NASDAQ:FBNC First Bancorp (FBNC) Stock Price, News & Analysis $54.40 +2.50 (+4.81%) As of 11:13 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About First Bancorp Stock (NASDAQ:FBNC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get First Bancorp alerts:Sign Up Key Stats Today's Range$51.69▼$54.1650-Day Range$40.32▼$52.8552-Week Range$34.50▼$54.16Volume42,539 shsAverage Volume214,521 shsMarket Capitalization$2.26 billionP/E Ratio23.25Dividend Yield1.69%Price Target$53.67Consensus RatingModerate Buy Company Overview First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses. The company accepts deposit products, such as checking, savings, and money market accounts, as well as time deposits, including certificate of deposits and individual retirement accounts. It also offers loans for a range of consumer and commercial purposes comprising loans for business, real estate, personal, home improvement, and automobiles, as well as residential mortgages and small business administration loans; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, letter of credits, and safe deposit box rental services, as well as electronic funds transfer services consisting of wire transfers; and internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans, as well as property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina. Read More First Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks50th Percentile Overall ScoreFBNC MarketRank™: First Bancorp scored higher than 50% of companies evaluated by MarketBeat, and ranked 673rd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.4 / 5Analyst RatingModerate Buy Consensus RatingFirst Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageFirst Bancorp has only been the subject of 4 research reports in the past 90 days.Read more about First Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth6.42% Earnings GrowthEarnings for First Bancorp are expected to grow by 6.42% in the coming year, from $3.27 to $3.48 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First Bancorp is 22.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.03.Price to Earnings Ratio vs. SectorThe P/E ratio of First Bancorp is 22.18, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.01.Price to Book Value per Share RatioFirst Bancorp has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about First Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted3.58% of the float of First Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Bancorp has a short interest ratio ("days to cover") of 5.8.Change versus previous monthShort interest in First Bancorp has recently increased by 43.00%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldFirst Bancorp pays a meaningful dividend of 1.77%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFirst Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of First Bancorp is 39.32%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First Bancorp will have a dividend payout ratio of 26.44% next year. This indicates that First Bancorp will be able to sustain or increase its dividend.Read more about First Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted3.58% of the float of First Bancorp has been sold short.Short Interest Ratio / Days to CoverFirst Bancorp has a short interest ratio ("days to cover") of 5.8.Change versus previous monthShort interest in First Bancorp has recently increased by 43.00%, indicating that investor sentiment is decreasing significantly. News and Social Media3.2 / 5News Sentiment0.82 News SentimentFirst Bancorp has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for First Bancorp this week, compared to 3 articles on an average week.Search Interest3 people have searched for FBNC on MarketBeat in the last 30 days. MarketBeat Follows2 people have added First Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, First Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,273.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 3.65% of the stock of First Bancorp is held by insiders.Percentage Held by Institutions68.36% of the stock of First Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about First Bancorp's insider trading history. Receive FBNC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FBNC Stock News HeadlinesAnalysts Set First Bancorp (NASDAQ:FBNC) PT at $53.67August 20 at 2:27 AM | americanbankingnews.comDecoding First Bancorp (FBNC): A Strategic SWOT InsightAugust 7, 2025 | gurufocus.comOne tiny company just cracked Google’s $19B problemAn MIT lab recently cracked a code scientists had been chasing for decades… Turning a “miracle metal” from a $63,000 luxury… into a 90-cent mass production reality. It’s 400x stronger than steel, conducts electricity better than copper… and just saved 379 lives in a single plane crash.August 22 at 2:00 AM | True Market Insiders (Ad)3 Bank Stocks We Steer Clear OfAugust 4, 2025 | finance.yahoo.comFirst Financial