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Coastal Financial (CCB) Financials

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$86.92 -0.27 (-0.30%)
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Annual Income Statements for Coastal Financial

Annual Income Statements for Coastal Financial

This table shows Coastal Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017
Net Income / (Loss) Attributable to Common Shareholders		 216 151 70 34 15 13 13 8.49
Consolidated Net Income / (Loss)		 45 45 41 27 15 13 9.70 5.44
Net Income / (Loss) Continuing Operations		 216 151 70 34 15 13 13 8.49
Total Pre-Tax Income 		57 57 51 34 19 17 12 10
Total Revenue		 880 629 407 119 66 50 44 36
Net Interest Income / (Expense)		 273 232 172 79 57 42 35 29
Total Interest Income		 397 323 192 83 63 49 39 32
Loans and Leases Interest Income		 372 304 183 82 62 45 37 31
Investment Securities Interest Income		 3.49 3.58 2.09 0.36 0.47 0.81 0.77 0.67
Deposits and Money Market Investments Interest Income		 21 15 6.73 0.61 0.66 2.42 1.43 0.67
Total Interest Expense		 124 92 20 3.65 5.65 6.58 3.93 2.88
Deposits Interest Expense		 121 89 19 2.33 4.29 5.80 3.14 2.14
Long-Term Debt Interest Expense		 2.82 2.64 1.39 1.32 1.36 0.77 0.79 0.74
Total Non-Interest Income		 308 204 123 28 8.18 8.26 5.47 4.15
Other Service Charges		 1.52 0.88 1.34 1.86 0.66 0.49 0.52 6.89
Net Realized & Unrealized Capital Gains on Investments		 0.03 0.53 -0.15 3.13 -0.32 0.66 0.26 0.10
Other Non-Interest Income		 605 396 234 35 7.84 7.11 8.36 0.22
Provision for Credit Losses		 278 184 79 9.92 8.31 2.54 1.83 0.87
Total Non-Interest Expense		 246 195 165 63 38 31 26 22
Salaries and Employee Benefits		 70 66 52 37 23 19 16 13
Net Occupancy & Equipment Expense		 4.26 4.65 4.59 4.80 6.33 5.86 1.97 4.81
Marketing Expense		 0.16 0.52 0.35 0.45 0.32 0.82 0.72 0.75
Other Operating Expenses		 300 210 191 25 8.18 5.42 7.50 3.16
Income Tax Expense		 12 13 10.00 7.37 4.00 3.46 2.54 4.65
Basic Earnings per Share		 $3.35 $3.36 $3.14 $2.25 $1.27 $1.11 $0.93 $0.59
Weighted Average Basic Shares Outstanding		 13.51M 13.26M 12.95M 12.02M 11.92M 11.90M 10.44M 9.23M
Diluted Earnings per Share		 $3.26 $3.27 $3.01 $2.16 $1.24 $1.08 $0.91 $0.59
Weighted Average Diluted Shares Outstanding		 13.88M 13.64M 13.51M 12.52M 12.21M 12.20M 10.61M 9.24M
Weighted Average Basic & Diluted Shares Outstanding		 15.01M 13.38M 13.22M 12.92M 11.98M 11.93M 11.90M -

Quarterly Income Statements for Coastal Financial

This table shows Coastal Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 37 45 57 48 66 50 17 45 40 27 16
Consolidated Net Income / (Loss)		 9.73 13 13 12 6.80 9.01 10 13 12 13 11
Net Income / (Loss) Continuing Operations		 37 45 57 48 66 50 17 45 40 27 16
Total Pre-Tax Income 		12 17 16 15 8.72 12 13 17 15 16 14
Total Revenue		 201 214 230 204 232 174 129 176 151 132 116
Net Interest Income / (Expense)		 76 74 72 66 61 53 62 62 54 53 49
Total Interest Income		 105 104 105 97 90 81 88 84 70 65 55
Loans and Leases Interest Income		 98 97 100 91 85 74 84 80 66 61 52
Investment Securities Interest Income		 0.69 0.85 0.71 0.86 1.07 1.40 0.80 0.81 0.58 0.71 0.58
Deposits and Money Market Investments Interest Income		 6.07 6.02 4.78 5.68 4.78 5.69 3.88 2.68 3.10 3.10 2.27
Total Interest Expense		 29 30 33 31 30 29 26 21 16 12 5.99
Deposits Interest Expense		 28 29 32 31 29 28 25 21 15 11 5.72
Long-Term Debt Interest Expense		 0.66 0.67 0.81 0.67 0.67 0.67 0.65 0.66 0.66 0.54 0.27
Total Non-Interest Income		 63 71 80 70 87 62 35 59 49 41 34
Other Service Charges		 0.68 0.47 0.49 0.26 0.31 0.06 0.29 0.23 0.30 -41 0.26
Net Realized & Unrealized Capital Gains on Investments		 0.02 0.00 0.00 0.01 0.02 0.08 0.11 0.18 0.16 -0.02 -0.13
Other Non-Interest Income		 124 140 157 137 171 121 66 113 96 - 67
Provision for Credit Losses		 56 62 70 62 83 61 27 52 44 21 18
Total Non-Interest Expense		 72 66 66 59 56 41 57 52 45 45 51
Salaries and Employee Benefits		 22 18 17 17 18 16 18 16 16 14 15
Net Occupancy & Equipment Expense		 1.14 -3.77 3.10 2.54 2.39 -1.57 2.29 1.96 1.97 -0.18 1.89
Marketing Expense		 0.05 0.03 0.07 0.01 0.05 0.14 0.17 0.12 0.10 0.11 0.07
Other Operating Expenses		 83 89 79 71 61 45 61 57 47 69 62
Income Tax Expense		 2.04 3.83 2.93 3.43 1.92 2.85 2.78 3.88 3.05 2.43 2.96
Basic Earnings per Share		 $0.65 $0.98 $1.00 $0.86 $0.51 $0.68 $0.77 $0.97 $0.94 $1.01 $0.86
Weighted Average Basic Shares Outstanding		 14.96M 13.51M 13.45M 13.41M 13.34M 13.26M 13.29M 13.28M 13.20M 12.95M 12.94M
Diluted Earnings per Share		 $0.63 $0.95 $0.97 $0.84 $0.50 $0.66 $0.75 $0.95 $0.91 $0.97 $0.82
Weighted Average Diluted Shares Outstanding		 15.46M 13.88M 13.82M 13.74M 13.68M 13.64M 13.68M 13.60M 13.61M 13.51M 13.54M
Weighted Average Basic & Diluted Shares Outstanding		 15.03M 15.01M 13.54M 13.46M 13.42M 13.38M 13.30M 13.30M 13.28M 13.22M 12.96M

