Citizens & Northern Co. Company Profile (NASDAQ:CZNC)

About Citizens & Northern Co. (CZNC)

Citizens & Northern Co. logoCitizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Mid-Atlantic Banks
  • Sub-Industry: Regional Banks
  • Exchange: NASDAQ
  • Symbol: CZNC
  • CUSIP: 17292210
Key Metrics:
  • Previous Close: $22.87
  • 50 Day Moving Average: $23.80
  • 200 Day Moving Average: $23.55
  • 52-Week Range: $19.40 - $26.57
  • Trailing P/E Ratio: 17.50
  • Foreward P/E Ratio: 13.87
  • P/E Growth: 0.00
  • Market Cap: $276.25M
  • Outstanding Shares: 12,143,000
  • Beta: 0.56
Profitability:
  • Net Margins: 25.15%
  • Return on Equity: 8.24%
  • Return on Assets: 1.27%
Debt:
  • Debt-to-Equity Ratio: 0.20%
  • Current Ratio: 0.76%
  • Quick Ratio: 0.76%

Analyst Ratings

Consensus Ratings for Citizens & Northern Co. (NASDAQ:CZNC) (?)
Ratings Breakdown: No ratings tracked in the last 12 months.
Consensus Rating:N/A (Score: NaN)
Consensus Price Target: N/A

Analysts' Ratings History for Citizens & Northern Co. (NASDAQ:CZNC)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
1/15/2016Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
(Data available from 3/23/2015 forward)

Earnings

Earnings History for Citizens & Northern Co. (NASDAQ:CZNC)
Earnings by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Earnings History by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/20/2017        
1/19/2017Q4 2016$0.33$0.35ViewN/AView Earnings Details
7/13/2016$0.33$0.32ViewN/AView Earnings Details
4/14/2015$0.31$0.31ViewN/AView Earnings Details
4/11/2014$0.36$0.34ViewN/AView Earnings Details
1/13/2014Q4$0.34ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Citizens & Northern Co. (NASDAQ:CZNC)
Current Year EPS Consensus Estimate: $1.31 EPS
Next Year EPS Consensus Estimate: $1.64 EPS

Dividends

Current Dividend Information for Citizens & Northern Co. (NASDAQ:CZNC)
Most Recent Dividend:2/10/2017
Annual Dividend:$1.04
Dividend Yield:4.57%
Payout Ratio:80.62% (Trailing 12 Months of Earnings)
79.39% (Based on This Year's Estimates)
63.41% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)

