EBIT Margin
61.93% 40.55% 54.25%
Profit (Net Income) Margin
46.89% 30.80% 40.96%
Tax Burden Percent
75.72% 75.96% 75.50%
Interest Burden Percent
100.00% 100.00% 100.00%
Effective Tax Rate
24.28% 24.04% 24.50%
Return on Invested Capital (ROIC)
23.83% 17.99% 21.39%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 0.00% 21.39%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.00% 0.45%
Return on Equity (ROE)
0.00% 0.00% 21.83%
Cash Return on Invested Capital (CROIC)
1.47% 1.30% 13.43%
Operating Return on Assets (OROA)
3.44% 2.22% 2.68%
Return on Assets (ROA)
2.60% 1.69% 2.02%
Return on Common Equity (ROCE)
0.00% 0.00% 21.83%
Return on Equity Simple (ROE_SIMPLE)
21.43% 16.60% 20.57%
Net Operating Profit after Tax (NOPAT)
46 28 30
NOPAT Margin
46.89% 30.80% 40.96%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00%
SG&A Expenses to Revenue
28.94% 26.30% 34.17%
Operating Expenses to Revenue
38.07% 36.41% 39.58%
Earnings before Interest and Taxes (EBIT)
60 37 39
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
61 39 41
Valuation Ratios
- - -
Price to Book Value (P/BV)
2.04 1.44 1.53
Price to Tangible Book Value (P/TBV)
2.14 1.52 1.64
Price to Revenue (P/Rev)
4.47 2.66 3.05
Price to Earnings (P/E)
9.54 8.65 7.44
Dividend Yield
1.93% 2.78% 2.15%
Earnings Yield
10.48% 11.56% 13.44%
Enterprise Value to Invested Capital (EV/IC)
0.91 0.27 0.74
Enterprise Value to Revenue (EV/Rev)
2.00 0.50 1.46
Enterprise Value to EBITDA (EV/EBITDA)
3.22 1.18 2.55
Enterprise Value to EBIT (EV/EBIT)
3.23 1.23 2.70
Enterprise Value to NOPAT (EV/NOPAT)
4.27 1.62 3.57
Enterprise Value to Operating Cash Flow (EV/OCF)
3.54 0.93 2.67
Enterprise Value to Free Cash Flow (EV/FCFF)
69.38 22.35 5.69
Leverage & Solvency
- - -
Debt to Equity
0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00
Financial Leverage
0.00 0.00 0.02
Leverage Ratio
9.16 10.67 10.81
Compound Leverage Factor
9.16 10.67 10.81
Debt to Total Capital
0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 100.00% 100.00%
Debt to EBITDA
0.00 0.00 0.00
Net Debt to EBITDA
0.00 0.00 0.00
Long-Term Debt to EBITDA
0.00 0.00 0.00
Debt to NOPAT
0.00 0.00 0.00
Net Debt to NOPAT
0.00 0.00 0.00
Long-Term Debt to NOPAT
0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00%
Liquidity Ratios
- - -
Cash Flow Metrics
- - -
Free Cash Flow to Firm (FCFF)
2.81 2.05 19
Operating Cash Flow to CapEx
1,383.41% 1,782.47% 0.00%
Free Cash Flow to Firm to Interest Expense
0.06 0.05 2.00
Operating Cash Flow to Interest Expense
1.21 1.26 4.26
Operating Cash Flow Less CapEx to Interest Expense
1.13 1.19 4.59
Efficiency Ratios
- - -
Asset Turnover
0.06 0.05 0.05
Fixed Asset Turnover
5.89 6.55 4.77
Capital & Investment Metrics
- - -
Invested Capital
213 170 144
Invested Capital Turnover
0.51 0.58 0.52
Increase / (Decrease) in Invested Capital
43 26 11
Enterprise Value (EV)
195 46 106
Market Capitalization
436 245 221
Book Value per Share
$22.82 $18.54 $15.81
Tangible Book Value per Share
$21.82 $17.51 $14.72
Total Capital
213 170 144
Total Debt
0.00 0.00 0.00
Total Long-Term Debt
0.00 0.00 0.00
Net Debt
-241 -199 -115
Capital Expenditures (CapEx)
3.98 2.76 -3.08
Net Nonoperating Expense (NNE)
0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 0.00 0.00
Total Depreciation and Amortization (D&A)
0.29 1.68 2.22
Earnings Adjustments
- - -
Adjusted Basic Earnings per Share
$4.92 $3.09 $3.26
Adjusted Weighted Average Basic Shares Outstanding
9.29M 9.16M 9.10M
Adjusted Diluted Earnings per Share
$4.84 $3.05 $3.22
Adjusted Weighted Average Diluted Shares Outstanding
9.45M 9.26M 9.20M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
9.45M 9.24M 9.15M
Normalized Net Operating Profit after Tax (NOPAT)
46 28 30
Normalized NOPAT Margin
46.89% 30.80% 40.96%
Pre Tax Income Margin
61.93% 40.55% 54.25%
Debt Service Ratios
- - -
EBIT to Interest Expense
1.33 0.95 4.21
NOPAT to Interest Expense
1.01 0.73 3.18
EBIT Less CapEx to Interest Expense
1.24 0.88 4.54
NOPAT Less CapEx to Interest Expense
0.92 0.65 3.51
Payout Ratios
- - -
Dividend Payout Ratio
17.63% 22.36% 14.73%
Augmented Payout Ratio
19.09% 24.18% 16.26%

