Citizens & Northern Co. Company Profile (NASDAQ:CZNC)

About Citizens & Northern Co. (NASDAQ:CZNC)

Citizens & Northern Co. logoCitizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Mid-Atlantic Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:CZNC
  • CUSIP: 17292210
  • Web: www.cnbankpa.com
Capitalization:
  • Market Cap: $276.13 million
  • Outstanding Shares: 12,159,000
Average Prices:
  • 50 Day Moving Avg: $23.10
  • 200 Day Moving Avg: $24.05
  • 52 Week Range: $20.00 - $26.57
P/E:
  • Trailing P/E Ratio: 17.60
  • Foreward P/E Ratio: 14.19
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $55.83 million
  • Price / Sales: 4.95
  • Book Value: $15.41 per share
  • Price / Book: 1.47
Dividend:
  • Annual Dividend: $1.04
  • Dividend Yield: 4.6%
Profitability:
  • Net Margins: 25.15%
  • Return on Equity: 8.24%
  • Return on Assets: 1.27%
Debt:
  • Debt-to-Equity Ratio: 0.20%
  • Current Ratio: 0.76%
  • Quick Ratio: 0.76%
Misc:
  • Average Volume: 26,070 shs.
  • Beta: 0.56
  • Short Ratio: 8.38
 

Frequently Asked Questions for Citizens & Northern Co. (NASDAQ:CZNC)

What is Citizens & Northern Co.'s stock symbol?

Citizens & Northern Co. trades on the NASDAQ under the ticker symbol "CZNC."

How often does Citizens & Northern Co. pay dividends? What is the dividend yield for Citizens & Northern Co.?

Citizens & Northern Co. declared a quarterly dividend on Friday, April 21st. Stockholders of record on Monday, May 1st will be paid a dividend of $0.26 per share on Friday, May 12th. This represents a $1.04 dividend on an annualized basis and a dividend yield of 4.58%. The ex-dividend date is Thursday, April 27th. View Citizens & Northern Co.'s Dividend History.

How were Citizens & Northern Co.'s earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) issued its quarterly earnings data on Thursday, January, 19th. The company reported $0.35 earnings per share (EPS) for the quarter, beating the Zacks' consensus estimate of $0.33 by $0.02. Citizens & Northern Co. had a return on equity of 8.24% and a net margin of 25.15%. View Citizens & Northern Co.'s Earnings History.

When will Citizens & Northern Co. make its next earnings announcement?

Citizens & Northern Co. is scheduled to release their next quarterly earnings announcement on Tuesday, July, 11th 2017. View Earnings Estimates for Citizens & Northern Co..

Who are some of Citizens & Northern Co.'s key competitors?

Who are Citizens & Northern Co.'s key executives?

Citizens & Northern Co.'s management team includes the folowing people:

  • Leo F. Lambert, Chairman of the Board
  • J. Bradley Scovill, President, Chief Executive Officer, Director of Company & Bank
  • Mark A. Hughes, Chief Financial Officer, Treasurer of Company & Executive Vice President of the Bank.
  • Shelley L. D'Haene, Executive Vice President & Senior Operations Officer of the Bank
  • Stan R. Dunsmore, Executive Vice President, Chief Credit Officer of Company & Bank
  • Harold F. Hoose III, Executive Vice President and Director - Lending of Citizens & Northern Bank
  • John M. Reber, Executive Vice President and Director - Risk Management of Citizens & Northern Bank
  • Thomas L. Rudy Jr., Executive Vice President and Director - Branch Delivery of Citizens & Northern Bank
  • Deborah E. Scott, Executive Vice President and Director - Trust Department of Citizens & Northern Bank
  • James E. Towner, Lead Independent Director

How do I buy Citizens & Northern Co. stock?

Shares of Citizens & Northern Co. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Citizens & Northern Co.'s stock price today?

One share of Citizens & Northern Co. stock can currently be purchased for approximately $22.71.


MarketBeat Community Rating for Citizens & Northern Co. (NASDAQ CZNC)
Community Ranking:  2.2 out of 5 ( )
Outperform Votes:  12 (Vote Outperform)
Underperform Votes:  15 (Vote Underperform)
Total Votes:  27
MarketBeat's community ratings are surveys of what our community members think about Citizens & Northern Co. and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Citizens & Northern Co. (NASDAQ:CZNC) (?)
Ratings Breakdown: No ratings tracked in the last 12 months.
Consensus Rating:N/A (Score: NaN)
Consensus Price Target: N/A

Analysts' Ratings History for Citizens & Northern Co. (NASDAQ:CZNC)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
1/15/2016Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
(Data available from 5/29/2015 forward)

