LCNB (LCNB) Competitors

LCNB (NASDAQ:LCNB) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, community ranking, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Which has preferable valuation and earnings, LCNB or JFIN?

Jiayin Group has higher revenue and earnings than LCNB. Jiayin Group is trading at a lower price-to-earnings ratio than LCNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LCNB	$84.90M	2.49	$13.49M	$1.15	12.97
Jiayin Group	$6.10B	0.15	$182.75M	$3.44	5.09

Does the MarketBeat Community prefer LCNB or JFIN?

LCNB received 206 more outperform votes than Jiayin Group when rated by MarketBeat users. Likewise, 58.37% of users gave LCNB an outperform vote while only 53.52% of users gave Jiayin Group an outperform vote.

Company	Underperform	Outperform
LCNB	Outperform Votes 244 58.37%	Underperform Votes 174 41.63%
Jiayin Group	Outperform Votes 38 53.52%	Underperform Votes 33 46.48%

Is LCNB or JFIN a better dividend stock?

LCNB pays an annual dividend of $0.88 per share and has a dividend yield of 5.9%. Jiayin Group pays an annual dividend of $0.49 per share and has a dividend yield of 2.8%. LCNB pays out 76.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Jiayin Group pays out 14.2% of its earnings in the form of a dividend. LCNB has increased its dividend for 7 consecutive years. LCNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to LCNB or JFIN?

In the previous week, Jiayin Group had 12 more articles in the media than LCNB. MarketBeat recorded 13 mentions for Jiayin Group and 1 mentions for LCNB. LCNB's average media sentiment score of 1.89 beat Jiayin Group's score of 0.67 indicating that LCNB is being referred to more favorably in the media.

Company	Overall Sentiment
LCNB	Very Positive
Jiayin Group	Positive

Do institutionals and insiders have more ownership in LCNB or JFIN?

34.7% of LCNB shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 5.8% of LCNB shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is LCNB or JFIN more profitable?

Jiayin Group has a net margin of 19.17% compared to LCNB's net margin of 10.76%. Jiayin Group's return on equity of 43.90% beat LCNB's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LCNB	10.76%	7.12%	0.74%
Jiayin Group	19.17%	43.90%	21.31%

Do analysts rate LCNB or JFIN?

LCNB presently has a consensus target price of $16.25, indicating a potential upside of 8.99%. Given LCNB's stronger consensus rating and higher probable upside, equities research analysts clearly believe LCNB is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LCNB	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, LCNB or JFIN?

LCNB has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500.

Summary

Jiayin Group beats LCNB on 11 of the 20 factors compared between the two stocks.