First Financial Bancorp. Company Profile (NASDAQ:FFBC)

About First Financial Bancorp. (NASDAQ:FFBC)

First Financial Bancorp. logoFirst Financial Bancorp. (First Financial) is a regional bank holding company. First Financial is engaged in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank, National Association (the Bank). The range of banking services provided by First Financial to individuals and businesses include commercial lending, real estate lending and consumer financing. It offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits and cash management services for commercial customers. First Financial's Wealth Management division provides a range of trust and asset management services. As of December 31, 2016, it operated 102 banking centers. Its banking operating markets are located within the three state region of Ohio, Indiana and Kentucky. As of December 31, 2016, it operated 60 banking centers in Ohio, 38 banking centers in Indiana and four banking centers in Kentucky.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:FFBC
  • CUSIP: 32020910
  • Web:
  • Market Cap: $1.62529 billion
  • Outstanding Shares: 62,152,000
Average Prices:
  • 50 Day Moving Avg: $25.04
  • 200 Day Moving Avg: $26.25
  • 52 Week Range: $20.55 - $29.80
  • Trailing P/E Ratio: 17.48
  • Foreward P/E Ratio: 14.83
  • P/E Growth: 1.73
Sales & Book Value:
  • Annual Revenue: $339.87 million
  • Price / Sales: 4.83
  • Book Value: $14.45 per share
  • Price / Book: 1.83
  • Annual Dividend: $0.68
  • Dividend Yield: 2.6%
  • Net Margins: 24.28%
  • Return on Equity: 10.65%
  • Return on Assets: 1.10%
  • Debt-to-Equity Ratio: 1.20%
  • Current Ratio: 0.94%
  • Quick Ratio: 0.94%
  • Average Volume: 323,769 shs.
  • Beta: 1.2
  • Short Ratio: 5.37

Frequently Asked Questions for First Financial Bancorp. (NASDAQ:FFBC)

What is First Financial Bancorp.'s stock symbol?

First Financial Bancorp. trades on the NASDAQ under the ticker symbol "FFBC."

How often does First Financial Bancorp. pay dividends? What is the dividend yield for First Financial Bancorp.?

First Financial Bancorp. announced a quarterly dividend on Tuesday, July 25th. Stockholders of record on Friday, September 1st will be paid a dividend of $0.17 per share on Monday, October 2nd. This represents a $0.68 dividend on an annualized basis and a dividend yield of 2.58%. The ex-dividend date is Wednesday, August 30th. View First Financial Bancorp.'s Dividend History.

How were First Financial Bancorp.'s earnings last quarter?

First Financial Bancorp. (NASDAQ:FFBC) announced its quarterly earnings results on Tuesday, July, 25th. The company reported $0.37 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.38 by $0.01. The firm had revenue of $85.97 million for the quarter, compared to the consensus estimate of $89.52 million. First Financial Bancorp. had a net margin of 24.28% and a return on equity of 10.65%. During the same quarter last year, the company earned $0.36 EPS. View First Financial Bancorp.'s Earnings History.

When will First Financial Bancorp. make its next earnings announcement?

First Financial Bancorp. is scheduled to release their next quarterly earnings announcement on Thursday, October, 19th 2017. View Earnings Estimates for First Financial Bancorp..

Where is First Financial Bancorp.'s stock going? Where will First Financial Bancorp.'s stock price be in 2017?

7 brokers have issued 12 month price objectives for First Financial Bancorp.'s shares. Their predictions range from $25.00 to $31.00. On average, they expect First Financial Bancorp.'s stock price to reach $28.29 in the next twelve months. View Analyst Ratings for First Financial Bancorp..

Who are some of First Financial Bancorp.'s key competitors?

Who are First Financial Bancorp.'s key executives?

