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Firstsun Capital Bancorp (FSUN) Financials

Firstsun Capital Bancorp logo
$35.39 -0.21 (-0.59%)
Closing price 05/23/2025 04:00 PM Eastern
Extended Trading
$35.40 +0.01 (+0.01%)
As of 05/23/2025 04:04 PM Eastern
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Annual Income Statements for Firstsun Capital Bancorp

Annual Income Statements for Firstsun Capital Bancorp

This table shows Firstsun Capital Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021
Net Income / (Loss) Attributable to Common Shareholders		 76 104 59 43
Consolidated Net Income / (Loss)		 76 104 59 43
Net Income / (Loss) Continuing Operations		 76 104 59 43
Total Pre-Tax Income 		95 131 74 52
Total Revenue		 387 373 331 279
Net Interest Income / (Expense)		 297 293 242 155
Total Interest Income		 460 414 267 169
Loans and Leases Interest Income		 422 386 248 159
Investment Securities Interest Income		 18 17 13 7.98
Other Interest Income		 19 11 5.64 2.07
Total Interest Expense		 163 120 25 14
Deposits Interest Expense		 151 101 13 8.54
Federal Funds Purchased and Securities Sold Interest Expense		 0.19 0.23 0.12 0.06
Other Interest Expense		 12 19 12 5.52
Total Non-Interest Income		 90 79 90 124
Service Charges on Deposit Accounts		 9.50 9.94 9.86 13
Other Service Charges		 75 64 73 103
Net Realized & Unrealized Capital Gains on Investments		 -0.03 -0.11 0.16 0.77
Investment Banking Income		 5.79 5.69 6.81 7.80
Provision for Credit Losses		 28 18 18 3.00
Total Non-Interest Expense		 264 223 239 225
Salaries and Employee Benefits		 155 133 134 152
Net Occupancy & Equipment Expense		 36 33 31 28
Other Operating Expenses		 56 51 50 41
Amortization Expense		 3.55 4.82 4.22 1.42
Restructuring Charge		 13 0.00 19 3.09
Income Tax Expense		 19 28 15 8.68
Basic Earnings per Share		 $2.76 $4.15 $2.55 $2.36
Weighted Average Basic Shares Outstanding		 27.75M 27.43M - -
Diluted Earnings per Share		 $2.69 $4.08 $2.48 $2.30
Weighted Average Diluted Shares Outstanding		 27.75M 27.43M - -
Weighted Average Basic & Diluted Shares Outstanding		 27.75M 27.43M - -

