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Huntington Bancshares (HBANP) Financials

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$17.01 +0.10 (+0.59%)
Closing price 03:59 PM Eastern
Extended Trading
$17.00 -0.01 (-0.03%)
As of 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for Huntington Bancshares

Annual Income Statements for Huntington Bancshares

This table shows Huntington Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
661 647 1,110 1,323 1,337 717 1,153 2,125 1,817 1,801 2,087
Consolidated Net Income / (Loss)
693 712 1,186 1,393 1,411 817 2,592 2,249 1,971 1,960 2,229
Net Income / (Loss) Continuing Operations
693 712 1,186 1,393 1,411 817 2,059 2,249 1,971 1,960 2,229
Total Pre-Tax Income
914 920 1,394 1,628 1,659 972 1,591 2,764 2,384 2,403 2,688
Total Revenue
2,990 3,519 4,309 4,510 4,667 4,815 6,753 7,254 7,360 7,385 8,166
Net Interest Income / (Expense)
1,951 2,369 3,002 3,189 3,213 3,224 4,102 5,273 5,439 5,345 5,991
Total Interest Income
2,115 2,632 3,433 3,949 4,201 3,647 4,191 5,969 8,916 9,921 10,310
Loans and Leases Interest Income
1,760 2,178 2,838 3,330 3,541 3,085 3,636 4,816 6,811 7,481 8,092
Investment Securities Interest Income
331 420 553 587 596 519 491 1,001 1,574 1,790 1,578
Other Interest Income
24 34 42 32 64 43 64 152 531 650 640
Total Interest Expense
164 263 431 760 988 423 89 696 3,477 4,576 4,319
Deposits Interest Expense
82 102 180 391 585 197 45 363 2,497 3,572 3,282
Short-Term Borrowings Interest Expense
2.00 5.00 25 48 54 13 1.00 46 179 69 50
Long-Term Debt Interest Expense
80 156 226 321 349 213 43 287 801 935 987
Total Non-Interest Income
1,039 1,150 1,307 1,321 1,454 1,591 1,889 1,981 1,921 2,040 2,175
Provision for Credit Losses
100 191 201 235 287 1,048 25 289 402 420 463
Total Non-Interest Expense
1,976 2,408 2,714 2,647 2,721 2,795 4,375 4,201 4,574 4,562 5,015
Salaries and Employee Benefits
1,122 1,349 1,524 1,559 1,654 1,692 2,335 2,401 2,529 2,701 2,995
Net Occupancy & Equipment Expense
478 623 696 642 668 722 1,375 1,125 1,114 1,153 1,272
Marketing Expense
52 63 60 53 37 38 89 91 115 116 127
Property & Liability Insurance Claims
45 54 78 63 49 32 51 67 302 114 65
Other Operating Expenses
251 289 300 277 275 269 436 419 437 416 497
Depreciation Expense
- - - - 4.00 1.00 41 45 27 15 13
Amortization Expense
28 30 56 53 34 41 48 53 50 47 46
Income Tax Expense
221 208 208 235 248 155 294 515 413 443 459
Preferred Stock Dividends Declared
32 65 76 70 74 100 142 113 134 139 124
Net Income / (Loss) Attributable to Noncontrolling Interest
- - - - 0.00 0.00 2.00 11 20 20 18
Basic Earnings per Share
$0.82 $0.72 $1.02 $1.22 $1.29 $0.71 $0.91 $1.47 $1.26 $1.24 $1.41
Weighted Average Basic Shares Outstanding
803.41M 904.44M 1.08B 1.08B 1.04B 1.02B 1.26B 1.44B 1.45B 1.45B 1.48B
Diluted Earnings per Share
$0.81 $0.70 $1.00 $1.20 $1.27 $0.69 $0.90 $1.45 $1.24 $1.22 $1.39
Weighted Average Diluted Shares Outstanding
817.13M 918.79M 1.14B 1.11B 1.06B 1.03B 1.29B 1.47B 1.47B 1.48B 1.50B
Weighted Average Basic & Diluted Shares Outstanding
806.20M 898.60M 1.09B 1.08B 1.02B 1.02B 1.44B 1.44B 1.45B 1.45B 2.03B
Cash Dividends to Common per Share
$0.25 $0.29 $0.35 $0.50 $0.58 $0.60 $0.61 $0.62 $0.62 $0.62 $0.62