Quarterly Metrics And Ratios for Bank7

This table displays calculated financial ratios and metrics derived from Bank7's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics
- - - - - - - - - -
Revenue Growth
-13.99% 14.44% 14.58% 16.15% 32.93% 9.39% 29.15% 38.94% 43.27% 43.51%
EBITDA Growth
655.95% 48.94% 12.28% 14.12% -83.20% 34.44% 2.40% 48.98% 48.73% -7.96%
EBIT Growth
842.99% 51.86% 18.22% 18.55% -86.26% -1.92% 38.69% 53.34% 47.79% 24.94%
NOPAT Growth
939.20% 49.97% 18.24% 17.50% -87.26% -2.34% 38.75% 55.35% 47.54% 28.37%
Net Income Growth
939.20% 49.97% 18.24% 17.50% -87.26% -2.34% 38.75% 55.35% 47.54% 28.37%
EPS Growth
954.55% 45.88% 17.14% 16.35% -88.04% -2.30% 38.16% 55.22% 46.03% 26.09%
Operating Cash Flow Growth
-18.98% 4.10% 24.21% 50.64% 65.23% 155.80% -48.59% 11.62% 37.11% -11.87%
Free Cash Flow Firm Growth
-26.32% -1.00% 14.77% 99.63% -855.45% -351.39% -175.17% -186.24% 86.88% 50.81%
Invested Capital Growth
25.18% 21.59% 17.94% 6.75% 18.20% 23.63% 23.03% 31.35% 8.28% 10.96%
Revenue Q/Q Growth
-3.03% 2.04% 1.58% -14.42% 29.02% 2.17% 2.97% -2.06% 6.17% 20.62%
EBITDA Q/Q Growth
-4.77% 5.78% 1.02% 642.80% -81.24% -20.25% 2.68% 9.38% 50.11% -39.26%
EBIT Q/Q Growth
-5.01% 1.58% 2.50% 853.43% -84.70% -20.92% 2.79% 10.49% 9.21% 11.82%
NOPAT Q/Q Growth
-5.67% 2.20% 2.09% 955.94% -86.39% -19.42% 1.45% 14.52% 4.33% 14.48%
Net Income Q/Q Growth
-5.67% 2.20% 2.09% 955.94% -86.39% -19.42% 1.45% 14.52% 4.33% 14.48%
EPS Q/Q Growth
-6.45% 0.81% 1.65% 1,000.00% -87.06% -19.05% 0.96% 13.04% 5.75% 14.47%
Operating Cash Flow Q/Q Growth
-2.02% 64.03% -60.16% 26.54% 25.88% 95.73% -51.68% 38.80% 94.88% -60.66%
Free Cash Flow Firm Q/Q Growth
-29.82% -39.86% -15,252.63% 99.55% -3.80% -18.01% 33.16% -1,066.92% 50.96% 28.06%
Invested Capital Q/Q Growth
4.43% 7.00% 5.78% 5.90% 1.44% 3.79% -4.26% 17.27% 6.10% 3.29%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
62.41% 63.55% 61.30% 61.64% 7.10% 48.83% 62.55% 62.73% 56.18% 39.73%
EBIT Margin
60.98% 62.25% 62.53% 61.97% 5.56% 46.91% 60.60% 60.71% 53.82% 52.32%
Profit (Net Income) Margin
46.02% 47.31% 47.24% 47.00% 3.81% 36.10% 45.77% 46.46% 39.74% 40.44%
Tax Burden Percent
75.47% 76.00% 75.54% 75.84% 68.48% 76.96% 75.53% 76.53% 73.83% 77.29%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
24.53% 24.00% 24.46% 24.16% 31.52% 23.04% 24.47% 23.47% 26.17% 22.71%
Return on Invested Capital (ROIC)
23.38% 25.78% 26.32% 25.59% 2.22% 20.17% 25.90% 24.40% 20.75% 20.67%
ROIC Less NNEP Spread (ROIC-NNEP)
0.00% 0.00% 0.00% 25.59% 0.00% 0.00% 0.00% 24.40% 20.75% 0.00%
Return on Net Nonoperating Assets (RNNOA)
0.00% 0.00% 0.00% 1.15% 0.00% 0.00% 0.00% 1.29% 0.43% 0.00%
Return on Equity (ROE)
0.00% 0.00% 0.00% 26.74% 0.00% 0.00% 0.00% 25.69% 21.18% 0.00%
Cash Return on Invested Capital (CROIC)
1.47% -0.32% 1.54% 10.62% 1.30% 2.31% 3.75% -4.89% 13.43% 10.48%
Operating Return on Assets (OROA)
3.38% 3.59% 3.65% 3.43% 0.30% 2.37% 3.17% 3.08% 2.65% 2.53%
Return on Assets (ROA)
2.55% 2.73% 2.76% 2.60% 0.21% 1.83% 2.40% 2.36% 1.96% 1.96%
Return on Common Equity (ROCE)
0.00% 0.00% 0.00% 26.74% 0.00% 0.00% 0.00% 25.69% 21.18% 0.00%
Return on Equity Simple (ROE_SIMPLE)
0.00% 17.47% 16.63% 16.61% 0.00% 21.20% 22.12% 21.47% 0.00% 19.83%
Net Operating Profit after Tax (NOPAT)
