Euronet Worldwide (EEFT) Financials

$108.79 +3.66 (+3.48%)

Closing price 05/27/2025 04:00 PM Eastern

Extended Trading

$108.83 +0.04 (+0.04%)

As of 04:48 AM Eastern

Annual Income Statements for Euronet Worldwide

This table shows Euronet Worldwide's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	306	280	231	71	-3.40	347	233	157	174	99
Consolidated Net Income / (Loss)	306	280	231	71	-3.30	347	232	157	174	98
Net Income / (Loss) Continuing Operations	306	280	231	71	-3.30	347	232	157	174	98
Total Pre-Tax Income	449	400	323	136	8.17	434	295	256	233	141
Total Operating Income	503	433	385	184	47	475	358	266	250	205
Total Gross Profit	3,340	3,085	2,825	2,511	2,079	2,355	2,176	585	496	431
Total Revenue	3,990	3,688	3,359	2,996	2,483	2,750	2,537	2,252	1,959	1,772
Operating Revenue	3,990	3,688	3,359	2,996	2,483	2,750	2,537	2,252	1,959	1,772
Total Cost of Revenue	650	603	534	485	404	395	360	1,667	1,463	1,341
Operating Cost of Revenue	650	603	534	485	404	395	360	1,667	1,463	1,341
Total Operating Expenses	2,836	2,653	2,439	2,327	2,032	1,880	1,818	319	246	226
Selling, General & Admin Expense	2,705	2,520	2,303	2,152	1,798	1,768	1,705	190	165	156
Depreciation Expense	132	133	136	136	127	112	106	95	81	70
Total Other Income / (Expense), net	-54	-32	-63	-48	-38	-41	-63	-9.66	-17	-64
Interest Expense	81	56	38	38	37	36	38	33	28	25
Interest & Investment Income	24	15	2.00	0.70	1.04	1.97	1.20	2.49	1.70	2.17
Other Income / (Expense), net	2.40	8.20	-27	-11	-2.89	-7.12	-27	20	9.76	-41
Income Tax Expense	143	121	92	65	11	87	63	99	59	43
Net Income / (Loss) Attributable to Noncontrolling Interest	0.30	-0.20	-0.30	-0.20	0.10	-0.05	-0.72	0.10	-0.32	-0.32
Basic Earnings per Share	$6.82	$5.77	$4.60	$1.34	($0.06)	$6.49	$4.52	$2.99	$3.34	$1.89
Weighted Average Basic Shares Outstanding	44.90M	48.48M	50.18M	52.59M	52.66M	53.45M	51.49M	52.52M	52.28M	52.27M
Diluted Earnings per Share	$6.45	$5.50	$4.41	$1.32	($0.06)	$6.31	$4.26	$2.85	$3.23	$1.83
Weighted Average Diluted Shares Outstanding	48.08M	51.60M	53.46M	53.53M	52.66M	54.91M	54.63M	55.12M	54.00M	54.08M
Weighted Average Basic & Diluted Shares Outstanding	43.74M	45.78M	49.83M	51.16M	52,752.85T	53.52M	51.50M	52.50M	52.20M	52.30M

This table shows Euronet Worldwide's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	38	45	152	83	26	69	104	86	20	68	98
Consolidated Net Income / (Loss)	38	45	152	83	26	70	104	86	20	68	98
Net Income / (Loss) Continuing Operations	38	45	152	83	26	70	104	86	20	68	98
Total Pre-Tax Income	46	76	208	122	42	98	147	118	37	78	142
Total Operating Income	75	123	182	134	64	97	167	123	46	79	169
Total Gross Profit	751	879	930	828	702	800	850	790	645	724	797
Total Revenue	916	1,047	1,099	986	857	958	1,004	939	787	866	931
Operating Revenue	916	1,047	1,099	986	857	958	1,004	939	787	866	931
Total Cost of Revenue	164	168	170	158	155	158	154	149	142	142	134
Operating Cost of Revenue	164	168	170	158	155	158	154	149	142	142	134
Total Operating Expenses	676	757	748	694	638	702	683	667	600	511	763
Selling, General & Admin Expense	644	724	715	660	606	669	651	633	567	611	596
Depreciation Expense	32	33	33	34	33	34	33	34	33	34	33
Total Other Income / (Expense), net	-30	-47	26	-12	-22	0.50	-20	-4.30	-8.60	-1.30	-27
Interest Expense	19	21	24	20	15	17	15	14	10	11	12
Interest & Investment Income	5.30	5.70	6.50	5.90	5.70	5.10	4.00	3.50	2.60	1.10	0.60
Other Income / (Expense), net	-16	-31	44	2.30	-13	12	-8.80	6.20	-1.10	8.50	-16
Income Tax Expense	7.10	31	57	39	16	28	43	32	17	10	44
Net Income / (Loss) Attributable to Noncontrolling Interest	0.00	0.10	0.10	0.10	0.00	0.20	0.00	-0.10	-0.30	0.10	-0.20
Basic Earnings per Share	$0.88	$1.01	$3.41	$1.83	$0.57	$1.49	$2.15	$1.73	$0.40	$1.34	$1.97
Weighted Average Basic Shares Outstanding	43.68M	44.90M	44.42M	45.43M	45.82M	48.48M	48.41M	49.64M	49.81M	50.18M	49.58M
Diluted Earnings per Share	$0.85	$0.96	$3.21	$1.73	$0.55	$1.41	$2.05	$1.65	$0.39	$1.30	$1.87
Weighted Average Diluted Shares Outstanding	46.24M	48.08M	47.55M	48.70M	48.96M	51.60M	51.47M	52.87M	52.97M	53.46M	52.75M
Weighted Average Basic & Diluted Shares Outstanding	43.24M	43.74M	43.93M	44.91M	45.87M	45.78M	46.12M	49.66M	49.63M	49.83M	49.59M

