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Chime Financial (CHYM) Stock Price, News & Analysis

Chime Financial logo
$30.72 -0.53 (-1.70%)
Closing price 04:00 PM Eastern
Extended Trading
$30.98 +0.26 (+0.85%)
As of 06:22 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Chime Financial Stock (NASDAQ:CHYM)

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Key Stats

Today's Range
$30.70
$32.18
50-Day Range
$20.69
$34.55
52-Week Range
$15.88
$35.55
Volume
5.86 million shs
Average Volume
5.46 million shs
Market Capitalization
$11.63 billion
P/E Ratio
N/A
Dividend Yield
N/A
Price Target
$36.40
Consensus Rating
Buy

Company Overview

Chime Financial, Inc. is a financial technology company that operates a digital banking platform in the United States. Chime provides consumer-focused banking services through its mobile application and website, offering checking and savings accounts, debit cards, direct-deposit services and tools designed to help customers manage their everyday finances. Chime is not a traditional bank; its banking services are provided through partner financial institutions.

The company’s products include a Visa debit card, fee-free overdraft protection through SpotMe for eligible members, early access to qualifying direct deposits, savings features and credit-building products. Chime also provides financial management tools intended to help members monitor spending, make payments and build credit. Product availability and eligibility may vary by customer and applicable partner-bank terms.

Chime was founded in 2013 by Chris Britt and Ryan King. The company primarily serves consumers in the United States through its digital platform, with a focus on accessible, mobile-first financial services. Chris Britt has served as Chime’s chief executive officer.

AI Generated. May Contain Errors.

Chime Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
72nd Percentile Overall Score

CHYM MarketRank™: 

Chime Financial scored higher than 72% of companies evaluated by MarketBeat, and ranked 440th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Chime Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 4 strong buy ratings, 17 buy ratings, 2 hold ratings, and 1 sell rating.

  • Upside Potential

    Chime Financial has a consensus price target of $36.40, representing about 18.1% upside from its current price of $30.82.

  • Amount of Analyst Coverage

    Chime Financial has been the subject of 18 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Chime Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Chime Financial are expected to grow by 118.18% in the coming year, from $0.44 to $0.96 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Chime Financial is -441.42, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Chime Financial is -441.42, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Chime Financial has a P/B Ratio of 8.35. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    6.43% of the float of Chime Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Chime Financial has a short interest ratio ("days to cover") of 3.06, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Chime Financial has recently increased by 12.65%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Chime Financial does not currently pay a dividend.

  • Dividend Growth

    Chime Financial does not have a long track record of dividend growth.

  • News Sentiment

    Chime Financial has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 58 news articles for Chime Financial this week, compared to 9 articles on an average week.
  • Search Interest

    Only 9 people have searched for CHYM on MarketBeat in the last 30 days. This is a decrease of -61% compared to the previous 30 days.
  • MarketBeat Follows

    6 people have added Chime Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 500% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Chime Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $617,797,141.00 in company stock.

  • Percentage Held by Insiders

    12.30% of the stock of Chime Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Chime Financial has minimal institutional ownership at this time.

  • Read more about Chime Financial's insider trading history.
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CHYM Stock News Headlines

Chime Financial (NASDAQ:CHYM) Director Sells $3,252,186.00 in Stock
The cat is out the bag
Almost 80,000 tech jobs vanished in the first three months of 2026. Meta cut 14,000 roles, Microsoft offered separation packages to 8,500 workers, and Oracle is reportedly eliminating up to 30,000 positions. Goldman Sachs estimates 12,400 Americans are being financially displaced every single day. Analyst Porter Stansberry says the real driver runs deeper than AI - and two Nobel Prize winners have issued the same warning. He calls it the Final Displacement, and he's releasing a full investigation with specific companies to buy and sell before the next wave hits.tc pixel
Chime Financial dips 7% amid recent volatility
Chime Financial opens new office in New York
See More Headlines

CHYM Stock Analysis - Frequently Asked Questions

Chime Financial's stock was trading at $25.17 at the beginning of 2026. Since then, CHYM stock has increased by 22.4% and is now trading at $30.8180.

Chime Financial, Inc. (NASDAQ:CHYM) released its earnings results on Wednesday, August, 5th. The company reported $0.07 EPS for the quarter, topping the consensus estimate of ($0.01) by $0.08. The business's quarterly revenue was up 26.8% compared to the same quarter last year.
Read the conference call transcript
.

Chime Financial (CHYM) raised $800 million in an initial public offering on Thursday, June 12th 2025. The company issued 32,000,000 shares at $24.00-$26.00 per share.

Top institutional shareholders of Chime Financial include Spyglass Capital Management LLC (0.90%), Light Street Capital Management LLC (0.58%), Ranger Investment Management L.P. (0.31%) and Bank of New York Mellon Corp (0.17%). Insiders that own company stock include Matthew S Newcomb, Adam B Frankel, Global Advisors Ltd Dst, Amine Asmerom, Cynthia Marshall, Shawn T Carolan, Ryan A King, Ryan A King, James Feuille and Christopher R Britt.
View institutional ownership trends
.

Shares of CHYM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

Last Earnings
8/05/2026
Today
9/17/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Financial Services
Sub-Industry
Transaction & Payment Processing Services
Current Symbol
NASDAQ:CHYM
Previous Symbol
NASDAQ:CHYM
CIK
1795586
Fax
N/A
Employees
1,519
Year Founded
2012

Price Target and Rating

High Price Target
$50.00
Low Price Target
$17.00
Potential Upside/Downside
+18.5%
Consensus Rating
Buy
Rating Score (0-4)
3.00
Research Coverage
24 Analysts

Profitability

EPS (Trailing Twelve Months)
($0.07)
Trailing P/E Ratio
N/A
Forward P/E Ratio
69.82
P/E Growth
N/A
Net Income
-$1.01 billion
Net Margins
-0.74%
Pretax Margin
-0.70%
Return on Equity
-1.28%
Return on Assets
-0.92%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
4.62
Quick Ratio
4.62

Sales & Book Value

Annual Sales
$2.19 billion
Price / Sales
5.32
Cash Flow
N/A
Price / Cash Flow
N/A
Book Value
$3.69 per share
Price / Book
8.33

Miscellaneous

Outstanding Shares
378,580,000
Free Float
332,019,000
Market Cap
$11.63 billion
Optionable
N/A
Beta
0.60

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This page (NASDAQ:CHYM) was last updated on 9/17/2026 by MarketBeat.com Staff.
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