Annual Cash Flow Statements for Coastal Financial

This table details how cash moves in and out of Coastal Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017
Net Change in Cash & Equivalents		 -31 141 -471 650 -25 3.59 9.20 5.51
Net Cash From Operating Activities		 260 192 67 30 19 14 14 7.62
Net Cash From Continuing Operating Activities		 260 192 67 30 19 14 14 7.62
Net Income / (Loss) Continuing Operations		 45 45 41 27 15 13 9.70 5.44
Consolidated Net Income / (Loss)		 45 45 41 27 15 13 9.70 5.44
Provision For Loan Losses		 278 184 79 9.92 8.31 2.54 1.83 0.87
Depreciation Expense		 4.55 2.33 1.81 1.59 1.36 1.24 1.07 0.99
Amortization Expense		 0.01 -0.03 -0.05 0.03 0.05 -0.06 -0.02 -0.00
Non-Cash Adjustments to Reconcile Net Income		 -64 16 -8.67 -14 -0.31 -0.95 -0.49 1.29
Changes in Operating Assets and Liabilities, net		 -3.91 -56 -46 5.05 -5.21 -2.30 2.32 -0.97
Net Cash From Investing Activities		 -609 -594 -988 -240 -667 -165 -139 -62
Net Cash From Continuing Investing Activities		 -609 -594 -988 -240 -667 -165 -139 -62
Purchase of Property, Leasehold Improvements and Equipment		 -9.90 -6.25 -2.84 -2.59 -5.37 -1.21 -1.15 -1.06
Purchase of Investment Securities		 -203 -142 -303 -184 -702 -210 -141 -68
Sale and/or Maturity of Investments		 1,628 601 231 84 41 47 3.32 7.20
Other Investing Activities, net		 -2,025 -1,047 -913 -142 - - - -
Net Cash From Financing Activities		 318 543 450 860 622 154 134 60
Net Cash From Continuing Financing Activities		 318 543 450 860 622 154 134 60
Net Change in Deposits		 225 543 454 967 453 164 100 55
Issuance of Debt		 0.00 0.00 20 24 231 0.00 - 5.00
Issuance of Common Equity		 92 0.00 0.00 32 0.00 - 33 0.00
Repayment of Debt		 0.00 0.00 -25 -10 -62 -10 - -
Other Financing Activities, Net		 1.40 0.62 1.47 -153 0.20 0.12 0.36 0.02
Cash Interest Paid		 124 91 20 3.82 6.55 6.55 3.88 2.87
Cash Income Taxes Paid		 11 6.84 23 8.76 5.36 4.48 2.52 3.82

Quarterly Cash Flow Statements for Coastal Financial

This table details how cash moves in and out of Coastal Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 172 -32 -3.22 -28 32 8.18 200 -119 52 -69 5.04
Net Cash From Operating Activities		 72 62 63 73 62 45 65 34 47 25 21
Net Cash From Continuing Operating Activities		 72 62 63 73 62 45 65 34 47 25 21
Net Income / (Loss) Continuing Operations		 9.73 13 13 12 6.80 9.01 10 13 12 13 11
Consolidated Net Income / (Loss)		 9.73 13 13 12 6.80 9.01 10 13 12 13 11
Provision For Loan Losses		 56 62 70 62 83 61 27 52 44 34 18
Depreciation Expense		 1.55 1.43 1.16 1.08 0.88 0.77 0.61 0.49 0.47 0.47 0.49
Amortization Expense		 0.00 0.00 0.00 -0.00 0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01
Non-Cash Adjustments to Reconcile Net Income		 0.80 -8.61 -23 -5.44 -27 0.68 22 14 -20 -3.74 -0.83
Changes in Operating Assets and Liabilities, net		 3.81 -6.08 1.54 2.99 -2.35 -26 5.20 -45 10 -18 -7.97
Net Cash From Investing Activities		 -105 -143 -151 -181 -133 -108 7.63 -221 -273 -95 -156
Net Cash From Continuing Investing Activities		 -105 -143 -151 -181 -133 -108 7.63 -221 -273 -95 -156
Purchase of Property, Leasehold Improvements and Equipment		 -2.76 -3.03 -2.47 -2.62 -1.79 -2.33 -2.25 -1.39 -0.28 -0.22 -0.29
Purchase of Investment Securities		 0.00 -181 -0.09 -0.43 -21 -8.81 -74 -12 -48 -2.73 -0.33
Sale and/or Maturity of Investments		 743 847 424 156 201 127 321 82 71 68 85
Other Investing Activities, net		 -845 -806 -573 -335 -311 -224 -238 -290 -296 -160 -240
Net Cash From Financing Activities		 205 50 85 81 103 71 127 67 278 1.24 140
Net Cash From Continuing Financing Activities		 205 50 85 81 103 71 127 67 278 1.24 140
Net Change in Deposits		 206 -42 84 80 103 71 127 67 278 -20 140
Issuance of Common Equity		 0.07 - - - - - - - - - -
Other Financing Activities, Net		 -1.13 0.12 0.70 0.29 0.29 0.02 0.01 0.02 0.57 1.16 0.03
Cash Interest Paid		 29 30 33 31 29 29 26 21 15 11 6.17
Cash Income Taxes Paid		 0.11 3.11 3.81 3.53 0.10 1.65 - 5.03 0.17 12 6.18