Quarterly Income Statements for Firstsun Capital Bancorp

This table shows Firstsun Capital Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 16 22 25 12 24 25 28 26 27
Consolidated Net Income / (Loss)		 16 22 25 12 24 25 28 26 27
Net Income / (Loss) Continuing Operations		 16 22 25 12 24 25 28 26 27
Total Pre-Tax Income 		20 29 31 15 30 32 36 33 34
Total Revenue		 99 98 96 94 89 92 98 93 93
Net Interest Income / (Expense)		 77 76 73 71 72 73 74 74 68
Total Interest Income		 116 119 115 110 110 107 102 95 74
Loans and Leases Interest Income		 106 108 105 102 102 100 95 89 68
Investment Securities Interest Income		 4.44 4.77 4.77 4.49 4.42 4.23 4.23 4.16 3.64
Other Interest Income		 5.53 5.72 4.57 3.29 3.41 2.98 2.49 2.14 1.85
Total Interest Expense		 39 43 42 39 38 33 28 21 5.28
Deposits Interest Expense		 36 40 38 36 36 31 21 14 3.27
Federal Funds Purchased and Securities Sold Interest Expense		 0.04 0.04 0.05 0.06 0.06 0.07 0.07 0.03 0.05
Other Interest Expense		 2.76 3.15 3.10 2.79 2.29 2.40 7.40 6.58 1.95
Total Non-Interest Income		 22 22 23 23 17 19 24 19 25
Service Charges on Deposit Accounts		 -8.46 6.24 5.95 5.77 -5.91 5.48 5.36 5.02 4.81
Other Service Charges		 29 14 16 16 21 12 17 12 18
Investment Banking Income		 1.44 1.40 1.49 1.46 1.36 1.40 1.48 1.46 1.55
Provision for Credit Losses		 4.85 5.00 1.20 17 6.58 3.89 4.42 3.36 3.75
Total Non-Interest Expense		 74 65 64 62 52 56 58 56 56
Salaries and Employee Benefits		 38 39 40 37 30 34 34 35 33
Net Occupancy & Equipment Expense		 9.87 9.12 8.70 8.60 8.45 8.49 8.14 8.36 8.22
Other Operating Expenses		 16 14 14 13 13 13 14 12 14
Amortization Expense		 1.43 0.65 0.65 0.82 0.83 0.90 2.05 1.04 0.94
Restructuring Charge		 8.01 1.63 1.05 2.49 - 0.00 0.00 0.00 0.00
Income Tax Expense		 3.81 6.15 6.54 2.99 6.39 6.76 7.65 7.14 7.63
Basic Earnings per Share		 $0.59 $0.81 $0.90 $0.46 $0.97 $1.01 $1.12 $1.05 $1.07
Weighted Average Basic Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M - - -
Diluted Earnings per Share		 $0.57 $0.79 $0.88 $0.45 $0.94 $1.00 $1.11 $1.03 $1.04
Weighted Average Diluted Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M - - -
Weighted Average Basic & Diluted Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M - - -

Annual Cash Flow Statements for Firstsun Capital Bancorp

This table details how cash moves in and out of Firstsun Capital Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021
Net Change in Cash & Equivalents		 137 136 -325 466
Net Cash From Operating Activities		 101 125 97 113
Net Cash From Continuing Operating Activities		 101 125 97 113
Net Income / (Loss) Continuing Operations		 76 104 59 43
Consolidated Net Income / (Loss)		 76 104 59 43
Provision For Loan Losses		 28 18 18 3.00
Depreciation Expense		 7.38 7.42 7.95 7.18
Amortization Expense		 3.17 3.83 6.57 5.48
Non-Cash Adjustments to Reconcile Net Income		 -13 -0.15 32 76
Changes in Operating Assets and Liabilities, net		 0.21 -7.71 -27 -22
Net Cash From Investing Activities		 -81 -327 -538 -294
Net Cash From Continuing Investing Activities		 -81 -327 -538 -294
Purchase of Property, Leasehold Improvements and Equipment		 -5.41 -4.27 -2.20 -3.46
Purchase of Investment Securities		 -66 -75 337 -249
Sale of Property, Leasehold Improvements and Equipment		 0.00 0.00 0.00 0.01
Sale and/or Maturity of Investments		 120 115 191 174
Other Investing Activities, net		 -129 -363 -1,064 -215
Net Cash From Financing Activities		 116 338 116 647
Net Cash From Continuing Financing Activities		 116 338 116 647
Net Change in Deposits		 298 610 -281 701
Issuance of Debt		 5,460 2,041 785 0.00
Issuance of Common Equity		 82 -0.17 -0.58 -0.46
Repayment of Debt		 -5,715 -2,301 -332 -30
Other Financing Activities, Net		 -9.99 -12 -55 -23
Cash Interest Paid		 155 92 12 8.75
Cash Income Taxes Paid		 15 28 6.18 6.60

