Top-Rated StocksTop-RatedMost-Upgraded StocksMost-UpgradedNASDAQ:CHYM Chime Financial (CHYM) Stock Price, News & Analysis $30.17 -0.55 (-1.78%) As of 02:49 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Chime Financial Stock (NASDAQ:CHYM) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Chime Financial alerts:Sign Up Key Stats Today's Range$30.04▼$30.9150-Day Range$20.69▼$34.5552-Week Range$15.88▼$35.55Volume2.24 million shsAverage Volume5.44 million shsMarket Capitalization$11.42 billionP/E RatioN/ADividend YieldN/APrice Target$36.40Consensus RatingBuy Company Overview Chime Financial, Inc. is a financial technology company that operates a digital banking platform in the United States. Chime provides consumer-focused banking services through its mobile application and website, offering checking and savings accounts, debit cards, direct-deposit services and tools designed to help customers manage their everyday finances. Chime is not a traditional bank; its banking services are provided through partner financial institutions. The company’s products include a Visa debit card, fee-free overdraft protection through SpotMe for eligible members, early access to qualifying direct deposits, savings features and credit-building products. Chime also provides financial management tools intended to help members monitor spending, make payments and build credit. Product availability and eligibility may vary by customer and applicable partner-bank terms. Chime was founded in 2013 by Chris Britt and Ryan King. The company primarily serves consumers in the United States through its digital platform, with a focus on accessible, mobile-first financial services. Chris Britt has served as Chime’s chief executive officer.AI Generated. May Contain Errors. Read More Chime Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreCHYM MarketRank™: Chime Financial scored higher than 75% of companies evaluated by MarketBeat, and ranked 403rd out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.1 / 5Analyst RatingBuy Consensus RatingChime Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 strong buy ratings, 17 buy ratings, 2 hold ratings, and 1 sell rating.Upside PotentialChime Financial has a consensus price target of $36.40, representing about 20.5% upside from its current price of $30.20.Amount of Analyst CoverageChime Financial has been the subject of 18 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Chime Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth118.18% Earnings GrowthEarnings for Chime Financial are expected to grow by 118.18% in the coming year, from $0.44 to $0.96 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chime Financial is -432.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Chime Financial is -432.20, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioChime Financial has a P/B Ratio of 8.18. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.43% of the float of Chime Financial has been sold short.Short Interest Ratio / Days to CoverChime Financial has a short interest ratio ("days to cover") of 3.06, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chime Financial has recently increased by 12.65%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldChime Financial does not currently pay a dividend.Dividend GrowthChime Financial does not have a long track record of dividend growth. News and Social Media2.7 / 5News Sentiment0.35 News SentimentChime Financial has a news sentiment score of 0.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 52 news articles for Chime Financial this week, compared to 9 articles on an average week.Search InterestOnly 9 people have searched for CHYM on MarketBeat in the last 30 days. This is a decrease of -57% compared to the previous 30 days.MarketBeat Follows6 people have added Chime Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 500% compared to the previous 30 days. Company Ownership1.