First Community (FCCO) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, profitability, earnings, media sentiment, valuation, analyst recommendations, risk, institutional ownership and community ranking.

Is MCBS or FCCO a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.3%. First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.6%. MetroCity Bankshares pays out 35.8% of its earnings in the form of a dividend. First Community pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has raised its dividend for 4 consecutive years.

Does the media favor MCBS or FCCO?

In the previous week, First Community had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 3 mentions for First Community and 1 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.71 beat First Community's score of 1.51 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company	Overall Sentiment
MetroCity Bankshares	Very Positive
First Community	Very Positive

Which has preferable earnings and valuation, MCBS or FCCO?

MetroCity Bankshares has higher revenue and earnings than First Community. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$143.02M	5.02	$64.50M	$2.57	10.99
First Community	$64.13M	2.80	$13.95M	$1.98	11.82

Does the MarketBeat Community favor MCBS or FCCO?

First Community received 159 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 44.81% of users gave First Community an outperform vote while only 42.86% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 42.86%	Underperform Votes 24 57.14%
First Community	Outperform Votes 177 44.81%	Underperform Votes 218 55.19%

Do insiders and institutionals have more ownership in MCBS or FCCO?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 61.3% of First Community shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Comparatively, 5.9% of First Community shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has more risk & volatility, MCBS or FCCO?

MetroCity Bankshares has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500.

Do analysts rate MCBS or FCCO?

MetroCity Bankshares presently has a consensus target price of $34.00, indicating a potential upside of 20.40%. First Community has a consensus target price of $29.67, indicating a potential upside of 26.73%. Given First Community's stronger consensus rating and higher possible upside, analysts plainly believe First Community is more favorable than MetroCity Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Is MCBS or FCCO more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to First Community's net margin of 13.49%. MetroCity Bankshares' return on equity of 15.98% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.33%	15.98%	1.79%
First Community	13.49%	10.14%	0.73%

Summary

MetroCity Bankshares and First Community tied by winning 11 of the 22 factors compared between the two stocks.