Carver Bancorp (NASDAQ:CARV) and Kentucky First Federal Bancorp (NASDAQ:KFFB) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, analyst recommendations, risk, earnings, profitability and institutional ownership.
Institutional & Insider Ownership
10.6% of Carver Bancorp shares are held by institutional investors. Comparatively, 2.3% of Kentucky First Federal Bancorp shares are held by institutional investors. 0.6% of Carver Bancorp shares are held by company insiders. Comparatively, 4.7% of Kentucky First Federal Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
Earnings and Valuation
This table compares Carver Bancorp and Kentucky First Federal Bancorp's revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
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Carver Bancorp | $25.37 million | 1.01 | $-5,420,000.00 | N/A | N/A |
Kentucky First Federal Bancorp | $13.40 million | 4.37 | $-12,550,000.00 | N/A | N/A |
Carver Bancorp has higher revenue and earnings than Kentucky First Federal Bancorp.
Risk and Volatility
Carver Bancorp has a beta of 1.6, suggesting that its stock price is 60% more volatile than the S&P 500. Comparatively, Kentucky First Federal Bancorp has a beta of 0.48, suggesting that its stock price is 52% less volatile than the S&P 500.
Analyst Ratings
This is a breakdown of current ratings for Carver Bancorp and Kentucky First Federal Bancorp, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
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Carver Bancorp | 0 | 0 | 0 | 0 | N/A |
Kentucky First Federal Bancorp | 0 | 0 | 0 | 0 | N/A |
Profitability
This table compares Carver Bancorp and Kentucky First Federal Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
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Carver Bancorp | -18.63% | -49.44% | -0.78% |
Kentucky First Federal Bancorp | -96.29% | 1.81% | 0.33% |
Summary
Carver Bancorp beats Kentucky First Federal Bancorp on 5 of the 9 factors compared between the two stocks.