NASDAQ:FFBC First Financial Bancorp. (FFBC) Stock Price, News & Analysis $23.77 +0.22 (+0.93%) As of 01:35 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About First Financial Bancorp. Stock (NASDAQ:FFBC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FFBC alerts:Sign Up Key Stats Today's Range$23.53▼$23.8550-Day Range$23.07▼$25.8452-Week Range$21.10▼$31.18Volume44,769 shsAverage Volume404,225 shsMarket Capitalization$2.28 billionP/E Ratio9.51Dividend Yield4.04%Price Target$29.00Consensus RatingHold Company Overview First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio. Read More First Financial Bancorp. Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks91st Percentile Overall ScoreFFBC MarketRank™: First Financial Bancorp. scored higher than 91% of companies evaluated by MarketBeat, and ranked 161st out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingHold Consensus RatingFirst Financial Bancorp. has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageFirst Financial Bancorp. has only been the subject of 4 research reports in the past 90 days.Read more about First Financial Bancorp.'s stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.92% Earnings GrowthEarnings for First Financial Bancorp. are expected to grow by 4.92% in the coming year, from $2.64 to $2.77 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First Financial Bancorp. is 9.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.05.Price to Earnings Ratio vs. SectorThe P/E ratio of First Financial Bancorp. is 9.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.92.Price to Book Value per Share RatioFirst Financial Bancorp. has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about First Financial Bancorp.'s valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.30% of the float of First Financial Bancorp. has been sold short.Short Interest Ratio / Days to CoverFirst Financial Bancorp. has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Financial Bancorp. has recently decreased by 7.52%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipFirst Financial Bancorp. is a leading dividend payer. It pays a dividend yield of 4.05%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFirst Financial Bancorp. has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of First Financial Bancorp. is 38.40%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First Financial Bancorp. will have a dividend payout ratio of 34.66% next year. This indicates that First Financial Bancorp. will be able to sustain or increase its dividend.Read more about First Financial Bancorp.'s dividend. Sustainability and ESG2.4 / 5Environmental Score-0.68 Percentage of Shares Shorted1.30% of the float of First Financial Bancorp. has been sold short.Short Interest Ratio / Days to CoverFirst Financial Bancorp. has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First Financial Bancorp. has recently decreased by 7.52%, indicating that investor sentiment is improving significantly. News and Social Media1.5 / 5News Sentiment0.71 News SentimentFirst Financial Bancorp. has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for First Financial Bancorp. this week, compared to 4 articles on an average week. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, First Financial Bancorp. insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $19,006.00 in company stock.Percentage Held by InsidersOnly 1.13% of the stock of First Financial Bancorp. is held by insiders.Percentage Held by Institutions77.23% of the stock of First Financial Bancorp. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about First Financial Bancorp.'s insider trading history. Receive FFBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First Financial Bancorp. and its competitors with MarketBeat's FREE daily newsletter. Email Address FFBC Stock News HeadlinesAnalyzing Ohio Valley Banc (NASDAQ:OVBC) & First Financial Bancorp. (NASDAQ:FFBC)August 5 at 3:51 AM | americanbankingnews.comFirst Financial Bancorp (NASDAQ:FFBC) Has Announced That It Will Be Increasing Its Dividend To $0.25August 2, 2025 | finance.yahoo.comBillionaires are piling into this gold investmentBillionaires Are Piling into a Special Gold Investment With record gold prices, everyday Americans are scrambling to buy gold coins and bars. But some savvy investors have used a different way to profit from gold bull runs — a special investment with a long history of making 13 times … 21 times … 157 times … even a surprising 1,000 times more than physical gold.August 8 at 2:00 AM | Weiss Ratings (Ad)First Financial Bancorp. Reports Record Revenue and Strong ProfitabilityJuly 28, 2025 | msn.comFirst Financial Bancorp (FFBC) Q2 2025 Earnings Call Highlights: Record Revenue and Strategic ...July 26, 2025 | gurufocus.comWhy First Financial Bancorp (FFBC) Stock Is Up TodayJuly 26, 2025 | msn.comQ2 2025 First Financial Bancorp Earnings Call TranscriptJuly 25, 2025 | gurufocus.comEarnings call transcript: First Financial Bancorp beats Q2 2025 forecastsJuly 25, 2025 | investing.comSee More Headlines FFBC Stock Analysis - Frequently Asked Questions How have FFBC shares performed this year? First Financial Bancorp.'s stock was trading at $26.88 at the beginning of the year. Since then, FFBC shares have decreased by 11.6% and is now trading at $23.77. How were First Financial Bancorp.'s earnings last quarter? First Financial Bancorp. (NASDAQ:FFBC) released its earnings results on Thursday, July, 24th. The bank reported $0.74 earnings per share for the quarter, beating the consensus estimate of $0.69 by $0.05. The bank earned $226.30 million during the quarter, compared to analyst estimates of $219.95 million. First Financial Bancorp. had a trailing twelve-month return on equity of 10.57% and a net margin of 19.41%. Read the conference call transcript. Who are First Financial Bancorp.'s major shareholders? Top institutional investors of First Financial Bancorp. include Geode Capital Management LLC (2.44%), Bank of New York Mellon Corp (1.08%), First Financial Bank Trust Division (0.93%) and Nordea Investment Management AB (0.31%). Insiders that own company stock include William G Barron, Richard S Dennen, Claude E Davis, Scott T Crawley, James R Shank and Dawn C Morris. View institutional ownership trends. How do I buy shares of First Financial Bancorp.? Shares of FFBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of First Financial Bancorp. own? Based on aggregate information from My MarketBeat watchlists, some other companies that First Financial Bancorp. investors own include Waste Connections (WCN), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY), The RMR Group (RMR), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 6/16 Dividend6/02/2025Ex-Dividend for 6/16 Dividend6/02/2025Dividend Payable6/16/2025Last Earnings7/24/2025Today8/08/2025Record date for 9/15 Dividend9/02/2025Ex-Dividend for 9/15 Dividend9/02/2025Dividend Payable9/15/2025Next Earnings (Estimated)10/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:FFBC CIK708955 Webwww.bankatfirst.com Phone(877) 322-9530Fax513-867-3111Employees2,090Year Founded1863Price Target and Rating Average Price Target for First Financial Bancorp.$29.00 High Price Target$32.00 Low Price Target$27.00 Potential Upside/Downside+23.1%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.50 Trailing P/E Ratio9.42 Forward P/E Ratio8.92 P/E GrowthN/ANet Income$228.83 million Net Margins19.41% Pretax Margin23.03% Return on Equity10.57% Return on Assets1.42% Debt Debt-to-Equity Ratio0.40 Current Ratio0.90 Quick Ratio0.90 Sales & Book Value Annual Sales$1.62 billion Price / Sales1.39 Cash Flow$2.95 per share Price / Cash Flow7.99 Book Value$26.72 per share Price / Book0.88Miscellaneous Outstanding Shares95,740,000Free Float94,654,000Market Cap$2.25 billion OptionableOptionable Beta0.98 Social Links The Best High-Yield Dividend Stocks for 2025Discover the 10 Best High-Yield Dividend Stocks for 2025 and secure reliable income in uncertain markets. 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