Dividend History by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
1/20/2017Quarterly$0.264.17%1/26/20171/30/20172/10/2017
10/24/2016Quarterly$0.2610/27/201610/31/201611/14/2016
7/22/2016Quarterly$0.267/28/20168/1/20168/12/2016
4/25/2016Quarterly$0.264/28/20165/2/20165/13/2016
1/22/2016Quarterly$0.261/28/20162/1/20162/12/2016
10/23/2015Quarterly$0.2610/29/201511/2/201511/13/2015
4/28/2015quarterly$0.265.03%4/30/20155/4/20155/15/2015
1/29/2015quarterly$0.265.32%1/29/20152/2/20152/13/2015
10/28/2014quarterly$0.265.31%10/31/201411/4/201411/17/2014
7/18/2014quarterly$0.265.47%7/24/20147/28/20148/8/2014
4/22/2014quarterly$0.265.42%4/24/20144/28/20145/9/2014
1/24/2014quarterly$0.265.27%1/30/20142/3/20142/14/2014
10/25/2013quarterly$0.254.82%10/31/201311/4/201311/15/2013
7/19/2013quarterly$0.254.74%7/25/20137/29/20138/9/2013
4/18/2013quarterly$0.255.27%4/25/20134/29/20135/10/2013
1/28/2013quarterly$0.255.12%1/31/20132/4/20132/15/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Citizens & Northern Co. (NASDAQ:CZNC)
Insider Ownership Percentage: 3.94%
Institutional Ownership Percentage: 26.69%
Insider Trades by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Insider Trades by Quarter for Citizens & Northern Co. (NASDAQ:CZNC)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/15/2017Leo F LambertDirectorBuy420$23.50$9,870.00View SEC Filing  
3/3/2017Frank G PellegrinoDirectorBuy63$23.64$1,489.32View SEC Filing  
2/10/2017Leo F LambertDirectorBuy71$24.04$1,706.84View SEC Filing  
2/3/2017Frank G PellegrinoDirectorBuy41$24.11$988.51View SEC Filing  
1/6/2017Jan E FisherDirectorBuy242$25.78$6,238.76View SEC Filing  
12/2/2016Frank G PellegrinoDirectorBuy41$23.96$982.36View SEC Filing  
11/14/2016Leo F LambertDirectorBuy70$24.22$1,695.40View SEC Filing  
11/4/2016Frank G PellegrinoDirectorBuy70$21.15$1,480.50View SEC Filing  
10/7/2016Frank G PellegrinoDirectorBuy295$21.94$6,472.30View SEC Filing  
9/13/2016Terry L LehmanDirectorBuy2,000$21.68$43,360.00View SEC Filing  
9/2/2016Frank G PellegrinoDirectorBuy93$21.25$1,976.25View SEC Filing  
8/15/2016Terry L LehmanDirectorBuy31$21.35$661.85View SEC Filing  
8/12/2016Leo F LambertDirectorBuy78$21.37$1,666.86View SEC Filing  
8/5/2016Frank G PellegrinoDirectorBuy71$21.18$1,503.78View SEC Filing  
7/8/2016Jan E FisherDirectorBuy304$20.45$6,216.80View SEC Filing  
6/3/2016Frank G PellegrinoDirectorBuy98$20.37$1,996.26View SEC Filing  
5/20/2016Leo F LambertDirectorBuy248$20.06$4,974.88View SEC Filing  
5/16/2016Terry L LehmanDirectorBuy31$20.45$633.95View SEC Filing  
5/6/2016Ann M TylerDirectorSell1,275$19.80$25,245.00View SEC Filing  
4/8/2016Frank G PellegrinoDirectorBuy170$19.61$3,333.70View SEC Filing  
3/4/2016Frank G PellegrinoDirectorBuy79$20.06$1,584.74View SEC Filing  
2/19/2016Leo F LambertDirectorBuy495$19.99$9,895.05View SEC Filing  
2/12/2016Leo F. LambertDirectorBuy71$20.06$1,424.26View SEC Filing  
2/2/2016Ann M TylerDirectorSell375$19.88$7,455.00View SEC Filing  
1/8/2016Jan E FisherDirectorBuy305$20.39$6,218.95View SEC Filing  
8/24/2015J Bradley ScovillCEOBuy1,500$19.44$29,160.00View SEC Filing  
7/6/2015Jan E FisherDirectorBuy306$20.32$6,217.92View SEC Filing  
6/4/2015J Bradley ScovillCEOBuy5,000$19.50$97,500.00View SEC Filing  
5/6/2015J Bradley ScovillCEOBuy1,500$19.53$29,295.00View SEC Filing  
4/30/2015Ann M TylerDirectorSell1,500$20.13$30,195.00View SEC Filing  
4/30/2015J Bradley ScovillCEOBuy6,500$20.09$130,585.00View SEC Filing  
3/23/2015J Bradley ScovillCEOBuy1,400$20.10$28,140.00View SEC Filing  
9/5/2014James E TownerDirectorBuy1,000$19.88$19,880.00View SEC Filing  
3/19/2014Ann M TylerDirectorSell1,100$19.93$21,923.00View SEC Filing  
7/24/2013Dawn A BesseEVPSell1,730$21.22$36,710.60View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Citizens & Northern Co. (NASDAQ:CZNC)
Latest Headlines for Citizens & Northern Co. (NASDAQ:CZNC)
Source:
DateHeadline
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-K, Annual Report (NASDAQ:CZNC)
biz.yahoo.com - February 16 at 2:00 PM
seekingalpha.com logoLanny's Recent Stock Purchase - Citizens & Northern (NASDAQ:CZNC)
seekingalpha.com - January 26 at 10:52 PM
nasdaq.com logoCitizens & Northern Corp (CZNC) Ex-Dividend Date Scheduled for... (NASDAQ:CZNC)
www.nasdaq.com - January 26 at 3:54 AM
capitalcube.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q4, 2016 By the Numbers : January 23, 2017 (NASDAQ:CZNC)
us.rd.yahoo.com - January 23 at 4:57 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other Events, Financial S (NASDAQ:CZNC)
biz.yahoo.com - January 19 at 5:55 PM
seekingalpha.com logoThe Market May Be Sleeping On Citizens Financial Services (NASDAQ:CZNC)
seekingalpha.com - January 9 at 9:33 PM
reuters.com logoWWE's China hopes rest on Bin Wang's big shoulders (NASDAQ:CZNC)
www.reuters.com - December 8 at 5:18 PM
finance.yahoo.com logoCITIZENS & NORTHERN CORP Financials (NASDAQ:CZNC)
finance.yahoo.com - November 20 at 8:41 AM
seekingalpha.com logoCitizens & Northern Corp goes ex-dividend today (NASDAQ:CZNC)
seekingalpha.com - October 27 at 3:18 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K/A, Financial Statements and Exhibits (NASDAQ:CZNC)
biz.yahoo.com - October 20 at 4:32 PM
seekingalpha.com logoCitizens & Northern Corp reports Q3 results (NASDAQ:CZNC)
seekingalpha.com - October 19 at 9:30 AM
seekingalpha.com logoHigh Bank Yield Portfolio (NASDAQ:CZNC)
seekingalpha.com - September 9 at 9:22 AM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits (NASDAQ:CZNC)
biz.yahoo.com - August 9 at 5:36 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-Q, Quarterly Report (NASDAQ:CZNC)
biz.yahoo.com - August 4 at 4:46 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NASDAQ:CZNC)
biz.yahoo.com - July 21 at 5:24 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and (NASDAQ:CZNC)
biz.yahoo.com - July 13 at 3:03 PM

