Capital Bancorp (CBNK) Stock Price, News & Analysis

Company Overview

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.

Key Stats

• Today's Range: $31.56 to $32.39
• 50-Day Range: $26.11 to $33.63
• 52-Week Range: $19.45 to $34.31
• Volume: 61,372 shs
• Average Volume: 43,246 shs
• Market Capitalization: $533.69 million
• P/E Ratio: 15.04
• Dividend Yield: 1.25%
• Price Target: $34.50
• Consensus Rating: Moderate Buy

Capital Bancorp Stock Analysis - MarketRank™

Capital Bancorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 245th out of 912 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Capital Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Capital Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.41%

Earnings Growth

Earnings for Capital Bancorp are expected to grow by 10.41% in the coming year, from $3.17 to $3.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital Bancorp is 15.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital Bancorp is 15.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.25.

Price to Book Value per Share Ratio

Capital Bancorp has a P/B Ratio of 1.75. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.05% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital Bancorp has recently decreased by 2.83%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Capital Bancorp pays a meaningful dividend of 1.22%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital Bancorp has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Capital Bancorp is 16.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Capital Bancorp will have a dividend payout ratio of 11.43% next year. This indicates that Capital Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.5 / 5
• Environmental Score: -0.84

Percentage of Shares Shorted

1.05% of the float of Capital Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Capital Bancorp has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital Bancorp has recently decreased by 2.83%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.35

News Sentiment

Capital Bancorp has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.99 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Capital Bancorp this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for CBNK on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

4 people have added Capital Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Capital Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $25,012.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

32.50% of the stock of Capital Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

56.14% of the stock of Capital Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CBNK Stock Analysis - Frequently Asked Questions

How have CBNK shares performed this year?

Capital Bancorp's stock was trading at $28.50 on January 1st, 2025. Since then, CBNK shares have increased by 12.4% and is now trading at $32.04.
View the best growth stocks for 2025 here.

How were Capital Bancorp's earnings last quarter?

Capital Bancorp, Inc. (NASDAQ:CBNK) issued its quarterly earnings results on Monday, April, 28th. The financial services provider reported $0.88 EPS for the quarter, beating analysts' consensus estimates of $0.67 by $0.21. The financial services provider earned $58.60 million during the quarter, compared to the consensus estimate of $57.54 million. Capital Bancorp had a trailing twelve-month return on equity of 14.89% and a net margin of 12.66%.

When did Capital Bancorp IPO?

Capital Bancorp (CBNK) raised $30 million in an IPO on Wednesday, September 26th 2018. The company issued 2,200,000 shares at a price of $12.50-$14.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens acted as the underwriters for the IPO and Sandler O’Neill + Partners and Hovde Group were co-managers.

Who are Capital Bancorp's major shareholders?

Capital Bancorp's top institutional shareholders include Alliancebernstein L.P. (3.69%), Pacific Ridge Capital Partners LLC (1.36%), Bridgeway Capital Management LLC (0.94%) and American Century Companies Inc. (0.90%). Insiders that own company stock include Randall James Levitt, Mary Ann Scully, Steven M Poynot, Dominic C Canuso and Constance E Perrine.
View institutional ownership trends.

How do I buy shares of Capital Bancorp?

Shares of CBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Capital Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Capital Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Record date for 2/26 Dividend: 2/10/2025
• Ex-Dividend for 2/26 Dividend: 2/10/2025
• Dividend Payable: 2/26/2025
• Last Earnings: 4/28/2025
• Record date for 5/28 Dividend: 5/12/2025
• Ex-Dividend for 5/28 Dividend: 5/12/2025
• Today: 5/24/2025
• Dividend Payable: 5/28/2025
• Next Earnings (Estimated): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBNK
• CIK: 1419536
• Web: capitalbankmd.com
• Phone: (301) 468-8848
• Fax: 301-762-2991
• Employees: 270
• Year Founded: 1988

Price Target and Rating

• Average Stock Price Target: $34.50
• High Stock Price Target: $35.00
• Low Stock Price Target: $34.00
• Potential Upside/Downside: +7.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.48
• Trailing P/E Ratio: 15.04
• Forward P/E Ratio: 10.11
• P/E Growth: N/A
• Net Income: $30.97 million
• Net Margins: 12.66%
• Pretax Margin: 18.87%
• Return on Equity: 14.89%
• Return on Assets: 1.64%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 1.03
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $201.34 million
• Price / Sales: 2.65
• Cash Flow: $2.62 per share
• Price / Cash Flow: 12.25
• Book Value: $18.34 per share
• Price / Book: 1.75

Miscellaneous

• Outstanding Shares: 16,657,000
• Free Float: 11,177,000
• Market Cap: $533.69 million
• Optionable: Optionable
• Beta: 0.70