Citizens & Northern Corp Company Profile (NASDAQ:CZNC)

About Citizens & Northern Corp (NASDAQ:CZNC)

Citizens & Northern Corp logoCitizens & Northern Corporation is a holding company. The Company's principal activity is community banking. The Company, through its subsidiaries, is engaged in providing a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. It offers lending products, which include mortgage loans, commercial loans and consumer loans, as well as specialized instruments. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts (IRAs) and certificates of deposit. It provides trust and financial management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services. Its subsidiaries include Citizens & Northern Bank (C&N Bank or the Bank), Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:CZNC
  • CUSIP: 17292210
  • Web: www.cnbankpa.com
Capitalization:
  • Market Cap: $290.76 million
  • Outstanding Shares: 12,176,000
Average Prices:
  • 50 Day Moving Avg: $22.60
  • 200 Day Moving Avg: $23.06
  • 52 Week Range: $20.54 - $26.57
P/E:
  • Trailing P/E Ratio: 18.24
  • Foreward P/E Ratio: 15.41
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $56.69 million
  • Price / Sales: 5.13
  • Book Value: $15.59 per share
  • Price / Book: 1.53
Dividend:
  • Annual Dividend: $1.04
  • Dividend Yield: 4.4%
Profitability:
  • Net Margins: 25.87%
  • Return on Equity: 8.41%
  • Return on Assets: 1.28%
Debt:
  • Debt-to-Equity Ratio: 0.20%
  • Current Ratio: 0.80%
  • Quick Ratio: 0.80%
Misc:
  • Average Volume: 22,358 shs.
  • Beta: 0.46
  • Short Ratio: 13.73
 

Frequently Asked Questions for Citizens & Northern Corp (NASDAQ:CZNC)

What is Citizens & Northern Corp's stock symbol?

Citizens & Northern Corp trades on the NASDAQ under the ticker symbol "CZNC."

How often does Citizens & Northern Corp pay dividends? What is the dividend yield for Citizens & Northern Corp?

Citizens & Northern Corp announced a quarterly dividend on Friday, July 21st. Shareholders of record on Monday, July 31st will be paid a dividend of $0.26 per share on Friday, August 11th. This represents a $1.04 annualized dividend and a yield of 4.36%. The ex-dividend date of this dividend is Thursday, July 27th. View Citizens & Northern Corp's Dividend History.

How were Citizens & Northern Corp's earnings last quarter?

Citizens & Northern Corp (NASDAQ:CZNC) released its quarterly earnings results on Thursday, January, 19th. The company reported $0.35 earnings per share for the quarter, topping the consensus estimate of $0.33 by $0.02. Citizens & Northern Corp had a net margin of 25.87% and a return on equity of 8.41%. View Citizens & Northern Corp's Earnings History.

When will Citizens & Northern Corp make its next earnings announcement?

Citizens & Northern Corp is scheduled to release their next quarterly earnings announcement on Thursday, November, 2nd 2017. View Earnings Estimates for Citizens & Northern Corp.

Who are some of Citizens & Northern Corp's key competitors?

Who are Citizens & Northern Corp's key executives?

Citizens & Northern Corp's management team includes the folowing people:

  • Leo F. Lambert, Chairman of the Board
  • J. Bradley Scovill, President, Chief Executive Officer, Director of Company & Bank
  • Mark A. Hughes, Chief Financial Officer, Treasurer of Company & Executive Vice President of the Bank.
  • Shelley L. D'Haene, Executive Vice President & Senior Operations Officer of the Bank
  • Stan R. Dunsmore, Executive Vice President, Chief Credit Officer of Company & Bank
  • Harold F. Hoose III, Executive Vice President and Director - Lending of Citizens & Northern Bank
  • John M. Reber, Executive Vice President and Director - Risk Management of Citizens & Northern Bank
  • Thomas L. Rudy Jr., Executive Vice President and Director - Branch Delivery of Citizens & Northern Bank
  • Deborah E. Scott, Executive Vice President and Director - Trust Department of Citizens & Northern Bank
  • James E. Towner, Lead Independent Director

Who owns Citizens & Northern Corp stock?