This table details how cash moves in and out of Euronet Worldwide's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	241	256	-95	-13	282	672	230	23	335	-10
Net Cash From Operating Activities	733	643	748	406	254	504	397	286	392	215
Net Cash From Continuing Operating Activities	733	643	748	406	254	485	397	286	392	215
Net Income / (Loss) Continuing Operations	306	280	231	71	-3.30	347	232	157	174	98
Consolidated Net Income / (Loss)	306	280	231	71	-3.30	347	232	157	174	98
Depreciation Expense	132	133	136	136	127	112	106	95	81	70
Amortization Expense	4.10	4.00	3.70	20	19	17	14	14	13	12
Non-Cash Adjustments To Reconcile Net Income	63	46	72	47	132	8.91	51	29	5.73	54
Changes in Operating Assets and Liabilities, net	228	181	306	133	-21	0.39	-5.63	-8.52	118	-20
Net Cash From Investing Activities	-223	-158	-454	-98	-106	-229	-132	-102	-136	-194
Net Cash From Continuing Investing Activities	-223	-158	-454	-98	-106	-229	-132	-102	-136	-194
Purchase of Property, Plant & Equipment	-132	-104	-112	-100	-105	-139	-121	-103	-94	-81
Acquisitions	-92	-1.30	-343	0.00	-1.10	-94	-13	0.00	-56	-114
Other Investing Activities, net	0.10	-53	1.20	1.90	0.97	3.72	1.58	1.42	1.29	1.00
Net Cash From Financing Activities	-136	-143	-1.20	-212	35	416	2.02	-161	80	-1.19
Net Cash From Continuing Financing Activities	-136	-143	-1.20	-212	35	416	2.02	-161	80	-1.19
Repayment of Debt	-7,993	-7,698	-7,739	-5,067	-2,855	-3,185	-5,621	-2,580	-2,506	-1,329
Repurchase of Common Equity	-269	-378	-176	-230	-242	-74	-178	-3.07	-77	-6.08
Issuance of Debt	8,108	7,926	7,905	5,074	3,114	3,661	5,783	2,411	2,656	1,323
Issuance of Common Equity	17	7.80	9.10	11	18	15	19	11	6.29	11
Effect of Exchange Rate Changes	-133	-86	-389	-110	99	-	-37	-	-	-30
Cash Interest Paid	78	53	29	19	17	13	24	20	14	12
Cash Income Taxes Paid	109	95	86	49	60	74	84	49	43	55

This table details how cash moves in and out of Euronet Worldwide's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	201	-454	387	341	-33	204	223	-118	-53	112	-297
Net Cash From Operating Activities	1.70	80	440	182	30	136	287	217	3.30	300	268
Net Cash From Continuing Operating Activities	1.70	80	440	182	30	136	287	217	3.30	300	268
Net Income / (Loss) Continuing Operations	38	45	152	83	26	70	104	86	20	68	98
Consolidated Net Income / (Loss)	38	45	152	83	26	70	104	86	20	68	98
Depreciation Expense	32	33	33	34	33	34	33	34	33	34	33
Amortization Expense	1.00	0.90	1.20	1.00	1.00	1.00	1.00	1.00	1.00	1.30	-
Non-Cash Adjustments To Reconcile Net Income	29	46	-17	8.70	25	2.60	22	6.20	15	6.00	26
Changes in Operating Assets and Liabilities, net	-99	-45	271	56	-55	29	128	90	-66	190	111
Net Cash From Investing Activities	-55	-38	-30	-58	-97	-83	-29	-27	-18	-38	-29
Net Cash From Continuing Investing Activities	-55	-38	-30	-58	-97	-83	-29	-27	-18	-38	-29
Purchase of Property, Plant & Equipment	-27	-38	-30	-37	-27	-28	-30	-26	-20	-27	-28
Acquisitions	-0.10	-0.30	-0.50	-21	-69	-1.50	-	-	0.20	-12	-1.40
Other Investing Activities, net	-28	0.60	0.10	-0.30	-0.30	-53	0.50	-1.90	2.00	0.70	0.50
Net Cash From Financing Activities	163	-321	-119	223	81	65	-313	109	-4.40	-175	-318
Net Cash From Continuing Financing Activities	163	-321	-119	223	81	65	137	-341	-4.40	-175	-318
Repayment of Debt	-2,541	-2,005	-1,856	-2,181	-1,951	-1,518	-2,458	-1,977	-1,745	-2,159	-2,193
Repurchase of Common Equity	-63	-51	-101	-114	-2.10	-53	-296	-0.10	-29	-0.70	-
Issuance of Debt	2,766	1,722	1,837	2,517	2,033	1,632	2,891	1,635	1,768	1,981	1,875
Issuance of Common Equity	1.70	13	1.20	1.90	1.40	4.70	0.70	1.40	1.00	4.70	0.70
Other Net Changes in Cash	92	-	-	-	-	-	-	-	-	-	-
Cash Interest Paid	17	23	26	20	9.40	14	9.50	24	5.70	7.40	5.80
Cash Income Taxes Paid	18	35	22	32	20	33	26	23	13	21	19

This table presents Euronet Worldwide's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	5,835	5,894	5,404	4,744	4,927	4,658	3,321	3,140	2,713	2,193
Total Current Assets	4,037	4,163	3,727	3,308	3,366	2,919	2,088	534	1,585	1,131
Cash & Equivalents	1,279	1,779	1,647	1,804	1,831	786	385	280	734	458
Restricted Cash	9.20	15	7.40	3.69	3.33	34	77	-	78	45
Accounts Receivable	285	371	271	203	118	202	203	-	503	423
Prepaid Expenses	297	316	359	195	273	218	158	-	192	133
Other Current Assets	2,167	1,682	1,443	1,102	1,141	1,679	1,907	254	-	-
Plant, Property, & Equipment, net	330	332	337	345	378	360	292	268	202	157
Total Noncurrent Assets	1,468	1,400	1,340	1,090	1,182	1,379	1,261	917	926	904
Noncurrent Note & Lease Receivables	61	60	0.00	-	-	-	-	-	-	-
Goodwill	859	848	828	642	666	744	704	717	690	685
Intangible Assets	189	168	188	98	122	142	114	151	165	168
Other Noncurrent Operating Assets	359	325	324	351	395	493	442	49	71	51
Total Liabilities & Shareholders' Equity	5,835	5,894	5,404	4,744	4,927	4,658	3,321	0.00	2,713	2,193
Total Liabilities	4,605	4,645	4,159	3,489	3,481	3,078	2,088	0.00	1,812	1,367
Total Current Liabilities	3,226	2,701	2,354	1,853	1,855	1,634	1,378	0.00	1,179	904
Short-Term Debt	813	201	50	53	53	6.09	38	-	35	14
Accounts Payable	224	241	222	194	148	82	73	-	457	456
Accrued Expenses	476	439	506	368	404	295	253	-	615	383
Current Deferred Revenue	56	57	65	77	73	59	59	-	44	36
Current Deferred & Payable Income Tax Liabilities	86	82	68	59	36	53	40	-	28	15
Other Current Liabilities	1,571	1,682	1,443	1,102	1,141	1,140	915	-	-	-
Total Noncurrent Liabilities	1,379	1,944	1,805	1,636	1,625	1,444	710	0.00	633	463
Long-Term Debt	1,134	1,715	1,609	1,420	1,438	1,091	590	-	562	405
Capital Lease Obligations	87	96	103	111	107	242	-	-	6.97	4.15
Noncurrent Deferred & Payable Income Tax Liabilities	72	47	28	47	38	56	57	-	44	34
Other Noncurrent Operating Liabilities	86	86	65	58	43	55	63	-	21	19
Total Equity & Noncontrolling Interests	1,229	1,250	1,244	1,256	1,446	1,579	1,233	1,199	901	826
Total Preferred & Common Equity	1,229	1,250	1,245	1,255	1,446	1,579	1,233	0.00	900	825
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Common Equity	1,229	1,250	1,245	1,255	1,446	1,579	1,233	0.00	900	825
Common Stock	1,371	1,313	1,253	1,275	1,230	1,191	1,105	-	1,047	1,024
Retained Earnings	1,934	1,628	1,348	1,084	1,013	1,017	670	-	279	104
Treasury Stock	-1,755	-1,488	-1,106	-931	-703	-464	-392	-	-215	-139
Accumulated Other Comprehensive Income / (Loss)	-322	-203	-251	-173	-94	-165	-151	-	-211	-166
Noncontrolling Interest	0.50	-0.20	-0.20	0.04	0.28	0.07	0.17	-	1.01	1.37

