First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2020, the company operated 143 full service banking centers, 32 of which are leased facilities. It operates 63 banking centers in Ohio, three banking centers in Illinois, 63 banking centers in Indiana, and 14 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Overall MarketRank^™

1.60 out of 5 stars

Finance Sector

548th out of 1,951 stocks

National Commercial Banks Industry

59th out of 164 stocks

1.0 Analyst's Opinion

Consensus Rating
First Financial Bancorp. has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.
Price Target Upside/Downside
According to analysts' consensus price target of $23.00, First Financial Bancorp. has a forecasted downside of 9.1% from its current price of $25.31.
Amount of Analyst Coverage
First Financial Bancorp. has only been the subject of 1 research reports in the past 90 days.

1.6 Community Rank

Outperform Votes
First Financial Bancorp. has received 264 “outperform” votes. (Add your “outperform” vote.)
Underperform Votes
First Financial Bancorp. has received 570 “underperform” votes. (Add your “underperform” vote.)
Community Sentiment
First Financial Bancorp. has received 68.35% “underperform” votes from our community.

MarketBeat's community ratings are surveys of what our community members think about First Financial Bancorp. and other stocks. Vote “Outperform” if you believe FFBC will outperform the S&P 500 over the long term. Vote “Underperform” if you believe FFBC will underperform the S&P 500 over the long term. You may vote once every thirty days.

2.5 Dividend Strength

Dividend Yield
First Financial Bancorp. pays a meaningful dividend of 3.61%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
First Financial Bancorp. has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of First Financial Bancorp. is 42.99%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, First Financial Bancorp. will have a dividend payout ratio of 63.01% next year. This indicates that First Financial Bancorp. will be able to sustain or increase its dividend.

1.7 Company Ownership

Insider Buying vs. Insider Selling
In the past three months, First Financial Bancorp. insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,239,151.00 in company stock.
Percentage Held by Insiders
Only 2.00% of the stock of First Financial Bancorp. is held by insiders.
Percentage Held by Institutions
72.72% of the stock of First Financial Bancorp. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.3 Earnings and Valuation

Earnings Growth
Earnings for First Financial Bancorp. are expected to decrease by -10.43% in the coming year, from $1.63 to $1.46 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of First Financial Bancorp. is 16.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.28.
Price to Earnings Ratio vs. Sector
The P/E ratio of First Financial Bancorp. is 16.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.87.
Price to Book Value per Share Ratio
First Financial Bancorp. has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

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First Financial Bancorp. (NASDAQ:FFBC) Frequently Asked Questions

Is First Financial Bancorp. a buy right now?

1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for First Financial Bancorp. in the last twelve months. There are currently 1 hold rating for the stock. The consensus among Wall Street analysts is that investors should "hold" First Financial Bancorp. stock. A hold rating indicates that analysts believe investors should maintain any existing positions they have in FFBC, but not buy additional shares or sell existing shares.
View analyst ratings for First Financial Bancorp. or view top-rated stocks.

What stocks does MarketBeat like better than First Financial Bancorp.?

Wall Street analysts have given First Financial Bancorp. a "Hold" rating, but there may be better short-term opportunities in the market. Some of MarketBeat's past winning trading ideas have resulted in 5-15% weekly gains. MarketBeat just released five new trading ideas, but First Financial Bancorp. wasn't one of them. MarketBeat thinks these five stocks may be even better buys.
View MarketBeat's top stock picks here.

When is First Financial Bancorp.'s next earnings date?

First Financial Bancorp. is scheduled to release its next quarterly earnings announcement on Thursday, July 22nd 2021.
View our earnings forecast for First Financial Bancorp..

How were First Financial Bancorp.'s earnings last quarter?

First Financial Bancorp. (NASDAQ:FFBC) released its quarterly earnings results on Wednesday, April, 21st. The bank reported $0.50 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.48 by $0.02. The bank had revenue of $154.20 million for the quarter, compared to the consensus estimate of $157.18 million. First Financial Bancorp. had a trailing twelve-month return on equity of 7.42% and a net margin of 22.09%. First Financial Bancorp.'s revenue was up 3.0% on a year-over-year basis. During the same quarter in the previous year, the company earned $0.29 EPS.
View First Financial Bancorp.'s earnings history.

