Camden National (CAC) Stock Price, News & Analysis

Company Overview

Camden National Corporation is a bank holding company headquartered in Camden, Maine. Through its primary subsidiary, Camden National Bank, the company provides a full range of community banking services to individuals and businesses. Its branch network spans much of the State of Maine, with a concentration in the midcoast, central and southern regions.

The company’s offerings include deposit products such as checking, savings and money market accounts, along with consumer and commercial lending services. It also provides mortgage financing, treasury management solutions, and specialty lending for sectors including real estate development, agriculture and manufacturing. In addition, Camden National supports wealth management and trust services, and offers insurance and investment products through dedicated advisory teams.

Founded in 1875, Camden National has maintained a community-oriented approach throughout its history. The company reports to Andrew L. Atherton, who serves as President and Chief Executive Officer. Under his leadership, Camden National has pursued measured growth while emphasizing customer service, local decision-making and investment in the communities it serves.

Key Stats

• Today's Range: $40.05 to $40.75
• 50-Day Range: $36.60 to $43.51
• 52-Week Range: $34.53 to $50.07
• Volume: 42,741 shs
• Average Volume: 75,261 shs
• Market Capitalization: $681.20 million
• P/E Ratio: 12.74
• Dividend Yield: 4.17%
• Price Target: $48.00
• Consensus Rating: Moderate Buy

Camden National Stock Analysis - MarketRank™

Camden National scored higher than 80% of companies evaluated by MarketBeat, and ranked 341st out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Camden National has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Camden National has a consensus price target of $48.00, representing about 19.2% upside from its current price of $40.26.

Amount of Analyst Coverage

Camden National has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.47%

Earnings Growth

Earnings for Camden National are expected to grow by 16.47% in the coming year, from $4.25 to $4.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Camden National is 12.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.44.

Price to Earnings Ratio vs. Sector

The P/E ratio of Camden National is 12.74, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.65.

Price to Book Value per Share Ratio

Camden National has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.81% of the float of Camden National has been sold short.

Short Interest Ratio / Days to Cover

Camden National has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Camden National has recently increased by 1.63%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Camden National is a leading dividend payer. It pays a dividend yield of 4.13%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Camden National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Camden National is 53.16%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Camden National will have a dividend payout ratio of 33.94% next year. This indicates that Camden National will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.81% of the float of Camden National has been sold short.

Short Interest Ratio / Days to Cover

Camden National has a short interest ratio ("days to cover") of 6.9.

Change versus previous month

Short interest in Camden National has recently increased by 1.63%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.89

News Sentiment

Camden National has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.08 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Camden National this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for CAC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

2 people have added Camden National to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Camden National insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.72% of the stock of Camden National is held by insiders.

Percentage Held by Institutions

77.41% of the stock of Camden National is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CAC Stock Analysis - Frequently Asked Questions

How have CAC shares performed this year?

Camden National's stock was trading at $42.74 on January 1st, 2025. Since then, CAC stock has decreased by 5.8% and is now trading at $40.26.

How were Camden National's earnings last quarter?

Camden National Corporation (NASDAQ:CAC) released its quarterly earnings data on Tuesday, July, 29th. The financial services provider reported $0.89 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.12 by $0.23. The financial services provider earned $69.82 million during the quarter, compared to analysts' expectations of $61.04 million. Camden National had a net margin of 14.77% and a trailing twelve-month return on equity of 10.19%.
Read the conference call transcript.

Who are Camden National's major shareholders?

Top institutional investors of Camden National include Franklin Resources Inc. (8.55%), Geode Capital Management LLC (2.42%), JPMorgan Chase & Co. (1.76%) and The Manufacturers Life Insurance Company (1.15%). Insiders that own company stock include David C Flanagan, Robert D Merrill and Raina Maxwell.
View institutional ownership trends.

How do I buy shares of Camden National?

Shares of CAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Camden National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Camden National investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Alphabet (GOOG).

Company Calendar

• Record date for 7/31 Dividend: 7/15/2025
• Ex-Dividend for 7/31 Dividend: 7/15/2025
• Last Earnings: 7/29/2025
• Dividend Payable: 7/31/2025
• Today: 9/15/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CAC
• CIK: 750686
• Web: www.camdennational.com
• Phone: (207) 236-8821
• Fax: 207-236-6256
• Employees: 620
• Year Founded: 1875

Price Target and Rating

• Average Price Target for Camden National: $48.00
• High Price Target: $53.00
• Low Price Target: $44.00
• Potential Upside/Downside: +19.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.16
• Trailing P/E Ratio: 12.74
• Forward P/E Ratio: 9.47
• P/E Growth: N/A
• Net Income: $53 million
• Net Margins: 14.77%
• Pretax Margin: 17.49%
• Return on Equity: 10.19%
• Return on Assets: 0.94%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $208.77 million
• Price / Sales: 3.26
• Cash Flow: $4.03 per share
• Price / Cash Flow: 9.98
• Book Value: $36.44 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 16,920,000
• Free Float: 16,629,000
• Market Cap: $681.20 million
• Optionable: Optionable
• Beta: 0.67