First Community (FCCO) Competitors

LexinFintech (NASDAQ:LX) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, institutional ownership, risk, dividends, valuation and earnings.

Is LX or FCCO more profitable?

First Community has a net margin of 15.87% compared to LexinFintech's net margin of 11.50%. LexinFintech's return on equity of 14.67% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	11.50%	14.67%	7.17%
First Community	15.87%	11.65%	0.87%

Which has more risk & volatility, LX or FCCO?

LexinFintech has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500. Comparatively, First Community has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500.

Which has better earnings & valuation, LX or FCCO?

LexinFintech has higher revenue and earnings than First Community. LexinFintech is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$1.95B	0.45	$150.76M	$1.27	4.11
First Community	$103.43M	2.01	$13.95M	$2.23	12.15

Is LX or FCCO a better dividend stock?

LexinFintech pays an annual dividend of $0.31 per share and has a dividend yield of 5.9%. First Community pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. LexinFintech pays out 24.4% of its earnings in the form of a dividend. First Community pays out 28.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community has increased its dividend for 4 consecutive years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer LX or FCCO?

LexinFintech currently has a consensus target price of $13.60, suggesting a potential upside of 160.29%. First Community has a consensus target price of $29.67, suggesting a potential upside of 9.53%. Given LexinFintech's higher probable upside, analysts plainly believe LexinFintech is more favorable than First Community.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
First Community	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.00

Do institutionals & insiders hold more shares of LX or FCCO?

61.3% of First Community shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by company insiders. Comparatively, 5.9% of First Community shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Does the media prefer LX or FCCO?

In the previous week, LexinFintech and LexinFintech both had 1 articles in the media. LexinFintech's average media sentiment score of 0.88 beat First Community's score of 0.50 indicating that LexinFintech is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LexinFintech	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Community	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Community beats LexinFintech on 10 of the 19 factors compared between the two stocks.