Quarterly Cash Flow Statements for Firstsun Capital Bancorp

This table details how cash moves in and out of Firstsun Capital Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022
Net Change in Cash & Equivalents		 42 38 152 -96 35 -49 104 45 18
Net Cash From Operating Activities		 4.96 48 21 27 41 19 41 25 55
Net Cash From Continuing Operating Activities		 4.96 48 21 27 41 19 41 25 55
Net Income / (Loss) Continuing Operations		 16 22 25 12 24 25 28 26 25
Consolidated Net Income / (Loss)		 16 22 25 12 24 25 28 26 25
Provision For Loan Losses		 4.85 5.00 1.20 17 6.58 3.89 4.42 3.36 5.60
Depreciation Expense		 1.93 1.84 1.81 1.79 1.76 1.87 1.90 1.89 2.65
Amortization Expense		 0.69 1.07 0.70 0.72 -0.01 1.18 1.67 0.99 2.23
Non-Cash Adjustments to Reconcile Net Income		 4.88 -4.29 -16 2.90 3.11 2.20 1.89 -7.35 19
Changes in Operating Assets and Liabilities, net		 -24 22 8.97 -7.11 5.54 -16 2.83 -0.38 0.95
Net Cash From Investing Activities		 92 -105 -43 -25 -98 -4.14 -87 -138 -359
Net Cash From Continuing Investing Activities		 92 -105 -43 -25 -98 -4.14 -87 -138 -359
Purchase of Property, Leasehold Improvements and Equipment		 -2.26 -1.07 -1.07 -1.01 -2.90 -0.16 -0.15 -1.06 -0.40
Purchase of Investment Securities		 1.20 -8.02 -49 -9.87 -35 -19 -2.49 -19 -22
Sale and/or Maturity of Investments		 24 12 55 29 31 41 13 30 20
Other Investing Activities, net		 69 -108 -48 -43 -91 -26 -98 -148 -357
Net Cash From Financing Activities		 -54 94 174 -98 93 -63 151 158 323
Net Cash From Continuing Financing Activities		 -54 94 174 -98 93 -63 151 158 323
Net Change in Deposits		 22 30 174 71 34 190 156 229 4.95
Issuance of Debt		 1,445 1,966 1,676 373 494 440 640 467 590
Issuance of Common Equity		 -0.51 3.38 -0.02 79 -0.21 -0.01 0.03 0.03 -0.17
Repayment of Debt		 -1,525 -1,896 -1,676 -618 -435 -686 -647 -534 -257
Other Financing Activities, Net		 3.79 -9.50 -0.02 -4.27 -1.17 -6.99 1.22 -5.08 -15
Cash Interest Paid		 36 40 41 38 32 34 16 10 5.31
Cash Income Taxes Paid		 9.33 0.33 5.27 0.01 5.31 -7.75 31 0.25 -4.09

Annual Balance Sheets for Firstsun Capital Bancorp

This table presents Firstsun Capital Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022
Period end date 12/31/2024 12/31/2023 12/31/2022
Total Assets		 8,097 7,880 7,430
Cash and Due from Banks		 616 479 344
Trading Account Securities		 504 554 626
Loans and Leases, Net of Allowance		 6,288 6,187 0.00
Loans Held for Sale		 62 54 57
Premises and Equipment, Net		 82 85 88
Goodwill		 93 93 93
Intangible Assets		 7.43 11 16
Other Assets		 415 378 6,206
Total Liabilities & Shareholders' Equity		 8,097 7,880 7,430
Total Liabilities		 7,056 7,003 6,656
Non-Interest Bearing Deposits		 1,541 1,531 1,820
Interest Bearing Deposits		 5,131 4,844 3,945
Short-Term Debt		 15 25 37
Accrued Interest Payable		 8.71 14 5.80
Long-Term Debt		 211 465 724
Other Long-Term Liabilities		 150 125 124
Commitments & Contingencies		 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,041 877 775
Total Preferred & Common Equity		 1,041 877 775
Preferred Stock		 0.00 0.00 0.00
Total Common Equity		 1,041 877 775
Common Stock		 547 463 461
Retained Earnings		 533 458 358
Accumulated Other Comprehensive Income / (Loss)		 -39 -43 -44