Citizens & Northern Corp's stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (3.52%), State Street Corp (1.92%), Dimensional Fund Advisors LP (1.41%), Neuberger Berman Group LLC (1.20%), Northern Trust Corp (1.11%) and JPMorgan Chase & Co. (0.71%). Company insiders that own Citizens & Northern Corp stock include Aaron K Singer, Ann M Tyler, Edward H Owlett III, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher, Leo F Lambert and Terry L Lehman. View Institutional Ownership Trends for Citizens & Northern Corp.

Who sold Citizens & Northern Corp stock? Who is selling Citizens & Northern Corp stock?

Citizens & Northern Corp's stock was sold by a variety of institutional investors in the last quarter, including JPMorgan Chase & Co., LSV Asset Management, New York State Common Retirement Fund, Neuberger Berman Group LLC, California State Teachers Retirement System, California Public Employees Retirement System, Rhumbline Advisers and Wells Fargo & Company MN. View Insider Buying and Selling for Citizens & Northern Corp.

Who bought Citizens & Northern Corp stock? Who is buying Citizens & Northern Corp stock?

Citizens & Northern Corp's stock was bought by a variety of institutional investors in the last quarter, including Virtu KCG Holdings LLC, Martingale Asset Management L P, Dimensional Fund Advisors LP, PARK CIRCLE Co, First Trust Advisors LP, Russell Investments Group Ltd., State Street Corp and Bessemer Group Inc.. Company insiders that have bought Citizens & Northern Corp stock in the last two years include Aaron K Singer, Frank G Pellegrino, J Bradley Scovill, Jan E Fisher, Leo F Lambert and Terry L Lehman. View Insider Buying and Selling for Citizens & Northern Corp.

How do I buy Citizens & Northern Corp stock?

Shares of Citizens & Northern Corp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Citizens & Northern Corp's stock price today?

One share of Citizens & Northern Corp stock can currently be purchased for approximately $23.88.


MarketBeat Community Rating for Citizens & Northern Corp (NASDAQ CZNC)
Community Ranking:  2.2 out of 5 (star star)
Outperform Votes:  32 (Vote Outperform)
Underperform Votes:  41 (Vote Underperform)
Total Votes:  73
MarketBeat's community ratings are surveys of what our community members think about Citizens & Northern Corp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Citizens & Northern Corp (NASDAQ:CZNC) (How are Consensus Ratings Calculated?)
Ratings Breakdown: No ratings tracked in the last 12 months.
Consensus Rating:N/A (Score: NaN)
Consensus Price Target: N/A

Analysts' Ratings History for Citizens & Northern Corp (NASDAQ:CZNC)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
1/15/2016Sandler O'NeillDowngradeBuy -> HoldN/AView Rating Details
(Data available from 9/24/2015 forward)

Earnings

Earnings History for Citizens & Northern Corp (NASDAQ:CZNC)
Earnings by Quarter for Citizens & Northern Corp (NASDAQ:CZNC)
Earnings History by Quarter for Citizens & Northern Corp (NASDAQ CZNC)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/16/2017$0.35N/AView Earnings Details
1/19/2017Q4 2016$0.33$0.35ViewN/AView Earnings Details
4/11/2014Q1 2014$0.36$0.34$13.87 millionViewN/AView Earnings Details
1/13/2014Q4$0.34$14.92 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Citizens & Northern Corp (NASDAQ:CZNC)
Current Year EPS Consensus Estimate: $1.32 EPS
Next Year EPS Consensus Estimate: $1.55 EPS

Dividends

Current Dividend Information for Citizens & Northern Corp (NASDAQ:CZNC)
Most Recent Dividend:8/11/2017
Annual Dividend:$1.04
Dividend Yield:4.36%
Payout Ratio:78.79% (Based on This Year's Estimates)
67.10% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Citizens & Northern Corp (NASDAQ:CZNC)