This table presents Euronet Worldwide's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	6,054	6,289	6,061	5,694	5,163	5,221	5,011	4,828
Total Current Assets	4,174	4,386	4,267	3,928	3,536	3,545	3,342	3,246
Cash & Equivalents	2,094	2,330	1,272	1,836	1,678	1,138	1,066	1,613
Restricted Cash	11	19	24	16	14	14	13	8.40
Accounts Receivable	331	273	428	408	301	243	205	225
Prepaid Expenses	320	303	269	255	302	305	346	364
Other Current Assets	1,419	1,461	2,274	1,414	1,242	1,845	1,713	1,035
Plant, Property, & Equipment, net	337	340	331	325	328	336	333	318
Total Noncurrent Assets	1,542	1,563	1,463	1,441	1,299	1,340	1,337	1,264
Noncurrent Note & Lease Receivables	87	61	61	61	-	-	-	-
Goodwill	882	913	878	849	818	838	834	765
Intangible Assets	189	206	201	209	167	177	183	180
Other Noncurrent Operating Assets	385	383	324	323	313	325	319	319
Total Liabilities & Shareholders' Equity	6,054	6,289	6,061	5,694	5,163	5,221	5,011	4,828
Total Liabilities	4,752	4,927	4,847	4,450	4,021	3,839	3,739	3,801
Total Current Liabilities	2,608	3,471	3,572	2,957	2,569	2,337	1,905	2,170
Short-Term Debt	294	1,080	1,234	675	450	450	0.10	304
Accounts Payable	249	266	268	280	207	190	176	170
Accrued Expenses	439	460	403	402	469	435	463	495
Current Deferred Revenue	56	58	56	58	55	60	64	59
Current Deferred & Payable Income Tax Liabilities	101	96	81	78	97	83	69	63
Other Current Liabilities	1,469	1,512	1,529	1,464	1,291	1,119	1,134	1,080
Total Noncurrent Liabilities	2,143	1,456	1,276	1,493	1,452	1,502	1,833	1,630
Long-Term Debt	1,906	1,196	1,033	1,259	1,263	1,307	1,643	1,428
Capital Lease Obligations	98	95	97	98	95	99	97	95
Noncurrent Deferred & Payable Income Tax Liabilities	57	78	63	51	29	31	31	38
Other Noncurrent Operating Liabilities	82	87	83	86	65	65	63	69
Total Equity & Noncontrolling Interests	1,302	1,362	1,214	1,244	1,142	1,382	1,272	1,027
Total Preferred & Common Equity	1,302	1,362	1,214	1,244	1,143	1,382	1,273	1,028
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,302	1,362	1,214	1,244	1,143	1,382	1,273	1,028
Common Stock	1,383	1,350	1,338	1,326	1,295	1,282	1,268	1,235
Retained Earnings	1,972	1,889	1,737	1,654	1,559	1,455	1,368	1,281
Treasury Stock	-1,817	-1,706	-1,604	-1,488	-1,430	-1,134	-1,134	-1,106
Accumulated Other Comprehensive Income / (Loss)	-237	-172	-258	-248	-281	-220	-230	-382
Noncontrolling Interest	-0.50	0.30	-0.10	-0.20	-0.60	-0.50	-0.40	-0.53