Earnings

Earnings History for Citizens & Northern Co. (NASDAQ:CZNC)
Earnings by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Earnings History by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
7/11/2017        
1/19/2017Q4 2016$0.33$0.35ViewN/AView Earnings Details
4/11/2014Q1 2014$0.36$0.34$13.87 millionViewN/AView Earnings Details
1/13/2014Q4$0.34$14.92 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Citizens & Northern Co. (NASDAQ:CZNC)
Current Year EPS Consensus Estimate: $1.32 EPS
Next Year EPS Consensus Estimate: $1.60 EPS

Dividends

Current Dividend Information for Citizens & Northern Co. (NASDAQ:CZNC)
Most Recent Dividend:5/12/2017
Annual Dividend:$1.04
Dividend Yield:4.58%
Payout Ratio:80.62% (Trailing 12 Months of Earnings)
78.79% (Based on This Year's Estimates)
65.00% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)

Dividend History by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
4/21/2017Quarterly$0.264.4%4/27/20175/1/20175/12/2017
1/20/2017Quarterly$0.264.17%1/26/20171/30/20172/10/2017
10/24/2016Quarterly$0.2610/27/201610/31/201611/14/2016
7/22/2016Quarterly$0.267/28/20168/1/20168/12/2016
4/25/2016Quarterly$0.264/28/20165/2/20165/13/2016
1/22/2016Quarterly$0.261/28/20162/1/20162/12/2016
10/23/2015Quarterly$0.2610/29/201511/2/201511/13/2015
4/28/2015quarterly$0.265.03%4/30/20155/4/20155/15/2015
1/29/2015quarterly$0.265.32%1/29/20152/2/20152/13/2015
10/28/2014quarterly$0.265.31%10/31/201411/4/201411/17/2014
7/18/2014quarterly$0.265.47%7/24/20147/28/20148/8/2014
4/22/2014quarterly$0.265.42%4/24/20144/28/20145/9/2014
1/24/2014quarterly$0.265.27%1/30/20142/3/20142/14/2014
10/25/2013quarterly$0.254.82%10/31/201311/4/201311/15/2013
7/19/2013quarterly$0.254.74%7/25/20137/29/20138/9/2013
4/18/2013quarterly$0.255.27%4/25/20134/29/20135/10/2013
1/28/2013quarterly$0.255.12%1/31/20132/4/20132/15/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Citizens & Northern Co. (NASDAQ:CZNC)
Insider Ownership Percentage: 3.94%
Institutional Ownership Percentage: 26.69%
Insider Trades by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Insider Trades by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/5/2017Frank G PellegrinoDirectorBuy43$23.18$996.74View SEC Filing  
4/7/2017Jan E FisherDirectorBuy274$22.69$6,217.06View SEC Filing  
3/15/2017Leo F LambertDirectorBuy420$23.50$9,870.00View SEC Filing  
3/3/2017Frank G PellegrinoDirectorBuy63$23.64$1,489.32View SEC Filing  
2/10/2017Leo F LambertDirectorBuy71$24.04$1,706.84View SEC Filing  
2/3/2017Frank G PellegrinoDirectorBuy41$24.11$988.51View SEC Filing  
1/6/2017Jan E FisherDirectorBuy242$25.78$6,238.76View SEC Filing  
12/2/2016Frank G PellegrinoDirectorBuy41$23.96$982.36View SEC Filing  
11/14/2016Leo F LambertDirectorBuy70$24.22$1,695.40View SEC Filing  
11/4/2016Frank G PellegrinoDirectorBuy70$21.15$1,480.50View SEC Filing  
10/7/2016Frank G PellegrinoDirectorBuy295$21.94$6,472.30View SEC Filing  
9/13/2016Terry L LehmanDirectorBuy2,000$21.68$43,360.00View SEC Filing  
9/2/2016Frank G PellegrinoDirectorBuy93$21.25$1,976.25View SEC Filing  
8/15/2016Terry L LehmanDirectorBuy31$21.35$661.85View SEC Filing  
8/12/2016Leo F LambertDirectorBuy78$21.37$1,666.86View SEC Filing  
8/5/2016Frank G PellegrinoDirectorBuy71$21.18$1,503.78View SEC Filing  
7/8/2016Jan E FisherDirectorBuy304$20.45$6,216.80View SEC Filing  
6/3/2016Frank G PellegrinoDirectorBuy98$20.37$1,996.26View SEC Filing  
5/20/2016Leo F LambertDirectorBuy248$20.06$4,974.88View SEC Filing  
5/16/2016Terry L LehmanDirectorBuy31$20.45$633.95View SEC Filing  
5/6/2016Ann M TylerDirectorSell1,275$19.80$25,245.00View SEC Filing  
4/8/2016Frank G PellegrinoDirectorBuy170$19.61$3,333.70View SEC Filing  
3/4/2016Frank G PellegrinoDirectorBuy79$20.06$1,584.74View SEC Filing  
2/19/2016Leo F LambertDirectorBuy495$19.99$9,895.05View SEC Filing  
2/12/2016Leo F. LambertDirectorBuy71$20.06$1,424.26View SEC Filing  
2/2/2016Ann M TylerDirectorSell375$19.88$7,455.00View SEC Filing  