First Financial Bancorp.'s management team includes the folowing people:

  • Anthony M. Stollings, President and Chief Banking Officer of First Financial Bancorp. and First Financial Bank
  • Claude E. Davis, Chief Executive Officer, Director of the Company and Bank
  • J. Wickliffe Ach, Independent Vice Chairman of the Board
  • John M. Gavigan, Chief Financial Officer
  • Richard S. Dennen CPA, President - Commercial Finance Group of the Bank
  • Bradley J. Ringwald, President - Community Banking of the Bank
  • Shannon M. Kuhl, Chief Legal Officer, Chief Compliance Officer and Corporate Secretary of the Company and Bank
  • William J. Sorg, Chief Risk Officer of the company and Bank
  • Matthew B. Burgess, Chief Internal Auditor of the Comapny and the Bank
  • Murph Knapke, Non-Executive Independent Chairman of the Board

How do I buy First Financial Bancorp. stock?

Shares of First Financial Bancorp. can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is First Financial Bancorp.'s stock price today?

One share of First Financial Bancorp. stock can currently be purchased for approximately $26.40.

MarketBeat Community Rating for First Financial Bancorp. (NASDAQ FFBC)
Community Ranking:  1.4 out of 5 (star)
Outperform Votes:  106 (Vote Outperform)
Underperform Votes:  264 (Vote Underperform)
Total Votes:  370
MarketBeat's community ratings are surveys of what our community members think about First Financial Bancorp. and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for First Financial Bancorp. (NASDAQ:FFBC) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Sell Rating, 3 Hold Ratings, 3 Buy Ratings
Consensus Rating:Hold (Score: 2.29)
Consensus Price Target: $28.29 (7.14% upside)
Consensus Price Target History for First Financial Bancorp. (NASDAQ:FFBC)
Price Target History for First Financial Bancorp. (NASDAQ:FFBC)
Analysts' Ratings History for First Financial Bancorp. (NASDAQ:FFBC)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
10/6/2017Piper Jaffray CompaniesSet Price TargetHold$28.00N/AView Rating Details
9/8/2017Royal Bank Of CanadaReiterated RatingHold$28.00MediumView Rating Details
7/28/2017Sandler O'NeillUpgradeHold -> Buy$28.00 -> $29.00MediumView Rating Details
7/27/2017Barclays PLCLower Price TargetUnderweight$27.00 -> $25.00MediumView Rating Details
7/26/2017StephensUpgradeEqual Weight -> Overweight$31.00HighView Rating Details
4/10/2017Keefe, Bruyette & WoodsReiterated RatingHold$27.00LowView Rating Details
3/23/2017DA DavidsonInitiated CoverageBuy$30.00LowView Rating Details
10/6/2016Raymond James Financial, Inc.DowngradeOutperform -> Market PerformN/AView Rating Details
7/25/2016Hilliard LyonsDowngradeBuy -> NeutralN/AView Rating Details
7/7/2016Jefferies Group LLCReiterated RatingHold$21.00N/AView Rating Details
2/29/2016FIG PartnersDowngradeOutperform -> Market Perform$18.50N/AView Rating Details
(Data available from 10/17/2015 forward)