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Chime Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $617,797,141.00 in company stock.Percentage Held by Insiders12.30% of the stock of Chime Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsChime Financial has minimal institutional ownership at this time.Read more about Chime Financial's insider trading history. Receive CHYM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chime Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CHYM Stock News HeadlinesJames Feuille Sells 95,400 Shares of Chime Financial (NASDAQ:CHYM) StockSeptember 18 at 4:54 AM | americanbankingnews.comAdam Frankel Sells 102,002 Shares of Chime Financial (NASDAQ:CHYM) StockSeptember 18 at 4:54 AM | americanbankingnews.comSPDR Gold just lost $14 billion.Investors pulled 2.9 billion dollars from the world's largest gold fund in a single day this March, pushing total outflows to 14 billion. At the same time, the World Gold Council recorded the highest quarterly central bank gold buying on record, with buyers taking physical delivery instead of paper shares.September 18 at 1:00 AM | Behind the Markets (Ad)Chime Financial (NASDAQ:CHYM) Major Shareholder Sells $6,862,454.91 in StockSeptember 18 at 4:08 AM | americanbankingnews.comChime Financial (NASDAQ:CHYM) Director Sells $3,252,186.00 in StockSeptember 17 at 6:22 AM | insidertrades.comChime Financial (NASDAQ:CHYM) Major Shareholder Sells 207,513 Shares of StockSeptember 16 at 5:07 AM | insidertrades.comChime Financial (NASDAQ:CHYM) Director Cynthia Marshall Sells 20,000 Shares of StockSeptember 15 at 4:07 AM | insidertrades.comChime Financial (NASDAQ:CHYM) Major Shareholder Global Advisors Ltd Dst Sells 59,630 SharesSeptember 12, 2026 | insidertrades.comSee More Headlines CHYM Stock Analysis - Frequently Asked Questions How have CHYM shares performed this year? Chime Financial's stock was trading at $25.17 at the beginning of the year. Since then, CHYM stock has increased by 20.0% and is now trading at $30.1950. How were Chime Financial's earnings last quarter? Chime Financial, Inc. (NASDAQ:CHYM) announced its earnings results on Wednesday, August, 5th. The company reported $0.07 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of ($0.01) by $0.08. The company's quarterly revenue was up 26.8% on a year-over-year basis. Read the conference call transcript. When did Chime Financial IPO? Chime Financial (CHYM) raised $800 million in an initial public offering (IPO) on Thursday, June 12th 2025. The company issued 32,000,000 shares at a price of $24.00-$26.00 per share. Who are Chime Financial's major shareholders? Top institutional shareholders of Chime Financial include Spyglass Capital Management LLC (0.90%), Light Street Capital Management LLC (0.58%), Ranger Investment Management L.P. (0.31%) and Bank of New York Mellon Corp (0.17%). Insiders that own company stock include Matthew S Newcomb, Adam B Frankel, Global Advisors Ltd Dst, Amine Asmerom, Cynthia Marshall, Shawn T Carolan, Ryan A King, Ryan A King, James Feuille and Christopher R Britt. View institutional ownership trends. How do I buy shares of Chime Financial? Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings8/05/2026Today9/18/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 CHYM's financial health is in the Green zone, according to TradeSmith. CHYM has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Financial Services Sub-IndustryTransaction & Payment Processing Services Current SymbolNASDAQ:CHYM Previous SymbolNASDAQ:CHYM CIK1795586 Webwww.chime.com Phone(844) 244-6363FaxN/AEmployees1,519Year Founded2012Price Target and Rating Average Price Target for Chime Financial$36.40 High Price Target$50.00 Low Price Target$17.00 Potential Upside/Downside+20.7%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage24 Analysts Profitability EPS (Trailing Twelve Months)($0.07) Trailing P/E RatioN/A Forward P/E Ratio68.51 P/E GrowthN/ANet Income-$1.01 billion Net Margins-0.74% Pretax Margin-0.70% Return on Equity-1.28% Return on Assets-0.92% Debt Debt-to-Equity RatioN/A Current Ratio4.62 Quick Ratio4.62 Sales & Book Value Annual Sales$2.19 billion Price / Sales5.22 Cash FlowN/A Price / Cash FlowN/A Book Value$3.69 per share Price / Book8.17Miscellaneous Outstanding Shares378,580,000Free Float332,019,000Market Cap$11.41 billion OptionableN/A Beta0.60 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:CHYM) was last updated on 9/18/2026 by MarketBeat.com Staff. From Our PartnersThe national debt just passed $39 trillionThe U.S. national debt just topped $39 trillion, up nearly $3 trillion in a single year and on pace to hit $40...US Gold Bureau | Sponsored“This is the Perfect Tech Stock”Jeff Brown, the tech investor who identified Nvidia in 2016 before its 37,000% run, has flagged a new AI compa...Brownstone Research | SponsoredElon Musk’s Hushed FCC Filing. 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