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Euronet Worldwide (EEFT) Financials

Euronet Worldwide logo
$70.10 +2.65 (+3.92%)
As of 10:32 AM Eastern
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Annual Income Statements for Euronet Worldwide

Annual Income Statements for Euronet Worldwide

This table shows Euronet Worldwide's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 99 174 157 233 347 -3.40 71 231 280 306 310
Consolidated Net Income / (Loss)		 98 174 157 232 347 -3.30 71 231 280 306 313
Net Income / (Loss) Continuing Operations		 98 174 157 232 347 -3.30 71 231 280 306 313
Total Pre-Tax Income 		141 233 256 295 434 8.17 136 323 400 449 448
Total Operating Income		 205 250 266 358 475 47 184 385 433 503 530
Total Gross Profit		 431 496 585 2,176 2,355 2,079 2,511 2,825 3,085 3,340 3,531
Total Revenue		 1,772 1,959 2,252 2,537 2,750 2,483 2,996 3,359 3,688 3,990 4,244
Operating Revenue		 1,772 1,959 2,252 2,537 2,750 2,483 2,996 3,359 3,688 3,990 4,244
Total Cost of Revenue		 1,341 1,463 1,667 360 395 404 485 534 603 650 713
Operating Cost of Revenue		 1,341 1,463 1,667 360 395 404 485 534 603 650 713
Total Operating Expenses		 226 246 319 1,818 1,880 2,032 2,327 2,439 2,653 2,836 3,002
Selling, General & Admin Expense		 156 165 190 1,705 1,768 1,798 2,152 2,303 2,520 2,705 2,863
Depreciation Expense		 70 81 95 106 112 127 136 136 133 132 139
Impairment Charge		 0.00 0.00 34 7.05 0.00 107 - - 0.00 0.00 0.20
Total Other Income / (Expense), net		 -64 -17 -9.66 -63 -41 -38 -48 -63 -32 -54 -82
Interest Expense		 25 28 33 38 36 37 38 38 56 81 85
Interest & Investment Income		 2.17 1.70 2.49 1.20 1.97 1.04 0.70 2.00 15 24 23
Other Income / (Expense), net		 -41 9.76 20 -27 -7.12 -2.89 -11 -27 8.20 2.40 -20
Income Tax Expense		 43 59 99 63 87 11 65 92 121 143 135
Net Income / (Loss) Attributable to Noncontrolling Interest		 -0.32 -0.32 0.10 -0.72 -0.05 0.10 -0.20 -0.30 -0.20 0.30 3.50
Basic Earnings per Share		 $1.89 $3.34 $2.99 $4.52 $6.49 ($0.06) $1.34 $4.60 $5.77 $6.82 $7.40
Weighted Average Basic Shares Outstanding		 52.27M 52.28M 52.52M 51.49M 53.45M 52.66M 52.59M 50.18M 48.48M 44.90M 41.81M
Diluted Earnings per Share		 $1.83 $3.23 $2.85 $4.26 $6.31 ($0.06) $1.32 $4.41 $5.50 $6.45 $6.84
Weighted Average Diluted Shares Outstanding		 54.08M 54.00M 55.12M 54.63M 54.91M 52.66M 53.53M 53.46M 51.60M 48.08M 45.78M
Weighted Average Basic & Diluted Shares Outstanding		 52.30M 52.20M 52.50M 51.50M 53.52M 52,752.85T 51.16M 49.83M 45.78M 43.74M 39.33M

Quarterly Income Statements for Euronet Worldwide

This table shows Euronet Worldwide's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 104 69 26 83 152 45 38 98 122 52 38
Consolidated Net Income / (Loss)		 104 70 26 83 152 45 38 98 125 52 37
Net Income / (Loss) Continuing Operations		 104 70 26 83 152 45 38 98 125 52 37
Total Pre-Tax Income 		147 98 42 122 208 76 46 131 180 91 66
Total Operating Income		 167 97 64 134 182 123 75 159 195 101 72
Total Gross Profit		 850 800 702 828 930 879 751 901 958 921 822
Total Revenue		 1,004 958 857 986 1,099 1,047 916 1,074 1,146 1,109 1,012
Operating Revenue		 1,004 958 857 986 1,099 1,047 916 1,074 1,146 1,109 1,012
Total Cost of Revenue		 154 158 155 158 170 168 164 174 187 188 190
Operating Cost of Revenue		 154 158 155 158 170 168 164 174 187 188 190
Total Operating Expenses		 683 702 638 694 748 757 676 742 763 820 750
Selling, General & Admin Expense		 651 669 606 660 715 724 644 708 729 782 710
Depreciation Expense		 33 34 33 34 33 33 32 34 35 38 40
Total Other Income / (Expense), net		 -20 0.50 -22 -12 26 -47 -30 -27 -15 -9.80 -5.70
Interest Expense		 15 17 15 20 24 21 19 28 23 14 14
Interest & Investment Income		 4.00 5.10 5.70 5.90 6.50 5.70 5.30 6.20 6.20 5.50 4.10
Other Income / (Expense), net		 -8.80 12 -13 2.30 44 -31 -16 -5.30 1.50 -0.90 4.30
Income Tax Expense		 43 28 16 39 57 31 7.10 34 55 39 29
Net Income / (Loss) Attributable to Noncontrolling Interest		 0.00 0.20 0.00 0.10 0.10 0.10 0.00 0.10 3.10 0.30 -0.20
Basic Earnings per Share		 $2.15 $1.49 $0.57 $1.83 $3.41 $1.01 $0.88 $2.31 $3.02 $1.19 $0.96
Weighted Average Basic Shares Outstanding		 48.41M 48.48M 45.82M 45.43M 44.42M 44.90M 43.68M 42.32M 40.33M 41.81M 38.92M
Diluted Earnings per Share		 $2.05 $1.41 $0.55 $1.73 $3.21 $0.96 $0.85 $2.27 $2.75 $0.97 $0.83
Weighted Average Diluted Shares Outstanding		 51.47M 51.60M 48.96M 48.70M 47.55M 48.08M 46.24M 42.95M 44.81M 45.78M 46.99M
Weighted Average Basic & Diluted Shares Outstanding		 46.12M 45.78M 45.87M 44.91M 43.93M 43.74M 43.24M 41.00M 42.04M 39.33M 38.08M

Annual Cash Flow Statements for Euronet Worldwide

This table details how cash moves in and out of Euronet Worldwide's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -10 335 23 230 672 282 -13 -95 256 241 -125
Net Cash From Operating Activities		 215 392 286 397 504 254 406 748 643 733 560
Net Cash From Continuing Operating Activities		 215 392 286 397 485 254 406 748 643 733 560
Net Income / (Loss) Continuing Operations		 98 174 157 232 347 -3.30 71 231 280 306 313
Consolidated Net Income / (Loss)		 98 174 157 232 347 -3.30 71 231 280 306 313
Depreciation Expense		 70 81 95 106 112 127 136 136 133 132 139
Amortization Expense		 12 13 14 14 17 19 20 3.70 4.00 4.10 4.50
Non-Cash Adjustments To Reconcile Net Income		 54 5.73 29 51 8.91 132 47 72 46 63 77
Changes in Operating Assets and Liabilities, net		 -20 118 -8.52 -5.63 0.39 -21 133 306 181 228 26
Net Cash From Investing Activities		 -194 -136 -102 -132 -229 -106 -98 -454 -158 -223 -139
Net Cash From Continuing Investing Activities		 -194 -136 -102 -132 -229 -106 -98 -454 -158 -223 -139
Purchase of Property, Plant & Equipment		 -81 -94 -103 -121 -139 -105 -100 -112 -104 -132 -139
Acquisitions		 -114 -56 0.00 -13 -94 -1.10 0.00 -343 -1.30 -92 24
Other Investing Activities, net		 1.00 1.29 1.42 1.58 3.72 0.97 1.90 1.20 -53 0.10 -24
Net Cash From Financing Activities		 -1.19 80 -161 2.02 416 35 -212 -1.20 -143 -136 -789
Net Cash From Continuing Financing Activities		 -1.19 80 -161 2.02 416 35 -212 -1.20 -143 -136 -787
Repayment of Debt		 -1,329 -2,506 -2,580 -5,621 -3,185 -2,855 -5,067 -7,739 -7,396 -7,993 -10,171
Repurchase of Common Equity		 -6.08 -77 -3.07 -178 -74 -242 -230 -176 -378 -269 -668
Issuance of Debt		 1,323 2,656 2,411 5,783 3,661 3,114 5,074 7,905 7,623 8,108 10,141
Issuance of Common Equity		 11 6.29 11 19 15 18 11 9.10 7.80 17 9.90
Other Financing Activities, net		 - - - - - - - - 0.00 0.00 -100
Other Net Changes in Cash		 - - - - - - - - - - 242
Cash Interest Paid		 12 14 20 24 13 17 19 29 53 78 70
Cash Income Taxes Paid		 55 43 49 84 74 60 49 86 95 109 153