Quarterly Balance Sheets for Firstsun Capital Bancorp

This table presents Firstsun Capital Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023
Total Assets		 8,138 7,999 7,782 7,757
Cash and Due from Banks		 574 536 384 444
Trading Account Securities		 565 559 563 533
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00
Loans Held for Sale		 72 67 57 51
Premises and Equipment, Net		 83 83 84 84
Goodwill		 93 93 93 93
Intangible Assets		 8.87 9.52 10 12
Other Assets		 6,743 6,652 6,591 6,539
Total Liabilities & Shareholders' Equity		 8,138 7,999 7,782 7,757
Total Liabilities		 7,104 7,003 6,817 6,913
Non-Interest Bearing Deposits		 1,555 1,562 1,517 1,611
Interest Bearing Deposits		 5,095 5,057 4,928 4,729
Short-Term Debt		 11 20 20 26
Accrued Interest Payable		 9.02 9.20 12 9.86
Long-Term Debt		 291 221 220 405
Other Long-Term Liabilities		 144 133 119 132
Commitments & Contingencies		 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,034 997 965 844
Total Preferred & Common Equity		 1,034 997 965 844
Preferred Stock		 0.00 0.00 0.00 0.00
Total Common Equity		 1,034 997 965 844
Common Stock		 547 543 543 463
Retained Earnings		 517 494 470 434
Accumulated Other Comprehensive Income / (Loss)		 -30 -41 -48 -52

Annual Metrics And Ratios for Firstsun Capital Bancorp

This table displays calculated financial ratios and metrics derived from Firstsun Capital Bancorp's official financial filings.

