Trending NewsTrending NewsTop-Rated StocksTop-RatedMost-Upgraded StocksMost-UpgradedNASDAQ:CHYM Chime Financial (CHYM) Stock Price, News & Analysis $30.72 -0.53 (-1.70%) Closing price 04:00 PM EasternExtended Trading$30.98 +0.26 (+0.85%) As of 06:22 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Chime Financial Stock (NASDAQ:CHYM) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Chime Financial alerts:Sign Up Key Stats Today's Range$30.70▼$32.1850-Day Range$20.69▼$34.5552-Week Range$15.88▼$35.55Volume5.86 million shsAverage Volume5.46 million shsMarket Capitalization$11.63 billionP/E RatioN/ADividend YieldN/APrice Target$36.40Consensus RatingBuy Company Overview Chime Financial, Inc. is a financial technology company that operates a digital banking platform in the United States. Chime provides consumer-focused banking services through its mobile application and website, offering checking and savings accounts, debit cards, direct-deposit services and tools designed to help customers manage their everyday finances. Chime is not a traditional bank; its banking services are provided through partner financial institutions. The company’s products include a Visa debit card, fee-free overdraft protection through SpotMe for eligible members, early access to qualifying direct deposits, savings features and credit-building products. Chime also provides financial management tools intended to help members monitor spending, make payments and build credit. Product availability and eligibility may vary by customer and applicable partner-bank terms. Chime was founded in 2013 by Chris Britt and Ryan King. The company primarily serves consumers in the United States through its digital platform, with a focus on accessible, mobile-first financial services. Chris Britt has served as Chime’s chief executive officer.AI Generated. May Contain Errors. Read More Chime Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks72nd Percentile Overall ScoreCHYM MarketRank™: Chime Financial scored higher than 72% of companies evaluated by MarketBeat, and ranked 440th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.9 / 5Analyst RatingBuy Consensus RatingChime Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 strong buy ratings, 17 buy ratings, 2 hold ratings, and 1 sell rating.Upside PotentialChime Financial has a consensus price target of $36.40, representing about 18.1% upside from its current price of $30.82.Amount of Analyst CoverageChime Financial has been the subject of 18 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Chime Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth118.18% Earnings GrowthEarnings for Chime Financial are expected to grow by 118.18% in the coming year, from $0.44 to $0.96 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chime Financial is -441.42, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Chime Financial is -441.42, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioChime Financial has a P/B Ratio of 8.35. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.43% of the float of Chime Financial has been sold short.Short Interest Ratio / Days to CoverChime Financial has a short interest ratio ("days to cover") of 3.06, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chime Financial has recently increased by 12.65%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldChime Financial does not currently pay a dividend.Dividend GrowthChime Financial does not have a long track record of dividend growth. News and Social Media2.8 / 5News Sentiment0.47 News SentimentChime Financial has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 58 news articles for Chime Financial this week, compared to 9 articles on an average week.Search InterestOnly 9 people have searched for CHYM on MarketBeat in the last 30 days. This is a decrease of -61% compared to the previous 30 days.MarketBeat Follows6 people have added Chime Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 500% compared to the previous 30 days. Company Ownership1.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Chime Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $617,797,141.00 in company stock.Percentage Held by Insiders12.30% of the stock of Chime Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsChime Financial has minimal institutional ownership at this time.Read more about Chime Financial's insider trading history. Receive CHYM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chime Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CHYM Stock News HeadlinesChime Financial (NASDAQ:CHYM) Director Sells $3,252,186.00 in StockSeptember 17 at 6:22 AM | insidertrades.comThe Goldman Sachs Group Raises Chime Financial (NASDAQ:CHYM) Price Target to $37.00September 17 at 2:46 AM | americanbankingnews.comThe cat is out the bagAlmost 80,000 tech jobs vanished in the first three months of 2026. Meta cut 14,000 roles, Microsoft offered separation packages to 8,500 workers, and