Dividend History by Quarter for Citizens & Northern Corp (NASDAQ CZNC)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/21/2017Quarterly$0.264.46%7/27/20177/31/20178/11/2017
4/21/2017Quarterly$0.264.4%4/27/20175/1/20175/12/2017
1/20/2017Quarterly$0.264.17%1/26/20171/30/20172/10/2017
10/24/2016Quarterly$0.2610/27/201610/31/201611/14/2016
7/22/2016Quarterly$0.267/28/20168/1/20168/12/2016
4/25/2016Quarterly$0.264/28/20165/2/20165/13/2016
1/22/2016Quarterly$0.261/28/20162/1/20162/12/2016
10/23/2015Quarterly$0.2610/29/201511/2/201511/13/2015
4/28/2015quarterly$0.265.03%4/30/20155/4/20155/15/2015
1/29/2015quarterly$0.265.32%1/29/20152/2/20152/13/2015
10/28/2014quarterly$0.265.31%10/31/201411/4/201411/17/2014
7/18/2014quarterly$0.265.47%7/24/20147/28/20148/8/2014
4/22/2014quarterly$0.265.42%4/24/20144/28/20145/9/2014
1/24/2014quarterly$0.265.27%1/30/20142/3/20142/14/2014
10/25/2013quarterly$0.254.82%10/31/201311/4/201311/15/2013
7/19/2013quarterly$0.254.74%7/25/20137/29/20138/9/2013
4/18/2013quarterly$0.255.27%4/25/20134/29/20135/10/2013
1/28/2013quarterly$0.255.12%1/31/20132/4/20132/15/2013
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Citizens & Northern Corp (NASDAQ:CZNC)
Insider Ownership Percentage: 4.31%
Institutional Ownership Percentage: 28.46%
Insider Trades by Quarter for Citizens & Northern Corp (NASDAQ:CZNC)
Institutional Ownership by Quarter for Citizens & Northern Corp (NASDAQ:CZNC)
Insider Trades by Quarter for Citizens & Northern Corp (NASDAQ:CZNC)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
9/8/2017Frank G PellegrinoDirectorBuy89$22.38$1,991.82View SEC Filing  
9/8/2017J Bradley ScovillCEOBuy4,000$22.72$90,880.00View SEC Filing  
8/18/2017Aaron K SingerDirectorBuy3,800$22.81$86,678.00View SEC Filing  
8/14/2017Edward H Owlett IIIDirectorSell8,921$22.11$197,243.31View SEC Filing  
8/11/2017Edward H Owlett IIIDirectorSell14,598$22.16$323,491.68View SEC Filing  
8/11/2017J Bradley ScovillCEOBuy4,000$22.49$89,960.00View SEC Filing  
8/8/2017Edward H Owlett IIIDirectorSell11,000$22.95$252,450.00View SEC Filing  
8/7/2017Edward H Owlett IIIDirectorSell100$23.00$2,300.00View SEC Filing  
8/4/2017Frank G PellegrinoDirectorBuy65$22.96$1,492.40View SEC Filing  
8/2/2017Edward H Owlett IIIDirectorSell900$23.02$20,718.00View SEC Filing  
7/7/2017Frank G PellegrinoDirectorBuy315$23.71$7,468.65View SEC Filing  
6/2/2017Frank G PellegrinoDirectorBuy87$22.89$1,991.43View SEC Filing  
5/5/2017Frank G PellegrinoDirectorBuy43$23.18$996.74View SEC Filing  
4/7/2017Jan E FisherDirectorBuy274$22.69$6,217.06View SEC Filing  
3/15/2017Leo F LambertDirectorBuy420$23.50$9,870.00View SEC Filing  
3/3/2017Frank G PellegrinoDirectorBuy63$23.64$1,489.32View SEC Filing  
2/10/2017Leo F LambertDirectorBuy71$24.04$1,706.84View SEC Filing  
2/3/2017Frank G PellegrinoDirectorBuy41$24.11$988.51View SEC Filing  
1/6/2017Jan E FisherDirectorBuy242$25.78$6,238.76View SEC Filing  
12/2/2016Frank G PellegrinoDirectorBuy41$23.96$982.36View SEC Filing  
11/14/2016Leo F LambertDirectorBuy70$24.22$1,695.40View SEC Filing  
11/4/2016Frank G PellegrinoDirectorBuy70$21.15$1,480.50View SEC Filing  
10/7/2016Frank G PellegrinoDirectorBuy295$21.94$6,472.30View SEC Filing  
9/13/2016Terry L LehmanDirectorBuy2,000$21.68$43,360.00View SEC Filing  
9/2/2016Frank G PellegrinoDirectorBuy93$21.25$1,976.25View SEC Filing  
8/15/2016Terry L LehmanDirectorBuy31$21.35$661.85View SEC Filing  
8/12/2016Leo F LambertDirectorBuy78$21.37$1,666.86View SEC Filing  
8/5/2016Frank G PellegrinoDirectorBuy71$21.18$1,503.78View SEC Filing  
7/8/2016Jan E FisherDirectorBuy304$20.45$6,216.80View SEC Filing  
6/3/2016Frank G PellegrinoDirectorBuy98$20.37$1,996.26View SEC Filing  