Quarterly Cash Flow Statements for Euronet Worldwide

This table details how cash moves in and out of Euronet Worldwide's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 223 204 -33 341 387 -454 201 231 -230 -328 251
Net Cash From Operating Activities		 287 136 30 182 440 80 1.70 183 197 178 -122
Net Cash From Continuing Operating Activities		 287 136 30 182 440 80 1.70 183 197 178 -122
Net Income / (Loss) Continuing Operations		 104 70 26 83 152 45 38 98 125 52 37
Consolidated Net Income / (Loss)		 104 70 26 83 152 45 38 98 125 52 37
Depreciation Expense		 33 34 33 34 33 33 32 34 35 38 40
Amortization Expense		 1.00 1.00 1.00 1.00 1.20 0.90 1.00 0.60 1.20 1.70 1.70
Non-Cash Adjustments To Reconcile Net Income		 22 2.60 25 8.70 -17 46 29 20 12 17 6.40
Changes in Operating Assets and Liabilities, net		 128 29 -55 56 271 -45 -99 31 24 70 -207
Net Cash From Investing Activities		 -29 -83 -97 -58 -30 -38 -55 -34 -48 -1.50 -29
Net Cash From Continuing Investing Activities		 -29 -83 -97 -58 -30 -38 -55 -34 -48 -1.50 -29
Purchase of Property, Plant & Equipment		 -30 -28 -27 -37 -30 -38 -27 -38 -39 -35 -32
Acquisitions		 - -1.50 -69 -21 -0.50 -0.30 -0.10 3.30 -13 33 -3.10
Sale of Property, Plant & Equipment		 - - - - - - 0.20 - - - 1.40
Other Investing Activities, net		 0.50 -53 -0.30 -0.30 0.10 0.60 -28 0.30 2.00 1.70 4.80
Net Cash From Financing Activities		 -313 65 81 223 -119 -321 163 -83 -358 -510 441
Net Cash From Continuing Financing Activities		 137 65 81 223 -119 -321 163 -84 -358 -508 441
Repayment of Debt		 -2,458 -1,518 -1,951 -2,181 -1,856 -2,005 -2,542 -2,355 -3,033 -2,242 -1,870
Repurchase of Common Equity		 -296 -53 -2.10 -114 -101 -51 -63 -247 -131 -226 -102
Issuance of Debt		 2,891 1,632 2,033 2,517 1,837 1,722 2,766 2,517 2,902 1,956 2,414
Issuance of Common Equity		 0.70 4.70 1.40 1.90 1.20 13 1.70 1.80 3.40 3.00 0.00
Effect of Exchange Rate Changes		 - 86 -47 -6.00 95 -175 92 - -22 - -39
Cash Interest Paid		 9.50 14 9.40 20 26 23 17 17 20 17 14
Cash Income Taxes Paid		 26 33 20 32 22 35 18 57 30 48 26

Annual Balance Sheets for Euronet Worldwide

This table presents Euronet Worldwide's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 2,193 2,713 3,140 3,321 4,658 4,927 4,744 5,404 5,894 5,835 6,489
Total Current Assets		 1,131 1,585 534 2,088 2,919 3,366 3,308 3,727 4,163 4,037 4,270
Cash & Equivalents		 458 734 280 385 786 1,831 1,804 1,647 1,779 1,279 1,691
Restricted Cash		 45 78 - 77 34 3.33 3.69 7.40 15 9.20 23
Accounts Receivable		 423 503 - 203 202 118 203 271 371 285 335
Prepaid Expenses		 133 192 - 158 218 273 195 359 316 297 312
Other Current Assets		 - - 254 1,907 1,679 1,141 1,102 1,443 1,682 2,167 1,910
Plant, Property, & Equipment, net		 157 202 268 292 360 378 345 337 332 330 375
Total Noncurrent Assets		 904 926 917 1,261 1,379 1,182 1,090 1,340 1,400 1,468 1,843
Noncurrent Note & Lease Receivables		 - - - - - - - 0.00 60 61 88
Goodwill		 685 690 717 704 744 666 642 828 848 859 1,042
Intangible Assets		 168 165 151 114 142 122 98 188 168 189 261
Other Noncurrent Operating Assets		 51 71 49 442 493 395 351 324 325 359 452
Total Liabilities & Shareholders' Equity		 2,193 2,713 0.00 3,321 4,658 4,927 4,744 5,404 5,894 5,835 6,489
Total Liabilities		 1,367 1,812 0.00 2,088 3,078 3,481 3,489 4,159 4,645 4,605 5,166
Total Current Liabilities		 904 1,179 0.00 1,378 1,634 1,855 1,853 2,354 2,701 3,226 3,855
Short-Term Debt		 14 35 - 38 6.09 53 53 50 201 813 1,038
Accounts Payable		 456 457 - 73 82 148 194 222 241 224 269
Accrued Expenses		 383 615 - 253 295 404 368 506 439 476 495
Current Deferred Revenue		 36 44 - 59 59 73 77 65 57 56 60
Current Deferred & Payable Income Tax Liabilities		 15 28 - 40 53 36 59 68 82 86 83
Other Current Liabilities		 - - - 915 1,140 1,141 1,102 1,443 1,682 1,571 1,910
Total Noncurrent Liabilities		 463 633 0.00 710 1,444 1,625 1,636 1,805 1,944 1,379 1,312
Long-Term Debt		 405 562 - 590 1,091 1,438 1,420 1,609 1,715 1,134 1,038
Capital Lease Obligations		 4.15 6.97 - - 242 107 111 103 96 87 101
Noncurrent Deferred & Payable Income Tax Liabilities		 34 44 - 57 56 38 47 28 47 72 78
Other Noncurrent Operating Liabilities		 19 21 - 63 55 43 58 65 86 86 95
Total Equity & Noncontrolling Interests		 826 901 1,199 1,233 1,579 1,446 1,256 1,244 1,250 1,229 1,323
Total Preferred & Common Equity		 825 900 0.00 1,233 1,579 1,446 1,255 1,245 1,250 1,229 1,308
Preferred Stock		 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 825 900 0.00 1,233 1,579 1,446 1,255 1,245 1,250 1,229 1,308
Common Stock		 1,024 1,047 - 1,105 1,191 1,230 1,275 1,253 1,313 1,371 1,551
Retained Earnings		 104 279 - 670 1,017 1,013 1,084 1,348 1,628 1,934 2,243
Treasury Stock		 -139 -215 - -392 -464 -703 -931 -1,106 -1,488 -1,755 -2,425
Accumulated Other Comprehensive Income / (Loss)		 -166 -211 - -151 -165 -94 -173 -251 -203 -322 -62
Noncontrolling Interest		 1.37 1.01 - 0.17 0.07 0.28 0.04 -0.20 -0.20 0.50 15