Quarterly Income Statements for Huntington Bancshares

This table shows Huntington Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders
510 215 383 439 481 498 500 509 602 476 482
Consolidated Net Income / (Loss)
552 248 424 480 522 534 531 542 633 523 527
Net Income / (Loss) Continuing Operations
552 248 424 480 522 534 531 542 633 523 527
Total Pre-Tax Income
688 247 510 586 638 669 653 638 766 631 641
Total Revenue
1,877 1,721 1,754 1,803 1,874 1,954 1,920 1,938 2,134 2,174 2,573
Net Interest Income / (Expense)
1,368 1,316 1,287 1,312 1,351 1,395 1,426 1,467 1,506 1,592 1,891
Total Interest Income
2,313 2,350 2,380 2,476 2,555 2,510 2,489 2,556 2,600 2,665 3,086
Loans and Leases Interest Income
1,764 1,789 1,809 1,859 1,917 1,907 1,917 1,971 2,062 2,154 2,534
Investment Securities Interest Income
387 397 418 442 451 437 429 416 384 349 390
Other Interest Income
162 164 153 175 187 166 143 169 154 162 162
Total Interest Expense
945 1,034 1,093 1,164 1,204 1,115 1,063 1,089 1,094 1,073 1,195
Deposits Interest Expense
713 808 857 907 945 863 810 822 830 820 920
Short-Term Borrowings Interest Expense
17 28 19 19 14 17 14 13 13 10 16
Long-Term Debt Interest Expense
215 198 217 238 245 235 239 254 251 243 259
Total Non-Interest Income
509 405 467 491 523 559 494 471 628 582 682
Provision for Credit Losses
99 126 107 100 106 107 115 103 122 123 158
Total Non-Interest Expense
1,090 1,348 1,137 1,117 1,130 1,178 1,152 1,197 1,246 1,420 1,774
Salaries and Employee Benefits
622 645 639 663 684 715 671 722 757 845 992
Net Occupancy & Equipment Expense
239 405 293 278 289 364 302 304 321 345 489
Marketing Expense
67 -66 28 27 33 -49 29 28 34 36 37
Property & Liability Insurance Claims
27 238 25 26 21 42 37 22 31 -10 35
Other Operating Expenses
117 109 136 107 88 91 98 108 88 188 177
Depreciation Expense
6.00 5.00 4.00 4.00 4.00 3.00 4.00 2.00 4.00 3.00 3.00
Amortization Expense
12 12 12 12 11 12 11 11 11 13 41
Income Tax Expense
136 -1.00 86 106 116 135 122 96 133 108 114
Preferred Stock Dividends Declared
37 28 36 35 36 32 27 27 27 43 41
Net Income / (Loss) Attributable to Noncontrolling Interest
5.00 5.00 5.00 6.00 5.00 4.00 4.00 6.00 4.00 4.00 4.00
Basic Earnings per Share
$0.35 $0.15 $0.26 $0.30 $0.33 $0.35 $0.34 $0.35 $0.41 $0.31 $0.26
Weighted Average Basic Shares Outstanding
1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.46B 1.46B 1.48B 1.87B
Diluted Earnings per Share
$0.35 $0.15 $0.26 $0.30 $0.33 $0.33 $0.34 $0.34 $0.41 $0.30 $0.25
Weighted Average Diluted Shares Outstanding
1.47B 1.47B 1.47B 1.47B 1.48B 1.48B 1.48B 1.48B 1.48B 1.50B 1.90B
Weighted Average Basic & Diluted Shares Outstanding
1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.46B 1.46B 1.46B 2.03B 2.03B
Cash Dividends to Common per Share
$0.16 - $0.16 $0.16 $0.16 - $0.16 $0.16 $0.16 - $0.16

Annual Cash Flow Statements for Huntington Bancshares

This table details how cash moves in and out of Huntington Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
-374 538 135 1,152 -1,502 5,425 -1,073 1,182 3,425 2,718 648
Net Cash From Operating Activities
1,033 1,215 1,954 1,726 1,574 1,323 2,062 4,027 2,657 1,836 2,482
Net Cash From Continuing Operating Activities
1,033 1,215 1,958 1,726 1,574 1,323 2,062 4,027 2,657 1,836 2,482
Net Income / (Loss) Continuing Operations
693 712 1,186 1,393 1,411 817 1,297 2,249 1,971 1,960 2,229
Consolidated Net Income / (Loss)
693 712 1,186 1,393 1,411 817 1,297 2,249 1,971 1,960 2,229
Provision For Loan Losses
100 191 201 235 287 1,048 25 289 402 420 463
Depreciation Expense
341 380 413 493 386 367 391 484 798 622 762
Non-Cash Adjustments to Reconcile Net Income
-184 135 -156 -157 -487 -1,093 419 -732 -666 -667 -1,022
Changes in Operating Assets and Liabilities, net
83 -203 314 -238 -23 184 -70 1,737 152 -499 50
Net Cash From Investing Activities
-4,929 -3,445 -4,866 -3,663 -1,877 -8,639 -3,962 -11,609 -2,997 -12,119 -6,347
Net Cash From Continuing Investing Activities
-4,929 -3,445 -4,866 -3,663 -1,877 -8,639 -3,962 -11,609 -2,997 -12,119 -6,347
Purchase of Property, Leasehold Improvements and Equipment
-93 -120 -194 -110 -107 -119 -247 -214 -140 -143 -267
Purchase of Investment Securities
-8,852 -15,785 -10,870 -8,713 -10,149 -19,522 -21,898 -22,086 -11,030 -26,940 -19,882
Divestitures
- - - - 0.00 0.00 466 - 0.00 - 864
Sale and/or Maturity of Investments
4,006 12,460 6,198 5,058 8,927 11,002 18,988 10,757 8,190 15,438 13,270
Other Investing Activities, net
10 - - 102 - 0.00 -653 -66 -17 -474 -332
Net Cash From Financing Activities
3,522 2,768 3,047 3,089 -1,199 12,741 827 8,764 3,765 13,001 4,513
Net Cash From Continuing Financing Activities
3,522 2,768 3,047 3,089 -1,199 12,741 827 8,764 3,765 13,001 4,513
Net Change in Deposits
-48 -292 1,433 - -1,702 16,601 6,501 4,651 3,316 11,218 3,646
Issuance of Debt
3,240 2,128 3,262 2,234 2,382 -987 -470 13,165 13,670 7,661 3,285
Issuance of Preferred Equity
0.00 585 0.00 495 0.00 988 486 0.00 317 0.00 741
Repayment of Debt
-2,856 625 -948 -5,823 -743 -3,052 -3,404 -8,017 -12,376 -4,366 -2,053
Repurchase of Preferred Equity
- - - - 0.00 0.00 -700 0.00 -82 -410 0.00
Payment of Dividends
-225 -299 -425 -584 -671 -698 -888 -1,010 -1,034 -1,046 -1,016
Other Financing Activities, Net
3,663 21 -15 7,706 -24 -19 -48 -25 -46 -56 -90
Cash Interest Paid
150 241 409 742 989 453 185 627 3,359 4,547 4,267
Cash Income Taxes Paid
154 5.00 84 -52 111 81 269 -109 90 123 274

