Carver Bancorp (CARV) Stock Price, News & Analysis

Company Overview

Carver Bancorp, Inc. is the bank holding company for Carver Federal Savings Bank, a New York–based financial institution dedicated to serving minority and underserved communities. As the largest African American–led FDIC-insured banking organization in the United States, Carver Bancorp operates a branch network throughout the New York metropolitan area, including locations in the Bronx, Brooklyn, Manhattan, Queens, Staten Island and Westchester County.

The company offers a comprehensive range of banking products and services tailored to both consumer and commercial customers. Its retail offering includes checking and savings accounts, certificates of deposit, mortgage and home equity financing, and digital banking solutions. For business clients, Carver provides commercial real estate lending, small business loans, asset-based financing, treasury management, and merchant services designed to support local entrepreneurs and community development initiatives.

Founded in 1948 as Carver Federal Savings and Loan Association, the firm was established with the mission of expanding financial access in underserved neighborhoods. Over the decades, Carver Bancorp has maintained its community-focused ethos, partnering with nonprofits and government agencies to promote affordable housing, financial literacy, and economic revitalization. Its longstanding presence in New York has enabled the company to build deep relationships with local businesses and civic leaders.

Guided by a commitment to inclusion and responsible banking, Carver Bancorp continues to leverage its specialized expertise in urban markets. Through targeted lending programs and strategic investments, the company seeks to foster sustainable economic growth while upholding the values of integrity, innovation and financial empowerment for individuals and businesses across its service area.

Key Stats

• Today's Range: $1.61 to $1.88
• 50-Day Range: $1.32 to $1.77
• 52-Week Range: $1.07 to $3.85
• Volume: 2,188 shs
• Average Volume: 5,839 shs
• Market Capitalization: $10.69 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

Carver Bancorp Stock Analysis - MarketRank™

Carver Bancorp scored higher than 0% of companies evaluated by MarketBeat, and ranked 857th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.5 / 5
• Analyst Rating: Sell

Consensus Rating

Carver Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Carver Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Carver Bancorp is -0.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Carver Bancorp is -0.69, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Carver Bancorp has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for CARV.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Carver Bancorp does not currently pay a dividend.

Dividend Growth

Carver Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Carver Bancorp this week, compared to 0 articles on an average week.

MarketBeat Follows

3 people have added Carver Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Carver Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.32% of the stock of Carver Bancorp is held by insiders.

Percentage Held by Institutions

18.20% of the stock of Carver Bancorp is held by institutions.

Company Calendar

• Last Earnings: 11/13/2025
• Today: 8/12/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CARV
• CIK: 1016178
• Web: www.carverbank.com
• Phone: (718) 230-2900
• Fax: 212-426-6213
• Employees: 110
• Year Founded: 1948

Profitability

• EPS (Trailing Twelve Months): ($1.29)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$13.74 million
• Net Margins: -34.89%
• Pretax Margin: -34.89%
• Return on Equity: -171.55%
• Return on Assets: -1.82%

Debt

• Debt-to-Equity Ratio: 5.30
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $22.74 million
• Price / Sales: 0.47
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $1.54 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 6,220,000
• Free Float: 5,028,000
• Market Cap: $10.69 million
• Optionable: Not Optionable
• Beta: 1.46