Quarterly Balance Sheets for Euronet Worldwide

This table presents Euronet Worldwide's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 4,828 5,011 5,221 5,163 5,694 6,061 6,289 6,054 6,555 6,275 6,332
Total Current Assets		 3,246 3,342 3,545 3,536 3,928 4,267 4,386 4,174 4,536 4,241 4,164
Cash & Equivalents		 1,613 1,066 1,138 1,678 1,836 1,272 2,330 2,094 1,329 2,021 1,230
Restricted Cash		 8.40 13 14 14 16 24 19 11 40 44 34
Accounts Receivable		 225 205 243 301 408 428 273 331 328 297 311
Prepaid Expenses		 364 346 305 302 255 269 303 320 354 323 337
Other Current Assets		 1,035 1,713 1,845 1,242 1,414 2,274 1,461 1,419 2,485 1,556 2,253
Plant, Property, & Equipment, net		 318 333 336 328 325 331 340 337 365 367 367
Total Noncurrent Assets		 1,264 1,337 1,340 1,299 1,441 1,463 1,563 1,542 1,654 1,667 1,802
Noncurrent Note & Lease Receivables		 - - - - 61 61 61 87 87 88 89
Goodwill		 765 834 838 818 849 878 913 882 955 950 1,031
Intangible Assets		 180 183 177 167 209 201 206 189 206 199 250
Other Noncurrent Operating Assets		 319 319 325 313 323 324 383 385 406 431 432
Total Liabilities & Shareholders' Equity		 4,828 5,011 5,221 5,163 5,694 6,061 6,289 6,054 6,555 6,275 6,332
Total Liabilities		 3,801 3,739 3,839 4,021 4,450 4,847 4,927 4,752 5,192 4,997 5,105
Total Current Liabilities		 2,170 1,905 2,337 2,569 2,957 3,572 3,471 2,608 3,935 3,673 3,260
Short-Term Debt		 304 0.10 450 450 675 1,234 1,080 294 1,434 1,286 970
Accounts Payable		 170 176 190 207 280 268 266 249 254 210 263
Accrued Expenses		 495 463 435 469 402 403 460 439 492 455 439
Current Deferred Revenue		 59 64 60 55 58 56 58 56 56 55 63
Current Deferred & Payable Income Tax Liabilities		 63 69 83 97 78 81 96 101 97 111 88
Other Current Liabilities		 1,080 1,134 1,119 1,291 1,464 1,529 1,512 1,469 1,602 1,556 1,437
Total Noncurrent Liabilities		 1,630 1,833 1,502 1,452 1,493 1,276 1,456 2,143 1,256 1,324 1,845
Long-Term Debt		 1,428 1,643 1,307 1,263 1,259 1,033 1,196 1,906 1,002 1,071 1,585
Capital Lease Obligations		 95 97 99 95 98 97 95 98 101 100 94
Noncurrent Deferred & Payable Income Tax Liabilities		 38 31 31 29 51 63 78 57 64 60 77
Other Noncurrent Operating Liabilities		 69 63 65 65 86 83 87 82 89 92 90
Total Equity & Noncontrolling Interests		 1,027 1,272 1,382 1,142 1,244 1,214 1,362 1,302 1,363 1,279 1,227
Total Preferred & Common Equity		 1,028 1,273 1,382 1,143 1,244 1,214 1,362 1,302 1,352 1,263 1,211
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,028 1,273 1,382 1,143 1,244 1,214 1,362 1,302 1,352 1,263 1,211
Common Stock		 1,235 1,268 1,282 1,295 1,326 1,338 1,350 1,383 1,399 1,342 1,565
Retained Earnings		 1,281 1,368 1,455 1,559 1,654 1,737 1,889 1,972 2,070 2,192 2,281
Treasury Stock		 -1,106 -1,134 -1,134 -1,430 -1,488 -1,604 -1,706 -1,817 -2,067 -2,199 -2,527
Accumulated Other Comprehensive Income / (Loss)		 -382 -230 -220 -281 -248 -258 -172 -237 -51 -72 -108
Noncontrolling Interest		 -0.53 -0.40 -0.50 -0.60 -0.20 -0.10 0.30 -0.50 12 15 16