Quarterly Cash Flow Statements for Huntington Bancshares

This table details how cash moves in and out of Huntington Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents
356 - 2,051 366 39 262 2,463 -4,951 2,379 757 5,691
Net Cash From Operating Activities
999 - 482 305 -438 1,484 513 554 487 928 524
Net Cash From Continuing Operating Activities
999 - 482 305 -438 1,484 513 554 487 928 524
Net Income / (Loss) Continuing Operations
552 - 424 480 522 534 531 542 633 523 527
Consolidated Net Income / (Loss)
552 - 424 480 522 534 531 542 633 523 527
Provision For Loan Losses
99 - 107 100 106 107 115 103 122 123 158
Depreciation Expense
214 - 190 170 132 130 209 188 175 190 191
Non-Cash Adjustments to Reconcile Net Income
-299 - -379 -172 -44 -71 52 -441 -704 -432 -731
Changes in Operating Assets and Liabilities, net
433 - 140 -273 -1,154 784 -394 162 261 524 379
Net Cash From Investing Activities
1,444 - -2,262 -2,192 -2,881 -4,784 -2,150 -2,495 -266 -1,436 -135
Net Cash From Continuing Investing Activities
1,444 - -2,262 -2,192 -2,881 -4,784 -2,150 -2,495 -266 -1,436 -135
Purchase of Property, Leasehold Improvements and Equipment
-23 - -32 -42 -42 -27 -54 -54 -41 -118 -124
Purchase of Investment Securities
-453 - -4,750 -6,225 -7,258 -8,976 -5,069 -5,636 -4,192 -4,970 -10,285
Divestitures
- - - - - - 0.00 - - - 1,680
Sale and/or Maturity of Investments
1,910 - 2,461 4,034 4,432 4,780 2,497 3,139 4,027 3,592 7,918
Other Investing Activities, net
10 - 59 41 -13 -561 476 56 -60 -804 676
Net Cash From Financing Activities
-2,087 - 3,831 2,253 3,358 3,562 4,100 -3,010 2,158 1,265 5,302
Net Cash From Continuing Financing Activities
-2,087 - 3,831 2,253 3,358 3,562 4,100 -3,010 2,158 1,265 5,302
Net Change in Deposits
839 - 1,995 1,142 3,984 4,097 2,889 -1,957 1,832 882 3,342
Issuance of Debt
1,303 - 2,786 1,821 767 1,505 1,953 48 461 823 5,364
Repayment of Debt
-3,955 - -679 -420 -1,124 -1,358 -460 -814 -611 -168 -2,905
Repurchase of Common Equity
- - - - - - 0.00 - - - -150
Payment of Dividends
-265 - -262 -260 -262 -262 -253 -254 -254 -255 -291
Other Financing Activities, Net
-9.00 - -9.00 -30 -7.00 -10 -29 -33 -11 -17 -58
Cash Interest Paid
909 - 1,070 1,139 1,245 1,093 1,092 1,030 1,138 1,007 1,226
Cash Income Taxes Paid
-87 - 47 45 12 19 34 125 61 54 30

