First Community (FCCO) Competitors

Northeast Bancorp (NASDAQ:NBN) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, valuation, institutional ownership, dividends, risk, media sentiment, analyst recommendations and earnings.

Does the media favor NBN or FCCO?

In the previous week, Northeast Bancorp's average media sentiment score of 0.00 equaled First Community'saverage media sentiment score.

Company	Overall Sentiment
Northeast Bancorp	Neutral
First Community	Neutral

Is NBN or FCCO more profitable?

Northeast Bancorp has a net margin of 22.84% compared to First Community's net margin of 14.48%. Northeast Bancorp's return on equity of 17.46% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Bancorp	22.84%	17.46%	1.91%
First Community	14.48%	10.70%	0.78%

Do analysts recommend NBN or FCCO?

Northeast Bancorp currently has a consensus target price of $97.50, indicating a potential upside of 1.64%. First Community has a consensus target price of $29.67, indicating a potential upside of 15.23%. Given First Community's stronger consensus rating and higher probable upside, analysts clearly believe First Community is more favorable than Northeast Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northeast Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Do insiders & institutionals have more ownership in NBN or FCCO?

61.3% of First Community shares are held by institutional investors. 14.2% of Northeast Bancorp shares are held by company insiders. Comparatively, 5.9% of First Community shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is NBN or FCCO a better dividend stock?

Northeast Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.3%. Northeast Bancorp pays out 0.4% of its earnings in the form of a dividend. First Community pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has increased its dividend for 4 consecutive years. First Community is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, NBN or FCCO?

Northeast Bancorp has higher revenue and earnings than First Community. Northeast Bancorp is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Bancorp	$263.77M	2.99	$58.23M	$8.99	10.67
First Community	$103.43M	1.91	$13.95M	$1.98	13.00

Which has more volatility & risk, NBN or FCCO?

Northeast Bancorp has a beta of 0.59, meaning that its stock price is 41% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500.

Summary

Northeast Bancorp beats First Community on 10 of the 18 factors compared between the two stocks.