How has First Financial Bancorp.'s stock been impacted by COVID-19 (Coronavirus)?

First Financial Bancorp.'s stock was trading at $14.96 on March 11th, 2020 when COVID-19 (Coronavirus) reached pandemic status according to the World Health Organization (WHO). Since then, FFBC shares have increased by 69.2% and is now trading at $25.31.
View which stocks have been most impacted by COVID-19.

How often does First Financial Bancorp. pay dividends? What is the dividend yield for First Financial Bancorp.?

First Financial Bancorp. announced a quarterly dividend on Tuesday, April 27th. Investors of record on Tuesday, June 1st will be given a dividend of $0.23 per share on Tuesday, June 15th. This represents a $0.92 annualized dividend and a dividend yield of 3.63%. The ex-dividend date is Friday, May 28th.
View First Financial Bancorp.'s dividend history.

Is First Financial Bancorp. a good dividend stock?

First Financial Bancorp. pays an annual dividend of $0.92 per share and currently has a dividend yield of 3.63%. First Financial Bancorp. does not yet have a strock track record of dividend growth. The dividend payout ratio of First Financial Bancorp. is 42.99%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, First Financial Bancorp. will have a dividend payout ratio of 63.01% next year. This indicates that First Financial Bancorp. will be able to sustain or increase its dividend.
View First Financial Bancorp.'s dividend history.

What price target have analysts set for FFBC?

1 equities research analysts have issued 1-year price targets for First Financial Bancorp.'s stock. Their forecasts range from $23.00 to $23.00. On average, they expect First Financial Bancorp.'s share price to reach $23.00 in the next year. This suggests that the stock has a possible downside of 9.1%.
View analysts' price targets for First Financial Bancorp. or view top-rated stocks among Wall Street analysts.

Who are First Financial Bancorp.'s key executives?

First Financial Bancorp.'s management team includes the following people:

Mr. Archie M. Brown Jr., Pres, CEO & Director (Age 60, Pay $1.46M)
Mr. James Michael Anderson, Exec. VP & CFO (Age 49, Pay $658.75k)
Mr. John M. Gavigan, Exec. VP & COO (Age 43, Pay $574.7k)
Ms. Karen Ball Woods J.D., Exec. VP, Corp. Sec., Gen. Counsel & Chief Risk Officer (Age 53, Pay $591.62k)
Mr. Andrew K. Hauck, Exec. VP of Commercial Banking (Age 59, Pay $614.46k)
Mr. Scott T. Crawley CPA, Corp. Controller & Principal Accounting Officer (Age 40)
Ms. Linda Novitski, Interim CTO, VP & Applications Mang. of First Financial Bank N A
Ms. Amanda N. Neeley, Exec. VP, Chief Marketing Officer & Strategy Officer
Mr. Brendan J. Burns, Head of Small Bus. Credit Function
Mr. Thomas R. Saelinger, Market Pres of Northern Kentucky

What is Archie Brown's approval rating as First Financial Bancorp.'s CEO?

7 employees have rated First Financial Bancorp. CEO Archie Brown on Glassdoor.com. Archie Brown has an approval rating of 100% among First Financial Bancorp.'s employees. This puts Archie Brown in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

Who are some of First Financial Bancorp.'s key competitors?

Some companies that are related to First Financial Bancorp. include The PNC Financial Services Group (PNC), Truist Financial (TFC), First Republic Bank (FRC), SVB Financial Group (SIVB), Fifth Third Bancorp (FITB), KeyCorp (KEY), Regions Financial (RF), M&T Bank (MTB), Huntington Bancshares (HBAN), Signature Bank (SBNY), East West Bancorp (EWBC), Western Alliance Bancorporation (WAL), First Horizon (FHN), Zions Bancorporation, National Association (ZION) and Commerce Bancshares (CBSH).
View all of FFBC's competitors.