This table displays calculated financial ratios and metrics derived from Euronet Worldwide's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.18%	9.80%	12.13%	20.65%	-9.72%	8.42%	12.62%	15.00%	10.52%	6.50%
EBITDA Growth	11.04%	16.07%	51.18%	73.56%	-68.22%	32.23%	14.30%	11.90%	43.52%	8.97%
EBIT Growth	14.70%	23.09%	106.76%	296.02%	-90.66%	41.29%	15.67%	10.36%	58.50%	8.23%
NOPAT Growth	13.70%	9.57%	188.10%	607.45%	-104.96%	34.81%	72.99%	-12.78%	30.58%	25.60%
Net Income Growth	9.59%	21.15%	227.23%	2,233.78%	-100.95%	49.35%	47.91%	-9.86%	76.76%	-2.95%
EPS Growth	17.27%	24.72%	234.09%	2,300.00%	-100.95%	48.12%	49.47%	-11.76%	76.50%	-3.17%
Operating Cash Flow Growth	13.95%	-14.06%	84.17%	60.27%	-49.75%	27.00%	38.76%	-26.88%	82.06%	-8.50%
Free Cash Flow Firm Growth	-188.30%	522.50%	-116.31%	-68.77%	35.67%	200.44%	-9.42%	-342.34%	4,073.24%	-90.31%
Invested Capital Growth	34.69%	8.47%	30.99%	-14.58%	-42.39%	-11.10%	63.96%	107.82%	-7.26%	22.51%
Revenue Q/Q Growth	2.30%	2.56%	1.64%	3.63%	0.52%	1.64%	1.80%	3.91%	2.58%	0.49%
EBITDA Q/Q Growth	-2.86%	3.74%	11.84%	-8.97%	-16.84%	8.03%	6.46%	-1.32%	1.60%	0.53%
EBIT Q/Q Growth	-3.40%	5.18%	19.11%	-16.46%	-49.98%	9.86%	8.34%	-2.98%	0.54%	0.47%
NOPAT Q/Q Growth	2.37%	-0.22%	36.72%	-44.93%	-134.41%	10.12%	55.68%	-26.76%	-1.70%	7.16%
Net Income Q/Q Growth	-7.32%	0.61%	44.48%	-51.08%	-110.05%	15.56%	55.37%	-24.70%	-2.72%	3.54%
EPS Q/Q Growth	-6.52%	2.04%	102.81%	-99.19%	-110.71%	17.07%	51.60%	-24.80%	-2.42%	3.39%
Operating Cash Flow Q/Q Growth	-7.03%	-20.31%	35.89%	20.41%	-29.68%	-11.34%	79.61%	-33.69%	94.76%	-11.10%
Free Cash Flow Firm Q/Q Growth	-178.97%	-32.34%	-107.31%	118.57%	-14.84%	164.70%	-883.11%	-386.60%	73.85%	-84.09%
Invested Capital Q/Q Growth	42.72%	16.57%	9.70%	-36.97%	0.00%	116.85%	172.81%	87.99%	-7.29%	7.35%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	83.70%	83.65%	84.10%	83.81%	83.72%	85.65%	85.79%	25.99%	25.31%	24.33%
EBITDA Margin	16.08%	15.66%	14.82%	10.99%	7.64%	21.70%	17.80%	17.53%	18.02%	13.88%
Operating Margin	12.61%	11.73%	11.47%	6.14%	1.88%	17.28%	14.11%	11.81%	12.75%	11.56%
EBIT Margin	12.67%	11.95%	10.66%	5.78%	1.76%	17.02%	13.06%	12.72%	13.25%	9.24%
Profit (Net Income) Margin	7.68%	7.58%	6.87%	2.35%	-0.13%	12.61%	9.15%	6.97%	8.89%	5.56%
Tax Burden Percent	68.23%	69.81%	71.51%	51.99%	-40.44%	79.92%	78.71%	61.22%	74.75%	69.81%
Interest Burden Percent	88.79%	90.83%	90.09%	78.29%	18.68%	92.68%	89.02%	89.50%	89.74%	86.17%
Effective Tax Rate	31.77%	30.19%	28.49%	48.01%	140.44%	20.08%	21.29%	38.78%	25.25%	30.19%
Return on Invested Capital (ROIC)	19.95%	21.42%	23.12%	8.54%	-1.14%	17.04%	14.83%	15.28%	25.95%	21.09%
ROIC Less NNEP Spread (ROIC-NNEP)	12.26%	7.60%	101.03%	19.47%	9.91%	13.02%	7.57%	-21.94%	34.73%	65.05%
Return on Net Nonoperating Assets (RNNOA)	4.77%	0.99%	-4.66%	-3.32%	0.92%	7.62%	4.26%	-0.33%	-5.78%	-8.45%
Return on Equity (ROE)	24.71%	22.41%	18.46%	5.22%	-0.22%	24.66%	19.09%	14.95%	20.17%	12.64%
Cash Return on Invested Capital (CROIC)	-9.61%	13.29%	-3.72%	24.27%	52.65%	28.79%	-33.63%	-54.78%	33.48%	0.85%
Operating Return on Assets (OROA)	8.62%	7.80%	7.06%	3.58%	0.91%	11.73%	10.25%	9.79%	10.58%	7.74%
Return on Assets (ROA)	5.22%	4.95%	4.55%	1.46%	-0.07%	8.69%	7.19%	5.36%	7.10%	4.66%
Return on Common Equity (ROCE)	24.71%	22.42%	18.46%	5.22%	-0.22%	24.65%	9.67%	6.40%	20.14%	12.61%
Return on Equity Simple (ROE_SIMPLE)	24.93%	22.36%	18.54%	5.62%	-0.23%	21.95%	18.83%	0.00%	19.35%	11.94%
Net Operating Profit after Tax (NOPAT)	343	302	276	96	-19	380	282	163	187	143
NOPAT Margin	8.61%	8.19%	8.21%	3.19%	-0.76%	13.81%	11.11%	7.23%	9.53%	8.07%
Net Nonoperating Expense Percent (NNEP)	7.69%	13.83%	-77.91%	-10.93%	-11.05%	4.02%	7.26%	37.22%	-8.79%	-43.97%
Return On Investment Capital (ROIC_SIMPLE)	10.52%	9.26%	9.17%	-	-	-	-	-	-	-
Cost of Revenue to Revenue	16.30%	16.35%	15.90%	16.19%	16.28%	14.35%	14.21%	74.01%	74.69%	75.67%
SG&A Expenses to Revenue	67.79%	68.32%	68.58%	71.85%	72.43%	64.30%	67.22%	8.45%	8.44%	8.82%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	71.09%	71.92%	72.62%	77.67%	81.84%	68.37%	71.68%	14.18%	12.55%	12.78%
Earnings before Interest and Taxes (EBIT)	506	441	358	173	44	468	331	286	260	164
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	642	578	498	329	190	597	451	395	353	246
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.68	3.75	3.76	5.02	5.24	5.39	4.28	0.00	4.20	4.64
Price to Tangible Book Value (P/TBV)	25.02	19.94	20.53	12.21	11.52	12.27	12.75	0.00	84.96	0.00
Price to Revenue (P/Rev)	1.13	1.27	1.39	2.10	3.05	3.10	2.08	1.97	1.93	2.16
Price to Earnings (P/E)	14.76	16.74	20.26	89.09	0.00	24.55	22.67	28.30	21.68	38.71
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	6.77%	5.98%	4.94%	1.12%	0.00%	4.07%	4.41%	3.53%	4.61%	2.58%
Enterprise Value to Invested Capital (EV/IC)	2.66	3.34	3.54	5.89	6.08	4.30	2.31	2.89	5.16	5.02
Enterprise Value to Revenue (EV/Rev)	1.32	1.33	1.43	2.03	2.96	3.28	2.15	1.85	1.82	2.11
Enterprise Value to EBITDA (EV/EBITDA)	8.21	8.48	9.62	18.46	38.72	15.13	12.06	10.53	10.13	15.24
Enterprise Value to EBIT (EV/EBIT)	10.41	11.11	13.37	35.08	167.93	19.29	16.44	14.52	13.77	22.89
Enterprise Value to NOPAT (EV/NOPAT)	15.33	16.22	17.37	63.51	0.00	23.78	19.33	25.54	19.14	26.21
Enterprise Value to Operating Cash Flow (EV/OCF)	7.18	7.62	6.40	14.95	28.97	17.90	13.71	14.53	9.13	17.43
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	26.14	0.00	22.34	8.44	14.08	0.00	0.00	14.84	649.10
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.66	1.61	1.42	1.26	1.10	0.85	0.51	0.00	0.67	0.51
Long-Term Debt to Equity	0.99	1.45	1.38	1.22	1.07	0.84	0.48	0.00	0.63	0.50
Financial Leverage	0.39	0.13	-0.05	-0.17	0.09	0.59	0.56	0.02	-0.17	-0.13
Leverage Ratio	4.73	4.53	4.06	3.58	3.17	2.84	2.66	2.79	2.84	2.71