Annual Balance Sheets for Coastal Financial

This table presents Coastal Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017
Total Assets		 4,121 3,750 3,144 2,636 1,766 1,129 952 806
Cash and Due from Banks		 37 31 33 14 19 17 16 14
Interest Bearing Deposits at Other Banks		 416 452 309 799 144 111 109 76
Trading Account Securities		 47 150 98 37 23 33 38 38
Loans and Leases, Net of Allowance		 3,310 2,904 2,553 1,714 1,528 928 758 649
Loans and Leases		 3,487 3,022 2,627 1,743 1,547 939 768 657
Allowance for Loan and Lease Losses		 177 117 74 29 19 11 9.41 8.02
Loans Held for Sale		 21 0.00 - - - - - -
Accrued Investment Income		 21 23 18 8.11 8.62 2.98 2.53 2.27
Premises and Equipment, Net		 27 22 18 17 17 13 13 13
Other Assets		 243 167 115 1,759 26 24 14 14
Total Liabilities & Shareholders' Equity		 4,121 3,750 3,144 2,636 1,766 1,129 952 806
Total Liabilities		 3,683 3,455 2,901 2,434 1,626 1,004 843 740
Non-Interest Bearing Deposits		 3,585 3,360 2,818 2,364 1,421 968 804 703
Accrued Interest Payable		 0.96 0.89 0.68 0.36 0.53 0.31 0.28 0.23
Long-Term Debt		 48 48 48 53 192 24 34 34
Other Long-Term Liabilities		 43 46 35 17 12 13 5.52 2.99
Total Equity & Noncontrolling Interests		 439 295 243 201 140 124 109 66
Total Preferred & Common Equity		 439 295 243 201 140 124 109 66
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Total Common Equity		 439 295 243 201 140 124 109 66
Common Stock		 228 130 126 122 88 87 86 53
Retained Earnings		 211 165 120 79 52 37 24 14
Accumulated Other Comprehensive Income / (Loss)		 -0.00 -0.47 -2.33 0.00 0.03 -0.03 -1.30 -0.94

Quarterly Balance Sheets for Coastal Financial

This table presents Coastal Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 4,339 4,066 3,962 3,865 3,678 3,535 3,451 3,134
Cash and Due from Banks		 43 45 60 33 30 30 38 37
Interest Bearing Deposits at Other Banks		 581 439 427 482 445 245 356 373
Trading Account Securities		 47 49 49 50 141 111 102 1.25
Loans and Leases, Net of Allowance		 3,334 3,249 3,179 3,060 2,866 2,897 2,748 -59
Loans and Leases		 3,517 3,419 3,326 3,200 2,967 3,008 2,837 -
Allowance for Loan and Lease Losses		 183 170 148 139 101 111 89 59
Loans Held for Sale		 42 7.57 0.00 0.80 0.00 36 27 43
Accrued Investment Income		 21 24 24 25 23 22 19 13
Premises and Equipment, Net		 29 26 25 23 21 19 18 18
Other Assets		 242 228 198 191 152 176 2,877 144
Total Liabilities & Shareholders' Equity		 4,339 4,066 3,962 3,865 3,678 3,535 3,451 3,134
Total Liabilities		 3,889 3,734 3,645 3,562 3,394 3,263 3,192 2,905
Non-Interest Bearing Deposits		 3,791 3,627 3,543 3,463 3,290 3,163 3,095 2,837
Accrued Interest Payable		 1.11 1.07 1.00 1.06 1.06 0.77 0.87 0.15
Long-Term Debt		 48 48 48 48 48 48 48 28
Other Long-Term Liabilities		 49 58 47 50 55 52 49 40
Total Equity & Noncontrolling Interests		 450 332 317 304 284 273 259 229
Total Preferred & Common Equity		 450 332 317 304 284 273 259 229
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 450 332 317 304 284 273 259 229
Common Stock		 230 135 133 132 129 128 127 124
Retained Earnings		 220 197 184 172 156 146 133 107
Accumulated Other Comprehensive Income / (Loss)		 -0.00 -0.00 -0.00 -0.00 -1.09 -1.68 -1.81 -2.09

