First Citizens BancShares (FCNCA) Stock Forecast & Price Target

$1,742.68 -17.09 (-0.97%)

Closing price 04:00 PM Eastern

Extended Trading

$1,741.20 -1.48 (-0.08%)

As of 06:36 PM Eastern

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First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Hold

Based on 13 Analyst Ratings

Sell
1

Hold
5

Buy
7

Based on 13 Wall Street analysts who have issued ratings for First Citizens BancShares in the last 12 months, the stock has a consensus rating of "Hold." Out of the 13 analysts, 1 has given a sell rating, 5 have given a hold rating, and 7 have given a buy rating for FCNCA.

Consensus Price Target

$2,291.17
31.47% Upside

According to the 13 analysts' twelve-month price targets for First Citizens BancShares, the average price target is $2,291.17. The highest price target for FCNCA is $2,600.00, while the lowest price target for FCNCA is $2,000.00. The average price target represents a forecasted upside of 31.47% from the current price of $1,742.68.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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FCNCA Analyst Ratings Over Time

Type	Current Forecast 10/2/24 to 10/2/25	1 Month Ago 9/2/24 to 9/2/25	3 Months Ago 7/4/24 to 7/4/25	1 Year Ago 10/3/23 to 10/2/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	7 Buy rating(s)	7 Buy rating(s)	8 Buy rating(s)	5 Buy rating(s)
Hold	5 Hold rating(s)	6 Hold rating(s)	5 Hold rating(s)	4 Hold rating(s)
Sell	1 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$2,291.17	$2,291.17	$2,323.67	$2,012.11
Forecasted Upside	31.47% Upside	15.28% Upside	10.97% Upside	10.12% Upside
Consensus Rating	Hold	Moderate Buy	Moderate Buy	Moderate Buy

FCNCA Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

FCNCA Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

First Citizens BancShares Stock vs. The Competition

Type	First Citizens BancShares	Finance Companies	S&P 500
Consensus Rating Score	2.46	2.51	2.53
Consensus Rating	Hold	Moderate Buy	Moderate Buy
Predicted Upside	30.34% Upside	21.99% Upside	10.99% Upside
News Sentiment Rating	Positive News See Recent FCNCA News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
10/1/2025	Citigroup 3 of 5 stars		Reiterated Rating	Underweight
7/28/2025	Cowen 1 of 5 stars		Reiterated Rating	Buy
7/28/2025	Piper Sandler 2 of 5 stars	Stephen Scouten Not Rated	Set Target	Overweight ➝ Neutral	$2,150.00	+2.57%
7/9/2025	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Nichola Holowko Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$2,410.00	+16.64%
7/1/2025	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Anthony Elian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$2,100.00 ➝ $2,250.00	+11.24%
5/21/2025	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	David Chiaverini Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Buy ➝ Hold	$2,050.00	+6.87%
5/15/2025	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	S. Alexopoulos Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Buy	$2,400.00	+22.27%
4/25/2025	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Goldberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Equal Weight	$2,568.00 ➝ $2,400.00	+34.03%
3/18/2025	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Nash Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$2,535.00 ➝ $2,200.00	+21.13%
1/29/2025	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Foran Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Hold	$2,303.00 ➝ $2,384.00	+9.40%
Get the Latest News and Ratings for FCNCA and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for First Citizens BancShares and its competitors with MarketBeat's FREE daily newsletter.
1/27/2025	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	C. Mcgratty Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$2,500.00 ➝ $2,600.00	+18.10%
12/9/2024	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Buy	$2,600.00	+18.36%
10/25/2024	Wedbush Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	D. Chiaverini Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$2,150.00 ➝ $2,000.00	+8.31%
7/2/2024	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	D. Long Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Market Perform ➝ Outperform	$1,900.00	+11.48%
4/15/2024	DA Davidson Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	M. Navas Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Neutral	$1,600.00 ➝ $1,650.00	+5.40%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 07:22 PM ET.

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, September 27, 2025. Please send any questions or comments about these First Citizens BancShares pros and cons to contact@marketbeat.com.

First Citizens BancShares
Bull Case

Here are some ways that investors could benefit from investing in First Citizens BancShares, Inc.:

The current stock price is around $2,150, which reflects a strong market position and investor confidence.
First Citizens BancShares, Inc. has a solid return on equity of 11.32%, indicating effective management and profitability relative to shareholder equity.
The company reported a net margin of 16.37%, showcasing its ability to convert revenue into profit efficiently.
Analysts have given the stock a "Moderate Buy" rating, with an average target price of approximately $2,291.17, suggesting potential for price appreciation.
Corporate insiders own 13.40% of the company's stock, which can indicate confidence in the company's future performance and alignment of interests with shareholders.

First Citizens BancShares
Bear Case

Investors should be bearish about investing in First Citizens BancShares, Inc. for these reasons:

The company has a relatively high debt-to-equity ratio of 1.76, which may indicate higher financial risk due to reliance on debt financing.
Recent trading volume has been lower than average, with only 43,242 shares exchanged compared to an average of 96,520, potentially signaling reduced investor interest.
The stock has experienced volatility, with a 1-year low of $1,473.62 and a high of $2,412.93, which may concern risk-averse investors.
The dividend yield is relatively low at 0.4%, which may not attract income-focused investors looking for higher returns from dividends.
Despite positive earnings reports, the market's reaction can be unpredictable, and there may be external economic factors that could impact future performance.

FCNCA Forecast - Frequently Asked Questions

: According to the research reports of 13 Wall Street equities research analysts, the average twelve-month stock price forecast for First Citizens BancShares is $2,291.17, with a high forecast of $2,600.00 and a low forecast of $2,000.00.
: 13 Wall Street analysts have issued "buy," "hold," and "sell" ratings for First Citizens BancShares in the last year. There is currently 1 sell rating, 5 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" FCNCA shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in FCNCA, but not buy additional shares or sell existing shares.
: According to analysts, First Citizens BancShares's stock has a predicted upside of 31.47% based on their 12-month stock forecasts.
: First Citizens BancShares has been rated by research analysts at Citigroup, Cowen, Piper Sandler, and UBS Group in the past 90 days.
: Analysts like First Citizens BancShares less than other "finance" companies. The consensus rating for First Citizens BancShares is Hold while the average consensus rating for "finance" companies is Moderate Buy. Learn more on how FCNCA compares to other companies.

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This page (NASDAQ:FCNCA) was last updated on 10/2/2025 by MarketBeat.com Staff

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First Citizens BancShares (FCNCA) Stock Forecast & Price Target

First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Consensus Price Target

FCNCA Analyst Ratings Over Time

FCNCA Analyst Recommendations By Month

FCNCA Price Targets by Month

First Citizens BancShares Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

First Citizens BancShares
Bull Case

First Citizens BancShares
Bear Case

FCNCA Forecast - Frequently Asked Questions

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First Citizens BancShares (FCNCA) Stock Forecast & Price Target

First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Consensus Price Target

FCNCA Analyst Ratings Over Time

FCNCA Analyst Recommendations By Month

FCNCA Price Targets by Month

First Citizens BancShares Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

First Citizens BancShares Bull Case

First Citizens BancShares Bear Case

FCNCA Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

First Citizens BancShares
Bull Case

First Citizens BancShares
Bear Case