Oracle is reportedly eliminating up to 30,000 positions. Goldman Sachs estimates 12,400 Americans are being financially displaced every single day. Analyst Porter Stansberry says the real driver runs deeper than AI - and two Nobel Prize winners have issued the same warning. He calls it the Final Displacement, and he's releasing a full investigation with specific companies to buy and sell before the next wave hits.September 17 at 1:00 AM | Porter & Company (Ad)Chime Financial dips 7% amid recent volatilitySeptember 16 at 6:57 PM | seekingalpha.comChime Financial opens new office in New YorkSeptember 16 at 1:57 PM | msn.comChime Financial (NASDAQ:CHYM) Major Shareholder Sells 207,513 Shares of StockSeptember 16 at 5:07 AM | insidertrades.comChime Financial (NASDAQ:CHYM) Director Cynthia Marshall Sells 20,000 Shares of StockSeptember 15 at 4:07 AM | insidertrades.comChime Financial (NASDAQ:CHYM) Major Shareholder Global Advisors Ltd Dst Sells 59,630 SharesSeptember 12, 2026 | insidertrades.comSee More Headlines CHYM Stock Analysis - Frequently Asked Questions How have CHYM shares performed this year? Chime Financial's stock was trading at $25.17 at the beginning of 2026. Since then, CHYM stock has increased by 22.4% and is now trading at $30.8180. How were Chime Financial's earnings last quarter? Chime Financial, Inc. (NASDAQ:CHYM) released its earnings results on Wednesday, August, 5th. The company reported $0.07 EPS for the quarter, topping the consensus estimate of ($0.01) by $0.08. The business's quarterly revenue was up 26.8% compared to the same quarter last year. Read the conference call transcript. When did Chime Financial IPO? Chime Financial (CHYM) raised $800 million in an initial public offering on Thursday, June 12th 2025. The company issued 32,000,000 shares at $24.00-$26.00 per share. Who are Chime Financial's major shareholders? Top institutional shareholders of Chime Financial include Spyglass Capital Management LLC (0.90%), Light Street Capital Management LLC (0.58%), Ranger Investment Management L.P. (0.31%) and Bank of New York Mellon Corp (0.17%). Insiders that own company stock include Matthew S Newcomb, Adam B Frankel, Global Advisors Ltd Dst, Amine Asmerom, Cynthia Marshall, Shawn T Carolan, Ryan A King, Ryan A King, James Feuille and Christopher R Britt. View institutional ownership trends. How do I buy shares of Chime Financial? Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings8/05/2026Today9/17/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 CHYM's financial health is in the Green zone, according to TradeSmith. CHYM has been in this zone for over one month. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Financial Services Sub-IndustryTransaction & Payment Processing Services Current SymbolNASDAQ:CHYM Previous SymbolNASDAQ:CHYM CIK1795586 Webwww.chime.com Phone(844) 244-6363FaxN/AEmployees1,519Year Founded2012Price Target and Rating Average Price Target for Chime Financial$36.40 High Price Target$50.00 Low Price Target$17.00 Potential Upside/Downside+18.5%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage24 Analysts Profitability EPS (Trailing Twelve Months)($0.07) Trailing P/E RatioN/A Forward P/E Ratio69.82 P/E GrowthN/ANet Income-$1.01 billion Net Margins-0.74% Pretax Margin-0.70% Return on Equity-1.28% Return on Assets-0.92% Debt Debt-to-Equity RatioN/A Current Ratio4.62 Quick Ratio4.62 Sales & Book Value Annual Sales$2.19 billion Price / Sales5.32 Cash FlowN/A Price / Cash FlowN/A Book Value$3.69 per share Price / Book8.33Miscellaneous Outstanding Shares378,580,000Free Float332,019,000Market Cap$11.63 billion OptionableN/A Beta0.60 Social Links 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.Get This Free Report This page (NASDAQ:CHYM) was last updated on 9/17/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredThey didn't warn anyone in 1971. This time someone is warning you.On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no deb...Reagan Gold Group | SponsoredSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from c...Altimetry | SponsoredThe end may be near for these iconic stocksMarc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are ...Chaikin Analytics | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredReady to give options a try? Your first trade (Ticker included) -INSIDETired of trying tactic after tactic when it comes to options trades... only to be met with market noise and st...Base Camp Trading | SponsoredHere’s the stock symbol I’ve promisedWhitney Tilson of Stansberry Research has long recommended Berkshire Hathaway as a core retirement holding - b...Stansberry Research | SponsoredThese gold assets are priced for $1,800 gold [it's over $4,000]Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's...Golden Portfolio | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Chime Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Chime Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.