Annual Metrics And Ratios for Coastal Financial

This table displays calculated financial ratios and metrics derived from Coastal Financial's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017
Growth Metrics		 - - - - - - - -
Revenue Growth		 39.84% 54.53% 242.11% 81.55% 30.43% 14.34% 20.62% 0.00%
EBITDA Growth		 42.54% 53.46% 247.32% 131.12% 15.13% 5.16% 20.03% 0.00%
EBIT Growth		 42.03% 53.71% 255.75% 139.59% 14.88% 4.65% 21.12% 0.00%
NOPAT Growth		 1.44% 9.73% 50.44% 78.30% 14.73% 36.08% 78.46% 0.00%
Net Income Growth		 1.44% 9.73% 50.44% 78.30% 14.73% 36.08% 78.46% 0.00%
EPS Growth		 -0.31% 8.64% 39.35% 74.19% 14.81% 18.68% 54.24% 0.00%
Operating Cash Flow Growth		 35.63% 185.46% 124.81% 54.41% 41.39% -5.08% 89.08% 0.00%
Free Cash Flow Firm Growth		 -1,298.99% -293.79% -96.55% 162.15% -2,176.74% 124.19% 0.00% 0.00%
Invested Capital Growth		 41.98% 17.74% 14.56% -23.58% 125.07% 3.53% 43.79% 0.00%
Revenue Q/Q Growth		 3.15% 6.49% 24.40% 38.45% 9.33% -5.94% 0.00% 0.00%
EBITDA Q/Q Growth		 3.53% 1.65% 36.27% 51.71% 7.47% -19.63% 0.00% 0.00%
EBIT Q/Q Growth		 3.37% 1.54% 36.76% 54.40% 7.52% -20.86% 0.00% 0.00%
NOPAT Q/Q Growth		 10.66% -8.43% 16.75% 10.79% 7.47% 4.37% 0.00% 0.00%
Net Income Q/Q Growth		 10.66% -8.43% 24.65% 1.59% 7.47% 4.37% 0.00% 0.00%
EPS Q/Q Growth		 9.76% -8.66% 15.33% 9.64% 7.83% 3.85% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 4.71% 11.81% 38.10% 0.44% 12.17% -8.13% 32.27% 0.00%
Free Cash Flow Firm Q/Q Growth		 -1,357.70% 73.68% 145.91% -43.58% 18.58% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 28.12% 3.18% 13.41% 18.77% -11.66% -4.06% 0.00% 0.00%
Profitability Metrics		 - - - - - - - -
EBITDA Margin		 40.99% 40.21% 40.49% 39.89% 31.33% 35.50% 38.60% 38.78%
EBIT Margin		 40.47% 39.85% 40.06% 38.53% 29.19% 33.15% 36.21% 36.07%
Profit (Net Income) Margin		 5.14% 7.08% 9.98% 22.69% 23.10% 26.26% 22.07% 14.91%
Tax Burden Percent		 78.89% 78.03% 80.25% 78.56% 79.13% 79.23% 79.24% 53.88%
Interest Burden Percent		 16.09% 22.78% 31.03% 74.96% 100.00% 100.00% 76.89% 76.75%
Effective Tax Rate		 21.11% 21.97% 19.75% 21.44% 20.87% 20.77% 20.76% 46.12%
Return on Invested Capital (ROIC)		 10.91% 14.07% 14.90% 9.21% 6.31% 9.09% 8.02% 5.48%
ROIC Less NNEP Spread (ROIC-NNEP)		 10.91% 14.07% 14.90% 9.21% 6.31% 9.09% 8.02% 5.48%
Return on Net Nonoperating Assets (RNNOA)		 1.42% 2.49% 3.37% 6.61% 5.15% 2.22% 3.08% 2.80%
Return on Equity (ROE)		 12.33% 16.56% 18.27% 15.82% 11.46% 11.32% 11.10% 8.27%
Cash Return on Invested Capital (CROIC)		 -23.79% -2.23% 1.34% 35.94% -70.64% 5.62% -27.91% 0.00%
Operating Return on Assets (OROA)		 9.05% 7.27% 5.65% 2.08% 1.32% 1.60% 1.81% 1.63%
Return on Assets (ROA)		 1.15% 1.29% 1.41% 1.23% 1.05% 1.27% 1.10% 0.67%
Return on Common Equity (ROCE)		 12.33% 16.56% 18.27% 15.82% 11.46% 11.32% 11.10% 8.27%
Return on Equity Simple (ROE_SIMPLE)		 10.31% 15.11% 16.68% 13.42% 10.80% 10.63% 8.89% 8.27%
Net Operating Profit after Tax (NOPAT)		 45 45 41 27 15 13 9.70 5.44
NOPAT Margin		 5.14% 7.08% 9.98% 22.69% 23.10% 26.26% 22.07% 14.91%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 8.47% 11.38% 14.04% 35.58% 45.67% 51.00% 42.57% 51.98%
Operating Expenses to Revenue		 27.99% 30.92% 40.52% 53.15% 58.14% 61.79% 59.63% 61.55%
Earnings before Interest and Taxes (EBIT)		 356 251 163 46 19 17 16 13
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 361 253 165 47 21 18 17 14
Valuation Ratios		 - - - - - - - -
Price to Book Value (P/BV)		 2.62 2.00 2.53 3.02 1.79 1.58 1.66 0.63
Price to Tangible Book Value (P/TBV)		 2.62 2.00 2.53 3.02 1.79 1.58 1.66 0.63
Price to Revenue (P/Rev)		 1.31 0.94 1.51 5.11 3.83 3.90 4.12 1.13
Price to Earnings (P/E)		 5.33 3.90 8.76 17.88 16.57 14.86 13.53 4.87
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 18.75% 25.61% 11.41% 5.59% 6.04% 6.73% 7.39% 20.55%
Enterprise Value to Invested Capital (EV/IC)		 1.53 0.45 1.10 0.00 0.84 0.62 0.62 0.00
Enterprise Value to Revenue (EV/Rev)		 0.85 0.25 0.79 0.00 4.27 1.83 2.02 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 2.07 0.61 1.95 0.00 13.64 5.15 5.23 0.00
