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Inter & Co, Inc. (INTR) Financials

Inter & Co, Inc. logo
$6.72 +0.08 (+1.13%)
As of 02:52 PM Eastern
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Annual Income Statements for Inter & Co, Inc.

Annual Income Statements for Inter & Co, Inc.

This table shows Inter & Co, Inc.'s income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 32 4.23 -25 24 -146 466
Consolidated Net Income / (Loss)		 7.56 5.91 -9.88 -2.66 73 157
Net Income / (Loss) Continuing Operations		 32 -1.67 -16 24 -146 456
Total Pre-Tax Income 		25 -1.35 -41 -34 91 195
Total Revenue		 224 35 34 674 420 767
Net Interest Income / (Expense)		 193 -35 -97 442 661 721
Total Interest Income		 193 0.00 0.00 530 938 831
Investment Securities Interest Income		 - - - 530 938 831
Total Interest Expense		 0.00 35 97 373 595 536
Long-Term Debt Interest Expense		 - - - 373 595 536
Total Non-Interest Income		 31 71 131 183 77 471
Other Service Charges		 -164 71 131 - 77 337
Net Realized & Unrealized Capital Gains on Investments		 - - - - - 425
Other Non-Interest Income		 158 - - - - -291
Total Non-Interest Expense		 200 44 81 344 548 196
Other Operating Expenses		 195 0.00 1.57 - - 163
Depreciation Expense		 4.35 - - - - 34
Income Tax Expense		 -7.39 -7.26 -32 -31 18 115
Net Income / (Loss) Attributable to Noncontrolling Interest		 - -2.46 -3.16 0.57 - -11
Weighted Average Basic Shares Outstanding		 - - 228.52M 401.80M 402.19M 439.70M
Weighted Average Diluted Shares Outstanding		 - - 228.52M 401.80M 402.19M 439.70M
Weighted Average Basic & Diluted Shares Outstanding		 - - 228.52M 401.80M 402.19M 439.70M

Quarterly Income Statements for Inter & Co, Inc.

No quarterly income statements for Inter & Co, Inc. are available.

Annual Cash Flow Statements for Inter & Co, Inc.

This table details how cash moves in and out of Inter & Co, Inc.'s business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2019 2020 2021 2022 2023 2024
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 515 893 -118 -84 335 308
Net Cash From Operating Activities		 197 574 -96 236 351 325
Net Cash From Continuing Operating Activities		 333 741 -96 236 351 325
Net Income / (Loss) Continuing Operations		 7.56 5.91 0.00 0.00 0.00 0.00
Depreciation Expense		 4.34 8.41 10 31 33 34
Non-Cash Adjustments to Reconcile Net Income		 -8.92 -9.99 -107 205 318 291
Net Cash From Investing Activities		 -111 -972 -17 -103 -13 -13
Net Cash From Continuing Investing Activities		 -111 -33 -17 -103 -13 -13
Sale of Property, Leasehold Improvements and Equipment		 0.00 1.39 0.11 0.00 0.00 0.00
Divestitures		 - - -17 -103 -13 -13
Net Cash From Financing Activities		 304 213 -5.26 -217 -3.38 -3.07
Net Cash From Continuing Financing Activities		 293 184 -5.26 -217 -3.38 -3.07
Repurchase of Common Equity		 0.00 -29 -5.26 0.00 -3.38 -3.07
Payment of Dividends		 -11 -7.29 0.00 -217 0.00 0.00

Quarterly Cash Flow Statements for Inter & Co, Inc.

No quarterly cash flow statements for Inter & Co, Inc. are available.

Annual Balance Sheets for Inter & Co, Inc.

