NASDAQ:CHMG Chemung Financial (CHMG) Stock Price, News & Analysis $68.94 +0.12 (+0.17%) Closing price 04:00 PM EasternExtended Trading$68.76 -0.19 (-0.27%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Chemung Financial Stock (NASDAQ:CHMG) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Chemung Financial alerts:Sign Up Key Stats Today's Range$68.24▼$69.4250-Day Range$51.25▼$68.9052-Week Range$43.20▼$70.83Volume44,399 shsAverage Volume13,735 shsMarket Capitalization$332.29 millionP/E Ratio18.19Dividend Yield1.97%Price Target$64.00Consensus RatingBuy Company Overview Chemung Financial Corporation serves as the bank holding company for Chemung Canal Trust Company, a community bank founded in 1833 and headquartered in Elmira, New York. With deep historical roots in the Southern Tier of New York, the company has expanded its footprint to serve customers throughout the region, including northern Pennsylvania. Chemung Financial emphasizes relationship-driven banking by combining personalized service with modern delivery channels. Through its subsidiary, Chemung Canal Trust Company, Chemung Financial offers a comprehensive suite of financial products and services. Deposit solutions include checking and savings accounts, money market accounts and certificates of deposit. On the lending side, the company provides residential and commercial mortgage financing, consumer loans, home equity lines of credit and business loans tailored for small- to mid-sized enterprises. Beyond traditional banking, Chemung Financial delivers trust and wealth management services designed to help clients preserve and grow assets. Offerings include trust administration, estate settlement, investment advisory, retirement planning and fiduciary services. Digital banking platforms—such as online banking, mobile apps and remote deposit capture—supplement the company’s branch network to ensure convenient access for individual and commercial customers alike. Governed by a board of directors and led by an executive management team with extensive experience in financial services, Chemung Financial focuses on strategic growth initiatives. These priorities include selective branch expansion in core markets, ongoing enhancements to digital capabilities and continued commitment to community engagement through local partnerships and charitable activities.AI Generated. May Contain Errors. Read More Chemung Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks58th Percentile Overall ScoreCHMG MarketRank™: Chemung Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 602nd out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingBuy Consensus RatingChemung Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 1 buy rating, 1 hold rating, and no sell ratings.Downside RiskChemung Financial has a consensus price target of $64.00, representing about 6.9% downside from its current price of $68.75.Amount of Analyst CoverageChemung Financial has only been the subject of 2 research reports in the past 90 days.Read more about Chemung Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth1.63% Earnings GrowthEarnings for Chemung Financial are expected to grow by 1.63% in the coming year, from $6.75 to $6.86 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chemung Financial is 18.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.98.Price to Earnings Ratio vs. SectorThe P/E ratio of Chemung Financial is 18.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.95.Price to Book Value per Share RatioChemung Financial has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Chemung Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.59% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 1.51, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently increased by 3.06%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldChemung Financial pays a meaningful dividend of 2.00%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthChemung Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Chemung Financial is 35.88%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Chemung Financial will have a dividend payout ratio of 19.83% next year. This indicates that Chemung Financial will be able to sustain or increase its dividend.Read more about Chemung Financial's dividend. News and Social Media2.2 / 5News Sentiment0.55 News SentimentChemung Financial has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Chemung Financial this week, compared to 2 articles on an average week. Company Ownership1.7 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Chemung Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $211,715.00 in company stock.Percentage Held by Insiders12.41% of the stock of Chemung Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.50% of the stock of Chemung Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Chemung Financial's insider trading history. Receive CHMG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chemung Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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CHMG Stock News HeadlinesChemung Financial Announces Quarterly Cash Dividend DeclarationMay 21 at 6:50 PM | tipranks.comChemung Financial Corporation Announces Quarterly DividendMay 21 at 4:10 PM | globenewswire.comYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. They don't know the rules. They don't know what to avoid. And they hand their account to Wall Street on a silver platter. Normally $29.97. Free today.May 22 at 1:00 AM | Profits Run (Ad)Chemung Financial (NASDAQ:CHMG) Stock Passes Above 200-Day Moving Average - Here's What HappenedMay 20 at 2:58 AM | americanbankingnews.comChemung Financial (NASDAQ:CHMG) Stock Price Passes Above Two Hundred Day Moving Average - Should You Sell?May 12, 2026 | americanbankingnews.comChemung Financial (NASDAQ:CHMG) Director Sells $51,480.04 in StockApril 28, 2026 | insidertrades.comChemung Financial Corporation Reports Record Quarterly Results; First Quarter 2026 Net Income of $9.2 million, or $1.91 per shareApril 17, 2026 | globenewswire.comChemung Financial CorporationApril 6, 2026 | edition.cnn.comSee More Headlines CHMG Stock Analysis - Frequently Asked Questions How have CHMG shares performed this year? Chemung Financial's stock was trading at $55.80 on January 1st, 2026. Since then, CHMG shares have increased by 23.2% and is now trading at $68.75. How were Chemung Financial's earnings last quarter? Chemung Financial Corp (NASDAQ:CHMG) released its quarterly earnings data on Friday, April, 17th. The bank reported $1.91 earnings per share for the quarter, topping analysts' consensus estimates of $1.63 by $0.28. The bank earned $29.90 million during the quarter, compared to the consensus estimate of $29.21 million. Chemung Financial had a net margin of 12.77% and a trailing twelve-month return on equity of 12.45%. Who are Chemung Financial's major shareholders? Top institutional investors of Chemung Financial include Dimensional Fund Advisors LP (3.77%), The Manufacturers Life Insurance Company (3.27%), Renaissance Technologies LLC (0.86%) and Rhino Investment Partners Inc (0.44%). Insiders that own company stock include Jeffrey B Streeter, G Thomas Jr Tranter, Jeffrey P Kenefick, Loren D Cole, Thomas R Tyrrell, Daniel D Fariello, Thomas W Wirth, Joseph F Iv Meade, Raimundo C Archibold Jr and Robert H Dalrymple. View institutional ownership trends. How do I buy shares of Chemung Financial? Shares of CHMG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chemung Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chemung Financial investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 4/1 Dividend3/18/2026Ex-Dividend for 4/1 Dividend3/18/2026Dividend Payable4/01/2026Last Earnings4/17/2026Today5/22/2026AGM 20266/02/2026Record date for 7/1 Dividend6/17/2026Ex-Dividend for 7/1 Dividend6/17/2026Dividend Payable7/01/2026Next Earnings (Estimated)7/16/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 CHMG's financial health is in the Green zone, according to TradeSmith. CHMG has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:CHMG CIK763563 Webwww.chemungcanal.com Phone(607) 737-3711FaxN/AEmployees340Year Founded1833Price Target and Rating Average Price Target for Chemung Financial$64.00 High Price Target$64.00 Low Price Target$64.00 Potential Upside/Downside-7.2%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$3.79 Trailing P/E Ratio18.19 Forward P/E Ratio10.21 P/E GrowthN/ANet Income$15.10 million Net Margins12.77% Pretax Margin16.83% Return on Equity12.45% Return on Assets1.13% Debt Debt-to-Equity Ratio0.47 Current Ratio1.02 Quick Ratio1.02 Sales & Book Value Annual Sales$140.78 million Price / Sales2.36 Cash Flow$6.78 per share Price / Cash Flow10.17 Book Value$54.55 per share Price / Book1.26Miscellaneous Outstanding Shares4,820,000Free Float4,222,000Market Cap$332.29 million OptionableNot Optionable Beta0.59 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? 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