Compound Leverage Factor	4.20	4.11	3.66	2.80	0.59	2.63	2.36	2.49	2.55	2.34
Debt to Total Capital	62.34%	61.68%	58.61%	55.79%	52.49%	45.88%	33.74%	0.00%	40.15%	33.90%
Short-Term Debt to Total Capital	24.90%	6.15%	1.67%	1.86%	1.75%	0.21%	2.04%	0.00%	2.36%	1.12%
Long-Term Debt to Total Capital	37.44%	55.53%	56.94%	53.93%	50.74%	45.67%	31.70%	0.00%	37.79%	32.78%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.02%	-0.01%	-0.01%	0.00%	0.01%	0.00%	0.01%	0.00%	0.07%	0.11%
Common Equity to Total Capital	37.65%	38.32%	41.40%	44.21%	47.50%	54.12%	66.25%	0.00%	59.78%	65.99%
Debt to EBITDA	3.17	3.48	3.54	4.81	8.42	2.24	1.39	0.00	1.71	1.72
Net Debt to EBITDA	1.16	0.38	0.22	-0.68	-1.25	0.87	0.37	0.00	-0.59	-0.32
Long-Term Debt to EBITDA	1.90	3.14	3.44	4.65	8.14	2.23	1.31	0.00	1.61	1.67
Debt to NOPAT	5.93	6.66	6.39	16.56	-84.73	3.53	2.23	0.00	3.24	2.96
Net Debt to NOPAT	2.17	0.72	0.39	-2.33	12.59	1.37	0.59	0.00	-1.11	-0.55
Long-Term Debt to NOPAT	3.56	6.00	6.21	16.01	-81.91	3.51	2.09	0.00	3.05	2.86
Altman Z-Score	2.19	2.16	2.17	2.52	2.50	3.22	3.15	0.00	2.61	2.92
Noncontrolling Interest Sharing Ratio	0.01%	-0.02%	-0.01%	0.01%	0.01%	0.01%	49.32%	57.17%	0.14%	0.22%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.25	1.54	1.58	1.79	1.81	1.79	1.51	0.00	1.34	1.25
Quick Ratio	0.48	0.80	0.81	1.08	1.05	0.60	0.43	0.00	1.05	0.97
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-165	187	-44	272	871	642	-639	-584	241	5.77
Operating Cash Flow to CapEx	555.99%	621.35%	668.13%	406.30%	240.52%	364.09%	328.26%	277.20%	418.36%	265.46%
Free Cash Flow to Firm to Interest Expense	-2.06	3.37	-1.18	7.10	23.78	17.71	-17.00	-17.93	8.50	0.23
Operating Cash Flow to Interest Expense	9.10	11.57	19.95	10.61	6.93	13.92	10.57	8.79	13.82	8.67
Operating Cash Flow Less CapEx to Interest Expense	7.47	9.71	16.97	8.00	4.05	10.10	7.35	5.62	10.52	5.40
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.68	0.65	0.66	0.62	0.52	0.69	0.79	0.77	0.80	0.84
Accounts Receivable Turnover	12.17	11.50	14.18	18.69	15.54	13.60	0.00	0.00	4.23	4.44
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	19.48	17.00
Fixed Asset Turnover	12.06	11.03	9.85	8.28	6.72	8.44	9.06	9.58	10.90	12.54
Accounts Payable Turnover	2.80	2.60	2.57	2.84	3.52	5.11	0.00	0.00	3.21	2.97
Days Sales Outstanding (DSO)	29.98	31.74	25.74	19.53	23.48	26.84	0.00	0.00	86.31	82.27
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	18.74	21.47
Days Payable Outstanding (DPO)	130.52	140.33	142.09	128.39	103.56	71.50	0.00	0.00	113.87	122.77
Cash Conversion Cycle (CCC)	-100.53	-108.59	-116.35	-108.86	-80.08	-44.66	0.00	0.00	-8.82	-19.04
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,976	1,467	1,352	1,032	1,209	2,098	2,360	1,439	693	747
Invested Capital Turnover	2.32	2.62	2.82	2.67	1.50	1.23	1.34	2.11	2.72	2.61
Increase / (Decrease) in Invested Capital	509	115	320	-176	-889	-262	921	747	-54	137
Enterprise Value (EV)	5,265	4,898	4,788	6,076	7,344	9,031	5,445	4,159	3,574	3,747
Market Capitalization	4,518	4,681	4,681	6,299	7,581	8,513	5,279	4,439	3,781	3,825
Book Value per Share	$27.97	$27.10	$25.10	$23.75	$27.63	$29.23	$23.91	$0.00	$17.23	$15.61
Tangible Book Value per Share	$4.11	$5.09	$4.60	$9.76	$12.58	$12.84	$8.03	($16.48)	$0.85	($0.54)
Total Capital	3,264	3,262	3,007	2,840	3,043	2,918	1,861	1,199	1,505	1,250
Total Debt	2,035	2,012	1,762	1,584	1,597	1,339	628	0.00	604	424
Total Long-Term Debt	1,222	1,811	1,712	1,531	1,544	1,333	590	0.00	569	410
Net Debt	747	217	108	-223	-237	519	166	-280	-208	-79
Capital Expenditures (CapEx)	132	104	112	100	105	139	121	103	94	81
Debt-free, Cash-free Net Working Capital (DFCFNWC)	335	-132	-231	-299	-271	470	286	254	-371	-262
Debt-free Net Working Capital (DFNWC)	1,623	1,663	1,423	1,509	1,564	1,291	747	534	441	241
Net Working Capital (NWC)	811	1,462	1,373	1,456	1,510	1,285	709	534	406	227
Net Nonoperating Expense (NNE)	37	22	45	25	-16	33	50	5.92	13	44
Net Nonoperating Obligations (NNO)	747	217	108	-223	-237	519	1,127	240	-208	-79
Total Depreciation and Amortization (D&A)	136	137	140	156	146	129	120	109	93	82
Debt-free, Cash-free Net Working Capital to Revenue	8.40%	-3.58%	-6.88%	-9.98%	-10.91%	17.11%	11.26%	11.27%	-18.93%	-14.77%
Debt-free Net Working Capital to Revenue	40.68%	45.08%	42.37%	50.37%	62.98%	46.94%	29.46%	23.71%	22.53%	13.61%
Net Working Capital to Revenue	20.31%	39.64%	40.87%	48.60%	60.84%	46.72%	27.96%	23.71%	20.72%	12.81%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$6.82	$5.77	$4.60	($1.34)	($0.06)	$6.49	$4.52	$2.99	$3.34	$1.89
Adjusted Weighted Average Basic Shares Outstanding	44.90M	48.48M	50.18M	52.59M	52.66M	53.45M	51.49M	52.52M	52.28M	52.27M
Adjusted Diluted Earnings per Share	$6.45	$5.50	$4.41	($1.32)	($0.06)	$6.31	$4.26	$2.85	$3.23	$1.83
Adjusted Weighted Average Diluted Shares Outstanding	48.08M	51.60M	53.46M	53.53M	52.66M	54.91M	54.63M	55.12M	54.00M	54.08M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	43.74M	45.78M	49.83M	51.16M	52,752.85T	53.52M	51.87M	51.42M	52.36M	53.07M
Normalized Net Operating Profit after Tax (NOPAT)	343	302	276	96	107	380	287	184	187	143
Normalized NOPAT Margin	8.61%	8.19%	8.21%	3.19%	4.32%	13.81%	11.32%	8.16%	9.53%	8.07%
Pre Tax Income Margin	11.25%	10.86%	9.60%	4.53%	0.33%	15.77%	11.63%	11.38%	11.89%	7.96%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	6.28	7.93	9.55	4.52	1.19	12.92	8.82	8.79	9.16	6.60
NOPAT to Interest Expense	4.27	5.43	7.35	2.50	-0.52	10.48	7.50	5.00	6.59	5.76
EBIT Less CapEx to Interest Expense	4.64	6.07	6.56	1.91	-1.68	9.09	5.60	5.62	5.86	3.33
NOPAT Less CapEx to Interest Expense	2.63	3.57	4.36	-0.11	-3.39	6.66	4.28	1.83	3.29	2.50
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	87.69%	135.38%	76.29%	326.10%	-7,309.87%	21.48%	76.62%	1.95%	44.43%	6.17%

