Kentucky First Federal Bancorp (KFFB) Stock Price, News & Analysis

Company Overview

Kentucky First Federal Bancorp (NASDAQ: KFFB) is a bank holding company headquartered in Frankfort, Kentucky. Through its banking subsidiary, First Federal Savings Bank of Kentucky, the company provides community banking services to individuals, families, and businesses in central Kentucky.

Its primary products and services include deposit accounts, residential mortgage loans, commercial real estate and business loans, construction lending, consumer loans, and related banking services. The institution also offers electronic and online banking services to support everyday account management and payments.

First Federal Savings Bank of Kentucky has a history of serving Kentucky communities through a network of banking offices in areas including Frankfort, Lexington, Versailles, and Georgetown. Kentucky First Federal Bancorp was established as the holding company for the bank following its mutual holding company reorganization and public offering in 2005.

Key Stats

• Today's Range: $5.73 to $6.15
• 50-Day Range: $5.45 to $6.34
• 52-Week Range: $2.97 to $6.46
• Volume: 14,999 shs
• Average Volume: 9,398 shs
• Market Capitalization: $46.50 million
• P/E Ratio: 25.00
• Dividend Yield: 3.48%
• Price Target: N/A
• Consensus Rating: Hold

Kentucky First Federal Bancorp Stock Analysis - MarketRank™

Kentucky First Federal Bancorp scored higher than 36% of companies evaluated by MarketBeat, and ranked 688th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Kentucky First Federal Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Kentucky First Federal Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Kentucky First Federal Bancorp is 25.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kentucky First Federal Bancorp is 25.00, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

Kentucky First Federal Bancorp has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.41% of the float of Kentucky First Federal Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Kentucky First Federal Bancorp has a short interest ratio ("days to cover") of 9.74.

Change versus previous month

Short interest in Kentucky First Federal Bancorp has recently decreased by 9.76%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Kentucky First Federal Bancorp is a leading dividend payer. It pays a dividend yield of 3.53%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Kentucky First Federal Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Kentucky First Federal Bancorp is 86.96%. Payout ratios above 75% are not desirable because they may not be sustainable.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.23

News Sentiment

Kentucky First Federal Bancorp has a news sentiment score of 1.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Kentucky First Federal Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Kentucky First Federal Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.90% of the stock of Kentucky First Federal Bancorp is held by insiders.

Percentage Held by Institutions

3.16% of the stock of Kentucky First Federal Bancorp is held by institutions.

Company Calendar

• Last Earnings: 8/11/2026
• Record date for 9/21 Dividend: 8/31/2026
• Ex-Dividend for 9/21 Dividend: 8/31/2026
• Dividend Payable: 9/21/2026
• Today: 10/10/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:KFFB
• CIK: 1297341
• Web: www.ffsbky.bank
• Phone: (606) 436-3860
• Fax: 502-564-3256
• Employees: 59
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.23
• Trailing P/E Ratio: 25.00
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.91 million
• Net Margins: 8.91%
• Pretax Margin: 11.69%
• Return on Equity: 3.86%
• Return on Assets: 0.52%

Debt

• Debt-to-Equity Ratio: 0.97
• Current Ratio: 1.29
• Quick Ratio: 1.29

Sales & Book Value

• Annual Sales: $11.74 million
• Price / Sales: 3.96
• Cash Flow: $0.23 per share
• Price / Cash Flow: 25.16
• Book Value: $6.22 per share
• Price / Book: 0.92

Miscellaneous

• Outstanding Shares: 8,087,000
• Free Float: 7,772,000
• Market Cap: $46.50 million
• Optionable: Not Optionable
• Beta: 0.14