Enterprise Value to EBIT (EV/EBIT)		 2.09 0.62 1.97 0.00 14.64 5.52 5.58 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 16.48 3.49 7.91 0.00 18.50 6.97 9.15 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 2.87 0.81 4.79 0.00 14.49 6.73 6.17 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 88.32 0.00 0.00 11.26 0.00 0.00
Leverage & Solvency		 - - - - - - - -
Debt to Equity		 0.11 0.16 0.20 0.26 1.37 0.19 0.31 0.51
Long-Term Debt to Equity		 0.11 0.16 0.20 0.26 1.37 0.19 0.31 0.51
Financial Leverage		 0.13 0.18 0.23 0.72 0.82 0.24 0.38 0.51
Leverage Ratio		 10.73 12.80 13.00 12.89 10.95 8.92 10.05 12.26
Compound Leverage Factor		 1.73 2.92 4.03 9.66 10.95 8.92 7.73 9.41
Debt to Total Capital		 9.84% 13.93% 16.35% 20.81% 57.83% 15.95% 23.51% 33.79%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 9.84% 13.93% 16.35% 20.81% 57.83% 15.95% 23.51% 33.79%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 90.16% 86.07% 83.65% 79.19% 42.17% 84.05% 76.49% 66.21%
Debt to EBITDA		 0.13 0.19 0.29 1.11 9.36 1.32 1.98 2.37
Net Debt to EBITDA		 -1.12 -1.72 -1.79 -16.01 1.42 -5.84 -5.44 -3.98
Long-Term Debt to EBITDA		 0.13 0.19 0.29 1.11 9.36 1.32 1.98 2.37
Debt to NOPAT		 1.06 1.07 1.17 1.96 12.70 1.78 3.46 6.17
Net Debt to NOPAT		 -8.95 -9.77 -7.25 -28.15 1.93 -7.90 -9.51 -10.34
Long-Term Debt to NOPAT		 1.06 1.07 1.17 1.96 12.70 1.78 3.46 6.17
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - -
Cash Flow Metrics		 - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -99 -7.05 3.64 105 -170 8.17 -34 0.00
Operating Cash Flow to CapEx		 2,624.10% 3,067.09% 2,364.27% 0.00% 360.10% 1,127.04% 1,253.44% 720.62%
Free Cash Flow to Firm to Interest Expense		 -0.80 -0.08 0.18 28.91 -30.01 1.24 -8.60 0.00
Operating Cash Flow to Interest Expense		 2.10 2.09 3.29 8.19 3.42 2.08 3.67 2.65
Operating Cash Flow Less CapEx to Interest Expense		 2.02 2.02 3.15 8.60 2.47 1.89 3.38 2.28
Efficiency Ratios		 - - - - - - - -
Asset Turnover		 0.22 0.18 0.14 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover		 35.54 31.23 22.99 6.94 4.34 3.83 3.34 2.78
Capital & Investment Metrics		 - - - - - - - -
Invested Capital		 487 343 291 254 333 148 143 99
Invested Capital Turnover		 2.12 1.99 1.49 0.41 0.27 0.35 0.36 0.37
Increase / (Decrease) in Invested Capital		 144 52 37 -78 185 5.03 43 0.00
Enterprise Value (EV)		 745 155 321 -152 280 92 89 -15
Market Capitalization		 1,150 591 616 608 251 196 181 41
Book Value per Share		 $32.39 $22.17 $18.79 $16.75 $11.73 $10.42 $9.18 $7.12
Tangible Book Value per Share		 $32.39 $22.17 $18.79 $16.75 $11.73 $10.42 $9.18 $7.12
Total Capital		 487 343 291 254 333 148 143 99
Total Debt		 48 48 48 53 192 24 34 34
Total Long-Term Debt		 48 48 48 53 192 24 34 34
Net Debt		 -405 -435 -295 -760 29 -104 -92 -56
Capital Expenditures (CapEx)		 9.90 6.25 2.84 -1.50 5.37 1.21 1.15 1.06
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 48 48 48 53 192 24 34 34
Total Depreciation and Amortization (D&A)		 4.56 2.30 1.76 1.62 1.40 1.18 1.05 0.99
Earnings Adjustments		 - - - - - - - -
Adjusted Basic Earnings per Share		 $3.35 $3.36 $3.14 $2.25 $1.27 $1.11 $0.93 $0.59
Adjusted Weighted Average Basic Shares Outstanding		 13.51M 13.26M 12.95M 12.02M 11.92M 11.90M 10.44M 9.23M
Adjusted Diluted Earnings per Share		 $3.26 $3.27 $3.01 $2.16 $1.24 $1.08 $0.91 $0.59
Adjusted Weighted Average Diluted Shares Outstanding		 13.88M 13.64M 13.51M 12.52M 12.21M 12.20M 10.61M 9.24M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 15.01M 13.38M 13.22M 12.92M 11.98M 11.93M 11.90M 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 45 45 41 27 15 13 9.70 5.44
Normalized NOPAT Margin		 5.14% 7.08% 9.98% 22.69% 23.10% 26.26% 22.07% 14.91%
Pre Tax Income Margin		 6.51% 9.08% 12.43% 28.88% 29.19% 33.15% 27.85% 27.68%
Debt Service Ratios		 - - - - - - - -
EBIT to Interest Expense		 2.88 2.74 8.00 12.58 3.39 2.53 4.06 4.57
NOPAT to Interest Expense		 0.37 0.49 1.99 7.41 2.68 2.01 2.47 1.89
EBIT Less CapEx to Interest Expense		 2.80 2.67 7.86 12.99 2.44 2.35 3.76 4.20
NOPAT Less CapEx to Interest Expense		 0.29 0.42 1.85 7.82 1.73 1.82 2.18 1.52
Payout Ratios		 - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for Coastal Financial