1/8/2016Jan E FisherDirectorBuy305$20.39$6,218.95View SEC Filing  
8/24/2015J Bradley ScovillCEOBuy1,500$19.44$29,160.00View SEC Filing  
7/6/2015Jan E FisherDirectorBuy306$20.32$6,217.92View SEC Filing  
6/4/2015J Bradley ScovillCEOBuy5,000$19.50$97,500.00View SEC Filing  
5/6/2015J Bradley ScovillCEOBuy1,500$19.53$29,295.00View SEC Filing  
4/30/2015Ann M TylerDirectorSell1,500$20.13$30,195.00View SEC Filing  
4/30/2015J Bradley ScovillCEOBuy6,500$20.09$130,585.00View SEC Filing  
3/23/2015J Bradley ScovillCEOBuy1,400$20.10$28,140.00View SEC Filing  
9/5/2014James E TownerDirectorBuy1,000$19.88$19,880.00View SEC Filing  
3/19/2014Ann M TylerDirectorSell1,100$19.93$21,923.00View SEC Filing  
7/24/2013Dawn A BesseEVPSell1,730$21.22$36,710.60View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Citizens & Northern Co. (NASDAQ:CZNC)
Latest Headlines for Citizens & Northern Co. (NASDAQ:CZNC)
Source:
DateHeadline
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : May 19, 2017
finance.yahoo.com - May 19 at 4:29 PM
finance.yahoo.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q1, 2017 By the Numbers : May 17, 2017
finance.yahoo.com - May 17 at 11:18 AM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Given Media Sentiment Score of -0.25
www.americanbankingnews.com - May 2 at 1:52 PM
finance.yahoo.com logoCitizens & Northern Corp. : CZNC-US: Dividend Analysis : May 01st, 2017 (record date) : By the numbers : April 27, 2017
finance.yahoo.com - April 27 at 5:13 PM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Earns News Impact Score of -0.35
www.americanbankingnews.com - April 27 at 3:02 PM
nasdaq.com logoCitizens & Northern Corp (CZNC) Ex-Dividend Date...
www.nasdaq.com - April 27 at 1:44 AM
americanbankingnews.com logoSomewhat Favorable News Coverage Very Unlikely to Affect Citizens & Northern Co. (CZNC) Share Price
www.americanbankingnews.com - April 21 at 6:40 PM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Earning Negative News Coverage, Study Finds
www.americanbankingnews.com - April 17 at 2:22 PM
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : April 7, 2017
finance.yahoo.com - April 7 at 4:37 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-K, Annual Report
biz.yahoo.com - February 16 at 2:00 PM
seekingalpha.com logoLanny's Recent Stock Purchase - Citizens & Northern
seekingalpha.com - January 26 at 10:52 PM
nasdaq.com logoCitizens & Northern Corp (CZNC) Ex-Dividend Date Scheduled for...
www.nasdaq.com - January 26 at 3:54 AM
capitalcube.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q4, 2016 By the Numbers : January 23, 2017
us.rd.yahoo.com - January 23 at 4:57 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other Events, Financial S
biz.yahoo.com - January 19 at 5:55 PM
seekingalpha.com logoThe Market May Be Sleeping On Citizens Financial Services
seekingalpha.com - January 9 at 9:33 PM
reuters.com logoWWE's China hopes rest on Bin Wang's big shoulders
www.reuters.com - December 8 at 5:18 PM
finance.yahoo.com logoCITIZENS & NORTHERN CORP Financials
finance.yahoo.com - November 20 at 8:41 AM
seekingalpha.com logoCitizens & Northern Corp goes ex-dividend today
seekingalpha.com - October 27 at 3:18 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K/A, Financial Statements and Exhibits
biz.yahoo.com - October 20 at 4:32 PM
seekingalpha.com logoCitizens & Northern Corp reports Q3 results
seekingalpha.com - October 19 at 9:30 AM
seekingalpha.com logoHigh Bank Yield Portfolio
seekingalpha.com - September 9 at 9:22 AM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits
biz.yahoo.com - August 9 at 5:36 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - August 4 at 4:46 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - July 21 at 5:24 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
biz.yahoo.com - July 13 at 3:03 PM

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Chart

Citizens & Northern Co. (CZNC) Chart for Monday, May, 29, 2017

This page was last updated on 5/29/2017 by MarketBeat.com Staff