Annual Balance Sheets for Huntington Bancshares

This table presents Huntington Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
71,018 99,714 104,185 108,781 109,002 123,038 174,064 182,906 189,368 204,230 225,106
Cash and Due from Banks
847 1,385 1,212 1,108 1,045 1,319 1,811 1,796 1,558 1,685 1,783
Interest Bearing Deposits at Other Banks
52 58 47 53 102 117 392 5,122 8,765 11,647 12,295
Trading Account Securities
15,447 24,016 25,048 23,819 24,636 27,101 43,277 41,877 42,421 45,171 43,862
Loans and Leases, Net of Allowance
49,743 66,324 69,426 74,128 74,621 79,794 109,237 117,402 119,727 127,798 147,105
Loans and Leases
50,341 66,962 70,117 74,900 75,404 81,608 111,267 119,523 121,982 130,042 149,642
Allowance for Loan and Lease Losses
598 638 691 772 783 1,814 2,030 2,121 2,255 2,244 2,537
Accrued Investment Income
- - - - - - 1,319 1,573 1,646 2,190 2,621
Premises and Equipment, Net
621 816 864 790 763 757 1,164 1,156 1,109 1,066 1,321
Goodwill
677 1,993 1,993 1,989 1,990 1,990 5,349 5,571 5,561 5,561 5,997
Intangible Assets
55 402 584 535 475 428 611 712 672 677 752
Other Assets
3,577 4,720 4,617 4,795 5,245 6,256 7,193 7,697 7,909 8,435 9,370
Total Liabilities & Shareholders' Equity
71,018 99,714 104,185 108,781 109,002 123,038 174,064 182,906 189,368 204,230 225,106
Total Liabilities
64,424 89,406 93,371 97,679 97,207 110,045 154,746 165,137 169,970 184,448 200,727
Non-Interest Bearing Deposits
16,480 22,836 21,546 21,783 20,247 28,553 43,236 38,242 30,967 29,345 32,205
Interest Bearing Deposits
38,548 52,772 55,495 62,991 62,100 70,395 100,027 109,672 120,263 133,103 144,405
Short-Term Debt
615 3,693 5,056 2,017 2,606 183 334 2,027 620 199 1,261
Long-Term Debt
7,041 8,309 9,206 8,625 9,849 8,352 7,108 9,686 12,394 16,374 17,221
Other Long-Term Liabilities
1,472 1,796 2,068 2,263 2,405 2,562 4,041 5,510 5,726 5,427 5,635
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
6,595 10,308 10,814 11,102 11,795 12,993 19,318 17,769 19,398 19,782 24,379
Total Preferred & Common Equity
6,595 10,308 10,814 11,102 11,795 12,993 19,297 17,731 19,353 19,740 24,342
Preferred Stock
0.00 1,071 1,071 1,203 1,203 2,191 2,167 2,167 2,394 1,989 2,731
Total Common Equity
6,595 9,237 9,743 9,899 10,592 10,802 17,130 15,564 16,959 17,751 21,611
Common Stock
7,046 9,892 9,718 9,192 8,816 8,791 15,236 15,323 15,404 15,499 17,260
Retained Earnings
-594 -227 588 1,361 2,088 1,878 2,202 3,419 4,322 5,204 6,351
Treasury Stock
-18 -27 -35 -45 -56 -59 -79 -80 -91 -86 -92
Accumulated Other Comprehensive Income / (Loss)
-226 -401 -528 -609 -256 192 -229 -3,098 -2,676 -2,866 -1,908
Noncontrolling Interest
- - - - - 0.00 21 38 45 42 37

Quarterly Balance Sheets for Huntington Bancshares

This table presents Huntington Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets
188,505 186,650 189,368 193,519 196,310 200,535 204,230 209,596 207,742 210,228 285,372
Cash and Due from Banks
1,636 1,602 1,558 1,189 1,333 1,677 1,685 1,598 1,776 1,696 2,096
Interest Bearing Deposits at Other Banks
210 258 8,765 11,216 11,450 11,163 11,647 14,330 9,171 11,536 17,579
Trading Account Securities
41,459 39,453 42,421 43,601 44,156 46,115 45,171 46,091 46,530 43,456 52,878
Loans and Leases, Net of Allowance
119,048 118,645 119,727 120,487 122,118 124,152 127,798 130,242 132,629 135,582 185,575
Loans and Leases
121,225 120,853 121,982 122,767 124,422 126,387 130,042 132,505 134,960 137,956 188,818
Allowance for Loan and Lease Losses
2,177 2,208 2,255 2,280 2,304 2,235 2,244 2,263 2,331 2,374 3,243
Accrued Investment Income
1,471 1,496 1,646 1,616 1,591 1,633 2,190 1,716 1,675 1,819 2,197
Premises and Equipment, Net
1,128 1,096 1,109 1,095 1,095 1,093 1,066 1,085 1,104 1,112 2,138
Goodwill
5,561 5,561 5,561 5,561 5,561 5,561 5,561 5,561 5,561 5,547 9,527
Intangible Assets
690 718 672 677 673 633 677 656 647 644 1,727
Other Assets
7,859 7,988 7,909 8,077 8,333 8,508 8,435 8,317 8,649 8,836 11,655
Total Liabilities & Shareholders' Equity
188,505 186,650 189,368 193,519 196,310 200,535 204,230 209,596 207,742 210,228 285,372
Total Liabilities
169,667 168,120 169,970 174,146 176,747 179,883 184,448 189,110 186,772 187,942 252,791
Non-Interest Bearing Deposits
33,340 31,666 30,967 29,739 28,636 29,047 29,345 30,217 28,656 28,596 40,839
Interest Bearing Deposits
114,688 117,201 120,263 123,486 125,731 129,304 133,103 135,120 134,724 136,616 182,643
Short-Term Debt
1,680 681 620 182 187 868 199 664 576 252 1,875
Long-Term Debt
14,711 12,822 12,394 14,894 16,461 15,656 16,374 18,096 17,467 17,315 21,594
Other Long-Term Liabilities
5,248 5,750 5,726 5,845 5,732 5,008 5,427 5,013 5,349 5,163 5,840
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
18,838 18,530 19,398 19,373 19,563 20,652 19,782 20,486 20,970 22,286 32,581
Total Preferred & Common Equity
18,788 18,483 19,353 19,322 19,515 20,606 19,740 20,434 20,928 22,248 32,535
Preferred Stock
2,484 2,484 2,394 2,394 2,394 2,394 1,989 1,989 1,989 2,731 2,881
Total Common Equity
16,304 15,999 16,959 16,928 17,121 18,212 17,751 18,445 18,939 19,517 29,654
Common Stock
15,350 15,378 15,404 15,422 15,440 15,470 15,499 15,494 15,521 15,552 25,293
Retained Earnings
4,052 4,334 4,322 4,476 4,682 4,935 5,204 5,474 5,751 6,123 6,515
Treasury Stock
-92 -91 -91 -91 -90 -89 -86 -90 -87 -87 -95
Accumulated Other Comprehensive Income / (Loss)
-3,006 -3,622 -2,676 -2,879 -2,911 -2,104 -2,866 -2,433 -2,246 -2,071 -2,059
Noncontrolling Interest
50 47 45 51 48 46 42 52 42 38 46