Earnings History for First Financial Bancorp. (NASDAQ:FFBC)
Earnings by Quarter for First Financial Bancorp. (NASDAQ:FFBC)
Earnings History by Quarter for First Financial Bancorp. (NASDAQ FFBC)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/19/2017$0.39N/AView Earnings Details
7/25/2017Q2 17$0.38$0.37$89.52 million$85.97 millionViewN/AView Earnings Details
4/20/2017Q1 2017$0.35$0.39$86.84 million$86.30 millionViewN/AView Earnings Details
1/19/2017Q416$0.37$0.38$86.90 million$87.11 millionViewN/AView Earnings Details
10/20/2016Q316$0.36$0.37$86.73 million$85.77 millionViewN/AView Earnings Details
7/21/2016Q216$0.34$0.36$84.87 million$87.33 millionViewN/AView Earnings Details
4/21/2016Q116$0.33$0.32$83.23 million$82.07 millionViewN/AView Earnings Details
1/21/2016Q415$0.34$0.32$84.55 million$81.90 millionViewListenView Earnings Details
10/22/2015Q315$0.30$0.30$81.15 million$83.51 millionViewListenView Earnings Details
7/30/2015Q215$0.30$0.31$77.06 million$80.09 millionViewListenView Earnings Details
4/30/2015Q115$0.29$0.29$76.65 million$76.20 millionViewN/AView Earnings Details
1/29/2015Q4$0.31$0.32$78.70 million$78.08 millionViewN/AView Earnings Details
10/30/2014Q314$0.27$0.26$73.73 million$74.87 millionViewN/AView Earnings Details
7/24/2014Q214$0.28$0.28$73.70 million$70.64 millionViewN/AView Earnings Details
4/29/2014Q114$0.28$0.28$71.66 million$68.99 millionViewN/AView Earnings Details
1/31/2014Q413$0.27$0.31$75.65 millionViewN/AView Earnings Details
10/24/2013Q313$0.27$0.26$79.58 millionViewN/AView Earnings Details
7/25/2013Q2 2013$0.26$0.27$79.20 millionViewN/AView Earnings Details
4/24/2013Q1 2013$0.26$0.24$82.01 millionViewN/AView Earnings Details
1/29/2013Q4 2012$0.25$0.28$87.76 millionViewN/AView Earnings Details
10/25/2012$0.29$0.28ViewN/AView Earnings Details
7/24/2012$0.30$0.30ViewN/AView Earnings Details
4/25/2012$0.30$0.29ViewN/AView Earnings Details
1/25/2012$0.30$0.31ViewN/AView Earnings Details
7/28/2011$0.30$0.27ViewN/AView Earnings Details
4/27/2011$0.28$0.29ViewN/AView Earnings Details
1/26/2011$0.33$0.24ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for First Financial Bancorp. (NASDAQ:FFBC)
2017 EPS Consensus Estimate: $1.49
2018 EPS Consensus Estimate: $1.67
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$0.36$0.36$0.36
Q2 20171$0.36$0.36$0.36
Q3 20172$0.37$0.39$0.38
Q4 20171$0.39$0.39$0.39
Q1 20181$0.36$0.36$0.36
Q2 20181$0.41$0.41$0.41
Q3 20181$0.44$0.44$0.44
Q4 20181$0.46$0.46$0.46
(Data provided by Zacks Investment Research)


Current Dividend Information for First Financial Bancorp. (NASDAQ:FFBC)
Most Recent Dividend:10/2/2017
Annual Dividend:$0.68
Dividend Yield:2.58%
Payout Ratio:45.03% (Trailing 12 Months of Earnings)
44.44% (Based on This Year's Estimates)
38.20% (Based on Next Year's Estimates)
Dividend Payments by Quarter for First Financial Bancorp. (NASDAQ:FFBC)