5/20/2016Leo F LambertDirectorBuy248$20.06$4,974.88View SEC Filing  
5/16/2016Terry L LehmanDirectorBuy31$20.45$633.95View SEC Filing  
5/6/2016Ann M TylerDirectorSell1,275$19.80$25,245.00View SEC Filing  
4/8/2016Frank G PellegrinoDirectorBuy170$19.61$3,333.70View SEC Filing  
3/4/2016Frank G PellegrinoDirectorBuy79$20.06$1,584.74View SEC Filing  
2/19/2016Leo F LambertDirectorBuy495$19.99$9,895.05View SEC Filing  
2/12/2016Leo F. LambertDirectorBuy71$20.06$1,424.26View SEC Filing  
2/2/2016Ann M TylerDirectorSell375$19.88$7,455.00View SEC Filing  
1/8/2016Jan E FisherDirectorBuy305$20.39$6,218.95View SEC Filing  
8/24/2015J Bradley ScovillCEOBuy1,500$19.44$29,160.00View SEC Filing  
7/6/2015Jan E FisherDirectorBuy306$20.32$6,217.92View SEC Filing  
6/4/2015J Bradley ScovillCEOBuy5,000$19.50$97,500.00View SEC Filing  
5/6/2015J Bradley ScovillCEOBuy1,500$19.53$29,295.00View SEC Filing  
4/30/2015Ann M TylerDirectorSell1,500$20.13$30,195.00View SEC Filing  
4/30/2015J Bradley ScovillCEOBuy6,500$20.09$130,585.00View SEC Filing  
3/23/2015J Bradley ScovillCEOBuy1,400$20.10$28,140.00View SEC Filing  
9/5/2014James E TownerDirectorBuy1,000$19.88$19,880.00View SEC Filing  
3/19/2014Ann M TylerDirectorSell1,100$19.93$21,923.00View SEC Filing  
7/24/2013Dawn A BesseEVPSell1,730$21.22$36,710.60View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Citizens & Northern Corp (NASDAQ:CZNC)
Latest Headlines for Citizens & Northern Corp (NASDAQ:CZNC)
Source:
DateHeadline
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : September 20, 2017
finance.yahoo.com - September 20 at 6:35 PM
finance.yahoo.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 12, 2017
finance.yahoo.com - September 12 at 6:28 PM
americanbankingnews.com logoInsider Buying: Citizens & Northern Corp (CZNC) CEO Purchases 4,000 Shares of Stock
www.americanbankingnews.com - September 12 at 4:16 PM
finance.yahoo.com logoCitizens & Northern Corp. : CZNC-US: Dividend Analysis : July 31st, 2017 (record date) : By the numbers : August 29, 2017
finance.yahoo.com - August 29 at 6:09 PM
americanbankingnews.com logoInsider Buying: Citizens & Northern Corp (CZNC) Director Buys 3,800 Shares of Stock
www.americanbankingnews.com - August 18 at 4:24 PM
americanbankingnews.com logoInsider Selling: Citizens & Northern Corp (CZNC) Director Sells 8,921 Shares of Stock
www.americanbankingnews.com - August 16 at 4:54 PM
americanbankingnews.com logoEdward H. Owlett III Sells 14,598 Shares of Citizens & Northern Corp (CZNC) Stock
www.americanbankingnews.com - August 15 at 1:44 PM
americanbankingnews.com logoCitizens & Northern Corp (CZNC) CEO J Bradley Scovill Acquires 4,000 Shares
www.americanbankingnews.com - August 15 at 1:40 PM
americanbankingnews.com logoCitizens & Northern Corp (NASDAQ:CZNC) Downgraded by BidaskClub to Strong Sell
www.americanbankingnews.com - August 12 at 2:22 PM
americanbankingnews.com logoEdward H. Owlett III Sells 11,000 Shares of Citizens & Northern Corp (CZNC) Stock
www.americanbankingnews.com - August 9 at 1:32 PM
americanbankingnews.com logoEdward H. Owlett III Sells 900 Shares of Citizens & Northern Corp (CZNC) Stock
www.americanbankingnews.com - August 4 at 10:26 AM
thestreet.com logoCitizens & Northern Corp Named Top Dividend Stock With Insider Buying And 4.51% Yield
www.thestreet.com - July 30 at 4:53 PM
americanbankingnews.com logoCitizens & Northern Corp (NASDAQ:CZNC) Declares Quarterly Dividend of $0.26
www.americanbankingnews.com - July 26 at 11:44 AM
americanbankingnews.com logoCitizens & Northern Corp (NASDAQ:CZNC) Upgraded by TheStreet to "B+"
www.americanbankingnews.com - July 17 at 11:40 PM