This table presents Inter & Co, Inc.'s assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2020 2021 2022 2023 2024
Period end date 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 3,835 6,570 8,767 12,438 12,364
Cash and Due from Banks		 415 90 252 878 179
Federal Funds Sold		 - - - - 855
Loans and Leases, Net of Allowance		 0.00 0.00 4,850 6,517 0.00
Premises and Equipment, Net		 27 29 36 35 60
Goodwill		 96 - - - 297
Other Assets		 1,934 4,207 1,026 1,236 10,955
Total Liabilities & Shareholders' Equity		 3,835 6,570 8,767 12,438 12,364
Total Liabilities		 3,195 5,054 7,426 10,873 10,897
Long-Term Debt		 5.28 4.50 6.90 22 21
Other Long-Term Liabilities		 108 2,251 4,425 5,800 10,858
Total Equity & Noncontrolling Interests		 640 1,026 1,341 1,566 1,467
Total Preferred & Common Equity		 631 -13 1,323 1,540 1,438
Total Common Equity		 624 -13 -156 -139 1,438
Accumulated Other Comprehensive Income / (Loss)		 5.00 -13 -156 -139 1,438
Noncontrolling Interest		 9.35 1,039 18 26 29

Quarterly Balance Sheets for Inter & Co, Inc.

No quarterly balance sheets for Inter & Co, Inc. are available.

Annual Metrics and Ratios for Inter & Co, Inc.

This table displays calculated financial ratios and metrics derived from Inter & Co, Inc.'s official financial filings.

