First Community (FCCO) Competitors

Old Second Bancorp (NASDAQ:OSBC) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their community ranking, analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

Do institutionals & insiders hold more shares of OSBC or FCCO?

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 61.3% of First Community shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by company insiders. Comparatively, 5.9% of First Community shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has better earnings & valuation, OSBC or FCCO?

Old Second Bancorp has higher revenue and earnings than First Community. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Second Bancorp	$282.62M	2.55	$85.26M	$1.83	8.75
First Community	$65.42M	2.85	$13.95M	$1.98	12.26

Is OSBC or FCCO more profitable?

Old Second Bancorp has a net margin of 24.95% compared to First Community's net margin of 13.49%. Old Second Bancorp's return on equity of 13.73% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Second Bancorp	24.95%	13.73%	1.52%
First Community	13.49%	10.14%	0.73%

Which has more volatility and risk, OSBC or FCCO?

Old Second Bancorp has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.31, suggesting that its share price is 69% less volatile than the S&P 500.

Is OSBC or FCCO a better dividend stock?

Old Second Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.5%. First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.5%. Old Second Bancorp pays out 13.1% of its earnings in the form of a dividend. First Community pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer OSBC or FCCO?

Old Second Bancorp received 155 more outperform votes than First Community when rated by MarketBeat users. Likewise, 59.29% of users gave Old Second Bancorp an outperform vote while only 44.81% of users gave First Community an outperform vote.

Company	Underperform	Outperform
Old Second Bancorp	Outperform Votes 332 59.29%	Underperform Votes 228 40.71%
First Community	Outperform Votes 177 44.81%	Underperform Votes 218 55.19%

Does the media refer more to OSBC or FCCO?

In the previous week, Old Second Bancorp had 15 more articles in the media than First Community. MarketBeat recorded 18 mentions for Old Second Bancorp and 3 mentions for First Community. First Community's average media sentiment score of 1.09 beat Old Second Bancorp's score of 0.70 indicating that First Community is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Second Bancorp	5 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
First Community	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend OSBC or FCCO?

Old Second Bancorp presently has a consensus target price of $20.10, indicating a potential upside of 25.59%. First Community has a consensus target price of $29.67, indicating a potential upside of 22.19%. Given Old Second Bancorp's higher probable upside, equities research analysts clearly believe Old Second Bancorp is more favorable than First Community.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Second Bancorp	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Summary

Old Second Bancorp beats First Community on 13 of the 20 factors compared between the two stocks.