Fvcbankcorp (FVCB) Competitors

Fvcbankcorp (NASDAQ:FVCB) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership, media sentiment and risk.

Do insiders and institutionals have more ownership in FVCB or FMBH?

43.6% of Fvcbankcorp shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 10.9% of Fvcbankcorp shares are owned by company insiders. Comparatively, 7.7% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Do analysts recommend FVCB or FMBH?

Fvcbankcorp presently has a consensus target price of $16.00, suggesting a potential upside of 19.67%. First Mid Bancshares has a consensus target price of $43.33, suggesting a potential upside of 8.01%. Given Fvcbankcorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Fvcbankcorp is more favorable than First Mid Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fvcbankcorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is FVCB or FMBH a better dividend stock?

Fvcbankcorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.8%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. Fvcbankcorp pays out 21.8% of its earnings in the form of a dividend. First Mid Bancshares pays out 28.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years. First Mid Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to FVCB or FMBH?

In the previous week, Fvcbankcorp had 1 more articles in the media than First Mid Bancshares. MarketBeat recorded 2 mentions for Fvcbankcorp and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.49 beat Fvcbankcorp's score of 0.33 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fvcbankcorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Mid Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, FVCB or FMBH?

Fvcbankcorp has a beta of 0.38, meaning that its share price is 62% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

Which has preferable valuation and earnings, FVCB or FMBH?

First Mid Bancshares has higher revenue and earnings than Fvcbankcorp. First Mid Bancshares is trading at a lower price-to-earnings ratio than Fvcbankcorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fvcbankcorp	$115.85M	2.08	$15.06M	$1.10	12.15
First Mid Bancshares	$453.67M	2.12	$78.90M	$3.52	11.40

Is FVCB or FMBH more profitable?

First Mid Bancshares has a net margin of 18.32% compared to Fvcbankcorp's net margin of 17.08%. First Mid Bancshares' return on equity of 10.09% beat Fvcbankcorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fvcbankcorp	17.08%	8.57%	0.90%
First Mid Bancshares	18.32%	10.09%	1.15%

Summary

First Mid Bancshares beats Fvcbankcorp on 13 of the 19 factors compared between the two stocks.