Annual Metrics And Ratios for Euronet Worldwide

This table displays calculated financial ratios and metrics derived from Euronet Worldwide's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 6.50% 10.52% 15.00% 12.62% 8.42% -9.72% 20.65% 12.13% 9.80% 8.18% 6.38%
EBITDA Growth		 8.97% 43.52% 11.90% 14.30% 32.23% -68.22% 73.56% 51.18% 16.07% 11.04% 1.71%
EBIT Growth		 8.23% 58.50% 10.36% 15.67% 41.29% -90.66% 296.02% 106.76% 23.09% 14.70% 0.77%
NOPAT Growth		 25.60% 30.58% -12.78% 72.99% 34.81% -104.96% 607.45% 188.10% 9.57% 13.70% 7.76%
Net Income Growth		 -2.95% 76.76% -9.86% 47.91% 49.35% -100.95% 2,233.78% 227.23% 21.15% 9.59% 2.19%
EPS Growth		 -3.17% 76.50% -11.76% 49.47% 48.12% -100.95% 2,300.00% 234.09% 24.72% 17.27% 6.05%
Operating Cash Flow Growth		 -8.50% 82.06% -26.88% 38.76% 27.00% -49.75% 60.27% 84.17% -14.06% 13.95% -23.61%
Free Cash Flow Firm Growth		 -90.31% 4,073.24% -342.34% -9.42% 200.44% 35.67% -68.77% -116.31% 522.50% -188.30% 438.89%
Invested Capital Growth		 22.51% -7.26% 107.82% 63.96% -11.10% -42.39% -14.58% 30.99% 8.47% 34.69% -9.65%
Revenue Q/Q Growth		 0.49% 2.58% 3.91% 1.80% 1.64% 0.52% 3.63% 1.64% 2.56% 2.30% 1.47%
EBITDA Q/Q Growth		 0.53% 1.60% -1.32% 6.46% 8.03% -16.84% -8.97% 11.84% 3.74% -2.86% 2.29%
EBIT Q/Q Growth		 0.47% 0.54% -2.98% 8.34% 9.86% -49.98% -16.46% 19.11% 5.18% -3.40% 1.72%
NOPAT Q/Q Growth		 7.16% -1.70% -26.76% 55.68% 10.12% -134.41% -44.93% 36.72% -0.22% 2.37% -5.25%
Net Income Q/Q Growth		 3.54% -2.72% -24.70% 55.37% 15.56% -110.05% -51.08% 44.48% 0.61% -7.32% 2.12%
EPS Q/Q Growth		 3.39% -2.42% -24.80% 51.60% 17.07% -110.71% -99.19% 102.81% 2.04% -6.52% 0.15%
Operating Cash Flow Q/Q Growth		 -11.10% 94.76% -33.69% 79.61% -11.34% -29.68% 20.41% 35.89% -20.31% -7.03% 21.12%
Free Cash Flow Firm Q/Q Growth		 -84.09% 73.85% -386.60% -883.11% 164.70% -14.84% 118.57% -107.31% -32.34% -178.97% 441.88%
Invested Capital Q/Q Growth		 7.35% -7.29% 87.99% 172.81% 116.85% 0.00% -36.97% 9.70% 16.57% 42.72% 6.80%
Profitability Metrics		 - - - - - - - - - - -
Gross Margin		 24.33% 25.31% 25.99% 85.79% 85.65% 83.72% 83.81% 84.10% 83.65% 83.70% 83.20%
EBITDA Margin		 13.88% 18.02% 17.53% 17.80% 21.70% 7.64% 10.99% 14.82% 15.66% 16.08% 15.37%
Operating Margin		 11.56% 12.75% 11.81% 14.11% 17.28% 1.88% 6.14% 11.47% 11.73% 12.61% 12.48%
EBIT Margin		 9.24% 13.25% 12.72% 13.06% 17.02% 1.76% 5.78% 10.66% 11.95% 12.67% 12.00%
Profit (Net Income) Margin		 5.56% 8.89% 6.97% 9.15% 12.61% -0.13% 2.35% 6.87% 7.58% 7.68% 7.37%
Tax Burden Percent		 69.81% 74.75% 61.22% 78.71% 79.92% -40.44% 51.99% 71.51% 69.81% 68.23% 69.83%
Interest Burden Percent		 86.17% 89.74% 89.50% 89.02% 92.68% 18.68% 78.29% 90.09% 90.83% 88.79% 87.97%
Effective Tax Rate		 30.19% 25.25% 38.78% 21.29% 20.08% 140.44% 48.01% 28.49% 30.19% 31.77% 30.17%
Return on Invested Capital (ROIC)		 21.09% 25.95% 15.28% 14.83% 17.04% -1.14% 8.54% 23.12% 21.42% 19.95% 19.68%
ROIC Less NNEP Spread (ROIC-NNEP)		 65.05% 34.73% -21.94% 7.57% 13.02% 9.91% 19.47% 101.03% 7.60% 12.26% 10.25%
Return on Net Nonoperating Assets (RNNOA)		 -8.45% -5.78% -0.33% 4.26% 7.62% 0.92% -3.32% -4.66% 0.99% 4.77% 4.86%
Return on Equity (ROE)		 12.64% 20.17% 14.95% 19.09% 24.66% -0.22% 5.22% 18.46% 22.41% 24.71% 24.53%
Cash Return on Invested Capital (CROIC)		 0.85% 33.48% -54.78% -33.63% 28.79% 52.65% 24.27% -3.72% 13.29% -9.61% 29.82%
Operating Return on Assets (OROA)		 7.74% 10.58% 9.79% 10.25% 11.73% 0.91% 3.58% 7.06% 7.80% 8.62% 8.27%
Return on Assets (ROA)		 4.66% 7.10% 5.36% 7.19% 8.69% -0.07% 1.46% 4.55% 4.95% 5.22% 5.08%
Return on Common Equity (ROCE)		 12.61% 20.14% 6.40% 9.67% 24.65% -0.22% 5.22% 18.46% 22.42% 24.71% 24.38%
Return on Equity Simple (ROE_SIMPLE)		 11.94% 19.35% 0.00% 18.83% 21.95% -0.23% 5.62% 18.54% 22.36% 24.93% 0.00%
Net Operating Profit after Tax (NOPAT)		 143 187 163 282 380 -19 96 276 302 343 370
NOPAT Margin		 8.07% 9.53% 7.23% 11.11% 13.81% -0.76% 3.19% 8.21% 8.19% 8.61% 8.72%
Net Nonoperating Expense Percent (NNEP)		 -43.97% -8.79% 37.22% 7.26% 4.02% -11.05% -10.93% -77.91% 13.83% 7.69% 9.43%
Return On Investment Capital (ROIC_SIMPLE)		 - - - - - - - 9.17% 9.26% 10.52% 10.57%
Cost of Revenue to Revenue		 75.67% 74.69% 74.01% 14.21% 14.35% 16.28% 16.19% 15.90% 16.35% 16.30% 16.80%
SG&A Expenses to Revenue		 8.82% 8.44% 8.45% 67.22% 64.30% 72.43% 71.85% 68.58% 68.32% 67.79% 67.45%
R&D to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 12.78% 12.55% 14.18% 71.68% 68.37% 81.84% 77.67% 72.62% 71.92% 71.09% 70.72%
Earnings before Interest and Taxes (EBIT)		 164 260 286 331 468 44 173 358 441 506 510
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 246 353 395 451 597 190 329 498 578 642 653
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 4.64 4.20 0.00 4.28 5.39 5.24 5.02 3.76 3.75 3.68 2.45
Price to Tangible Book Value (P/TBV)		 0.00 84.96 0.00 12.75 12.27 11.52 12.21 20.53 19.94 25.02 800.01
Price to Revenue (P/Rev)		 2.16 1.93 1.97 2.08 3.10 3.05 2.10 1.39 1.27 1.13 0.75
Price to Earnings (P/E)		 38.71 21.68 28.30 22.67 24.55 0.00 89.09 20.26 16.74 14.76 10.34
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 2.58% 4.61% 3.53% 4.41% 4.07% 0.00% 1.12% 4.94% 5.98% 6.77% 9.67%
Enterprise Value to Invested Capital (EV/IC)		 5.02 5.16 2.89 2.31 4.30 6.08 5.89 3.54 3.34 2.66 2.06
Enterprise Value to Revenue (EV/Rev)		 2.11 1.82 1.85 2.15 3.28 2.96 2.03 1.43 1.33 1.32 0.87
Enterprise Value to EBITDA (EV/EBITDA)		 15.24 10.13 10.53 12.06 15.13 38.72 18.46 9.62 8.48 8.21 5.64
Enterprise Value to EBIT (EV/EBIT)		 22.89 13.77 14.52 16.44 19.29 167.93 35.08 13.37 11.11 10.41 7.22
Enterprise Value to NOPAT (EV/NOPAT)		 26.21 19.14 25.54 19.33 23.78 0.00 63.51 17.37 16.22 15.33 9.94
Enterprise Value to Operating Cash Flow (EV/OCF)		 17.43 9.13 14.53 13.71 17.90 28.97 14.95 6.40 7.62 7.18 6.57
Enterprise Value to Free Cash Flow (EV/FCFF)		 649.10 14.84 0.00 0.00 14.08 8.44 22.34 0.00 26.14 0.00 6.56
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.51 0.67 0.00 0.51 0.85 1.10 1.26 1.42 1.61 1.66 1.65
Long-Term Debt to Equity		 0.50 0.63 0.00 0.48 0.84 1.07 1.22 1.38 1.45 0.99 0.86
Financial Leverage		 -0.13 -0.17 0.02 0.56 0.59 0.09 -0.17 -0.05 0.13 0.39 0.47