Dividend History by Quarter for First Financial Bancorp. (NASDAQ FFBC)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for First Financial Bancorp. (NASDAQ:FFBC)
Insider Ownership Percentage: 1.88%
Institutional Ownership Percentage: 74.23%
Insider Trades by Quarter for First Financial Bancorp. (NASDAQ:FFBC)
Institutional Ownership by Quarter for First Financial Bancorp. (NASDAQ:FFBC)
Insider Trades by Quarter for First Financial Bancorp. (NASDAQ:FFBC)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
10/10/2017J Wickliffe AchDirectorBuy101$26.47$2,673.47View SEC Filing  
9/8/2017Matthew B. BurgessInsiderBuy200$23.28$4,656.00View SEC Filing  
8/17/2017Bradley J RingwaldInsiderSell1,000$24.34$24,340.00View SEC Filing  
8/1/2017C Douglas LeffersonInsiderSell40,000$25.69$1,027,600.00View SEC Filing  
7/28/2017Richard E OlszewskiDirectorBuy500$25.45$12,725.00View SEC Filing  
7/10/2017J Wickliffe AchDirectorBuy97$28.02$2,717.94View SEC Filing  
5/9/2017Paul C SilvaInsiderSell1,713$27.66$47,381.58View SEC Filing  
4/7/2017David S BarkerDirectorBuy340$26.85$9,129.00View SEC Filing  
4/3/2017Matthew B. BurgessInsiderBuy184$27.11$4,988.24View SEC Filing  
1/5/2017Jeffrey D MeyerDirectorBuy245$28.17$6,901.65View SEC Filing  
12/14/2016Peter E GeierDirectorSell2,000$28.05$56,100.00View SEC Filing  
12/9/2016Shannon M. KuhlSVPSell2,735$28.90$79,041.50View SEC Filing  
11/28/2016Shannon M KuhlSVPSell104$26.65$2,771.60View SEC Filing  
11/21/2016Bradley J RingwaldInsiderSell800$25.31$20,248.00View SEC Filing  
11/15/2016Jeffrey D MeyerDirectorSell5,000$24.79$123,950.00View SEC Filing  
11/10/2016Claude E DavisCEOSell41,020$22.33$915,976.60View SEC Filing  
10/27/2016William J KramerDirectorSell2,700$21.60$58,320.00View SEC Filing  
10/11/2016Maribeth S RaheDirectorBuy370$21.35$7,899.50View SEC Filing  
8/16/2016Bradley J RingwaldInsiderSell1,000$21.52$21,520.00View SEC Filing  
8/5/2016Holly M FosterEVPSell2,021$21.84$44,138.64View SEC Filing  
8/3/2016Knapke MurphDirectorSell15,000$21.20$318,000.00View SEC Filing  
8/1/2016Anthony M. StollingsCOOSell13,081$21.11$276,139.91View SEC Filing  
7/29/2016Shannon M KuhlSVPSell1,100$21.42$23,562.00View SEC Filing  
7/18/2016J Wickliffe AchDirectorBuy111$20.34$2,257.74View SEC Filing  
5/25/2016Claude E DavisCEOSell8,750$19.74$172,725.00View SEC Filing  
5/16/2016Richard S BarbercheckEVPSell1,500$18.97$28,455.00View SEC Filing  
4/6/2016J Wickliffe AchDirectorBuy126$17.95$2,261.70View SEC Filing  
3/15/2016C Douglas LeffersonInsiderSell8,416$18.29$153,928.64View SEC Filing  
3/11/2016Bradley J RingwaldInsiderSell2,500$18.07$45,175.00View SEC Filing  
2/16/2016Richard S BarbercheckEVPSell1,500$16.58$24,870.00View SEC Filing  
1/6/2016J Wickliffe AchDirectorBuy127$17.33$2,200.91View SEC Filing  
12/17/2015Shannon M KuhlSVPSell5,426$18.47$100,218.22View SEC Filing  
11/23/2015Knapke MurphDirectorSell9,500$19.92$189,240.00View SEC Filing  
10/6/2015Maribeth S. RaheDirectorBuy415$18.89$7,839.35View SEC Filing  
8/17/2015Richard S BarbercheckEVPSell1,500$19.11$28,665.00View SEC Filing  
7/7/2015Maribeth S RaheDirectorBuy430$17.44$7,499.20View SEC Filing  
2/27/2015Jeffrey D MeyerDirectorSell5,000$17.52$87,600.00View SEC Filing  
2/13/2015Claude E DavisCEOSell21,000$17.77$373,170.00View SEC Filing  
2/6/2015C Douglas LeffersonInsiderSell10,653$17.97$191,434.41View SEC Filing  