This table displays calculated financial ratios and metrics derived from Coastal Financial's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -13.57% 23.10% 78.26% 16.00% 54.07% 31.69% 11.32% 99.57% 111.34% 153.49% 385.08%
EBITDA Growth		 -20.28% 21.26% 107.75% 16.30% 49.52% 8.79% -2.15% 99.08% 306.64% 195.26% 495.05%
EBIT Growth		 -21.20% 20.55% 107.95% 15.58% 49.20% 8.41% -2.43% 99.96% 314.57% 198.88% 517.93%
NOPAT Growth		 43.09% 48.32% 31.02% -10.15% -45.12% -31.30% -7.49% 26.83% 98.89% 79.95% 66.08%
Net Income Growth		 43.09% 48.32% 31.02% -10.15% -45.12% -31.30% -7.49% 26.83% 98.89% 158.08% 24.86%
EPS Growth		 26.00% 43.94% 29.33% -11.58% -45.05% -31.96% -8.54% 25.00% 97.83% 70.18% 51.85%
Operating Cash Flow Growth		 26.28% 36.79% -2.70% 110.39% 32.74% 80.68% 207.00% 168.78% 484.20% 281.99% 70.19%
Free Cash Flow Firm Growth		 -256.75% -206.22% 47.59% 47.31% 34.17% -78.56% -106.21% -44.79% -150.92% -127.85% -118.70%
Invested Capital Growth		 41.64% 41.98% 14.34% 13.79% 14.72% 17.74% 29.41% 30.44% 29.93% 14.56% 19.97%
Revenue Q/Q Growth		 -6.20% -6.99% 12.76% -12.25% 24.27% 34.69% -26.62% 16.55% 11.39% 13.85% 31.55%
EBITDA Q/Q Growth		 -15.04% -8.05% 13.54% -10.86% 25.17% 57.54% -36.44% 14.59% -7.61% 41.68% 29.33%
EBIT Q/Q Growth		 -15.44% -8.43% 13.62% -11.17% 25.26% 57.95% -36.85% 14.66% -7.66% 42.16% 29.42%
NOPAT Q/Q Growth		 -27.21% -0.66% 16.04% 70.53% -24.55% -12.25% -20.42% 4.16% -5.54% 18.17% 9.09%
Net Income Q/Q Growth		 -27.21% -0.66% 16.04% 70.53% -24.55% -12.25% -20.42% 4.16% -5.54% 18.17% 9.09%
EPS Q/Q Growth		 -33.68% -2.06% 15.48% 68.00% -24.24% -12.00% -21.05% 4.40% -6.19% 18.29% 7.89%
Operating Cash Flow Q/Q Growth		 15.67% -2.19% -12.67% 17.21% 23.12% -30.43% 88.84% -26.05% 85.97% 18.21% 65.33%
Free Cash Flow Firm Q/Q Growth		 -4.69% -281.87% -4.88% 14.91% 10.14% 34.64% -5.45% -6.30% -143.75% 24.52% 25.96%
Invested Capital Q/Q Growth		 2.31% 28.12% 4.19% 3.71% 2.56% 3.18% 3.69% 4.55% 5.26% 13.41% 4.52%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 37.08% 40.94% 41.41% 41.13% 40.49% 41.56% 35.53% 41.02% 41.72% 50.31% 40.43%
EBIT Margin		 36.31% 40.27% 40.91% 40.60% 40.11% 41.12% 35.07% 40.74% 41.42% 49.96% 40.01%
Profit (Net Income) Margin		 4.85% 6.25% 5.85% 5.69% 2.93% 5.19% 7.96% 7.34% 8.22% 9.94% 9.58%
Tax Burden Percent		 82.67% 77.72% 82.14% 77.20% 78.03% 75.99% 78.67% 76.90% 80.26% 84.39% 78.93%
Interest Burden Percent		 16.16% 19.97% 17.42% 18.15% 9.35% 16.60% 28.86% 23.43% 24.72% 23.59% 30.34%
Effective Tax Rate		 17.33% 22.28% 17.86% 22.80% 21.97% 24.01% 21.33% 23.10% 19.74% 15.61% 21.07%
Return on Invested Capital (ROIC)		 9.69% 13.27% 14.03% 12.49% 6.44% 10.30% 15.98% 15.00% 14.85% 14.86% 13.33%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.69% 13.27% 14.03% 12.49% 6.44% 10.30% 15.98% 15.00% 14.85% 14.86% 13.33%
Return on Net Nonoperating Assets (RNNOA)		 1.23% 1.73% 2.17% 2.02% 1.09% 1.82% 2.36% 2.31% 2.40% 3.36% 2.76%
Return on Equity (ROE)		 10.92% 15.00% 16.20% 14.52% 7.53% 12.13% 18.34% 17.31% 17.26% 18.21% 16.09%
Cash Return on Invested Capital (CROIC)		 -23.13% -23.79% -1.90% -1.90% -1.86% -2.23% -9.10% -8.92% -8.77% 1.34% -3.37%
Operating Return on Assets (OROA)		 7.51% 9.01% 9.01% 8.15% 7.94% 7.51% 6.08% 7.24% 6.46% 7.04% 4.69%
Return on Assets (ROA)		 1.00% 1.40% 1.29% 1.14% 0.58% 0.95% 1.38% 1.30% 1.28% 1.40% 1.12%
Return on Common Equity (ROCE)		 10.92% 15.00% 16.20% 14.52% 7.53% 12.13% 18.34% 17.33% 17.26% 18.21% 16.09%
Return on Equity Simple (ROE_SIMPLE)		 10.70% 0.00% 12.31% 11.90% 12.84% 0.00% 17.12% 18.16% 18.08% 0.00% 14.25%
Net Operating Profit after Tax (NOPAT)		 9.73 13 13 12 6.80 9.01 10 13 12 13 11
NOPAT Margin		 4.85% 6.25% 5.85% 5.69% 2.93% 5.19% 7.96% 7.34% 8.22% 9.94% 9.58%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 11.33% 6.67% 8.82% 9.59% 8.79% 8.67% 15.93% 10.46% 11.70% 10.86% 14.21%
Operating Expenses to Revenue		 35.89% 30.80% 28.54% 28.84% 24.11% 23.89% 43.80% 29.53% 29.61% 34.39% 44.09%
Earnings before Interest and Taxes (EBIT)		 73 86 94 83 93 71 45 72 62 66 46
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 74 88 95 84 94 72 46 72 63 66 47
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 3.02 2.62 2.19 1.96 1.71 2.00 2.01 1.83 1.84 2.53 2.25
Price to Tangible Book Value (P/TBV)		 3.02 2.62 2.19 1.96 1.71 2.00 2.01 1.83 1.84 2.53 2.25
Price to Revenue (P/Rev)		 1.60 1.31 0.85 0.82 0.72 0.94 0.97 0.87 0.97 1.51 1.57
Price to Earnings (P/E)		 7.18 5.33 3.36 3.52 3.01 3.90 4.39 3.88 4.83 8.76 9.13
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 13.92% 18.75% 29.73% 28.41% 33.23% 25.61% 22.78% 25.80% 20.70% 11.41% 10.95%
Enterprise Value to Invested Capital (EV/IC)		 1.57 1.53 0.76 0.49 0.15 0.45 0.43 0.85 0.42 1.10 0.51
Enterprise Value to Revenue (EV/Rev)		 0.92 0.85 0.34 0.24 0.07 0.25 0.24 0.47 0.26 0.79 0.40
Enterprise Value to EBITDA (EV/EBITDA)		 2.28 2.07 0.83 0.60 0.18 0.61 0.58 1.09 0.61 1.95 1.09