This table displays calculated financial ratios and metrics derived from Euronet Worldwide's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	6.83%	9.36%	9.49%	5.02%	8.87%	10.63%	7.81%	11.36%	9.56%	6.67%	14.05%
EBITDA Growth	9.05%	-13.14%	35.52%	4.77%	8.55%	16.91%	3.50%	32.28%	19.51%	74.89%	27.62%
EBIT Growth	15.95%	-16.29%	42.92%	6.06%	15.51%	24.77%	3.60%	49.07%	41.72%	190.49%	43.57%
NOPAT Growth	59.72%	5.91%	12.12%	2.43%	62.83%	0.31%	1.79%	20.11%	105.96%	1,631.66%	32.71%
Net Income Growth	46.56%	-34.82%	45.49%	-3.26%	32.32%	2.51%	6.76%	50.61%	141.46%	2,202.33%	32.40%
EPS Growth	54.55%	-31.91%	56.59%	4.85%	41.03%	8.46%	9.63%	52.78%	143.75%	100.81%	36.50%
Operating Cash Flow Growth	-94.33%	-40.83%	53.31%	-16.00%	809.09%	-54.71%	7.16%	23.94%	-42.11%	193.84%	104.53%
Free Cash Flow Firm Growth	-101.43%	-858.24%	-92.82%	-154.06%	375.37%	81.89%	-82.25%	138.96%	118.90%	-246.16%	133.62%
Invested Capital Growth	5.01%	34.69%	10.00%	9.40%	-26.37%	8.47%	2.08%	-4.77%	-4.50%	30.99%	-24.74%
Revenue Q/Q Growth	-12.58%	-4.73%	11.47%	15.08%	-10.51%	-4.61%	6.91%	19.30%	-9.07%	-7.04%	10.44%
EBITDA Q/Q Growth	-25.70%	-52.00%	51.90%	101.29%	-40.82%	-25.10%	17.43%	108.55%	-36.26%	-33.69%	50.08%
EBIT Q/Q Growth	-34.86%	-59.53%	65.52%	165.76%	-52.97%	-30.91%	22.83%	189.44%	-49.20%	-42.63%	76.74%
NOPAT Q/Q Growth	-13.34%	-44.75%	45.19%	129.75%	-42.53%	-41.51%	32.64%	265.24%	-64.60%	-40.65%	56.52%
Net Income Q/Q Growth	-15.23%	-70.12%	82.21%	217.56%	-62.30%	-33.30%	21.16%	334.34%	-70.80%	-30.53%	70.93%
EPS Q/Q Growth	-11.46%	-70.09%	85.55%	214.55%	-60.99%	-31.22%	24.24%	323.08%	-70.00%	-30.48%	73.15%
Operating Cash Flow Q/Q Growth	-97.88%	-81.76%	141.66%	507.33%	-77.89%	-52.75%	32.41%	6,472.73%	-98.90%	11.79%	53.14%
Free Cash Flow Firm Q/Q Growth	98.20%	-6,658.89%	106.34%	-119.05%	205.61%	-149.13%	-52.24%	67.56%	146.05%	-148.16%	204.84%
Invested Capital Q/Q Growth	-24.34%	42.72%	-39.33%	60.28%	-26.69%	16.57%	-39.67%	7.88%	42.97%	9.70%	-43.72%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	82.08%	83.97%	84.57%	83.98%	81.95%	83.50%	84.70%	84.09%	81.97%	83.63%	85.57%
EBITDA Margin	10.14%	11.93%	23.67%	17.37%	9.93%	15.02%	19.12%	17.41%	9.96%	14.21%	19.92%
Operating Margin	8.21%	11.72%	16.57%	13.62%	7.47%	10.17%	16.63%	13.06%	5.79%	9.14%	18.09%
EBIT Margin	6.51%	8.74%	20.57%	13.85%	6.00%	11.41%	15.76%	13.72%	5.65%	10.12%	16.40%
Profit (Net Income) Margin	4.19%	4.33%	13.79%	8.44%	3.06%	7.26%	10.38%	9.16%	2.52%	7.83%	10.48%
Tax Burden Percent	84.40%	59.68%	72.74%	67.97%	62.09%	70.99%	70.79%	72.70%	53.51%	87.15%	68.93%
Interest Burden Percent	76.34%	82.95%	92.17%	89.60%	82.10%	89.57%	93.05%	91.85%	83.15%	88.81%	92.73%
Effective Tax Rate	15.60%	40.32%	27.26%	32.03%	37.91%	29.01%	29.21%	27.30%	46.49%	12.85%	31.07%
Return on Invested Capital (ROIC)	19.23%	16.21%	35.59%	16.13%	10.38%	18.89%	33.99%	15.64%	5.37%	22.43%	28.71%
ROIC Less NNEP Spread (ROIC-NNEP)	5.80%	10.41%	63.11%	15.22%	7.16%	19.11%	25.28%	15.31%	4.77%	24.40%	18.17%
Return on Net Nonoperating Assets (RNNOA)	0.85%	4.05%	3.49%	10.39%	2.40%	2.49%	3.75%	11.95%	3.05%	-1.13%	2.54%
Return on Equity (ROE)	20.08%	20.26%	39.08%	26.52%	12.78%	21.38%	37.74%	27.59%	8.42%	21.31%	31.25%
Cash Return on Invested Capital (CROIC)	19.94%	-9.61%	15.86%	5.67%	49.31%	13.29%	22.23%	18.97%	19.05%	-3.72%	42.27%
Operating Return on Assets (OROA)	4.49%	5.94%	14.01%	9.34%	4.21%	7.45%	11.34%	9.28%	3.91%	6.70%	11.59%
Return on Assets (ROA)	2.89%	2.94%	9.39%	5.69%	2.15%	4.74%	7.47%	6.20%	1.74%	5.18%	7.40%
Return on Common Equity (ROCE)	20.09%	20.25%	39.08%	26.52%	12.78%	21.38%	37.76%	27.60%	8.42%	21.31%	31.26%
Return on Equity Simple (ROE_SIMPLE)	24.46%	0.00%	24.27%	23.33%	22.99%	0.00%	24.31%	19.62%	19.04%	0.00%	15.54%
Net Operating Profit after Tax (NOPAT)	63	73	133	91	40	69	118	89	24	69	116
NOPAT Margin	6.93%	6.99%	12.06%	9.26%	4.64%	7.22%	11.77%	9.49%	3.10%	7.96%	12.47%
Net Nonoperating Expense Percent (NNEP)	13.43%	5.80%	-27.52%	0.91%	3.22%	-0.22%	8.71%	0.33%	0.60%	-1.97%	10.54%
Return On Investment Capital (ROIC_SIMPLE)	1.76%	2.24%	-	-	-	2.12%	-	-	-	2.29%	-
Cost of Revenue to Revenue	17.92%	16.03%	15.43%	16.02%	18.05%	16.50%	15.30%	15.91%	18.03%	16.37%	14.43%
SG&A Expenses to Revenue	70.34%	69.15%	65.01%	66.94%	70.67%	69.83%	64.80%	67.45%	72.00%	70.56%	63.95%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	73.86%	72.25%	68.00%	70.36%	74.48%	73.33%	68.07%	71.04%	76.18%	58.97%	81.91%
Earnings before Interest and Taxes (EBIT)	60	92	226	137	51	109	158	129	45	88	153
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	93	125	260	171	85	144	192	164	78	123	186
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.59	3.68	3.27	3.91	4.08	3.75	3.45	4.21	4.38	3.76	3.65
Price to Tangible Book Value (P/TBV)	20.21	25.02	18.36	35.04	27.24	19.94	25.01	15.87	21.84	20.53	45.40
Price to Revenue (P/Rev)	1.15	1.13	1.14	1.25	1.35	1.27	1.10	1.65	1.63	1.39	1.14
Price to Earnings (P/E)	14.69	14.76	13.50	16.79	17.74	16.74	14.17	21.44	22.95	20.26	23.46
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	6.81%	6.77%	7.41%	5.96%	5.64%	5.98%	7.05%	4.66%	4.36%	4.94%	4.26%
Enterprise Value to Invested Capital (EV/IC)	3.26	2.66	3.24	2.55	3.69	3.34	3.22	3.13	3.23	3.54	3.21
Enterprise Value to Revenue (EV/Rev)	1.20	1.32	1.15	1.53	1.40	1.33	1.13	1.85	1.82	1.43	1.20
Enterprise Value to EBITDA (EV/EBITDA)	7.50	8.21	6.78	9.82	8.98	8.48	7.29	11.86	12.22	9.62	8.90
Enterprise Value to EBIT (EV/EBIT)	9.47	10.41	8.56	12.77	11.73	11.11	9.68	15.78	16.80	13.37	13.18
Enterprise Value to NOPAT (EV/NOPAT)	13.43	15.33	13.36	18.19	16.51	16.22	13.41	21.69	21.82	17.37	19.65
Enterprise Value to Operating Cash Flow (EV/OCF)	6.91	7.18	5.68	9.16	7.84	7.62	5.03	8.29	8.36	6.40	7.19
Enterprise Value to Free Cash Flow (EV/FCFF)	16.72	0.00	21.38	47.01	6.34	26.14	14.65	16.10	16.54	0.00	6.53
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	1.77	1.66	1.74	1.95	1.63	1.61	1.58	1.34	1.37	1.42	1.78
Long-Term Debt to Equity	1.54	0.99	0.95	0.93	1.09	1.45	1.19	1.02	1.37	1.38	1.48
Financial Leverage	0.15	0.39	0.06	0.68	0.33	0.13	0.15	0.78	0.64	-0.05	0.14