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
NOPAT Margin
46.02% 47.31% 47.24% 47.00% 3.81% 36.10% 45.77% 46.46% 39.74% 40.44%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
29.10% 29.06% 28.75% 28.87% 17.14% 29.53% 29.91% 31.63% 32.83% 30.37%
Operating Expenses to Revenue
39.02% 37.75% 37.47% 38.03% 39.21% 33.97% 34.65% 36.99% 38.49% 35.87%
Earnings before Interest and Taxes (EBIT)
15 15 15 15 1.56 10 13 13 11 10
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
15 16 15 15 1.99 11 13 13 12 7.90
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
2.04 1.71 1.52 1.43 1.44 1.19 1.34 1.40 1.53 1.41
Price to Tangible Book Value (P/TBV)
2.14 1.80 1.60 1.51 1.52 1.26 1.43 1.50 1.64 1.52
Price to Revenue (P/Rev)
4.47 3.45 2.95 2.72 2.66 2.36 2.62 2.77 3.05 2.91
Price to Earnings (P/E)
9.54 9.81 9.12 8.63 8.65 5.62 6.08 6.54 7.44 7.12
Dividend Yield
1.93% 2.32% 2.68% 2.82% 2.78% 3.16% 2.53% 2.37% 2.15% 2.28%
Earnings Yield
10.48% 10.19% 10.96% 11.58% 11.56% 17.78% 16.45% 15.29% 13.44% 14.04%
Enterprise Value to Invested Capital (EV/IC)
0.91 0.76 0.35 0.27 0.27 0.08 0.07 0.20 0.74 0.32
Enterprise Value to Revenue (EV/Rev)
2.00 1.52 0.68 0.51 0.50 0.16 0.13 0.43 1.46 0.65
Enterprise Value to EBITDA (EV/EBITDA)
3.22 3.25 1.58 1.18 1.18 0.28 0.23 0.74 2.55 1.15
Enterprise Value to EBIT (EV/EBIT)
3.23 3.27 1.60 1.22 1.23 0.29 0.22 0.78 2.70 1.21
Enterprise Value to NOPAT (EV/NOPAT)
4.27 4.33 2.12 1.61 1.62 0.38 0.30 1.02 3.57 1.60
Enterprise Value to Operating Cash Flow (EV/OCF)
3.54 2.66 1.17 0.86 0.93 0.32 0.30 0.82 2.67 1.16
Enterprise Value to Free Cash Flow (EV/FCFF)
69.38 0.00 24.80 2.60 22.35 3.85 1.93 0.00 5.69 3.19
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to Equity
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Financial Leverage
0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.05 0.02 0.00
Leverage Ratio
9.16 9.44 9.54 10.27 10.67 11.04 10.80 10.90 10.81 10.56
Compound Leverage Factor
9.16 9.44 9.54 10.27 10.67 11.04 10.80 10.90 10.81 10.56
Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-32 -24 -18 -0.11 -25 -24 -21 -31 -2.63 -5.37
Operating Cash Flow to CapEx
1,063.53% 2,238.19% 505.96% 3,060.78% 6,964.66% 4,292.98% 326.92% 6,197.72% 46,566.67% 0.00%
Free Cash Flow to Firm to Interest Expense
-3.00 -1.99 -1.56 -0.01 -2.27 -2.21 -2.15 -4.17 -0.52 -2.03
Operating Cash Flow to Interest Expense
1.24 1.09 0.73 1.81 1.46 1.17 0.69 1.84 1.92 1.90
Operating Cash Flow Less CapEx to Interest Expense
1.12 1.04 0.58 1.75 1.43 1.14 0.48 1.81 1.92 1.97
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.06 0.06 0.06 0.06 0.05 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover
5.89 6.32 6.22 6.69 6.55 5.99 5.84 5.82 4.77 5.96
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
213 204 191 180 170 168 162 169 144 136
Invested Capital Turnover
0.51 0.54 0.56 0.54 0.58 0.56 0.57 0.53 0.52 0.51
Increase / (Decrease) in Invested Capital
43 36 29 11 26 32 30 40 11 13
Enterprise Value (EV)
195 154 67 48 46 13 11 34 106 43
Market Capitalization
436 350 289 259 245 200 218 216 221 192
Book Value per Share
$22.82 $21.86 $20.63 $19.53 $18.54 $18.34 $17.67 $16.83 $15.81 $14.93
Tangible Book Value per Share
$21.82 $20.86 $19.62 $18.51 $17.51 $17.30 $16.62 $15.77 $14.72 $13.88
Total Capital