Leverage Ratio		 2.71 2.84 2.79 2.66 2.84 3.17 3.58 4.06 4.53 4.73 4.83
Compound Leverage Factor		 2.34 2.55 2.49 2.36 2.63 0.59 2.80 3.66 4.11 4.20 4.25
Debt to Total Capital		 33.90% 40.15% 0.00% 33.74% 45.88% 52.49% 55.79% 58.61% 61.68% 62.34% 62.20%
Short-Term Debt to Total Capital		 1.12% 2.36% 0.00% 2.04% 0.21% 1.75% 1.86% 1.67% 6.15% 24.90% 29.67%
Long-Term Debt to Total Capital		 32.78% 37.79% 0.00% 31.70% 45.67% 50.74% 53.93% 56.94% 55.53% 37.44% 32.53%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.11% 0.07% 0.00% 0.01% 0.00% 0.01% 0.00% -0.01% -0.01% 0.02% 0.43%
Common Equity to Total Capital		 65.99% 59.78% 0.00% 66.25% 54.12% 47.50% 44.21% 41.40% 38.32% 37.65% 37.37%
Debt to EBITDA		 1.72 1.71 0.00 1.39 2.24 8.42 4.81 3.54 3.48 3.17 3.34
Net Debt to EBITDA		 -0.32 -0.59 0.00 0.37 0.87 -1.25 -0.68 0.22 0.38 1.16 0.71
Long-Term Debt to EBITDA		 1.67 1.61 0.00 1.31 2.23 8.14 4.65 3.44 3.14 1.90 1.74
Debt to NOPAT		 2.96 3.24 0.00 2.23 3.53 -84.73 16.56 6.39 6.66 5.93 5.88
Net Debt to NOPAT		 -0.55 -1.11 0.00 0.59 1.37 12.59 -2.33 0.39 0.72 2.17 1.25
Long-Term Debt to NOPAT		 2.86 3.05 0.00 2.09 3.51 -81.91 16.01 6.21 6.00 3.56 3.08
Altman Z-Score		 2.92 2.61 0.00 3.15 3.22 2.50 2.52 2.17 2.16 2.19 1.85
Noncontrolling Interest Sharing Ratio		 0.22% 0.14% 57.17% 49.32% 0.01% 0.01% 0.01% -0.01% -0.02% 0.01% 0.61%
Liquidity Ratios		 - - - - - - - - - - -
Current Ratio		 1.25 1.34 0.00 1.51 1.79 1.81 1.79 1.58 1.54 1.25 1.11
Quick Ratio		 0.97 1.05 0.00 0.43 0.60 1.05 1.08 0.81 0.80 0.48 0.53
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 5.77 241 -584 -639 642 871 272 -44 187 -165 561
Operating Cash Flow to CapEx		 265.46% 418.36% 277.20% 328.26% 364.09% 240.52% 406.30% 668.13% 621.35% 555.99% 402.73%
Free Cash Flow to Firm to Interest Expense		 0.23 8.50 -17.93 -17.00 17.71 23.78 7.10 -1.18 3.37 -2.06 6.64
Operating Cash Flow to Interest Expense		 8.67 13.82 8.79 10.57 13.92 6.93 10.61 19.95 11.57 9.10 6.62
Operating Cash Flow Less CapEx to Interest Expense		 5.40 10.52 5.62 7.35 10.10 4.05 8.00 16.97 9.71 7.47 4.98
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.84 0.80 0.77 0.79 0.69 0.52 0.62 0.66 0.65 0.68 0.69
Accounts Receivable Turnover		 4.44 4.23 0.00 0.00 13.60 15.54 18.69 14.18 11.50 12.17 13.70
Inventory Turnover		 17.00 19.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 12.54 10.90 9.58 9.06 8.44 6.72 8.28 9.85 11.03 12.06 12.04
Accounts Payable Turnover		 2.97 3.21 0.00 0.00 5.11 3.52 2.84 2.57 2.60 2.80 2.90
Days Sales Outstanding (DSO)		 82.27 86.31 0.00 0.00 26.84 23.48 19.53 25.74 31.74 29.98 26.63
Days Inventory Outstanding (DIO)		 21.47 18.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 122.77 113.87 0.00 0.00 71.50 103.56 128.39 142.09 140.33 130.52 126.08
Cash Conversion Cycle (CCC)		 -19.04 -8.82 0.00 0.00 -44.66 -80.08 -108.86 -116.35 -108.59 -100.53 -99.44
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 747 693 1,439 2,360 2,098 1,209 1,032 1,352 1,467 1,976 1,785
Invested Capital Turnover		 2.61 2.72 2.11 1.34 1.23 1.50 2.67 2.82 2.62 2.32 2.26
Increase / (Decrease) in Invested Capital		 137 -54 747 921 -262 -889 -176 320 115 509 -191
Enterprise Value (EV)		 3,747 3,574 4,159 5,445 9,031 7,344 6,076 4,788 4,898 5,265 3,678
Market Capitalization		 3,825 3,781 4,439 5,279 8,513 7,581 6,299 4,681 4,681 4,518 3,200
Book Value per Share		 $15.61 $17.23 $0.00 $23.91 $29.23 $27.63 $23.75 $25.10 $27.10 $27.97 $31.10
Tangible Book Value per Share		 ($0.54) $0.85 ($16.48) $8.03 $12.84 $12.58 $9.76 $4.60 $5.09 $4.11 $0.10
Total Capital		 1,250 1,505 1,199 1,861 2,918 3,043 2,840 3,007 3,262 3,264 3,499
Total Debt		 424 604 0.00 628 1,339 1,597 1,584 1,762 2,012 2,035 2,176
Total Long-Term Debt		 410 569 0.00 590 1,333 1,544 1,531 1,712 1,811 1,222 1,138
Net Debt		 -79 -208 -280 166 519 -237 -223 108 217 747 463
Capital Expenditures (CapEx)		 81 94 103 121 139 105 100 112 104 132 139
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 -262 -371 254 286 470 -271 -299 -231 -132 335 -260
Debt-free Net Working Capital (DFNWC)		 241 441 534 747 1,291 1,564 1,509 1,423 1,663 1,623 1,454
Net Working Capital (NWC)		 227 406 534 709 1,285 1,510 1,456 1,373 1,462 811 416
Net Nonoperating Expense (NNE)		 44 13 5.92 50 33 -16 25 45 22 37 57
Net Nonoperating Obligations (NNO)		 -79 -208 240 1,127 519 -237 -223 108 217 747 463
Total Depreciation and Amortization (D&A)		 82 93 109 120 129 146 156 140 137 136 143
Debt-free, Cash-free Net Working Capital to Revenue		 -14.77% -18.93% 11.27% 11.26% 17.11% -10.91% -9.98% -6.88% -3.58% 8.40% -6.13%
Debt-free Net Working Capital to Revenue		 13.61% 22.53% 23.71% 29.46% 46.94% 62.98% 50.37% 42.37% 45.08% 40.68% 34.25%
Net Working Capital to Revenue		 12.81% 20.72% 23.71% 27.96% 46.72% 60.84% 48.60% 40.87% 39.64% 20.31% 9.79%
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.89 $3.34 $2.99 $4.52 $6.49 ($0.06) ($1.34) $4.60 $5.77 $6.82 $7.40
Adjusted Weighted Average Basic Shares Outstanding		 52.27M 52.28M 52.52M 51.49M 53.45M 52.66M 52.59M 50.18M 48.48M 44.90M 41.81M
Adjusted Diluted Earnings per Share		 $1.83 $3.23 $2.85 $4.26 $6.31 ($0.06) ($1.32) $4.41 $5.50 $6.45 $6.84
Adjusted Weighted Average Diluted Shares Outstanding		 54.08M 54.00M 55.12M 54.63M 54.91M 52.66M 53.53M 53.46M 51.60M 48.08M 45.78M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 53.07M 52.36M 51.42M 51.87M 53.52M 52,752.85T 51.16M 49.83M 45.78M 43.74M 39.33M
Normalized Net Operating Profit after Tax (NOPAT)		 143 187 184 287 380 107 96 276 302 343 370
Normalized NOPAT Margin		 8.07% 9.53% 8.16% 11.32% 13.81% 4.32% 3.19% 8.21% 8.19% 8.61% 8.72%
Pre Tax Income Margin		 7.96% 11.89% 11.38% 11.63% 15.77% 0.33% 4.53% 9.60% 10.86% 11.25% 10.56%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 6.60 9.16 8.79 8.82 12.92 1.19 4.52 9.55 7.93 6.28 6.03
NOPAT to Interest Expense		 5.76 6.59 5.00 7.50 10.48 -0.52 2.50 7.35 5.43 4.27 4.38
EBIT Less CapEx to Interest Expense		 3.33 5.86 5.62 5.60 9.09 -1.68 1.91 6.56 6.07 4.64 4.38
NOPAT Less CapEx to Interest Expense		 2.50 3.29 1.83 4.28 6.66 -3.39 -0.11 4.36 3.57 2.63 2.73
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 6.17% 44.43% 1.95% 76.62% 21.48% -7,309.87% 326.10% 76.29% 135.38% 87.69% 213.32%

