Most-Upgraded StocksMost-UpgradedNASDAQ:CHYM Chime Financial (CHYM) Stock Price, News & Analysis $29.00 -0.90 (-3.01%) Closing price 10/14/2026 04:00 PM EasternExtended Trading$28.65 -0.35 (-1.21%) As of 04:54 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Chime Financial Stock (NASDAQ:CHYM) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Chime Financial alerts:Sign Up Key Stats Today's Range$28.66▼$29.6750-Day Range$26.46▼$34.5552-Week Range$15.88▼$35.55Volume4.03 million shsAverage Volume6.21 million shsMarket Capitalization$10.98 billionP/E RatioN/ADividend YieldN/APrice Target$36.38Consensus RatingModerate Buy Company Overview Chime Financial, Inc. is a financial technology company that provides digital banking services to consumers in the United States. Through its mobile app and website, Chime offers spending accounts, savings products, debit cards and tools designed to help members manage everyday finances without relying on traditional bank branches. The company’s product offerings have included fee-conscious checking and savings accounts, early direct-deposit access, automatic savings features, overdraft-related services such as SpotMe, and Chime Credit Builder, a secured credit card intended to help eligible members establish or improve their credit history. Chime provides its services through bank partners rather than operating as a traditional bank itself. Chime was founded in 2013 by Chris Britt and Ryan King. The company primarily serves consumers in the United States, with a focus on providing accessible, app-based financial services to individuals who may be underserved by conventional banking institutions. Chris Britt has served as the company’s chief executive officer.AI Generated. May Contain Errors. Read More Chime Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreCHYM MarketRank™: 3.957539108715 of 5 starsChime Financial scored higher than 79% of companies evaluated by MarketBeat, and ranked 299th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.5 / 5Analyst RatingModerate Buy Consensus RatingChime Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.96, and is based on 3 strong buy ratings, 17 buy ratings, 2 hold ratings, and 1 sell rating.Upside PotentialChime Financial has a consensus price target of $36.38, representing about 25.5% upside from its current price of $29.00.Amount of Analyst CoverageChime Financial has been the subject of 19 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Chime Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth120.00% Earnings GrowthEarnings for Chime Financial are expected to grow by 120.00% in the coming year, from $0.45 to $0.99 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chime Financial is -414.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Chime Financial is -414.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioChime Financial has a P/B Ratio of 7.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Chime Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted7.81% of the float of Chime Financial has been sold short.Short Interest Ratio / Days to CoverChime Financial has a short interest ratio ("days to cover") of 3.52, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chime Financial has recently increased by 22.01%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldChime Financial does not currently pay a dividend.Dividend GrowthChime Financial does not have a long track record of dividend growth. News and Social Media2.9 / 5News Sentiment0.60 News SentimentChime Financial has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Chime Financial this week, compared to 7 articles on an average week.Search InterestOnly 6 people have searched for CHYM on MarketBeat in the last 30 days. This is a decrease of -40% compared to the previous 30 days.MarketBeat Follows4 people have added Chime Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 33% compared to the previous 30 days. Company Ownership1.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Chime Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $619,276,441.00 in company stock.Percentage Held by Insiders12.30% of the stock of Chime Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsChime Financial has minimal institutional ownership at this time.Read more about Chime Financial's insider trading history. Receive CHYM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chime Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CHYM Stock News HeadlinesChime to Announce Third Quarter 2026 Financial Results on November 4, 2026October 14 at 4:05 PM | businesswire.comChime Financial (NASDAQ:CHYM) Insider Ryan King Sells 50,000 Shares of StockOctober 14 at 4:09 AM | americanbankingnews.comThe end may be