Bankshares, First Busey, First BanCorp, First Bancorp, and FB Financial Shares Plummet, What You Need To KnowAugust 1, 2025 | msn.comPiper Sandler Increases Target Price for First Bancorp (FBNC) to $51August 1, 2025 | gurufocus.comFirst Bancorp NC Shows Market Leadership With Jump To 82 RS RatingJuly 29, 2025 | msn.comFirst Bancorp stock hits 52-week high at 50.39 USDJuly 28, 2025 | investing.comSee More Headlines FBNC Stock Analysis - Frequently Asked Questions How have FBNC shares performed this year? First Bancorp's stock was trading at $43.97 at the beginning of the year. Since then, FBNC stock has increased by 18.0% and is now trading at $51.90. How were First Bancorp's earnings last quarter? First Bancorp (NASDAQ:FBNC) announced its earnings results on Wednesday, July, 23rd. The financial services provider reported $0.93 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.88 by $0.05. The financial services provider had revenue of $111.02 million for the quarter, compared to the consensus estimate of $109.22 million. First Bancorp had a net margin of 17.65% and a trailing twelve-month return on equity of 8.96%. Who are First Bancorp's major shareholders? Top institutional investors of First Bancorp include Franklin Resources Inc. (5.63%), State Street Corp (4.18%), Geode Capital Management LLC (2.41%) and Ameriprise Financial Inc. (2.13%). Insiders that own company stock include Mason Y Garrett, Richard H Moore, Michael Goodwin Mayer, Suzanne S Deferie, Carlie C Mclamb Jr, Elizabeth B Bostian, Mary Clara Capel, Abby Jill Donnelly and J Randolph Potter. View institutional ownership trends. How do I buy shares of First Bancorp? Shares of FBNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of First Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that First Bancorp investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY). Company Calendar Record date for 7/25 Dividend6/30/2025Ex-Dividend for 7/25 Dividend6/30/2025Last Earnings7/23/2025Dividend Payable7/25/2025Today8/22/2025Record date for 9/12 Dividend8/28/2025Dividend Payable9/12/2025Next Earnings (Estimated)10/22/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryRegional Banks Current SymbolNASDAQ:FBNC CIK811589 Webwww.localfirstbank.com Phone(910) 246-2500Fax910-576-0662Employees1,396Year Founded1948Price Target and Rating Average Price Target for First Bancorp$53.67 High Price Target$57.00 Low Price Target$51.00 Potential Upside/Downside+3.4%Consensus RatingModerate Buy Rating Score (0-4)2.80 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$2.34 Trailing P/E Ratio22.18 Forward P/E Ratio15.87 P/E GrowthN/ANet Income$76.21 million Net Margins17.65% Pretax Margin22.88% Return on Equity8.96% Return on Assets1.09% Debt Debt-to-Equity Ratio0.06 Current Ratio0.82 Quick Ratio0.82 Sales & Book Value Annual Sales$372.73 million Price / Sales5.77 Cash Flow$3.39 per share Price / Cash Flow15.29 Book Value$37.53 per share Price / Book1.38Miscellaneous Outstanding Shares41,462,000Free Float39,949,000Market Cap$2.15 billion OptionableOptionable Beta0.96 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for September 2025. Learn which stocks have the most short interest and how to trade them. Enter your email address to see which companies made the list.Get This Free Report This page (NASDAQ:FBNC) was last updated on 8/22/2025 by MarketBeat.com Staff From Our Partners[No Brainer Gold Play]: “Show me a better investment.”A Historic Gold Announcement Is About to Rock Wall Street? For months, sharp-eyed analysts have watched the...Golden Portfolio | SponsoredSilver’s Still Under $35… For Now.Silver is trading around $33—but insiders are betting on a $70 breakout by year’s end. With supply shrinkin...GoldenCrest Metals | SponsoredI trusted Trump and got screwedPorter Stansberry says he got one thing wrong—and now millions of Americans could pay the price. After warning...Porter & Company | SponsoredWhat Steve Bannon revealed about Trump’s gold playA Trump advisor just said 3 words that could reset the dollar. It’s a gold move nobody saw coming—and your ...Reagan Gold Group | SponsoredGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. B...Priority Gold | SponsoredUS attacks China, September 30?The White House just ordered more than 400 government agencies to prepare for the next phase of America’s econ...Stansberry Research | SponsoredOne tiny company just cracked Google’s $19B problemGoogle’s AI-powered search could cost $20 billion a year in electricity—nearly half its profits. But new resea...True Market Insiders | SponsoredElon Musk’s New TechnologyElon Musk is building something in Memphis that could eclipse even Tesla and SpaceX. At the heart of it is a n...Paradigm Press | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding First Bancorp Please log in to your account or sign up in order to add this asset to your watchlist. Share First Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.