Metric 2024 2023 2022 2021
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021
Growth Metrics		 - - - -
Revenue Growth		 3.81% 12.48% 18.51% 0.00%
EBITDA Growth		 -25.97% 61.20% 37.26% 0.00%
EBIT Growth		 -27.66% 77.63% 42.78% 0.00%
NOPAT Growth		 -26.95% 74.94% 37.11% 0.00%
Net Income Growth		 -26.95% 74.94% 37.11% 0.00%
EPS Growth		 -34.07% 64.52% 7.83% 0.00%
Operating Cash Flow Growth		 -19.22% 29.16% -14.32% 0.00%
Free Cash Flow Firm Growth		 -35.57% 118.44% 0.00% 0.00%
Invested Capital Growth		 -7.30% -10.99% 0.00% 0.00%
Revenue Q/Q Growth		 2.49% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 -8.15% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 -9.73% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 -9.20% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 -9.20% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 -12.09% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 -26.27% -9.82% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 -5.15% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - -
EBITDA Margin		 27.32% 38.31% 26.73% 23.08%
EBIT Margin		 24.60% 35.30% 22.35% 18.55%
Profit (Net Income) Margin		 19.56% 27.79% 17.87% 15.44%
Tax Burden Percent		 79.51% 78.74% 79.95% 83.26%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 20.49% 21.26% 20.05% 16.74%
Return on Invested Capital (ROIC)		 5.74% 7.14% 7.71% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.74% 7.14% 7.71% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 2.14% 5.40% 7.57% 0.00%
Return on Equity (ROE)		 7.88% 12.54% 15.28% 0.00%
Cash Return on Invested Capital (CROIC)		 13.32% 18.76% -192.29% 0.00%
Operating Return on Assets (OROA)		 1.19% 1.72% 1.00% 0.00%
Return on Assets (ROA)		 0.95% 1.35% 0.80% 0.00%
Return on Common Equity (ROCE)		 7.88% 12.54% 15.28% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 7.26% 11.80% 7.64% 0.00%
Net Operating Profit after Tax (NOPAT)		 76 104 59 43
NOPAT Margin		 19.56% 27.79% 17.87% 15.44%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.46% 44.74% 50.03% 64.25%
Operating Expenses to Revenue		 68.28% 59.81% 72.20% 80.38%
Earnings before Interest and Taxes (EBIT)		 95 131 74 52
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 106 143 89 65
Valuation Ratios		 - - - -
Price to Book Value (P/BV)		 1.07 1.06 0.00 0.00
Price to Tangible Book Value (P/TBV)		 1.18 1.21 0.00 0.00
Price to Revenue (P/Rev)		 2.87 2.50 0.00 0.00
Price to Earnings (P/E)		 14.70 9.01 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 6.80% 11.10% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.57 0.69 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 1.86 2.53 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 6.83 6.61 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 7.58 7.17 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 9.54 9.11 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.13 7.53 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 4.11 3.46 0.00 0.00
Leverage & Solvency		 - - - -
Debt to Equity		 0.22 0.56 0.98 0.00
Long-Term Debt to Equity		 0.20 0.53 0.93 0.00
Financial Leverage		 0.37 0.76 0.98 0.00
Leverage Ratio		 8.33 9.27 9.59 0.00
Compound Leverage Factor		 8.33 9.27 9.59 0.00
Debt to Total Capital		 17.80% 35.82% 49.55% 0.00%
Short-Term Debt to Total Capital		 1.16% 1.81% 2.39% 0.00%
Long-Term Debt to Total Capital		 16.64% 34.01% 47.16% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 82.20% 64.18% 50.45% 0.00%
Debt to EBITDA		 2.13 3.43 8.59 0.00
Net Debt to EBITDA		 -3.69 0.07 4.71 0.00
Long-Term Debt to EBITDA		 2.00 3.26 8.18 0.00
Debt to NOPAT		 2.98 4.73 12.86 0.00
Net Debt to NOPAT		 -5.16 0.10 7.05 0.00
Long-Term Debt to NOPAT		 2.79 4.49 12.24 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - -
Cash Flow Metrics		 - - - -
Free Cash Flow to Firm (FCFF)		 175 272 -1,476 0.00
Operating Cash Flow to CapEx		 1,868.44% 2,932.90% 4,417.27% 3,278.52%
Free Cash Flow to Firm to Interest Expense		 1.08 2.26 -58.61 0.00
Operating Cash Flow to Interest Expense		 0.62 1.04 3.85 8.01
Operating Cash Flow Less CapEx to Interest Expense		 0.59 1.01 3.76 7.77
Efficiency Ratios		 - - - -
Asset Turnover		 0.05 0.05 0.04 0.00
Fixed Asset Turnover		 4.62 4.31 3.76 0.00
Capital & Investment Metrics		 - - - -
Invested Capital		 1,267 1,367 1,535 0.00
Invested Capital Turnover		 0.29 0.26 0.43 0.00
Increase / (Decrease) in Invested Capital		 -100 -169 1,535 0.00
Enterprise Value (EV)		 721 943 0.00 0.00
Market Capitalization		 1,112 933 0.00 0.00
Book Value per Share		 $37.64 $35.15 $0.00 $0.00
Tangible Book Value per Share		 $33.99 $30.96 $0.00 $0.00
Total Capital		 1,267 1,367 1,535 0.00
Total Debt		 226 489 761 0.00
Total Long-Term Debt		 211 465 724 0.00
Net Debt		 -390 10 417 0.00
Capital Expenditures (CapEx)		 5.41 4.27 2.19 3.45
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 226 489 761 0.00
Total Depreciation and Amortization (D&A)		 11 11 15 13
Earnings Adjustments		 - - - -
Adjusted Basic Earnings per Share		 $2.76 $4.15 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 27.75M 27.43M 0.00 0.00
Adjusted Diluted Earnings per Share		 $2.69 $4.08 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 27.75M 27.43M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 27.75M 27.43M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 86 104 74 46
Normalized NOPAT Margin		 22.27% 27.79% 22.40% 16.36%
Pre Tax Income Margin		 24.60% 35.30% 22.35% 18.55%
Debt Service Ratios		 - - - -
EBIT to Interest Expense		 0.58 1.09 2.94 3.67
NOPAT to Interest Expense		 0.47 0.86 2.35 3.06
EBIT Less CapEx to Interest Expense		 0.55 1.06 2.85 3.43
NOPAT Less CapEx to Interest Expense		 0.43 0.83 2.26 2.81
Payout Ratios		 - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for Firstsun Capital Bancorp