Leverage Ratio	4.62	4.73	4.57	4.35	4.26	4.53	4.61	4.34	4.10	4.06	3.71
Compound Leverage Factor	3.52	3.92	4.22	3.90	3.49	4.06	4.29	3.99	3.41	3.61	3.44
Debt to Total Capital	63.84%	62.34%	63.51%	66.08%	62.03%	61.68%	61.29%	57.32%	57.76%	58.61%	64.01%
Short-Term Debt to Total Capital	8.17%	24.90%	28.93%	34.49%	20.61%	6.15%	15.26%	13.90%	0.00%	1.67%	10.63%
Long-Term Debt to Total Capital	55.67%	37.44%	34.58%	31.59%	41.42%	55.53%	46.03%	43.42%	57.76%	56.94%	53.38%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	-0.01%	0.02%	0.01%	0.00%	-0.01%	-0.01%	-0.02%	-0.02%	-0.01%	-0.01%	-0.02%
Common Equity to Total Capital	36.18%	37.65%	36.48%	33.93%	37.98%	38.32%	38.73%	42.69%	42.25%	41.40%	36.01%
Debt to EBITDA	3.54	3.17	3.59	3.99	3.48	3.48	3.25	3.37	3.41	3.54	4.11
Net Debt to EBITDA	0.30	1.16	0.03	1.80	0.31	0.38	0.21	1.28	1.30	0.22	0.46
Long-Term Debt to EBITDA	3.09	1.90	1.95	1.91	2.32	3.14	2.44	2.55	3.41	3.44	3.42
Debt to NOPAT	6.34	5.93	7.07	7.39	6.39	6.66	5.97	6.17	6.09	6.39	9.06
Net Debt to NOPAT	0.53	2.17	0.07	3.34	0.57	0.72	0.38	2.34	2.31	0.39	1.02
Long-Term Debt to NOPAT	5.53	3.56	3.85	3.53	4.27	6.00	4.49	4.67	6.09	6.21	7.56
Altman Z-Score	2.06	1.96	1.88	1.83	1.98	1.98	2.03	2.33	2.33	2.00	2.02
Noncontrolling Interest Sharing Ratio	-0.03%	0.01%	-0.01%	-0.02%	-0.02%	-0.02%	-0.05%	-0.03%	-0.02%	-0.01%	-0.02%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.60	1.25	1.26	1.19	1.33	1.54	1.38	1.52	1.75	1.58	1.50
Quick Ratio	0.93	0.48	0.75	0.48	0.76	0.80	0.77	0.59	0.67	0.81	0.85
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-7.83	-436	6.64	-105	550	-45	93	194	116	-251	521
Operating Cash Flow to CapEx	6.27%	209.11%	1,487.50%	496.46%	110.70%	482.92%	970.27%	850.59%	16.26%	1,117.91%	950.35%
Free Cash Flow to Firm to Interest Expense	-0.40	-20.45	0.27	-5.21	36.88	-2.75	6.17	13.84	11.45	-23.03	44.55
Operating Cash Flow to Interest Expense	0.09	3.77	18.19	9.06	2.01	8.22	19.15	15.49	0.33	27.49	22.91
Operating Cash Flow Less CapEx to Interest Expense	-1.31	1.97	16.97	7.24	0.19	6.52	17.17	13.67	-1.68	25.03	20.50
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.69	0.68	0.68	0.67	0.70	0.65	0.72	0.68	0.69	0.66	0.71
Accounts Receivable Turnover	10.97	12.17	13.59	11.35	12.28	11.50	13.68	16.09	17.82	14.18	17.50
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	12.23	12.06	11.67	11.40	11.44	11.03	11.14	10.53	10.13	9.85	9.89
Accounts Payable Turnover	2.49	2.80	2.71	2.72	2.70	2.60	3.11	3.03	3.29	2.57	3.08
Days Sales Outstanding (DSO)	33.27	29.98	26.85	32.17	29.73	31.74	26.68	22.69	20.48	25.74	20.86
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	146.39	130.52	134.76	134.12	135.16	140.33	117.24	120.47	110.85	142.09	118.56
Cash Conversion Cycle (CCC)	-113.12	-100.53	-107.91	-101.95	-105.43	-108.59	-90.56	-97.79	-90.37	-116.35	-97.70
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,495	1,976	1,384	2,282	1,424	1,467	1,258	2,086	1,933	1,352	1,233
Invested Capital Turnover	2.77	2.32	2.95	1.74	2.24	2.62	2.89	1.65	1.73	2.82	2.30
Increase / (Decrease) in Invested Capital	71	509	126	196	-510	115	26	-105	-91	320	-405
Enterprise Value (EV)	4,867	5,265	4,479	5,816	5,250	4,898	4,058	6,528	6,236	4,788	3,961
Market Capitalization	4,674	4,518	4,457	4,748	5,070	4,681	3,942	5,825	5,576	4,681	3,756
Book Value per Share	$29.77	$27.97	$30.32	$26.46	$27.15	$27.10	$23.01	$27.85	$25.54	$25.10	$20.73
Tangible Book Value per Share	$5.29	$4.11	$5.41	$2.95	$4.06	$5.09	$3.17	$7.40	$5.12	$4.60	$1.67
Total Capital	3,600	3,264	3,733	3,577	3,275	3,262	2,950	3,238	3,012	3,007	2,854
Total Debt	2,298	2,035	2,371	2,364	2,032	2,012	1,808	1,856	1,740	1,762	1,827
Total Long-Term Debt	2,004	1,222	1,291	1,130	1,357	1,811	1,358	1,406	1,740	1,712	1,524
Net Debt	193	747	22	1,068	180	217	116	704	661	108	205
Capital Expenditures (CapEx)	27	38	30	37	27	28	30	26	20	27	28
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-245	335	-354	633	-206	-132	-274	506	358	-231	-243
Debt-free Net Working Capital (DFNWC)	1,859	1,623	1,994	1,929	1,646	1,663	1,418	1,658	1,436	1,423	1,379
Net Working Capital (NWC)	1,565	811	915	695	971	1,462	968	1,207	1,436	1,373	1,075
Net Nonoperating Expense (NNE)	25	28	-19	8.09	14	-0.35	14	3.13	4.60	1.13	19
Net Nonoperating Obligations (NNO)	193	747	22	1,068	180	217	116	704	661	108	205
Total Depreciation and Amortization (D&A)	33	33	34	35	34	35	34	35	34	35	33
Debt-free, Cash-free Net Working Capital to Revenue	-6.06%	8.40%	-9.08%	16.64%	-5.48%	-3.58%	-7.63%	14.35%	10.44%	-6.88%	-7.34%
Debt-free Net Working Capital to Revenue	45.93%	40.68%	51.14%	50.69%	43.80%	45.08%	39.42%	47.04%	41.91%	42.37%	41.73%
Net Working Capital to Revenue	38.67%	20.31%	23.45%	18.26%	25.83%	39.64%	26.91%	34.27%	41.90%	40.87%	32.54%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.88	$1.01	$3.41	$1.83	$0.57	$1.49	$2.15	$1.73	$0.40	$1.34	$1.97
Adjusted Weighted Average Basic Shares Outstanding	43.68M	44.90M	44.42M	45.43M	45.82M	48.48M	48.41M	49.64M	49.81M	50.18M	49.58M
Adjusted Diluted Earnings per Share	$0.85	$0.96	$3.21	$1.73	$0.55	$1.41	$2.05	$1.65	$0.39	$1.30	$1.87
Adjusted Weighted Average Diluted Shares Outstanding	46.24M	48.08M	47.55M	48.70M	48.96M	51.60M	51.47M	52.87M	52.97M	53.46M	52.75M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	43.24M	43.74M	43.93M	44.91M	45.87M	45.78M	46.12M	49.66M	49.63M	49.83M	49.59M
Normalized Net Operating Profit after Tax (NOPAT)	63	73	133	91	40	69	118	89	24	69	116
Normalized NOPAT Margin	6.93%	6.99%	12.06%	9.26%	4.64%	7.22%	11.77%	9.49%	3.10%	7.96%	12.47%
Pre Tax Income Margin	4.97%	7.25%	18.96%	12.41%	4.92%	10.22%	14.66%	12.60%	4.70%	8.99%	15.20%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.07	4.30	9.34	6.80	3.45	6.62	10.55	9.20	4.41	8.04	13.05
NOPAT to Interest Expense	3.27	3.44	5.48	4.54	2.67	4.19	7.88	6.37	2.42	6.32	9.93
EBIT Less CapEx to Interest Expense	1.68	2.49	8.12	4.97	1.63	4.92	8.57	7.38	2.40	5.58	10.64
NOPAT Less CapEx to Interest Expense	1.87	1.64	4.25	2.72	0.85	2.49	5.91	4.54	0.41	3.87	7.52
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	103.52%	87.69%	81.88%	164.39%	122.88%	135.38%	117.39%	11.06%	55.59%	76.29%	253.15%