2/5/2015Jeffrey D MeyerDirectorSell5,796$17.47$101,256.12View SEC Filing  
2/5/2015Shannon M KuhlSVPSell1,548$17.38$26,904.24View SEC Filing  
11/26/2014Jeffrey D MeyerDirectorSell18,070$18.09$326,886.30View SEC Filing  
7/15/2014Maribeth S RaheDirectorBuy443$16.85$7,464.55View SEC Filing  
5/30/2014Richard S BarbercheckEVPSell1,500$16.26$24,390.00View SEC Filing  
5/9/2014William KramerDirectorSell2,671$15.77$42,121.67View SEC Filing  
2/27/2014C Douglas LeffersonInsiderSell6,353$16.86$107,111.58View SEC Filing  
2/27/2014Richard BarbercheckEVPSell2,000$16.87$33,740.00View SEC Filing  
11/18/2013William KramerDirectorSell2,680$15.79$42,317.20View SEC Filing  
8/13/2013C Douglas LeffersonCOOSell4,849$16.20$78,553.80View SEC Filing  
5/31/2013Donald M CisleDirectorSell3,500$15.61$54,635.00View SEC Filing  
5/22/2013Jill L WymanEVPSell2,305$15.92$36,695.60View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for First Financial Bancorp. (NASDAQ:FFBC)
Latest Headlines for First Financial Bancorp. (NASDAQ:FFBC)
DateHeadline logoIs It Time To Buy First Financial Bancorp (FFBC)? - October 13 at 9:15 PM logo$88.30 Million in Sales Expected for First Financial Bancorp. (FFBC) This Quarter - October 12 at 11:52 AM logoFirst Financial Bancorp. (FFBC) Scheduled to Post Earnings on Thursday - October 12 at 2:12 AM logoPiper Jaffray Companies Analysts Give First Financial Bancorp. (FFBC) a $28.00 Price Target - October 7 at 7:54 AM logoFirst Financial Bancorp. to Announce Third Quarter 2017 Financial Results on Thursday, October 19, 2017 - October 6 at 7:04 PM logoFirst Financial Bancorp. (FFBC) Receives Consensus Rating of "Hold" from Analysts - October 1 at 8:56 AM logoFirst Financial Bancorp (Ohio) : FFBC-US: Dividend Analysis : September 01st, 2017 (record date) : By the numbers : September 22, 2017 - September 23 at 9:43 AM logo Brokerages Expect First Financial Bancorp. (FFBC) Will Announce Earnings of $0.38 Per Share - September 21 at 2:30 PM logo Brokerages Anticipate First Financial Bancorp. (FFBC) Will Announce Quarterly Sales of $88.30 Million - September 20 at 9:24 AM logoFirst Financial Bancorp. (FFBC) Expected to Announce Earnings of $0.38 Per Share - September 18 at 12:32 PM logoETFs with exposure to First Financial Bancorp (Ohio) : September 13, 2017 - September 13 at 8:04 PM logoFirst Financial Bancorp (Ohio) :FFBC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 12, 2017 - September 12 at 7:27 PM logoFirst Financial Bancorp. (FFBC) Given Hold Rating at Royal Bank Of Canada - September 9 at 6:14 AM logoOversold Conditions For First Financial Bancorp (FFBC) - September 7 at 6:47 PM logoFirst Financial Bancorp. (FFBC) Receives Consensus Recommendation of "Hold" from Brokerages - September 6 at 8:38 AM logoFirst Financial Bancorp. (FFBC) Expected to Post Quarterly Sales of $88.30 Million - September 1 at 3:26 AM logo Analysts Expect First Financial Bancorp. (FFBC) to Announce $0.38 EPS - August 31 at 12:20 AM logoFirst Financial Bancorp. (FFBC) Insider Bradley J. Ringwald Sells 1,000 Shares - August 18 at 1:22 PM logoSee what the IHS Markit Score report has to say about First Financial Bancorp. - August 15 at 5:03 AM logoFirst Financial Bancorp. (NASDAQ:FFBC) Short Interest Up 26.3% in July - August 13 at 2:20 AM logoFirst Financial Bancorp. (FFBC) Given Average Rating