First Savings Financial Group (FSFG) Competitors

First Savings Financial Group (NASDAQ:FSFG) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, earnings, analyst recommendations, valuation, dividends, media sentiment and institutional ownership.

Do insiders and institutionals have more ownership in FSFG or MCBS?

35.2% of First Savings Financial Group shares are owned by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are owned by institutional investors. 16.1% of First Savings Financial Group shares are owned by company insiders. Comparatively, 27.5% of MetroCity Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts recommend FSFG or MCBS?

First Savings Financial Group presently has a consensus target price of $32.33, indicating a potential upside of 23.32%. MetroCity Bankshares has a consensus target price of $34.00, indicating a potential upside of 19.34%. Given First Savings Financial Group's stronger consensus rating and higher possible upside, equities analysts clearly believe First Savings Financial Group is more favorable than MetroCity Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is FSFG or MCBS more profitable?

MetroCity Bankshares has a net margin of 27.98% compared to First Savings Financial Group's net margin of 14.92%. MetroCity Bankshares' return on equity of 15.61% beat First Savings Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	14.92%	10.60%	0.79%
MetroCity Bankshares	27.98%	15.61%	1.83%

Which has more risk & volatility, FSFG or MCBS?

First Savings Financial Group has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.64, indicating that its share price is 36% less volatile than the S&P 500.

Is FSFG or MCBS a better dividend stock?

First Savings Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. MetroCity Bankshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.5%. First Savings Financial Group pays out 20.7% of its earnings in the form of a dividend. MetroCity Bankshares pays out 39.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 12 consecutive years.

Does the media refer more to FSFG or MCBS?

In the previous week, First Savings Financial Group's average media sentiment score of 1.00 beat MetroCity Bankshares' score of 0.00 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Overall Sentiment
First Savings Financial Group	Positive
MetroCity Bankshares	Neutral

Which has stronger earnings and valuation, FSFG or MCBS?

MetroCity Bankshares has higher revenue and earnings than First Savings Financial Group. First Savings Financial Group is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$134.52M	1.36	$13.59M	$3.09	8.49
MetroCity Bankshares	$235.98M	3.08	$64.50M	$2.56	11.13

Summary

MetroCity Bankshares beats First Savings Financial Group on 10 of the 18 factors compared between the two stocks.