This table displays calculated financial ratios and metrics derived from Firstsun Capital Bancorp's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Growth Metrics		 - - - - - - - - -
Revenue Growth		 10.52% 6.71% -1.99% 0.61% 0.00% -1.48% 0.00% 0.00% 0.00%
EBITDA Growth		 -29.17% -10.16% -14.31% -51.00% 0.00% -0.11% 0.00% 0.00% 0.00%
EBIT Growth		 -33.70% -10.71% -12.79% -54.26% 0.00% -6.29% 0.00% 0.00% 0.00%
NOPAT Growth		 -31.91% -11.14% -12.30% -53.21% 0.00% -4.83% 0.00% 0.00% 0.00%
Net Income Growth		 -31.91% -11.14% -12.30% -53.21% 0.00% -4.83% 0.00% 0.00% 0.00%
EPS Growth		 -39.36% -21.00% -20.72% -56.31% 0.00% -3.85% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 -87.89% 157.76% -48.59% 9.26% -24.96% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Growth		 0.00% 96.92% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Growth		 -7.30% 4.78% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Revenue Q/Q Growth		 0.46% 2.14% 2.73% 4.84% -3.01% -6.18% 5.46% 0.00% 0.00%
EBITDA Q/Q Growth		 -27.63% -6.37% 88.96% -44.68% -8.22% -10.69% 8.05% 0.00% 0.00%
EBIT Q/Q Growth		 -29.44% -8.13% 103.44% -49.73% -4.96% -10.28% 6.70% 0.00% 0.00%
NOPAT Q/Q Growth		 -27.08% -8.71% 99.74% -48.80% -4.83% -9.91% 6.56% 0.00% 0.00%
Net Income Q/Q Growth		 -27.08% -8.71% 99.74% -48.80% -4.83% -9.91% 6.56% 0.00% 0.00%
EPS Q/Q Growth		 -27.85% -10.23% 95.56% -52.13% -6.00% -9.91% 7.77% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 -89.69% 129.97% -22.74% -33.91% 119.49% -54.13% 64.22% -54.61% 0.00%
Free Cash Flow Firm Q/Q Growth		 401.46% 96.82% -1.67% 0.00% 100.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 -5.15% 7.93% 2.68% -11.80% 7.21% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - -
EBITDA Margin		 23.08% 32.04% 34.95% 19.00% 36.01% 38.06% 39.98% 39.02% 37.54%
EBIT Margin		 20.43% 29.08% 32.34% 16.33% 34.05% 34.75% 36.34% 35.92% 36.54%
Profit (Net Income) Margin		 16.57% 22.83% 25.54% 13.13% 26.89% 27.41% 28.54% 28.24% 28.37%
Tax Burden Percent		 81.11% 78.48% 78.98% 80.44% 78.98% 78.86% 78.54% 78.63% 77.66%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.89% 21.52% 21.02% 19.56% 21.02% 21.14% 21.46% 21.37% 22.34%
Return on Invested Capital (ROIC)		 4.87% 6.60% 15.32% 8.13% 7.33% 0.00% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.87% 6.60% 15.32% 8.13% 7.33% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 1.81% 2.57% 3.70% 2.03% 4.09% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)		 6.68% 9.17% 19.02% 10.16% 11.42% 0.00% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)		 13.32% 0.00% 0.00% 0.00% 19.92% 0.00% 0.00% 0.00% 0.00%
Operating Return on Assets (OROA)		 0.99% 1.38% 1.50% 0.78% 1.66% 0.00% 0.00% 0.00% 0.00%
Return on Assets (ROA)		 0.80% 1.08% 1.18% 0.63% 1.31% 0.00% 0.00% 0.00% 0.00%
Return on Common Equity (ROCE)		 6.68% 9.17% 19.02% 10.16% 11.42% 0.00% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 8.05% 8.64% 9.28% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)		 16 22 25 12 24 25 28 26 27
NOPAT Margin		 16.57% 22.83% 25.54% 13.13% 26.89% 27.41% 28.54% 28.24% 28.37%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.01% 49.30% 50.46% 49.08% 43.24% 46.12% 43.00% 46.65% 43.58%
Operating Expenses to Revenue		 74.66% 65.83% 66.42% 66.05% 58.58% 61.02% 59.15% 60.47% 59.45%
Earnings before Interest and Taxes (EBIT)		 20 29 31 15 30 32 36 33 34
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 23 31 34 18 32 35 39 36 35
Valuation Ratios		 - - - - - - - - -
Price to Book Value (P/BV)		 1.07 1.14 0.96 1.02 1.06 0.86 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)		 1.18 1.27 1.07 1.14 1.21 0.99 0.00 0.00 0.00
Price to Revenue (P/Rev)		 2.87 3.12 2.58 2.63 2.50 0.00 0.00 0.00 0.00
Price to Earnings (P/E)		 14.70 14.15 11.14 10.96 9.01 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 6.80% 7.07% 8.98% 9.13% 11.10% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.57 0.68 0.54 0.70 0.69 0.56 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 1.86 2.40 1.79 2.25 2.53 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 6.83 7.88 5.60 6.75 6.61 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 7.58 8.60 6.11 7.39 7.17 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 9.54 10.88 7.72 9.36 9.11 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.13 6.61 6.17 6.58 7.53 5.16 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 4.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - -
