Columbia Financial (CLBK) Stock Price, News & Analysis

Company Overview

Columbia Financial, Inc. is the bank holding company for Columbia Bank, a commercial bank headquartered in Fair Lawn, New Jersey. Through its principal subsidiary, Columbia Bank, the company offers a comprehensive suite of retail and commercial banking products and services. These offerings include deposit accounts, consumer and mortgage lending, commercial real estate financing, and business banking solutions tailored to small- and medium-sized enterprises.

On the consumer side, Columbia Bank provides checking and savings accounts, certificates of deposit, home equity lines of credit, and residential mortgage loans. The bank also supports wealth management clients through trust services, investment advisory offerings, and insurance solutions. For corporate and commercial clients, Columbia Bank delivers treasury management tools, business credit lines, equipment financing, and specialized lending for commercial real estate projects.

Columbia Bank maintains a branch network across key markets in New Jersey, New York, and eastern Pennsylvania, complemented by digital banking platforms that enable remote account access, mobile deposit, and online bill payment. The bank’s regional focus allows it to combine local market knowledge with personalized service, while ongoing investments in technology aim to streamline customer experiences and expand its digital footprint.

Founded in 1927, Columbia Bank has grown its franchise through a blend of organic expansion and strategic acquisitions. The company’s leadership team is headed by President and Chief Executive Officer Claudio Gualano, who brings decades of banking experience to his role. Under his guidance, Columbia Financial continues to emphasize community engagement, risk management, and sustainable growth within its core operating regions.

Key Stats

• Today's Range: $15.10 to $15.42
• 50-Day Range: $13.94 to $15.38
• 52-Week Range: $12.64 to $19.28
• Volume: 154,187 shs
• Average Volume: 105,003 shs
• Market Capitalization: $1.61 billion
• P/E Ratio: 40.24
• Dividend Yield: N/A
• Price Target: $16.00
• Consensus Rating: Hold

Columbia Financial Stock Analysis - MarketRank™

Columbia Financial scored higher than 18% of companies evaluated by MarketBeat, and ranked 911th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

Columbia Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Columbia Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Columbia Financial has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 27.91%

Earnings Growth

Earnings for Columbia Financial are expected to grow by 27.91% in the coming year, from $0.43 to $0.55 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Columbia Financial is 255.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.39.

Price to Earnings Ratio vs. Sector

The P/E ratio of Columbia Financial is 255.00, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 244.65.

Price to Book Value per Share Ratio

Columbia Financial has a P/B Ratio of 1.48. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.88% of the float of Columbia Financial has been sold short.

Short Interest Ratio / Days to Cover

Columbia Financial has a short interest ratio ("days to cover") of 13.9, which indicates bearish sentiment.

Change versus previous month

Short interest in Columbia Financial has recently decreased by 0.63%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Columbia Financial does not currently pay a dividend.

Dividend Growth

Columbia Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.88% of the float of Columbia Financial has been sold short.

Short Interest Ratio / Days to Cover

Columbia Financial has a short interest ratio ("days to cover") of 13.9, which indicates bearish sentiment.

Change versus previous month

Short interest in Columbia Financial has recently decreased by 0.63%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.94

News Sentiment

Columbia Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.08 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Columbia Financial this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Columbia Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.38% of the stock of Columbia Financial is held by insiders.

Percentage Held by Institutions

Only 12.72% of the stock of Columbia Financial is held by institutions.

CLBK Stock Analysis - Frequently Asked Questions

How have CLBK shares performed this year?

Columbia Financial's stock was trading at $15.81 on January 1st, 2025. Since then, CLBK stock has decreased by 3.2% and is now trading at $15.30.

How were Columbia Financial's earnings last quarter?

Columbia Financial (NASDAQ:CLBK) announced its earnings results on Wednesday, July, 30th. The company reported $0.12 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.11 by $0.01. The business earned $63.88 million during the quarter, compared to the consensus estimate of $53.20 million. Columbia Financial had a trailing twelve-month return on equity of 3.58% and a net margin of 1.24%.

Is Columbia Financial doing a stock buyback?

Columbia Financial's Board of Directors initiated a stock buyback program on Monday, September 8th 2025, which allows the company to buy back $1,800,000 in shares, according to EventVestor. This means that the company could buy up to 0.1% of its stock through open market purchases. Stock buyback programs are usually an indication that the company's board believes its stock is undervalued.

Who are Columbia Financial's major shareholders?

Top institutional shareholders of Columbia Financial include Geode Capital Management LLC (0.73%), First Trust Advisors LP (0.17%), Marshall Wace LLP (0.14%) and Creative Planning (0.12%). Insiders that own company stock include Thomas J Kemly, Dennis E Gibney, Dyk Robert Van, John Klimowich, Michael Jr Massood and Noel R Holland.
View institutional ownership trends.

How do I buy shares of Columbia Financial?

Shares of CLBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Columbia Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Columbia Financial investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Meta Platforms (META), Netflix (NFLX), NVIDIA (NVDA) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/30/2025
• Today: 9/15/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CLBK
• CIK: 1723596
• Web: www.columbiabankonline.com
• Phone: (800) 522-4167
• Fax: N/A
• Employees: 750
• Year Founded: 1993

Price Target and Rating

• Average Price Target for Columbia Financial: $16.00
• High Price Target: $16.00
• Low Price Target: $16.00
• Potential Upside/Downside: +4.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.06
• Trailing P/E Ratio: 255.00
• Forward P/E Ratio: 35.58
• P/E Growth: N/A
• Net Income: -$11.65 million
• Net Margins: 1.24%
• Pretax Margin: 1.83%
• Return on Equity: 3.58%
• Return on Assets: 0.37%

Debt

• Debt-to-Equity Ratio: 1.14
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $489.17 million
• Price / Sales: 3.28
• Cash Flow: $0.40 per share
• Price / Cash Flow: 38.67
• Book Value: $10.32 per share
• Price / Book: 1.48

Miscellaneous

• Outstanding Shares: 104,930,000
• Free Float: 101,380,000
• Market Cap: $1.61 billion
• Optionable: Optionable
• Beta: 0.32