Quarterly Metrics And Ratios for Euronet Worldwide

This table displays calculated financial ratios and metrics derived from Euronet Worldwide's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 39,330,671.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 39,330,671.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 0.95
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 7.81% 10.63% 8.87% 5.02% 9.49% 9.36% 6.83% 8.93% 4.22% 5.86% 10.52%
EBITDA Growth		 3.50% 16.91% 8.55% 4.77% 35.52% -13.14% 9.05% 9.57% -10.65% 11.69% 27.05%
EBIT Growth		 3.60% 24.77% 15.51% 6.06% 42.92% -16.29% 15.95% 12.23% -13.09% 9.40% 28.02%
NOPAT Growth		 1.79% 0.31% 62.83% 2.43% 12.12% 5.91% 59.72% 29.28% 2.14% -21.67% -36.18%
Net Income Growth		 6.76% 2.51% 32.32% -3.26% 45.49% -34.82% 46.56% 17.43% -17.48% 14.35% -2.86%
EPS Growth		 9.63% 8.46% 41.03% 4.85% 56.59% -31.91% 54.55% 31.21% -14.33% 1.04% -2.35%
Operating Cash Flow Growth		 7.16% -54.71% 809.09% -16.00% 53.31% -40.83% -94.33% 0.38% -55.19% 121.54% -7,276.47%
Free Cash Flow Firm Growth		 -82.25% 81.89% 375.37% -154.06% -92.82% -858.24% -101.43% -24.81% -2,383.21% 156.95% -13,644.24%
Invested Capital Growth		 2.08% 8.47% -26.37% 9.40% 10.00% 34.69% 5.01% 10.90% 20.73% -9.65% 74.74%
Revenue Q/Q Growth		 6.91% -4.61% -10.51% 15.08% 11.47% -4.73% -12.58% 17.35% 6.65% -3.23% -8.74%
EBITDA Q/Q Growth		 17.43% -25.10% -40.82% 101.29% 51.90% -52.00% -25.70% 102.26% 23.87% -40.00% -15.48%
EBIT Q/Q Growth		 22.83% -30.91% -52.97% 165.76% 65.52% -59.53% -34.86% 157.21% 28.18% -49.06% -23.78%
NOPAT Q/Q Growth		 32.64% -41.51% -42.53% 129.75% 45.19% -44.75% -13.34% 85.95% 14.71% -57.62% -29.39%
Net Income Q/Q Growth		 21.16% -33.30% -62.30% 217.56% 82.21% -70.12% -15.23% 154.43% 28.05% -58.59% -27.99%
EPS Q/Q Growth		 24.24% -31.22% -60.99% 214.55% 85.55% -70.09% -11.46% 167.06% 21.15% -64.73% -14.43%
Operating Cash Flow Q/Q Growth		 32.41% -52.75% -77.89% 507.33% 141.66% -81.76% -97.88% 10,658.82% 7.87% -9.83% -168.58%
Free Cash Flow Firm Q/Q Growth		 -52.24% -149.13% 205.61% -119.05% 106.34% -6,658.89% 98.20% -1,568.08% -16.02% 263.60% -534.07%
Invested Capital Q/Q Growth		 -39.67% 16.57% -26.69% 60.28% -39.33% 42.72% -24.34% 69.27% -33.95% 6.80% 46.34%
Profitability Metrics		 - - - - - - - - - - -
Gross Margin		 84.70% 83.50% 81.95% 83.98% 84.57% 83.97% 82.08% 83.85% 83.64% 83.05% 81.23%
EBITDA Margin		 19.12% 15.02% 9.93% 17.37% 23.67% 11.93% 10.14% 17.47% 20.29% 12.58% 11.65%
Operating Margin		 16.63% 10.17% 7.47% 13.62% 16.57% 11.72% 8.21% 14.76% 17.02% 9.11% 7.12%
EBIT Margin		 15.76% 11.41% 6.00% 13.85% 20.57% 8.74% 6.51% 14.27% 17.15% 9.03% 7.54%
Profit (Net Income) Margin		 10.38% 7.26% 3.06% 8.44% 13.79% 4.33% 4.19% 9.09% 10.92% 4.67% 3.69%
Tax Burden Percent		 70.79% 70.99% 62.09% 67.97% 72.74% 59.68% 84.40% 74.41% 69.42% 56.80% 56.26%
Interest Burden Percent		 93.05% 89.57% 82.10% 89.60% 92.17% 82.95% 76.34% 85.65% 91.70% 91.11% 86.89%
Effective Tax Rate		 29.21% 29.01% 37.91% 32.03% 27.26% 40.32% 15.60% 25.59% 30.58% 43.20% 43.74%
Return on Invested Capital (ROIC)		 33.99% 18.89% 10.38% 16.13% 35.59% 16.21% 19.23% 18.89% 32.35% 11.68% 8.46%
ROIC Less NNEP Spread (ROIC-NNEP)		 25.28% 19.11% 7.16% 15.22% 63.11% 10.41% 5.80% 17.07% 27.40% 10.76% 8.06%
Return on Net Nonoperating Assets (RNNOA)		 3.75% 2.49% 2.40% 10.39% 3.49% 4.05% 0.85% 14.80% 4.31% 5.10% 5.03%
Return on Equity (ROE)		 37.74% 21.38% 12.78% 26.52% 39.08% 20.26% 20.08% 33.69% 36.66% 16.78% 13.49%
Cash Return on Invested Capital (CROIC)		 22.23% 13.29% 49.31% 5.67% 15.86% -9.61% 19.94% 5.83% 6.77% 29.82% -37.35%
Operating Return on Assets (OROA)		 11.34% 7.45% 4.21% 9.34% 14.01% 5.94% 4.49% 9.36% 11.42% 6.22% 5.29%
Return on Assets (ROA)		 7.47% 4.74% 2.15% 5.69% 9.39% 2.94% 2.89% 5.96% 7.27% 3.22% 2.58%
Return on Common Equity (ROCE)		 37.76% 21.38% 12.78% 26.52% 39.08% 20.25% 20.09% 33.54% 36.44% 16.67% 13.41%
Return on Equity Simple (ROE_SIMPLE)		 24.31% 0.00% 22.99% 23.33% 24.27% 0.00% 24.46% 0.00% 0.00% 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)		 118 69 40 91 133 73 63 118 135 57 41
NOPAT Margin		 11.77% 7.22% 4.64% 9.26% 12.06% 6.99% 6.93% 10.99% 11.82% 5.17% 4.00%
Net Nonoperating Expense Percent (NNEP)		 8.71% -0.22% 3.22% 0.91% -27.52% 5.80% 13.43% 1.82% 4.95% 0.92% 0.41%
Return On Investment Capital (ROIC_SIMPLE)		 - 2.12% - - - 2.24% 1.76% 3.03% 3.62% 1.64% 1.05%
Cost of Revenue to Revenue		 15.30% 16.50% 18.05% 16.02% 15.43% 16.03% 17.92% 16.15% 16.36% 16.95% 18.77%
SG&A Expenses to Revenue		 64.80% 69.83% 70.67% 66.94% 65.01% 69.15% 70.34% 65.94% 63.59% 70.52% 70.17%
R&D to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 68.07% 73.33% 74.48% 70.36% 68.00% 72.25% 73.86% 69.09% 66.62% 73.94% 74.12%
Earnings before Interest and Taxes (EBIT)		 158 109 51 137 226 92 60 153 197 100 76
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 192 144 85 171 260 125 93 188 233 140 118
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 3.45 3.75 4.08 3.91 3.27 3.68 3.59 3.24 2.85 2.45 2.15
Price to Tangible Book Value (P/TBV)		 25.01 19.94 27.24 35.04 18.36 25.02 20.21 22.92 31.50 800.01 0.00
Price to Revenue (P/Rev)		 1.10 1.27 1.35 1.25 1.14 1.13 1.15 1.06 0.86 0.75 0.60
Price to Earnings (P/E)		 14.17 16.74 17.74 16.79 13.50 14.76 14.69 13.18 11.87 10.34 8.46
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 7.05% 5.98% 5.64% 5.96% 7.41% 6.77% 6.81% 7.59% 8.42% 9.67% 11.82%
Enterprise Value to Invested Capital (EV/IC)		 3.22 3.34 3.69 2.55 3.24 2.66 3.26 2.20 2.40 2.06 1.54
Enterprise Value to Revenue (EV/Rev)		 1.13 1.33 1.40 1.53 1.15 1.32 1.20 1.34 0.96 0.87 0.92
Enterprise Value to EBITDA (EV/EBITDA)		 7.29 8.48 8.98 9.82 6.78 8.21 7.50 8.36 6.28 5.64 5.92
Enterprise Value to EBIT (EV/EBIT)		 9.68 11.11 11.73 12.77 8.56 10.41 9.47 10.49 8.00 7.22 7.62
Enterprise Value to NOPAT (EV/NOPAT)		 13.41 16.22 16.51 18.19 13.36 15.33 13.43 14.30 10.26 9.94 11.45
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.03 7.62 7.84 9.16 5.68 7.18 6.91 7.89 8.67 6.57 9.20
Enterprise Value to Free Cash Flow (EV/FCFF)		 14.65 26.14 6.34 47.01 21.38 0.00 16.72 39.64 38.73 6.56 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.58 1.61 1.63 1.95 1.74 1.66 1.77 1.86 1.92 1.65 2.16
Long-Term Debt to Equity		 1.19 1.45 1.09 0.93 0.95 0.99 1.54 0.81 0.92 0.86 1.37