americanbankingnews.com logoBidaskClub Lowers Citizens & Northern Corp (CZNC) to Sell
www.americanbankingnews.com - July 16 at 2:49 PM
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : July 11, 2017
finance.yahoo.com - July 11 at 6:57 PM
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : June 13, 2017
finance.yahoo.com - June 13 at 4:19 PM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Stock Rating Lowered by TheStreet
www.americanbankingnews.com - June 1 at 4:14 PM
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : May 19, 2017
finance.yahoo.com - May 19 at 4:29 PM
finance.yahoo.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q1, 2017 By the Numbers : May 17, 2017
finance.yahoo.com - May 17 at 11:18 AM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Given Media Sentiment Score of -0.25
www.americanbankingnews.com - May 2 at 1:52 PM
finance.yahoo.com logoCitizens & Northern Corp. : CZNC-US: Dividend Analysis : May 01st, 2017 (record date) : By the numbers : April 27, 2017
finance.yahoo.com - April 27 at 5:13 PM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Earns News Impact Score of -0.35
www.americanbankingnews.com - April 27 at 3:02 PM
nasdaq.com logoCitizens & Northern Corp (CZNC) Ex-Dividend Date...
www.nasdaq.com - April 27 at 1:44 AM
americanbankingnews.com logoSomewhat Favorable News Coverage Very Unlikely to Affect Citizens & Northern Co. (CZNC) Share Price
www.americanbankingnews.com - April 21 at 6:40 PM
americanbankingnews.com logoCitizens & Northern Co. (CZNC) Earning Negative News Coverage, Study Finds
www.americanbankingnews.com - April 17 at 2:22 PM
finance.yahoo.com logoETFs with exposure to Citizens & Northern Corp. : April 7, 2017
finance.yahoo.com - April 7 at 4:37 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-K, Annual Report
biz.yahoo.com - February 16 at 2:00 PM
seekingalpha.com logoLanny's Recent Stock Purchase - Citizens & Northern
seekingalpha.com - January 26 at 10:52 PM
nasdaq.com logoCitizens & Northern Corp (CZNC) Ex-Dividend Date Scheduled for...
www.nasdaq.com - January 26 at 3:54 AM
capitalcube.com logoCitizens & Northern Corp. :CZNC-US: Earnings Analysis: Q4, 2016 By the Numbers : January 23, 2017
us.rd.yahoo.com - January 23 at 4:57 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Other Events, Financial S
biz.yahoo.com - January 19 at 5:55 PM
seekingalpha.com logoThe Market May Be Sleeping On Citizens Financial Services
seekingalpha.com - January 9 at 9:33 PM
reuters.com logoWWE's China hopes rest on Bin Wang's big shoulders
www.reuters.com - December 8 at 5:18 PM
finance.yahoo.com logoCITIZENS & NORTHERN CORP Financials
finance.yahoo.com - November 20 at 8:41 AM
seekingalpha.com logoCitizens & Northern Corp goes ex-dividend today
seekingalpha.com - October 27 at 3:18 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K/A, Financial Statements and Exhibits
biz.yahoo.com - October 20 at 4:32 PM
seekingalpha.com logoCitizens & Northern Corp reports Q3 results
seekingalpha.com - October 19 at 9:30 AM
seekingalpha.com logoHigh Bank Yield Portfolio
seekingalpha.com - September 9 at 9:22 AM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits
biz.yahoo.com - August 9 at 5:36 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - August 4 at 4:46 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - July 21 at 5:24 PM
biz.yahoo.com logoCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
biz.yahoo.com - July 13 at 3:03 PM

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Chart

Citizens & Northern Corp (CZNC) Chart for Sunday, September, 24, 2017

This page was last updated on 9/24/2017 by MarketBeat.com Staff