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Frequently Asked Questions for Citizens & Northern Co. (NASDAQ:CZNC)

What is Citizens & Northern Co.'s stock symbol?

Citizens & Northern Co. trades on the NASDAQ under the ticker symbol "CZNC."

How often does Citizens & Northern Co. pay dividends? What is the dividend yield for Citizens & Northern Co.?

Citizens & Northern Co. announced a quarterly dividend on Friday, January 20th. Shareholders of record on Monday, January 30th will be paid a dividend of $0.26 per share on Friday, February 10th. This represents a $1.04 annualized dividend and a yield of 4.57%. The ex-dividend date of this dividend is Thursday, January 26th.

How were Citizens & Northern Co.'s earnings last quarter?

Citizens & Northern Co. (NASDAQ:CZNC) posted its quarterly earnings data on Thursday, January, 19th. The company reported $0.35 earnings per share for the quarter, topping the Thomson Reuters' consensus estimate of $0.33 by $0.02. Citizens & Northern Co. had a net margin of 25.15% and a return on equity of 8.24%.

When will Citizens & Northern Co. make its next earnings announcement?

Citizens & Northern Co. is scheduled to release their next quarterly earnings announcement on Thursday, April, 20th 2017.

How do I buy Citizens & Northern Co. stock?

Shares of Citizens & Northern Co. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of Citizens & Northern Co. stock cost?

One share of Citizens & Northern Co. stock can currently be purchased for approximately $22.75.

Citizens & Northern Co. (CZNC) Chart for Thursday, March, 23, 2017

This page was last updated on 3/23/2017 by MarketBeat.com Staff