Debt to Equity		 0.22 0.29 0.24 0.25 0.56 0.51 0.00 0.00 0.00
Long-Term Debt to Equity		 0.20 0.28 0.22 0.23 0.53 0.48 0.00 0.00 0.00
Financial Leverage		 0.37 0.39 0.24 0.25 0.56 0.51 0.00 0.00 0.00
Leverage Ratio		 8.33 8.46 8.03 8.07 9.27 9.19 0.00 0.00 0.00
Compound Leverage Factor		 8.33 8.46 8.03 8.07 9.27 9.19 0.00 0.00 0.00
Debt to Total Capital		 17.80% 22.58% 19.47% 19.97% 35.82% 33.81% 0.00% 0.00% 0.00%
Short-Term Debt to Total Capital		 1.16% 0.82% 1.65% 1.69% 1.81% 2.03% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 16.64% 21.76% 17.82% 18.27% 34.01% 31.78% 0.00% 0.00% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 82.20% 77.42% 80.53% 80.03% 64.18% 66.19% 0.00% 0.00% 0.00%
Debt to EBITDA		 2.13 2.62 2.03 1.94 3.43 0.00 0.00 0.00 0.00
Net Debt to EBITDA		 -3.69 -2.36 -2.49 -1.15 0.07 0.00 0.00 0.00 0.00
Long-Term Debt to EBITDA		 2.00 2.53 1.86 1.77 3.26 0.00 0.00 0.00 0.00
Debt to NOPAT		 2.98 3.62 2.80 2.69 4.73 0.00 0.00 0.00 0.00
Net Debt to NOPAT		 -5.16 -3.27 -3.42 -1.60 0.10 0.00 0.00 0.00 0.00
Long-Term Debt to NOPAT		 2.79 3.49 2.56 2.46 4.49 0.00 0.00 0.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 116 -39 -1,213 -1,193 0.00 -1,250 0.00 0.00 0.00
Operating Cash Flow to CapEx		 219.46% 4,511.34% 1,952.52% 2,676.98% 1,412.96% 11,971.15% 26,964.90% 2,339.06% 0.00%
Free Cash Flow to Firm to Interest Expense		 2.98 -0.90 -29.14 -30.41 0.00 -37.45 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.13 1.13 0.50 0.69 1.08 0.56 1.44 1.19 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.07 1.10 0.48 0.66 1.00 0.56 1.44 1.14 0.00
Efficiency Ratios		 - - - - - - - - -
Asset Turnover		 0.05 0.05 0.05 0.05 0.05 0.00 0.00 0.00 0.00
Fixed Asset Turnover		 4.62 4.54 4.45 4.44 4.31 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - -
Invested Capital		 1,267 1,336 1,238 1,205 1,367 1,275 0.00 0.00 0.00
Invested Capital Turnover		 0.29 0.29 0.60 0.62 0.27 0.00 0.00 0.00 0.00
Increase / (Decrease) in Invested Capital		 -100 61 1,238 1,205 0.00 1,275 0.00 0.00 0.00
Enterprise Value (EV)		 721 907 664 838 943 716 0.00 0.00 0.00
Market Capitalization		 1,112 1,179 959 981 933 729 0.00 0.00 0.00
Book Value per Share		 $37.64 $37.41 $36.32 $35.17 $35.15 $33.80 $0.00 $0.00 $0.00
Tangible Book Value per Share		 $33.99 $33.71 $32.56 $31.39 $30.96 $29.59 $0.00 $0.00 $0.00
Total Capital		 1,267 1,336 1,238 1,205 1,367 1,275 0.00 0.00 0.00
Total Debt		 226 302 241 241 489 431 0.00 0.00 0.00
Total Long-Term Debt		 211 291 221 220 465 405 0.00 0.00 0.00
Net Debt		 -390 -272 -295 -143 10 -13 0.00 0.00 0.00
Capital Expenditures (CapEx)		 2.26 1.07 1.07 1.01 2.90 0.16 0.15 1.06 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 226 302 241 241 489 431 0.00 0.00 0.00
Total Depreciation and Amortization (D&A)		 2.62 2.91 2.52 2.50 1.75 3.04 3.57 2.89 0.94
Earnings Adjustments		 - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.59 $0.81 $0.90 $0.46 $0.97 $1.01 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M 0.00 0.00 0.00
Adjusted Diluted Earnings per Share		 $0.57 $0.79 $0.88 $0.45 $0.94 $1.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M 0.00 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 27.75M 27.67M 27.64M 27.44M 27.43M 24.96M 0.00 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 23 24 25 14 24 25 28 26 27
Normalized NOPAT Margin		 23.15% 24.13% 26.40% 15.27% 26.89% 27.41% 28.54% 28.24% 28.37%
Pre Tax Income Margin		 20.43% 29.08% 32.34% 16.33% 34.05% 34.75% 36.34% 35.92% 36.54%
Debt Service Ratios		 - - - - - - - - -
EBIT to Interest Expense		 0.52 0.67 0.75 0.39 0.80 0.96 1.26 1.61 6.47
NOPAT to Interest Expense		 0.42 0.52 0.59 0.31 0.63 0.76 0.99 1.26 5.02
EBIT Less CapEx to Interest Expense		 0.46 0.64 0.72 0.36 0.73 0.95 1.26 1.56 0.00
NOPAT Less CapEx to Interest Expense		 0.36 0.50 0.56 0.29 0.56 0.75 0.99 1.21 0.00
Payout Ratios		 - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Frequently Asked Questions About Firstsun Capital Bancorp's Financials