Annual Metrics And Ratios for Huntington Bancshares

This table displays calculated financial ratios and metrics derived from Huntington Bancshares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.82 $0.72 $1.02 $1.22 $1.29 $0.71 $0.91 $1.47 $1.26 $1.24 $1.41
Adjusted Weighted Average Basic Shares Outstanding
803.41M 904.44M 1.08B 1.08B 1.04B 1.02B 1.26B 1.44B 1.45B 1.45B 1.48B
Adjusted Diluted Earnings per Share
$0.81 $0.70 $1.00 $1.20 $1.27 $0.69 $0.90 $1.45 $1.24 $1.22 $1.39
Adjusted Weighted Average Diluted Shares Outstanding
817.13M 918.79M 1.14B 1.11B 1.06B 1.03B 1.29B 1.47B 1.47B 1.48B 1.50B
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $1.29 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
795.03M 1.09B 1.07B 1.05B 1.02B 1.02B 1.44B 1.44B 1.45B 1.45B 2.03B
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Quarterly Metrics And Ratios for Huntington Bancshares

This table displays calculated financial ratios and metrics derived from Huntington Bancshares' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding
- - - - - - - - - - 2,027,130,587.00
DEI Adjusted Shares Outstanding
- - - - - - - - - - 2,027,130,587.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - - 0.26
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-1.31% -12.24% -8.69% -2.06% -0.16% 13.54% 9.46% 7.49% 13.87% - 34.01%
EBITDA Growth
1.23% -71.37% -21.52% -16.09% -14.63% 202.65% 23.14% 9.26% 22.21% - -3.48%
EBIT Growth
-7.40% -68.85% -32.00% -16.17% -7.27% 170.85% 28.04% 8.87% 20.06% - -1.84%
NOPAT Growth
-7.54% -61.79% -30.03% -15.04% -5.43% 115.32% 25.24% 12.92% 21.26% - -0.75%
Net Income Growth
-7.54% -61.79% -30.03% -15.04% -5.43% 115.32% 25.24% 12.92% 21.26% - -0.75%
EPS Growth
-10.26% -64.29% -33.33% -14.29% -5.71% 120.00% 30.77% 13.33% 24.24% - -26.47%
Operating Cash Flow Growth
18.09% 0.00% 256.92% -51.59% -143.84% 0.00% 6.43% 86.53% 939.66% - 2.14%
Free Cash Flow Firm Growth
-781.83% -29.38% 137.94% 91.30% -24.35% -27.11% -189.70% -350.20% 55.77% - -281.55%
Invested Capital Growth
15.37% 9.94% -11.17% 2.79% 16.06% 12.17% 13.92% 7.74% 7.20% - 42.82%
Revenue Q/Q Growth
1.96% -8.31% -35.49% 2.79% 3.94% 4.27% -1.74% 0.94% 10.11% - 18.35%
EBITDA Q/Q Growth
0.11% -70.73% -52.86% 8.00% 1.85% 3.77% 7.88% -4.18% 13.92% - 1.34%
EBIT Q/Q Growth
-1.57% -64.10% -59.04% 14.90% 8.87% 4.86% -2.39% -2.30% 20.06% - 1.58%
NOPAT Q/Q Growth
-2.30% -55.07% 70.97% 13.21% 8.75% 2.30% -0.56% 2.07% 16.79% - 0.76%
Net Income Q/Q Growth
-2.30% -55.07% -80.72% 13.21% 8.75% 2.30% -0.56% 2.07% 16.79% - 0.76%
EPS Q/Q Growth
0.00% -57.14% 73.33% 15.38% 10.00% 0.00% 3.03% 0.00% 20.59% - -16.67%
Operating Cash Flow Q/Q Growth
58.57% 0.00% -48.33% -34.27% -243.61% 438.81% -65.43% 7.99% -12.09% - -43.53%
Free Cash Flow Firm Q/Q Growth
35.61% 27.83% 277.33% -110.56% -820.52% 26.23% -25.14% 47.02% 9.56% - -172.05%
Invested Capital Q/Q Growth
-9.07% 1.18% 6.28% 5.11% 2.66% -2.21% 7.95% -0.59% 2.15% - 30.77%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
48.06% 15.34% 39.91% 41.93% 41.09% 40.89% 44.90% 42.62% 44.10% - 32.34%
EBIT Margin
36.65% 14.35% 29.08% 32.50% 34.04% 34.24% 34.01% 32.92% 35.90% - 24.91%
Profit (Net Income) Margin
29.41% 14.41% 24.17% 26.62% 27.85% 27.33% 27.66% 27.97% 29.66% - 20.48%
Tax Burden Percent
80.23% 100.40% 83.14% 81.91% 81.82% 79.82% 81.32% 84.95% 82.64% - 82.22%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate
19.77% -0.40% 16.86% 18.09% 18.18% 20.18% 18.68% 15.05% 17.36% - 17.78%
Return on Invested Capital (ROIC)
7.48% 3.43% 5.41% 6.08% 5.76% 5.87% 5.67% 5.72% 6.12% - 3.79%
ROIC Less NNEP Spread (ROIC-NNEP)
7.48% 3.43% 5.41% 6.08% 5.76% 5.87% 5.67% 5.72% 6.12% - 3.79%
Return on Net Nonoperating Assets (RNNOA)
