Joint Stock Company Kaspi.kz (KSPI) Stock Price, News & Analysis

Company Overview

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

Key Stats

• Today's Range: $87.58 to $90.19
• 50-Day Range: $81.23 to $104.74
• 52-Week Range: $77.80 to $143.72
• Volume: 255,640 shs
• Average Volume: 285,692 shs
• Market Capitalization: $17.79 billion
• P/E Ratio: 8.61
• Dividend Yield: 3.93%
• Price Target: $150.67
• Consensus Rating: Buy

Joint Stock Company Kaspi.kz Stock Analysis - MarketRank™

Joint Stock Company Kaspi.kz scored higher than 83% of companies evaluated by MarketBeat, and ranked 46th out of 321 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Joint Stock Company Kaspi.kz has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Joint Stock Company Kaspi.kz has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.64%

Earnings Growth

Earnings for Joint Stock Company Kaspi.kz are expected to grow by 15.64% in the coming year, from $11.32 to $13.09 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Joint Stock Company Kaspi.kz is 8.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of Joint Stock Company Kaspi.kz is 8.61, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 30.68.

Price to Book Value per Share Ratio

Joint Stock Company Kaspi.kz has a P/B Ratio of 6.96. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.53% of the float of Joint Stock Company Kaspi.kz has been sold short.

Short Interest Ratio / Days to Cover

Joint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Joint Stock Company Kaspi.kz has recently increased by 63.91%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Joint Stock Company Kaspi.kz is a leading dividend payer. It pays a dividend yield of 3.91%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Joint Stock Company Kaspi.kz does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Joint Stock Company Kaspi.kz is 33.78%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Joint Stock Company Kaspi.kz will have a dividend payout ratio of 26.74% next year. This indicates that Joint Stock Company Kaspi.kz will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.53% of the float of Joint Stock Company Kaspi.kz has been sold short.

Short Interest Ratio / Days to Cover

Joint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Joint Stock Company Kaspi.kz has recently increased by 63.91%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.84

News Sentiment

Joint Stock Company Kaspi.kz has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Joint Stock Company Kaspi.kz this week, compared to 6 articles on an average week.

Search Interest

4 people have searched for KSPI on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.

MarketBeat Follows

2 people have added Joint Stock Company Kaspi.kz to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Joint Stock Company Kaspi.kz insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 32.20% of the stock of Joint Stock Company Kaspi.kz is held by institutions.

KSPI Stock Analysis - Frequently Asked Questions

How have KSPI shares performed this year?

Joint Stock Company Kaspi.kz's stock was trading at $94.71 at the beginning of the year. Since then, KSPI shares have decreased by 5.9% and is now trading at $89.15.
View the best growth stocks for 2025 here.

When did Joint Stock Company Kaspi.kz IPO?

Joint Stock Company Kaspi.kz (KSPI) raised $1 billion in an initial public offering on Friday, January 19th 2024. The company issued 11,300,000 shares at a price of $92.00 per share.

Who are Joint Stock Company Kaspi.kz's major shareholders?

Top institutional investors of Joint Stock Company Kaspi.kz include Sumitomo Mitsui Trust Group Inc. (0.16%), Renaissance Capital LLC (0.03%) and Flossbach Von Storch SE (0.01%).

How do I buy shares of Joint Stock Company Kaspi.kz?

Shares of KSPI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Joint Stock Company Kaspi.kz own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Joint Stock Company Kaspi.kz investors own include Baidu (BIDU), MKS Instruments (MKSI), Arcos Dorados (ARCO), Berkshire Hathaway (BRK.B), British American Tobacco (BTI), CrowdStrike (CRWD) and Datadog (DDOG).

Company Calendar

• Today: 5/01/2025
• Next Earnings (Estimated): 5/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Business services, not elsewhere classified
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:KSPI
• Previous Symbol: NASDAQ:KSPI
• CIK: 1985487
• Web: kaspi.kz
• Phone: (727) 356-0629
• Fax: N/A
• Employees: 8,772
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $150.67
• High Stock Price Target: $175.00
• Low Stock Price Target: $137.00
• Potential Upside/Downside: +69.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: 8.61
• Forward P/E Ratio: 7.88
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $2.52 trillion
• Price / Sales: 0.01
• Cash Flow: $8.34 per share
• Price / Cash Flow: 10.69
• Book Value: $12.80 per share
• Price / Book: 6.96

Miscellaneous

• Outstanding Shares: 199,500,000
• Free Float: N/A
• Market Cap: $17.79 billion
• Optionable: Optionable
• Beta: 1.44