When does Firstsun Capital Bancorp's financial year end?

According to the most recent income statement we have on file, Firstsun Capital Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Firstsun Capital Bancorp's net income changed over the last 3 years?

Firstsun Capital Bancorp's net income appears to be on an upward trend, with a most recent value of $75.63 million in 2024, rising from $43.16 million in 2021. The previous period was $103.53 million in 2023. Find out what analysts predict for Firstsun Capital Bancorp in the coming months.

How has Firstsun Capital Bancorp revenue changed over the last 3 years?

Over the last 3 years, Firstsun Capital Bancorp's total revenue changed from $279.48 million in 2021 to $386.70 million in 2024, a change of 38.4%.

How much debt does Firstsun Capital Bancorp have?

Firstsun Capital Bancorp's total liabilities were at $7.06 billion at the end of 2024, a 0.8% increase from 2023, and a 6.0% increase since 2022.

How much cash does Firstsun Capital Bancorp have?

In the past 2 years, Firstsun Capital Bancorp's cash and equivalents has ranged from $343.53 million in 2022 to $615.92 million in 2024, and is currently $615.92 million as of their latest financial filing in 2024.

How has Firstsun Capital Bancorp's book value per share changed over the last 3 years?

Over the last 3 years, Firstsun Capital Bancorp's book value per share changed from 0.00 in 2021 to 37.64 in 2024, a change of 3,764.0%.


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This page (NASDAQ:FSUN) was last updated on 5/25/2025 by MarketBeat.com Staff
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