Metric 2019 2020 2021 2022 2023 2024
Period end date 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - -
Revenue Growth		 0.00% -84.31% -3.40% 1,883.76% -37.68% 12.25%
EBITDA Growth		 0.00% -101.83% -6,836.07% 1,085.68% -126.27% 45.13%
EBIT Growth		 0.00% -136.40% -427.43% 800.95% -138.75% 48.84%
NOPAT Growth		 0.00% -102.96% -2,965.43% 26.43% 440.12% 1,415.11%
Net Income Growth		 0.00% -21.82% -267.20% 73.04% 2,825.77% 116.69%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 2,600.00% 0.00%
Operating Cash Flow Growth		 0.00% 191.36% -116.79% 344.84% 48.67% -7.42%
Free Cash Flow Firm Growth		 0.00% 0.00% -39.89% 116.69% -210.84% 176.78%
Invested Capital Growth		 0.00% 0.00% 135.59% -11.33% 17.79% -6.29%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - -
EBITDA Margin		 12.89% -1.50% -107.89% 53.61% -22.60% 78.80%
EBIT Margin		 10.95% -25.40% -138.69% 49.00% -30.47% 74.39%
Profit (Net Income) Margin		 3.37% 16.80% -29.07% -0.40% 17.29% 20.52%
Tax Burden Percent		 30.79% -436.94% 23.83% 7.88% 80.09% 80.70%
Interest Burden Percent		 100.00% 15.13% 87.96% -10.23% -70.83% 34.18%
Effective Tax Rate		 -30.09% 0.00% 0.00% 0.00% 19.91% 58.87%
Return on Invested Capital (ROIC)		 0.00% -0.29% -2.68% -1.49% 4.95% 5.21%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 259.53% 4.99% 5.97% 4.95% 364.09%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 2.14% 1.49% 1.26% 0.05% 5.16%
Return on Equity (ROE)		 0.00% 1.85% -1.19% -0.23% 5.00% 10.37%
Cash Return on Invested Capital (CROIC)		 0.00% -200.29% -83.49% 10.52% -11.39% 11.71%
Operating Return on Assets (OROA)		 0.00% -0.23% -0.91% 4.31% -1.21% 4.60%
Return on Assets (ROA)		 0.00% 0.15% -0.19% -0.03% 0.68% 1.27%
Return on Common Equity (ROCE)		 0.00% 1.80% -0.44% 0.02% -0.51% 10.19%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.94% 76.20% -0.20% 4.71% 10.94%
Net Operating Profit after Tax (NOPAT)		 32 -0.95 -29 -21 73 80
NOPAT Margin		 14.25% -2.69% -85.39% -3.17% 17.29% 10.46%
Net Nonoperating Expense Percent (NNEP)		 0.00% -259.82% -7.67% -7.46% 0.00% -358.88%
SG&A Expenses to Revenue		 0.00% 125.40% 234.06% 20.59% 54.83% 0.00%
Operating Expenses to Revenue		 89.05% 125.40% 238.69% 51.00% 130.47% 25.61%
Earnings before Interest and Taxes (EBIT)		 25 -8.93 -47 330 -128 570
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 29 -0.53 -37 361 -95 604
Valuation Ratios		 - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 0.00 0.00 1.16
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.00 0.00 1.46
Price to Revenue (P/Rev)		 0.00 0.00 0.00 0.80 5.29 2.18
Price to Earnings (P/E)		 0.00 0.00 0.00 22.75 0.00 3.59
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.72%
Earnings Yield		 0.00% 0.00% 0.00% 4.40% 0.00% 27.89%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.23 0.88 0.46
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.46 3.31 0.90
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.86 0.00 1.14
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.94 0.00 1.21
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 19.17 8.58
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 1.32 3.97 2.12
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 2.07 0.00 3.82
Leverage & Solvency		 - - - - - -
Debt to Equity		 0.00 0.01 0.00 0.01 0.01 0.01
Long-Term Debt to Equity		 0.00 0.01 0.00 0.01 0.01 0.01
Financial Leverage		 0.00 0.01 0.30 0.21 0.01 0.01
Leverage Ratio		 0.00 5.99 6.24 6.48 7.30 8.18
Compound Leverage Factor		 0.00 0.91 5.49 -0.66 -5.17 2.80
Debt to Total Capital		 0.00% 0.82% 0.44% 0.51% 1.39% 1.40%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 0.82% 0.44% 0.51% 1.39% 1.40%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 1.45% 100.82% 1.36% 1.62% 1.93%
Common Equity to Total Capital		 0.00% 96.74% -1.26% -11.58% -8.77% 96.67%
Debt to EBITDA		 0.00 -9.98 -0.12 0.02 -0.23 0.03
Net Debt to EBITDA		 0.00 774.97 2.33 -0.68 9.02 -1.68
Long-Term Debt to EBITDA		 0.00 -9.98 -0.12 0.02 -0.23 0.03
Debt to NOPAT		 0.00 -5.57 -0.16 -0.32 0.30 0.26
Net Debt to NOPAT		 0.00 432.72 2.94 11.48 -11.79 -12.64
Long-Term Debt to NOPAT		 0.00 -5.57 -0.16 -0.32 0.30 0.26
Noncontrolling Interest Sharing Ratio		 0.00% 2.46% 63.31% 107.14% 110.16% 1.79%
Liquidity Ratios		 - - - - - -
Cash Flow Metrics		 - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -646 -904 151 -167 180
Operating Cash Flow to CapEx		 1,077.99% 2,046.66% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 -18.21 -9.28 0.40 -0.28 0.34
Operating Cash Flow to Interest Expense		 0.00 16.17 -0.99 0.63 0.59 0.61
Operating Cash Flow Less CapEx to Interest Expense		 0.00 15.38 -0.99 0.63 0.59 0.61
Efficiency Ratios		 - - - - - -
Asset Turnover		 0.00 0.01 0.01 0.09 0.04 0.06
Fixed Asset Turnover		 0.00 1.33 1.22 20.77 11.98 16.25
Capital & Investment Metrics		 - - - - - -
Invested Capital		 0.00 645 1,520 1,348 1,588 1,488
Invested Capital Turnover		 0.00 0.11 0.03 0.47 0.29 0.50
Increase / (Decrease) in Invested Capital		 0.00 645 875 -172 240 -100
Enterprise Value (EV)		 0.00 0.00 0.00 312 1,392 688
Market Capitalization		 0.00 0.00 0.00 539 2,222 1,672
Book Value per Share		 $0.00 $0.00 ($0.06) ($0.68) ($0.35) $3.58
Tangible Book Value per Share		 $0.00 $0.00 ($0.39) ($1.71) ($1.04) $2.84
Total Capital		 0.00 645 1,031 1,348 1,588 1,488
Total Debt		 0.00 5.28 4.50 6.90 22 21
Total Long-Term Debt		 0.00 5.28 4.50 6.90 22 21
Net Debt		 0.00 -410 -85 -245 -856 -1,013
Capital Expenditures (CapEx)		 18 28 -0.11 -0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 24 -6.85 -19 -19 0.00 -77
Net Nonoperating Obligations (NNO)		 0.00 5.28 494 6.90 22 21
Total Depreciation and Amortization (D&A)		 4.34 8.41 10 31 33 34
Earnings Adjustments		 - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 ($0.03) $0.75 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 228.52M 401.80M 402.19M 439.70M
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.00 ($0.03) $0.75 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 228.52M 401.80M 402.19M 439.70M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 228.52M 401.80M 402.19M 439.70M
Normalized Net Operating Profit after Tax (NOPAT)		 17 -0.95 -29 122 327 136
Normalized NOPAT Margin		 7.67% -2.69% -85.39% 18.12% 77.87% 17.80%
Pre Tax Income Margin		 10.95% -3.84% -121.99% -5.01% 21.58% 25.42%
Debt Service Ratios		 - - - - - -
EBIT to Interest Expense		 0.00 -0.25 -0.48 0.88 -0.22 1.07
NOPAT to Interest Expense		 0.00 -0.03 -0.30 -0.06 0.12 0.15
EBIT Less CapEx to Interest Expense		 0.00 -1.04 -0.48 0.88 -0.22 1.07
NOPAT Less CapEx to Interest Expense		 0.00 -0.82 -0.30 -0.06 0.12 0.15
Payout Ratios		 - - - - - -
Dividend Payout Ratio		 143.47% 123.40% 0.00% -8,134.62% 0.00% 0.00%
Augmented Payout Ratio		 143.47% 622.36% -53.25% -8,134.62% 4.66% 1.95%