Financial Leverage		 0.15 0.13 0.33 0.68 0.06 0.39 0.15 0.87 0.16 0.47 0.62
Leverage Ratio		 4.61 4.53 4.26 4.35 4.57 4.73 4.62 4.90 4.76 4.83 4.90
Compound Leverage Factor		 4.29 4.06 3.49 3.90 4.22 3.92 3.52 4.19 4.36 4.40 4.26
Debt to Total Capital		 61.29% 61.68% 62.03% 66.08% 63.51% 62.34% 63.84% 65.04% 65.78% 62.20% 68.34%
Short-Term Debt to Total Capital		 15.26% 6.15% 20.61% 34.49% 28.93% 24.90% 8.17% 36.76% 34.42% 29.67% 25.03%
Long-Term Debt to Total Capital		 46.03% 55.53% 41.42% 31.59% 34.58% 37.44% 55.67% 28.28% 31.36% 32.53% 43.31%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 -0.02% -0.01% -0.01% 0.00% 0.01% 0.02% -0.01% 0.30% 0.41% 0.43% 0.40%
Common Equity to Total Capital		 38.73% 38.32% 37.98% 33.93% 36.48% 37.65% 36.18% 34.66% 33.81% 37.37% 31.26%
Debt to EBITDA		 3.25 3.48 3.48 3.99 3.59 3.17 3.54 3.81 3.85 3.34 3.91
Net Debt to EBITDA		 0.21 0.38 0.31 1.80 0.03 1.16 0.30 1.75 0.62 0.71 2.04
Long-Term Debt to EBITDA		 2.44 3.14 2.32 1.91 1.95 1.90 3.09 1.66 1.84 1.74 2.48
Debt to NOPAT		 5.97 6.66 6.39 7.39 7.07 5.93 6.34 6.52 6.29 5.88 7.56
Net Debt to NOPAT		 0.38 0.72 0.57 3.34 0.07 2.17 0.53 3.00 1.01 1.25 3.96
Long-Term Debt to NOPAT		 4.49 6.00 4.27 3.53 3.85 3.56 5.53 2.84 3.00 3.08 4.79
Altman Z-Score		 2.03 1.98 1.98 1.83 1.88 1.96 2.06 1.77 1.80 1.64 1.71
Noncontrolling Interest Sharing Ratio		 -0.05% -0.02% -0.02% -0.02% -0.01% 0.01% -0.03% 0.45% 0.59% 0.61% 0.59%
Liquidity Ratios		 - - - - - - - - - - -
Current Ratio		 1.38 1.54 1.33 1.19 1.26 1.25 1.60 1.15 1.15 1.11 1.28
Quick Ratio		 0.77 0.80 0.76 0.48 0.75 0.48 0.93 0.42 0.63 0.53 0.47
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 93 -45 550 -105 6.64 -436 -7.83 -131 -152 248 -1,077
Operating Cash Flow to CapEx		 970.27% 482.92% 110.70% 496.46% 1,487.50% 209.11% 6.27% 483.86% 505.90% 506.84% -400.00%
Free Cash Flow to Firm to Interest Expense		 6.17 -2.75 36.88 -5.21 0.27 -20.45 -0.40 -4.63 -6.74 17.23 -76.37
Operating Cash Flow to Interest Expense		 19.15 8.22 2.01 9.06 18.19 3.77 0.09 6.49 8.77 12.35 -8.65
Operating Cash Flow Less CapEx to Interest Expense		 17.17 6.52 0.19 7.24 16.97 1.97 -1.31 5.15 7.04 9.92 -10.82
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.72 0.65 0.70 0.67 0.68 0.68 0.69 0.66 0.67 0.69 0.70
Accounts Receivable Turnover		 13.68 11.50 12.28 11.35 13.59 12.17 10.97 10.94 14.67 13.70 13.54
Inventory Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 11.14 11.03 11.44 11.40 11.67 12.06 12.23 11.88 11.83 12.04 12.33
Accounts Payable Turnover		 3.11 2.60 2.70 2.72 2.71 2.80 2.49 2.59 2.92 2.90 2.88
Days Sales Outstanding (DSO)		 26.68 31.74 29.73 32.17 26.85 29.98 33.27 33.38 24.89 26.63 26.96
Days Inventory Outstanding (DIO)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Days Payable Outstanding (DPO)		 117.24 140.33 135.16 134.12 134.76 130.52 146.39 141.17 125.19 126.08 126.54
Cash Conversion Cycle (CCC)		 -90.56 -108.59 -105.43 -101.95 -107.91 -100.53 -113.12 -107.79 -100.30 -99.44 -99.58
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,258 1,467 1,424 2,282 1,384 1,976 1,495 2,530 1,671 1,785 2,612
Invested Capital Turnover		 2.89 2.62 2.24 1.74 2.95 2.32 2.77 1.72 2.74 2.26 2.11
Increase / (Decrease) in Invested Capital		 26 115 -510 196 126 509 71 249 287 -191 1,117
Enterprise Value (EV)		 4,058 4,898 5,250 5,816 4,479 5,265 4,867 5,563 4,008 3,678 4,011
Market Capitalization		 3,942 4,681 5,070 4,748 4,457 4,518 4,674 4,384 3,600 3,200 2,610
Book Value per Share		 $23.01 $27.10 $27.15 $26.46 $30.32 $27.97 $29.77 $31.26 $30.82 $31.10 $30.80
Tangible Book Value per Share		 $3.17 $5.09 $4.06 $2.95 $5.41 $4.11 $5.29 $4.42 $2.79 $0.10 ($1.77)
Total Capital		 2,950 3,262 3,275 3,577 3,733 3,264 3,600 3,900 3,736 3,499 3,875
Total Debt		 1,808 2,012 2,032 2,364 2,371 2,035 2,298 2,537 2,458 2,176 2,649
Total Long-Term Debt		 1,358 1,811 1,357 1,130 1,291 1,222 2,004 1,103 1,172 1,138 1,678
Net Debt		 116 217 180 1,068 22 747 193 1,167 393 463 1,385
Capital Expenditures (CapEx)		 30 28 27 37 30 38 27 38 39 35 31
Debt-free, Cash-free Net Working Capital (DFCFNWC)		 -274 -132 -206 633 -354 335 -245 665 -211 -260 610
Debt-free Net Working Capital (DFNWC)		 1,418 1,663 1,646 1,929 1,994 1,623 1,859 2,035 1,854 1,454 1,874
Net Working Capital (NWC)		 968 1,462 971 695 915 811 1,565 601 568 416 903
Net Nonoperating Expense (NNE)		 14 -0.35 14 8.09 -19 28 25 20 10 5.57 3.21
Net Nonoperating Obligations (NNO)		 116 217 180 1,068 22 747 193 1,167 393 463 1,385
Total Depreciation and Amortization (D&A)		 34 35 34 35 34 33 33 34 36 39 42
Debt-free, Cash-free Net Working Capital to Revenue		 -7.63% -3.58% -5.48% 16.64% -9.08% 8.40% -6.06% 16.08% -5.04% -6.13% 14.06%
Debt-free Net Working Capital to Revenue		 39.42% 45.08% 43.80% 50.69% 51.14% 40.68% 45.93% 49.19% 44.33% 34.25% 43.16%
Net Working Capital to Revenue		 26.91% 39.64% 25.83% 18.26% 23.45% 20.31% 38.67% 14.53% 13.58% 9.79% 20.81%
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.15 $1.49 $0.57 $1.83 $3.41 $1.01 $0.88 $2.31 $3.02 $1.19 $0.96
Adjusted Weighted Average Basic Shares Outstanding		 48.41M 48.48M 45.82M 45.43M 44.42M 44.90M 43.68M 42.32M 40.33M 41.81M 38.92M
Adjusted Diluted Earnings per Share		 $2.05 $1.41 $0.55 $1.73 $3.21 $0.96 $0.85 $2.27 $2.75 $0.97 $0.83
Adjusted Weighted Average Diluted Shares Outstanding		 51.47M 51.60M 48.96M 48.70M 47.55M 48.08M 46.24M 42.95M 44.81M 45.78M 46.99M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 46.12M 45.78M 45.87M 44.91M 43.93M 43.74M 43.24M 41.00M 42.04M 39.33M 38.08M
Normalized Net Operating Profit after Tax (NOPAT)		 118 69 40 91 133 73 63 118 135 57 41
Normalized NOPAT Margin		 11.77% 7.22% 4.64% 9.26% 12.06% 6.99% 6.93% 10.99% 11.82% 5.17% 4.00%
Pre Tax Income Margin		 14.66% 10.22% 4.92% 12.41% 18.96% 7.25% 4.97% 12.22% 15.73% 8.23% 6.55%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 10.55 6.62 3.45 6.80 9.34 4.30 3.07 5.44 8.73 6.95 5.41
NOPAT to Interest Expense		 7.88 4.19 2.67 4.54 5.48 3.44 3.27 4.18 6.02 3.98 2.87
EBIT Less CapEx to Interest Expense		 8.57 4.92 1.63 4.97 8.12 2.49 1.68 4.10 7.00 4.51 3.25
NOPAT Less CapEx to Interest Expense		 5.91 2.49 0.85 2.72 4.25 1.64 1.87 2.84 4.28 1.55 0.71
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 117.39% 135.38% 122.88% 164.39% 81.88% 87.69% 103.52% 139.01% 160.82% 213.32% 226.64%

