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NASDAQ:CPSS

Consumer Portfolio Services (CPSS) Stock Price, News & Analysis

Consumer Portfolio Services logo
$9.53 -0.24 (-2.46%)
Closing price 11/13/2026 04:00 PM Eastern
Extended Trading
$9.59 +0.06 (+0.58%)
As of 11/13/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Consumer Portfolio Services Stock (NASDAQ:CPSS)

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Key Stats

Today's Range
$9.26
▼
$9.61
50-Day Range
$8.97
▼
$10.45
52-Week Range
$7.46
▼
$10.49
Volume
6,207 shs
Average Volume
25,871 shs
Market Capitalization
$208.23 million
P/E Ratio
9.34
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Hold

Company Overview

Consumer Portfolio Services, Inc. is a specialty finance company focused on automobile lending. It provides financing to consumers who may have difficulty obtaining loans through traditional sources, including borrowers with limited or impaired credit histories.

The company works with franchise and independent automobile dealers across the United States, purchasing retail installment contracts they originate for vehicle buyers. Consumer Portfolio Services also services the contracts it acquires and uses funding arrangements that include asset-backed securitizations.

Founded in 1991 and headquartered in Irvine, California, the company is led by Chairman, President and Chief Executive Officer Charles E. Bradley Jr.

AI Generated. May Contain Errors.

Consumer Portfolio Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
39th Percentile Overall Score

CPSS MarketRank™: 
1.92902042954 of 5 stars

Consumer Portfolio Services scored higher than 39% of companies evaluated by MarketBeat, and ranked 693rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Consumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Consumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.

  • Read more about Consumer Portfolio Services' stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Consumer Portfolio Services is 9.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.41.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Consumer Portfolio Services is 9.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.73.

  • Price to Book Value per Share Ratio

    Consumer Portfolio Services has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    1.96% of the float of Consumer Portfolio Services has been sold short.
  • Short Interest Ratio / Days to Cover

    Consumer Portfolio Services has a short interest ratio ("days to cover") of 5.46.
  • Change versus previous month

    Short interest in Consumer Portfolio Services has recently decreased by 9.77%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Consumer Portfolio Services does not currently pay a dividend.

  • Dividend Growth

    Consumer Portfolio Services does not have a long track record of dividend growth.

  • News Sentiment

    Consumer Portfolio Services has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 3 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,280,325.00 in company stock.

  • Percentage Held by Insiders

    63.80% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Consumer Portfolio Services' insider trading history.
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CPSS Stock News Headlines

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See More Headlines

CPSS Stock Analysis - Frequently Asked Questions

Consumer Portfolio Services' stock was trading at $9.33 at the beginning of 2026. Since then, CPSS stock has increased by 2.1% and is now trading at $9.53.

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) issued its earnings results on Friday, October, 23rd. The credit services provider reported $0.30 EPS for the quarter. The credit services provider had revenue of $61.39 million for the quarter. Consumer Portfolio Services had a net margin of 4.99% and a trailing twelve-month return on equity of 7.48%.
Read the conference call transcript
.

Top institutional investors of Consumer Portfolio Services include Empowered Funds LLC (0.94%), State Street Corp (0.85%) and Russell Investments Group Ltd. (0.34%). Insiders that own company stock include Charles E Bradley Jr, William B Roberts, Greg Washer, John Patrick Harton, Chris Terry, Daniel S Wood, Catrina Marie Ralston, April Crisp and Noel Jackson.
View institutional ownership trends
.

Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include NVIDIA (NVDA), Bausch Health Cos (BHC), Delta Air Lines (DAL), Advanced Micro Devices (AMD), Micron Technology (MU), Bank of America (BAC) and American Airlines Group (AAL).

Company Calendar

Last Earnings
10/23/2026
Today
11/14/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:CPSS
CIK
889609
Employees
1,010
Year Founded
1991

Profitability

EPS (Trailing Twelve Months)
$1.02
Trailing P/E Ratio
9.34
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$19.33 million
Net Margins
4.99%
Pretax Margin
7.23%
Return on Equity
7.48%
Return on Assets
0.55%

Debt

Debt-to-Equity Ratio
11.33
Current Ratio
5.79
Quick Ratio
5.79

Sales & Book Value

Annual Sales
$434.47 million
Price / Sales
0.48
Cash Flow
$1.45 per share
Price / Cash Flow
6.58
Book Value
$14.85 per share
Price / Book
0.64

Miscellaneous

Outstanding Shares
21,850,000
Free Float
7,910,000
Market Cap
$208.23 million
Optionable
Optionable
Beta
1.10

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This page (NASDAQ:CPSS) was last updated on 11/13/2026 by MarketBeat.com Staff.
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