Enterprise Value to EBIT (EV/EBIT)		 2.32 2.09 0.84 0.61 0.19 0.62 0.58 1.10 0.61 1.97 1.11
Enterprise Value to NOPAT (EV/NOPAT)		 16.21 16.48 7.10 4.77 1.35 3.49 2.95 5.51 2.77 7.91 3.79
Enterprise Value to Operating Cash Flow (EV/OCF)		 2.84 2.87 1.17 0.72 0.25 0.81 0.84 2.14 1.23 4.79 2.71
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 88.32 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.11 0.11 0.14 0.15 0.16 0.16 0.17 0.17 0.18 0.20 0.12
Long-Term Debt to Equity		 0.11 0.11 0.14 0.15 0.16 0.16 0.17 0.17 0.18 0.20 0.12
Financial Leverage		 0.13 0.13 0.16 0.16 0.17 0.18 0.15 0.15 0.16 0.23 0.21
Leverage Ratio		 10.89 10.73 12.56 12.72 13.01 12.80 13.27 13.27 13.47 13.00 14.33
Compound Leverage Factor		 1.76 2.14 2.19 2.31 1.22 2.13 3.83 3.11 3.33 3.07 4.35
Debt to Total Capital		 9.63% 9.84% 12.60% 13.12% 13.59% 13.93% 14.36% 14.88% 15.54% 16.35% 10.88%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 9.63% 9.84% 12.60% 13.12% 13.59% 13.93% 14.36% 14.88% 15.54% 16.35% 10.88%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 90.37% 90.16% 87.40% 86.88% 86.41% 86.07% 85.64% 85.12% 84.46% 83.65% 89.12%
Debt to EBITDA		 0.14 0.13 0.14 0.16 0.17 0.19 0.19 0.19 0.22 0.29 0.23
Net Debt to EBITDA		 -1.69 -1.12 -1.25 -1.47 -1.63 -1.72 -1.72 -0.91 -1.62 -1.79 -3.16
Long-Term Debt to EBITDA		 0.14 0.13 0.14 0.16 0.17 0.19 0.19 0.19 0.22 0.29 0.23
Debt to NOPAT		 1.00 1.06 1.17 1.27 1.23 1.07 0.98 0.96 1.02 1.17 0.80
Net Debt to NOPAT		 -11.97 -8.95 -10.67 -11.66 -11.99 -9.77 -8.78 -4.59 -7.40 -7.25 -11.00
Long-Term Debt to NOPAT		 1.00 1.06 1.17 1.27 1.23 1.07 0.98 0.96 1.02 1.17 0.80
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -0.14% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -137 -131 -34 -33 -38 -43 -65 -62 -58 -24 -32
Operating Cash Flow to CapEx		 2,595.37% 2,047.34% 2,570.47% 2,767.01% 3,465.85% 1,945.21% 2,898.13% 2,489.82% 16,419.37% 11,554.84% 7,314.48%
Free Cash Flow to Firm to Interest Expense		 -4.74 -4.34 -1.04 -1.04 -1.30 -1.49 -2.50 -2.90 -3.72 -2.06 -5.28
Operating Cash Flow to Interest Expense		 2.49 2.06 1.93 2.32 2.10 1.58 2.49 1.62 2.99 2.16 3.54
Operating Cash Flow Less CapEx to Interest Expense		 2.39 1.96 1.85 2.24 2.04 1.50 2.41 1.55 2.97 2.14 3.49
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.21 0.22 0.22 0.20 0.20 0.18 0.17 0.18 0.16 0.14 0.12
Fixed Asset Turnover		 32.87 35.54 36.80 34.64 35.30 31.23 30.30 30.76 27.11 22.99 18.34
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 498 487 380 365 351 343 332 320 306 291 257
Invested Capital Turnover		 2.00 2.12 2.40 2.20 2.20 1.99 2.01 2.04 1.81 1.49 1.39
Increase / (Decrease) in Invested Capital		 146 144 48 44 45 52 75 75 71 37 43
Enterprise Value (EV)		 780 745 290 180 53 155 144 273 130 321 132
Market Capitalization		 1,357 1,150 727 619 520 591 571 500 476 616 515
Book Value per Share		 $29.98 $32.39 $24.67 $23.60 $22.69 $22.17 $21.38 $20.53 $19.58 $18.79 $17.66
Tangible Book Value per Share		 $29.98 $32.39 $24.67 $23.60 $22.69 $22.17 $21.38 $20.53 $19.58 $18.79 $17.66
Total Capital		 498 487 380 365 351 343 332 320 306 291 257
Total Debt		 48 48 48 48 48 48 48 48 48 48 28
Total Long-Term Debt		 48 48 48 48 48 48 48 48 48 48 28
Net Debt		 -576 -405 -436 -439 -467 -435 -427 -227 -346 -295 -383
Capital Expenditures (CapEx)		 2.76 3.03 2.47 2.62 1.79 2.33 2.25 1.39 0.28 0.22 0.29
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 48 48 48 48 48 48 48 48 48 48 28
Total Depreciation and Amortization (D&A)		 1.56 1.43 1.16 1.08 0.89 0.76 0.60 0.48 0.46 0.47 0.49
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.65 $0.98 $1.00 $0.86 $0.51 $0.68 $0.77 $0.97 $0.94 $1.01 $0.86
Adjusted Weighted Average Basic Shares Outstanding		 14.96M 13.51M 13.45M 13.41M 13.34M 13.26M 13.29M 13.28M 13.20M 12.95M 12.94M
Adjusted Diluted Earnings per Share		 $0.63 $0.95 $0.97 $0.84 $0.50 $0.66 $0.75 $0.95 $0.91 $0.97 $0.82
Adjusted Weighted Average Diluted Shares Outstanding		 15.46M 13.88M 13.82M 13.74M 13.68M 13.64M 13.68M 13.60M 13.61M 13.51M 13.54M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 15.03M 15.01M 13.54M 13.46M 13.42M 13.38M 13.30M 13.30M 13.28M 13.22M 12.96M
Normalized Net Operating Profit after Tax (NOPAT)		 9.73 13 13 12 6.80 9.01 10 13 12 13 11
Normalized NOPAT Margin		 4.85% 6.25% 5.85% 5.69% 2.93% 5.19% 7.96% 7.34% 8.22% 9.94% 9.58%
Pre Tax Income Margin		 5.87% 8.04% 7.12% 7.37% 3.75% 6.83% 10.12% 9.55% 10.24% 11.78% 12.14%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 2.52 2.86 2.86 2.65 3.16 2.50 1.73 3.36 4.00 5.68 7.74
NOPAT to Interest Expense		 0.34 0.44 0.41 0.37 0.23 0.32 0.39 0.60 0.79 1.13 1.85
EBIT Less CapEx to Interest Expense		 2.43 2.76 2.78 2.57 3.09 2.42 1.65 3.29 3.98 5.66 7.69
NOPAT Less CapEx to Interest Expense		 0.24 0.34 0.33 0.29 0.17 0.23 0.31 0.54 0.78 1.11 1.80
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Frequently Asked Questions About Coastal Financial's Financials