Financials Breakdown Chart

Key Financial Trends

Below is a concise, data-driven snapshot of Euronet Worldwide (EEFT) using the last four years of quarterly statements provided. The focus is on trends that retail investors may find relevant for assessing performance, profitability, and liquidity.

  • Revenue trend: Operating revenue has grown year over year across the period, rising from about $0.87B in 2022 to roughly $1.11B in 2025 (as seen in Q4 data), indicating sustained top-line expansion.
  • Gross margin stability: Total gross profit remains a large share of revenue, with gross margins typically in the mid-80% range (roughly 83–84% in the latest four quarters), suggesting stable profitability from core activities.
  • Strong operating cash flow: Net cash from continuing operating activities remained robust across 2025, with Q4 2025 reporting about $178M and Q3 2025 around $197M, indicating healthy cash generation from operations.
  • Positive free cash flow in latest period: In Q4 2025, estimated free cash flow (operating cash flow minus capex) was approximately $140M+, a meaningful improvement versus prior year periods when free cash flow was lower.
  • Liquidity position: Cash and cash equivalents were around $2.02B in late 2025 (Q3–Q4), supporting liquidity for near-term obligations and potential growth initiatives.
  • Earnings per share and per-share metrics show some volatility, but overall earnings signals remain positive in several periods (e.g., diluted EPS trending around the $0.97–$2.75 range in various quarters, with increases tied to profitability and share count changes).
  • Debt and leverage posture: Short-term debt has been elevated (around $1.3B in 2025) and long-term debt also sizable (roughly $1.0B–$1.1B in recent periods), contributing to a sizable liability base but consistent with a capital structure that supports ongoing operations and financing activity.
  • Financing activity activity: In 2025, EEFT engaged in notable debt issuance (about $1.95B) and large debt repayments (about $2.24B) in the same quarter, indicating active refinancing and capital allocation decisions rather than static leverage.
  • Net cash from financing activities: For the full year 2025, net cash from financing activities was negative (approximately -$510M), and quarterly results in Q3/Q4 2025 show substantial negative cash flow from financing, which can pressure liquidity if not offset by operating cash.
  • Cash flow and debt burden: The combination of high debt service, sizable debt repayments, and repeated large financing outflows (while cash balances remain strong) points to ongoing leverage activity. This may affect near-term cash flow headroom and influence capital-allocation decisions, including share repurchases and dividends.
05/27/26 09:24 AM ETAI Generated. May Contain Errors.

Euronet Worldwide Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Euronet Worldwide's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Euronet Worldwide's net income appears to be on an upward trend, with a most recent value of $313 million in 2025, rising from $98.49 million in 2015. The previous period was $306.30 million in 2024. View Euronet Worldwide's forecast to see where analysts expect Euronet Worldwide to go next.

Euronet Worldwide's total operating income in 2025 was $529.80 million, based on the following breakdown:
  • Total Gross Profit: $3.53 billion
  • Total Operating Expenses: $3.00 billion

Over the last 10 years, Euronet Worldwide's total revenue changed from $1.77 billion in 2015 to $4.24 billion in 2025, a change of 139.5%.

Euronet Worldwide's total liabilities were at $5.17 billion at the end of 2025, a 12.2% increase from 2024, and a 278.0% increase since 2015.

In the past 10 years, Euronet Worldwide's cash and equivalents has ranged from $280.13 million in 2017 to $1.83 billion in 2020, and is currently $1.69 billion as of their latest financial filing in 2025.

Over the last 10 years, Euronet Worldwide's book value per share changed from 15.61 in 2015 to 31.10 in 2025, a change of 99.2%.


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Financial statements for NASDAQ:EEFT last updated on 5/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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