of "Hold" by Analysts - August 12 at 12:04 PM logoFirst Financial Bancorp - August 11 at 7:05 PM logoIHS Markit Score downgrades First Financial Bancorp to 32 out of 100, ranking positively in two out of three available IHS Markit categories. - August 11 at 7:05 PM logoIHS Markit Score upgrades First Financial Bancorp to 36 out of 100, ranking positively in two out of four IHS Markit categories. - August 10 at 7:58 PM logoFirst Financial Bancorp (Ohio) – Value Analysis (NASDAQ:FFBC) : August 8, 2017 - August 8 at 6:21 PM logoFirst Financial Bancorp. Expected to Earn Q1 2018 Earnings of $0.36 Per Share (FFBC) - August 7 at 7:58 AM logoMAINSOURCE FINANCIAL INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of MainSource Financial Group, Inc. - August 3 at 8:31 PM logoBrokers Set Expectations for First Financial Bancorp.'s FY2017 Earnings (NASDAQ:FFBC) - August 3 at 10:29 AM logoFirst Financial Bancorp. to Post FY2017 Earnings of $1.55 Per Share, DA Davidson Forecasts (FFBC) - August 3 at 10:29 AM logoQ3 2017 Earnings Forecast for First Financial Bancorp. Issued By FIG Partners (NASDAQ:FFBC) - August 2 at 7:28 AM logoFirst Financial Bancorp. (FFBC) Insider Sells $1,027,600.00 in Stock - August 1 at 7:28 PM logoFirst Financial Bancorp. (NASDAQ:FFBC) Director Buys $12,725.00 in Stock - July 31 at 8:11 PM logoFirst Financial Bancorp. (FFBC) Lifted to "Buy" at Sandler O'Neill - July 30 at 10:36 AM logoFirst Financial Bancorp (Ohio) breached its 50 day moving average in a Bearish Manner : FFBC-US : July 27, 2017 - July 28 at 8:34 PM logoWeissLaw LLP: MainSource Financial Group Inc. Acquisition May Not Be in the Best Interests of MSFG Shareholders - July 28 at 8:34 PM logoFirst Financial Bancorp. Forecasted to Earn Q3 2017 Earnings of $0.39 Per Share (FFBC) - July 28 at 7:30 AM logoBank stocks have crushed it since Trump took office; here's how Fifth Third, other Cincinnati lenders have fared - July 27 at 7:12 PM logoFirst Financial Bancorp. (FFBC) Expected to Post Quarterly Sales of $90.41 Million - July 27 at 1:36 PM logoEdited Transcript of FFBC earnings conference call or presentation 26-Jul-17 12:30pm GMT - July 27 at 12:11 AM logoFirst Financial Bank getting a lot bigger with latest acquisition - July 26 at 7:10 PM logoFirst Financial Bancorp is Oversold - July 26 at 7:10 PM logoFirst Financial Bancorp's (FFBC) CEO Claude Davis on Q2 2017 Results - Earnings Call Transcript - July 26 at 7:10 PM logoInvestor Network: First Financial Bancorp. to Host Earnings Call - July 26 at 7:10 PM logoFirst Financial Bancorp.'s (NASDAQ:FFBC) Hold Rating Reiterated at Stephens - July 26 at 5:02 PM logoFirst Financial Bancorp. (NASDAQ:FFBC) Announces Quarterly Earnings Results - July 25 at 10:33 PM logoFirst Financial Bancorp Reveals 1% Advance In Q2 Profit - July 25 at 6:51 PM logoFirst Financial Bancorp (FFBC), MainSource Financial (MSFG) Agree to Merge - July 25 at 6:51 PM logoTop-Performing Midwest Community Banking Organizations Announce Agreement to Merge - July 25 at 6:51 PM logoFirst Financial Bancorp. Announces Second Quarter Results - July 25 at 6:51 PM logoFirst Financial misses Street 2Q forecasts - July 25 at 6:51 PM



First Financial Bancorp. (FFBC) Chart for Tuesday, October, 17, 2017

This page was last updated on 10/17/2017 by Staff

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