When does Coastal Financial's fiscal year end?

According to the most recent income statement we have on file, Coastal Financial's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Coastal Financial's net income changed over the last 7 years?

Coastal Financial's net income appears to be on an upward trend, with a most recent value of $45.22 million in 2024, rising from $5.44 million in 2017. The previous period was $44.58 million in 2023. View Coastal Financial's forecast to see where analysts expect Coastal Financial to go next.

How has Coastal Financial revenue changed over the last 7 years?

Over the last 7 years, Coastal Financial's total revenue changed from $36.45 million in 2017 to $880.08 million in 2024, a change of 2,314.6%.

How much debt does Coastal Financial have?

Coastal Financial's total liabilities were at $3.68 billion at the end of 2024, a 6.6% increase from 2023, and a 397.6% increase since 2017.

How much cash does Coastal Financial have?

In the past 7 years, Coastal Financial's cash and equivalents has ranged from $13.79 million in 2017 to $36.53 million in 2024, and is currently $36.53 million as of their latest financial filing in 2024.

How has Coastal Financial's book value per share changed over the last 7 years?

Over the last 7 years, Coastal Financial's book value per share changed from 7.12 in 2017 to 32.39 in 2024, a change of 355.2%.


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This page (NASDAQ:CCB) was last updated on 5/29/2025 by MarketBeat.com Staff
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