213 204 191 180 170 168 162 154 144 136
Total Debt
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Long-Term Debt
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Debt
-241 -195 -222 -210 -199 -187 -207 -182 -115 -149
Capital Expenditures (CapEx)
1.23 0.60 1.61 0.67 0.23 0.30 2.01 0.22 0.02 -0.19
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 15 0.00 0.00
Total Depreciation and Amortization (D&A)
0.35 0.32 -0.30 -0.08 0.43 0.42 0.42 0.42 0.50 -2.50
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$1.19 $1.26 $1.25 $1.22 $0.12 $0.86 $1.06 $1.05 $0.93 $0.88
Adjusted Weighted Average Basic Shares Outstanding
9.29M 9.32M 9.25M 9.22M 9.16M 9.16M 9.15M 9.15M 9.10M 9.10M
Adjusted Diluted Earnings per Share
$1.16 $1.24 $1.23 $1.21 $0.11 $0.85 $1.05 $1.04 $0.92 $0.87
Adjusted Weighted Average Diluted Shares Outstanding
9.45M 9.50M 9.37M 9.32M 9.26M 9.27M 9.25M 9.26M 9.20M 9.21M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
9.45M 9.34M 9.34M 9.25M 9.24M 9.19M 9.16M 9.15M 9.15M 9.12M
Normalized Net Operating Profit after Tax (NOPAT)
11 12 12 11 1.07 7.85 9.75 9.61 8.39 8.04
Normalized NOPAT Margin
46.02% 47.31% 47.24% 47.00% 3.81% 36.10% 45.77% 46.46% 39.74% 40.44%
Pre Tax Income Margin
60.98% 62.25% 62.53% 61.97% 5.56% 46.91% 60.60% 60.71% 53.82% 52.32%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
1.39 1.26 1.36 1.32 0.14 0.93 1.35 1.70 2.24 3.93
NOPAT to Interest Expense
1.05 0.96 1.03 1.00 0.10 0.72 1.02 1.30 1.65 3.04
EBIT Less CapEx to Interest Expense
1.27 1.21 1.22 1.26 0.12 0.90 1.14 1.67 2.23 4.00
NOPAT Less CapEx to Interest Expense
0.93 0.91 0.88 0.94 0.08 0.69 0.81 1.27 1.65 3.11
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
17.63% 21.73% 22.89% 22.67% 22.36% 15.40% 14.29% 14.34% 14.73% 15.85%
Augmented Payout Ratio
19.09% 23.33% 25.41% 25.32% 24.18% 16.83% 15.93% 15.88% 16.26% 15.85%

Frequently Asked Questions About Bank7's Financials

When does Bank7's financial year end?

According to the most recent income statement we have on file, Bank7's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Bank7's net income changed over the last 2 years?

Bank7's net income appears to be on an upward trend, with a most recent value of $45.70 million in 2024, rising from $29.64 million in 2022. The previous period was $28.28 million in 2023. Check out Bank7's forecast to explore projected trends and price targets.

How has Bank7 revenue changed over the last 2 years?

Over the last 2 years, Bank7's total revenue changed from $72.37 million in 2022 to $97.45 million in 2024, a change of 34.7%.

How much debt does Bank7 have?

Bank7's total liabilities were at $1.53 billion at the end of 2024, a 4.7% decrease from 2023, and a 6.0% increase since 2022.

How much cash does Bank7 have?

In the past 2 years, Bank7's cash and equivalents has ranged from $109.12 million in 2022 to $234.20 million in 2024, and is currently $234.20 million as of their latest financial filing in 2024.

How has Bank7's book value per share changed over the last 2 years?

Over the last 2 years, Bank7's book value per share changed from 15.81 in 2022 to 22.82 in 2024, a change of 44.4%.



This page (NASDAQ:BSVN) was last updated on 5/23/2025 by MarketBeat.com Staff
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