near for these iconic stocksMarc Chaikin, founder of Chaikin Analytics, says two forces - AI disruption and fracturing global trade - are triggering a historic wealth transfer already underway in 2026. Household names like Intuit (-57%), Boston Scientific (-49%), and Tractor Supply (-40%) are cratering, while lesser-known companies like Sandisk (+573%) and Rackspace (+444%) surge. Chaikin has identified specific stocks he believes investors should sell before they fall further - and the names may surprise you. He's also pinpointing a company tapped as Nvidia's self-driving partner and a potential AI megadeal that could split into three high-growth stocks. Stream his free presentation to get every buy and sell recommendation with no membership or credit card required. | Chaikin Analytics (Ad)Chime Financial (NASDAQ:CHYM) Stock: Insider Ryan King Sells 50,000 SharesOctober 14 at 4:07 AM | insidertrades.comAnalyzing Chime Financial (NASDAQ:CHYM) and Usio (NASDAQ:USIO)October 13 at 4:45 AM | americanbankingnews.com3 Stocks Under the Microscope After Large Insider Sales (CHYM)Insiders are selling shares of Seagate, Adobe, and Chime, but tax obligations, executive changes and remaining ownership make each signal different.September 28, 2026 | marketbeat.comSoFi Is Bypassing the Banking Bottleneck With Stablecoin Settlement (CHYM)SoFi Technologies is using its national bank charter to settle roughly $25 billion in annualized Mastercard transaction volume via its SoFiUSD stablecoin, cutting costs and drawing commercial deposits.September 26, 2026 | marketbeat.comChime Financial (NASDAQ:CHYM) Director Sells $3,252,186.00 in StockSeptember 17, 2026 | insidertrades.comSee More Headlines CHYM Stock Analysis - Frequently Asked Questions How have CHYM shares performed this year? Chime Financial's stock was trading at $25.17 at the beginning of 2026. Since then, CHYM shares have increased by 15.2% and is now trading at $29.00. How were Chime Financial's earnings last quarter? Chime Financial, Inc. (NASDAQ:CHYM) announced its earnings results on Wednesday, August, 5th. The company reported $0.07 EPS for the quarter, topping analysts' consensus estimates of ($0.01) by $0.08. The firm's revenue was up 26.8% compared to the same quarter last year. Read the conference call transcript. When did Chime Financial IPO? Chime Financial (CHYM) raised $800 million in an IPO on Thursday, June 12th 2025. The company issued 32,000,000 shares at a price of $24.00-$26.00 per share. Who are Chime Financial's major shareholders? Top institutional shareholders of Chime Financial include Farther Finance Advisors LLC (0.02%), Krilogy Financial LLC (0.01%), NorthCrest Asset Manangement LLC (0.01%) and Affinity Capital Advisors LLC. Insiders that own company stock include Matthew S Newcomb, Adam B Frankel, Global Advisors Ltd Dst, Amine Asmerom, Cynthia Marshall, Shawn T Carolan, Ryan A King, Ryan A King, James Feuille and Christopher R Britt. View institutional ownership trends. How do I buy shares of Chime Financial? Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chime Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chime Financial investors own include NVIDIA (NVDA), SoFi Technologies (SOFI), Palantir Technologies (PLTR), Micron Technology (MU), Robinhood Markets (HOOD), Advanced Micro Devices (AMD) and Coinbase Global (COIN). Company Calendar Last Earnings8/05/2026Today10/14/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (2m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CHYM's financial health is in the Green zone, according to TradeSmith. CHYM has been in this zone for over 2 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Financial Services Sub-IndustryTransaction & Payment Processing Services Current SymbolNASDAQ:CHYM Previous SymbolNASDAQ:CHYM CIK1795586 Webwww.chime.com Phone(844) 244-6363FaxN/AEmployees1,519Year Founded2012Price Target and Rating Average Price Target for Chime Financial$36.38 High Price Target$50.00 Low Price Target$17.00 Potential Upside/Downside+25.5%Consensus RatingModerate Buy Rating Score (0-4)2.96 Research Coverage23 Analysts Profitability EPS (Trailing Twelve Months)($0.07) Trailing P/E RatioN/A Forward P/E Ratio64.44 P/E GrowthN/ANet Income-$1.01 billion Net Margins-0.74% Pretax Margin-0.70% Return on Equity-1.28% Return on Assets-0.92% Debt Debt-to-Equity RatioN/A Current Ratio4.62 Quick Ratio4.62 Sales & Book Value Annual Sales$2.46 billion Price / Sales4.47 Cash FlowN/A Price / Cash FlowN/A Book Value$3.69 per share Price / Book7.86Miscellaneous Outstanding Shares378,585,000Free Float332,019,000Market Cap$10.98 billion OptionableN/A Beta0.83 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. 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