What other stocks do shareholders of First Financial Bancorp. own?

Based on aggregate information from My MarketBeat watchlists, some companies that other First Financial Bancorp. investors own include AT&T (T), Carnival Co. & (CCL), Enterprise Products Partners (EPD), Energy Transfer (ET), Altria Group (MO), Verizon Communications (VZ), Gilead Sciences (GILD), Simon Property Group (SPG), Exxon Mobil (XOM) and American Airlines Group (AAL).

What is First Financial Bancorp.'s stock symbol?

First Financial Bancorp. trades on the NASDAQ under the ticker symbol "FFBC."

Who are First Financial Bancorp.'s major shareholders?

First Financial Bancorp.'s stock is owned by a number of retail and institutional investors. Top institutional investors include BlackRock Inc. (14.71%), The Manufacturers Life Insurance Company (1.14%), First Financial Bank Trust Division (0.78%), Chartwell Investment Partners LLC (0.59%), Rhumbline Advisers (0.35%) and LSV Asset Management (0.25%). Company insiders that own First Financial Bancorp. stock include Claude E Davis, J Wickliffe Ach, Knust Susan L Purkrabek, Maribeth S Rahe, Richard S Dennen, Thomas Murray Obrien and Vince Berta.
View institutional ownership trends for First Financial Bancorp..

Which institutional investors are selling First Financial Bancorp. stock?

FFBC stock was sold by a variety of institutional investors in the last quarter, including State of New Jersey Common Pension Fund D, Dean Investment Associates LLC, Assenagon Asset Management S.A., BlackRock Inc., The Manufacturers Life Insurance Company , State of Alaska Department of Revenue, Los Angeles Capital Management LLC, and New York State Teachers Retirement System. Company insiders that have sold First Financial Bancorp. company stock in the last year include Claude E Davis, and Richard S Dennen.
View insider buying and selling activity for First Financial Bancorp. or view top insider-selling stocks.

Which institutional investors are buying First Financial Bancorp. stock?

FFBC stock was acquired by a variety of institutional investors in the last quarter, including First Financial Bank Trust Division, Chartwell Investment Partners LLC, Robeco Institutional Asset Management B.V., BNP Paribas Arbitrage SA, Everence Capital Management Inc., Alps Advisors Inc., Victory Capital Management Inc., and Legacy Financial Advisors Inc.. Company insiders that have bought First Financial Bancorp. stock in the last two years include J Wickliffe Ach, Knust Susan L Purkrabek, Maribeth S Rahe, Thomas Murray Obrien, and Vince Berta.
View insider buying and selling activity for First Financial Bancorp. or or view top insider-buying stocks.

How do I buy shares of First Financial Bancorp.?

Shares of FFBC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

What is First Financial Bancorp.'s stock price today?

One share of FFBC stock can currently be purchased for approximately $25.31.

How much money does First Financial Bancorp. make?

First Financial Bancorp. has a market capitalization of $2.47 billion and generates $738.95 million in revenue each year. The bank earns $198.07 million in net income (profit) each year or $2.14 on an earnings per share basis.

How many employees does First Financial Bancorp. have?

First Financial Bancorp. employs 2,063 workers across the globe.

When was First Financial Bancorp. founded?

First Financial Bancorp. was founded in 1863.

What is First Financial Bancorp.'s official website?

The official website for First Financial Bancorp. is www.bankatfirst.com.

Where are First Financial Bancorp.'s headquarters?

First Financial Bancorp. is headquartered at 255 EAST FIFTH STREET SUITE 800, CINCINNATI OH, 45202.

How can I contact First Financial Bancorp.?

First Financial Bancorp.'s mailing address is 255 EAST FIFTH STREET SUITE 800, CINCINNATI OH, 45202. The bank can be reached via phone at 877-322-9530 or via email at [email protected]

This page was last updated on 5/10/2021 by MarketBeat.com Staff

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