5.05% 2.28% 4.96% 5.23% 4.41% 4.43% 4.81% 4.89% 4.86% - 3.02%
Return on Equity (ROE)
12.52% 5.71% 10.37% 11.30% 10.17% 10.30% 10.48% 10.61% 10.98% - 6.81%
Cash Return on Invested Capital (CROIC)
-6.34% -3.10% 16.72% 2.02% -10.02% -5.77% -7.41% -1.79% -1.13% - -30.60%
Operating Return on Assets (OROA)
1.52% 0.57% 1.25% 1.38% 1.26% 1.28% 1.27% 1.25% 1.39% - 0.89%
Return on Assets (ROA)
1.22% 0.57% 1.04% 1.13% 1.03% 1.03% 1.04% 1.06% 1.15% - 0.73%
Return on Common Equity (ROCE)
10.86% 4.99% 9.02% 9.84% 8.88% 9.13% 9.30% 9.44% 9.65% - 6.17%
Return on Equity Simple (ROE_SIMPLE)
12.83% 0.00% 19.36% 18.73% 8.12% 0.00% 10.12% 10.17% 10.07% - 6.84%
Net Operating Profit after Tax (NOPAT)
552 248 424 480 522 534 531 542 633 - 527
NOPAT Margin
29.41% 14.41% 24.17% 26.62% 27.85% 27.33% 27.66% 27.97% 29.66% - 20.48%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue
49.44% 57.18% 56.21% 53.58% 52.72% 52.71% 52.19% 54.39% 52.11% - 59.00%
Operating Expenses to Revenue
58.07% 78.33% 64.82% 61.95% 60.30% 60.29% 60.00% 61.76% 58.39% - 68.95%
Earnings before Interest and Taxes (EBIT)
688 247 510 586 638 669 653 638 766 - 641
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
902 264 700 756 770 799 862 826 941 - 832
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.89 1.04 1.18 1.12 1.16 1.33 1.18 1.29 1.29 - 1.07
Price to Tangible Book Value (P/TBV)
1.46 1.64 1.87 1.75 1.76 2.05 1.78 1.92 1.89 - 1.73
Price to Revenue (P/Rev)
1.87 2.39 2.44 2.34 2.96 3.20 2.89 3.18 3.17 - 3.60
Price to Earnings (P/E)
6.42 9.70 12.26 12.35 13.94 13.12 11.38 12.28 11.95 - 15.35
Dividend Yield
6.31% 5.10% 4.50% 4.70% 4.26% 3.81% 4.13% 3.70% 3.59% - 3.96%
Earnings Yield
15.59% 10.31% 8.16% 8.10% 7.18% 7.62% 8.79% 8.14% 8.37% - 6.51%
Enterprise Value to Invested Capital (EV/IC)
0.58 0.70 0.73 0.70 0.73 0.80 0.68 0.86 0.81 - 0.69
Enterprise Value to Revenue (EV/Rev)
2.44 3.09 3.06 3.12 3.81 3.91 3.54 4.36 4.06 - 4.36
Enterprise Value to EBITDA (EV/EBITDA)
5.14 7.15 6.28 6.61 13.34 9.55 8.38 10.30 9.42 - 11.25
Enterprise Value to EBIT (EV/EBIT)
6.34 9.54 7.98 8.39 13.77 12.03 10.48 12.91 11.85 - 14.38
Enterprise Value to NOPAT (EV/NOPAT)
7.83 11.54 14.01 14.91 16.30 14.75 12.91 15.76 14.42 - 17.30
Enterprise Value to Operating Cash Flow (EV/OCF)
5.96 8.56 8.38 9.53 0.00 15.92 14.46 15.95 12.20 - 15.44
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 0.00 4.09 35.19 0.00 0.00 0.00 0.00 0.00 - 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.73 0.67 0.78 0.85 0.80 0.84 0.92 0.86 0.79 - 0.72
Long-Term Debt to Equity
0.69 0.64 0.77 0.84 0.76 0.83 0.88 0.83 0.78 - 0.66
Financial Leverage
0.68 0.67 0.92 0.86 0.77 0.76 0.85 0.86 0.79 - 0.80
Leverage Ratio
10.25 10.02 10.02 10.02 9.88 10.05 10.11 9.97 9.57 - 9.33
Compound Leverage Factor
10.25 10.02 10.02 10.02 9.88 10.05 10.11 9.97 9.57 - 9.33
Debt to Total Capital
42.15% 40.15% 43.76% 45.98% 44.45% 45.59% 47.80% 46.25% 44.08% - 41.87%
Short-Term Debt to Total Capital
2.13% 1.91% 0.53% 0.52% 2.33% 0.55% 1.69% 1.48% 0.63% - 3.35%
Long-Term Debt to Total Capital
40.03% 38.24% 43.23% 45.46% 42.11% 45.04% 46.11% 44.77% 43.45% - 38.53%
Preferred Equity to Total Capital
7.75% 7.39% 6.95% 6.61% 6.44% 5.47% 5.07% 5.10% 6.85% - 5.14%
Noncontrolling Interests to Total Capital
0.15% 0.14% 0.15% 0.13% 0.12% 0.12% 0.13% 0.11% 0.10% - 0.08%
Common Equity to Total Capital
49.95% 52.32% 49.14% 47.28% 48.99% 48.83% 47.00% 48.55% 48.97% - 52.91%
Debt to EBITDA
3.73 4.09 3.78 4.33 8.08 5.48 5.89 5.54 5.12 - 6.86
Net Debt to EBITDA
0.50 0.85 0.67 1.01 1.80 1.07 0.89 2.18 1.26 - 1.11
Long-Term Debt to EBITDA
3.54 3.90 3.73 4.28 7.66 5.41 5.68 5.36 5.05 - 6.31
Debt to NOPAT
5.69 6.60 8.43 9.77 9.87 8.46 9.08 8.47 7.84 - 10.55
