Columbia Financial (CLBK) Stock Price, News & Analysis

Company Overview

Columbia Financial, Inc. is the bank holding company for Columbia Bank, a community-based financial institution headquartered in Tacoma, Washington. Established in 2006, the company traces its roots to locally owned savings and loan ventures dating back to the 1980s. Through its wholly owned subsidiary, Columbia Bank delivers a comprehensive suite of banking and financial services designed to meet the needs of individual customers, small businesses, and commercial clients across the Pacific Northwest.

The company’s principal activities include deposit-taking, loan origination and servicing, and wealth management. Columbia Bank offers commercial real estate lending, agricultural and specialty commercial loans, residential mortgage products, consumer banking services and treasury management solutions. Customers also have access to online and mobile banking platforms, automated clearing house (ACH) services, cash management tools and a network of branch locations that support in-person relationship banking.

Columbia Financial’s presence spans Washington, Oregon and Idaho, where it operates branch offices, mortgage production facilities and business banking centers. This regional focus enables the company to build close ties with local communities, small business owners and real estate developers. Over time, Columbia Bank has expanded its geographic footprint through strategic branch openings and targeted hiring of lending professionals with deep market expertise.

The company is overseen by a board of directors composed of experienced business and community leaders, supported by a senior management team with decades of banking industry experience. Columbia Financial’s executive leadership emphasizes prudent risk management, strong credit standards and a commitment to personalized customer service as it continues to grow its footprint and enhance its product offerings across its core markets.

Key Stats

• Today's Range: $14.60 to $15.36
• 50-Day Range: $13.47 to $15.57
• 52-Week Range: $12.64 to $19.28
• Volume: 85,734 shs
• Average Volume: 107,803 shs
• Market Capitalization: $1.60 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $16.00
• Consensus Rating: Hold

Columbia Financial Stock Analysis - MarketRank™

Columbia Financial scored higher than 6% of companies evaluated by MarketBeat, and ranked 896th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

Columbia Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Columbia Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 27.91%

Earnings Growth

Earnings for Columbia Financial are expected to grow by 27.91% in the coming year, from $0.43 to $0.55 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Columbia Financial is -762.75, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Columbia Financial is -762.75, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Columbia Financial has a P/B Ratio of 1.48. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.59% of the float of Columbia Financial has been sold short.

Short Interest Ratio / Days to Cover

Columbia Financial has a short interest ratio ("days to cover") of 11.5, which indicates bearish sentiment.

Change versus previous month

Short interest in Columbia Financial has recently increased by 1.15%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Columbia Financial does not currently pay a dividend.

Dividend Growth

Columbia Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.59% of the float of Columbia Financial has been sold short.

Short Interest Ratio / Days to Cover

Columbia Financial has a short interest ratio ("days to cover") of 11.5, which indicates bearish sentiment.

Change versus previous month

Short interest in Columbia Financial has recently increased by 1.15%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Columbia Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.50% of the stock of Columbia Financial is held by insiders.

Percentage Held by Institutions

Only 12.72% of the stock of Columbia Financial is held by institutions.

CLBK Stock Analysis - Frequently Asked Questions

How have CLBK shares performed this year?

Columbia Financial's stock was trading at $15.81 on January 1st, 2025. Since then, CLBK stock has decreased by 3.5% and is now trading at $15.2550.

How were Columbia Financial's earnings last quarter?

Columbia Financial (NASDAQ:CLBK) issued its quarterly earnings data on Wednesday, April, 30th. The company reported $0.09 EPS for the quarter, hitting analysts' consensus estimates of $0.09. The firm had revenue of $58.80 million for the quarter, compared to the consensus estimate of $49.95 million. Columbia Financial had a positive trailing twelve-month return on equity of 2.96% and a negative net margin of 0.32%.

How do I buy shares of Columbia Financial?

Shares of CLBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Columbia Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Columbia Financial investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX), NVIDIA (NVDA) and Home Depot (HD).

Company Calendar

• Last Earnings: 4/30/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CLBK
• CIK: 1723596
• Web: www.columbiabankonline.com
• Phone: (800) 522-4167
• Fax: N/A
• Employees: 750
• Year Founded: 1993

Price Target and Rating

• Average Stock Price Target: $16.00
• High Stock Price Target: $16.00
• Low Stock Price Target: $16.00
• Potential Upside/Downside: +4.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.02)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 35.48
• P/E Growth: N/A
• Net Income: -$11.65 million
• Net Margins: -0.32%
• Pretax Margin: -0.53%
• Return on Equity: 2.96%
• Return on Assets: 0.30%

Debt

• Debt-to-Equity Ratio: 1.01
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $489.17 million
• Price / Sales: 3.27
• Cash Flow: $0.39 per share
• Price / Cash Flow: 38.64
• Book Value: $10.32 per share
• Price / Book: 1.48

Miscellaneous

• Outstanding Shares: 104,930,000
• Free Float: 101,256,000
• Market Cap: $1.60 billion
• Optionable: Optionable
• Beta: 0.21