Frequently Asked Questions About Euronet Worldwide's Financials

When does Euronet Worldwide's financial year end?

According to the most recent income statement we have on file, Euronet Worldwide's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Euronet Worldwide's net income changed over the last 9 years?

Euronet Worldwide's net income appears to be on an upward trend, with a most recent value of $306.30 million in 2024, rising from $98.49 million in 2015. The previous period was $279.50 million in 2023. See where experts think Euronet Worldwide is headed by visiting Euronet Worldwide's forecast page.

What is Euronet Worldwide's operating income?

Euronet Worldwide's total operating income in 2024 was $503.20 million, based on the following breakdown:

Total Gross Profit: $3.34 billion
Total Operating Expenses: $2.84 billion

How has Euronet Worldwide revenue changed over the last 9 years?

Over the last 9 years, Euronet Worldwide's total revenue changed from $1.77 billion in 2015 to $3.99 billion in 2024, a change of 125.1%.

How much debt does Euronet Worldwide have?

Euronet Worldwide's total liabilities were at $4.61 billion at the end of 2024, a 0.8% decrease from 2023, and a 236.9% increase since 2015.

How much cash does Euronet Worldwide have?

In the past 9 years, Euronet Worldwide's cash and equivalents has ranged from $280.13 million in 2017 to $1.83 billion in 2020, and is currently $1.28 billion as of their latest financial filing in 2024.

How has Euronet Worldwide's book value per share changed over the last 9 years?

Over the last 9 years, Euronet Worldwide's book value per share changed from 15.61 in 2015 to 27.97 in 2024, a change of 79.1%.

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This page (NASDAQ:EEFT) was last updated on 5/28/2025 by MarketBeat.com Staff

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Euronet Worldwide (EEFT) Financials

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