Net Debt to NOPAT
0.76 1.37 1.49 2.27 2.20 1.65 1.37 3.33 1.94 - 1.71
Long-Term Debt to NOPAT
5.41 6.29 8.33 9.66 9.35 8.35 8.75 8.20 7.73 - 9.71
Noncontrolling Interest Sharing Ratio
13.26% 12.50% 13.05% 12.96% 12.69% 11.41% 11.25% 11.04% 12.13% - 9.36%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-3,716 -2,682 4,756 -502 -4,621 -3,409 -4,266 -2,260 -2,044 - -16,277
Operating Cash Flow to CapEx
4,343.48% 0.00% 1,450.00% 726.19% -1,042.86% 5,496.30% 950.00% 1,025.93% 1,187.80% - 422.58%
Free Cash Flow to Firm to Interest Expense
-3.93 -2.59 4.35 -0.43 -3.84 -3.06 -4.01 -2.08 -1.87 - -13.62
Operating Cash Flow to Interest Expense
1.06 0.00 0.42 0.26 -0.36 1.33 0.48 0.51 0.45 - 0.44
Operating Cash Flow Less CapEx to Interest Expense
1.03 0.00 0.40 0.23 -0.40 1.31 0.43 0.46 0.41 - 0.33
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 - 0.04
Fixed Asset Turnover
6.70 6.50 7.34 7.34 6.53 6.79 6.93 6.99 7.21 - 5.47
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
32,033 32,412 34,449 36,211 37,176 36,355 39,246 39,013 39,853 - 56,050
Invested Capital Turnover
0.25 0.24 0.22 0.23 0.21 0.21 0.20 0.20 0.21 - 0.19
Increase / (Decrease) in Invested Capital
4,268 2,930 -4,332 982 5,143 3,943 4,797 2,802 2,677 - 16,804
Enterprise Value (EV)
18,576 22,750 25,064 25,408 27,279 28,903 26,694 33,543 32,297 - 38,487
Market Capitalization
14,235 17,620 19,948 19,101 21,155 23,631 21,821 24,416 25,193 - 31,766
Book Value per Share
$11.05 $11.71 $11.69 $11.81 $12.54 $12.23 $12.69 $13.00 $13.38 - $14.61
Tangible Book Value per Share
$6.71 $7.41 $7.38 $7.51 $8.27 $7.93 $8.41 $8.74 $9.13 - $9.07
Total Capital
32,033 32,412 34,449 36,211 37,176 36,355 39,246 39,013 39,853 - 56,050
Total Debt
13,503 13,014 15,076 16,648 16,524 16,573 18,760 18,043 17,567 - 23,469
Total Long-Term Debt
12,822 12,394 14,894 16,461 15,656 16,374 18,096 17,467 17,315 - 21,594
Net Debt
1,810 2,691 2,671 3,865 3,684 3,241 2,832 7,096 4,335 - 3,794
Capital Expenditures (CapEx)
23 0.00 32 42 42 27 54 54 41 - 124
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)
13,503 13,014 15,076 16,648 16,524 16,573 18,760 18,043 17,567 - 23,469
Total Depreciation and Amortization (D&A)
214 17 190 170 132 130 209 188 175 - 191
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.35 $0.15 $0.26 $0.30 $0.33 $0.35 $0.34 $0.35 $0.41 $0.31 $0.26
Adjusted Weighted Average Basic Shares Outstanding
1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.46B 1.46B 1.48B 1.87B
Adjusted Diluted Earnings per Share
$0.35 $0.15 $0.26 $0.30 $0.33 $0.33 $0.34 $0.34 $0.41 $0.30 $0.25
Adjusted Weighted Average Diluted Shares Outstanding
1.47B 1.47B 1.47B 1.47B 1.48B 1.48B 1.48B 1.48B 1.48B 1.50B 1.90B
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
1.45B 1.45B 1.45B 1.45B 1.45B 1.45B 1.46B 1.46B 1.46B 2.03B 2.03B
Normalized Net Operating Profit after Tax (NOPAT)
552 173 424 480 522 534 531 542 633 - 527
Normalized NOPAT Margin
29.41% 10.05% 24.17% 26.62% 27.85% 27.33% 27.66% 27.97% 29.66% - 20.48%
Pre Tax Income Margin
36.65% 14.35% 29.08% 32.50% 34.04% 34.24% 34.01% 32.92% 35.90% - 24.91%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.73 0.24 0.47 0.50 0.53 0.60 0.61 0.59 0.70 - 0.54
NOPAT to Interest Expense
0.58 0.24 0.39 0.41 0.43 0.48 0.50 0.50 0.58 - 0.44
EBIT Less CapEx to Interest Expense
0.70 0.24 0.44 0.47 0.50 0.58 0.56 0.54 0.66 - 0.43
NOPAT Less CapEx to Interest Expense
0.56 0.24 0.36 0.38 0.40 0.45 0.45 0.45 0.54 - 0.34
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
43.17% 52.46% 27.86% 28.73% 0.00% 53.37% 50.17% 48.43% 45.67% - 47.37%
Augmented Payout Ratio
43.17% 52.46% 27.86% 28.73% 0.00% 53.37% 50.17% 48.43% 45.67% - 47.37%