Quarterly Metrics and Ratios for Inter & Co, Inc.

No quarterly metrics and ratios for Inter & Co, Inc. are available.

Frequently Asked Questions About Inter & Co, Inc.'s Financials

When does Inter & Co, Inc.'s fiscal year end?

According to the most recent income statement we have on file, Inter & Co, Inc.'s financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Inter & Co, Inc.'s net income changed over the last 5 years?

Inter & Co, Inc.'s net income appears to be on an upward trend, with a most recent value of $157.32 million in 2024, rising from $7.56 million in 2019. The previous period was $72.60 million in 2023. View Inter & Co, Inc.'s forecast to see where analysts expect Inter & Co, Inc. to go next.

How has Inter & Co, Inc. revenue changed over the last 5 years?

Over the last 5 years, Inter & Co, Inc.'s total revenue changed from $224.10 million in 2019 to $766.76 million in 2024, a change of 242.2%.

How much debt does Inter & Co, Inc. have?

Inter & Co, Inc.'s total liabilities were at $10.90 billion at the end of 2024, a 0.2% increase from 2023, and a 241.0% increase since 2020.

How much cash does Inter & Co, Inc. have?

In the past 4 years, Inter & Co, Inc.'s cash and equivalents has ranged from $89.77 million in 2021 to $877.84 million in 2023, and is currently $179.24 million as of their latest financial filing in 2024.

How has Inter & Co, Inc.'s book value per share changed over the last 5 years?

Over the last 5 years, Inter & Co, Inc.'s book value per share changed from 0.00 in 2019 to 3.58 in 2024, a change of 357.7%.


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This page (NASDAQ:INTR) was last updated on 5/6/2025 by MarketBeat.com Staff
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