Financials Breakdown Chart

Key Financial Trends

Here’s a concise, investor-focused snapshot of Huntington Bancshares (HBAN) using the last four years of quarterly data. The trend shows solid revenue durability, a growing loan and deposit base, and improving cash flow, with some near-term margin pressures to watch.

  • Revenue growth over the period: Total revenue rose from about $1.721B in Q4 2023 to $2.174B in Q4 2025, roughly a 26% four-year gain.
  • Net interest income expansion: Net interest income climbed from about $1.316B in Q4 2023 to around $1.592B in Q4 2025, supported by higher rates and a growing loan book.
  • Funding strength via deposits: Total deposits increased from roughly $149–150B in 2024 to about $165B by late-2025, bolstering liquidity and funding stability.
  • Loan growth (net of allowance): Loans and leases net of allowance rose from roughly $127.8B (Q4 2024) to about $135.6B (Q4 2025), signaling ongoing loan growth.
  • Cash flow from operations improving: Net cash from continuing operating activities reached about $928M in Q4 2025 vs roughly $534M in Q4 2024, highlighting stronger cash generation.
  • Capital base and equity position: Total equity and noncontrolling interests stood around $22.3B by late 2025, indicating a solid capital base.
  • Shareholder returns via stable dividends: Cash dividends per share remained around $0.155 in 2025, providing steady income to investors.
  • Non-interest income trend is modestly positive but not a primary driver: Total non-interest income rose modestly (e.g., about $582M in Q4 2025 vs. $559M previously), suggesting diversification without a dramatic swing in earnings mix.
  • Provision for credit losses ticked up: PCL increased to about $123M in Q4 2025 from roughly $107M in Q4 2024, a near-term earnings headwind.
  • EPS compression amid higher share count: Basic EPS fell to about $0.31 (Q4 2025) from around $0.41 (Q4 2024), with diluted EPS near $0.30 vs. roughly $0.41 previously, pointing to margin pressure and greater share dilution.
05/05/26 10:39 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Huntington Bancshares' Financials

When does Huntington Bancshares' financial year end?

According to the most recent income statement we have on file, Huntington Bancshares' fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has Huntington Bancshares' net income changed over the last 10 years?

Huntington Bancshares' net income appears to be on an upward trend, with a most recent value of $2.23 billion in 2025, rising from $693 million in 2015. The previous period was $1.96 billion in 2024.

How has Huntington Bancshares' revenue changed over the last 10 years?

Over the last 10 years, Huntington Bancshares' total revenue changed from $2.99 billion in 2015 to $8.17 billion in 2025, a change of 173.1%.

How much debt does Huntington Bancshares have?

Huntington Bancshares' total liabilities were at $200.73 billion at the end of 2025, a 8.8% increase from 2024, and a 211.6% increase since 2015.

How much cash does Huntington Bancshares have?

In the past 10 years, Huntington Bancshares' cash and equivalents has ranged from $847.16 million in 2015 to $1.81 billion in 2021, and is currently $1.78 billion as of their latest financial filing in 2025.



Financial statements for NASDAQ:HBANP last updated on 5/2/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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