NASDAQ:LPRO Open Lending (LPRO) Stock Price, News & Analysis $2.10 +0.04 (+1.94%) Closing price 10/3/2025 04:00 PM EasternExtended Trading$2.12 +0.02 (+0.71%) As of 04:00 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Open Lending Stock (NASDAQ:LPRO) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Open Lending alerts:Sign Up Key Stats Today's Range$2.03▼$2.1550-Day Range$2.04▼$2.6152-Week Range$0.70▼$6.92Volume788,612 shsAverage Volume606,362 shsMarket Capitalization$248.16 millionP/E RatioN/ADividend YieldN/APrice Target$3.10Consensus RatingHold Company Overview Open Lending Corporation is a financial technology company specializing in risk analytics and automated loan decisioning for the automotive finance industry. Through its proprietary platform, Open Lending enables banks, credit unions and finance companies to enhance underwriting accuracy, manage risk more effectively and streamline the loan origination process. The company’s solutions leverage machine learning and big-data analytics to deliver credit-based pricing models that help lenders optimize portfolio performance and reduce losses. The core offerings of Open Lending include an automated underwriting engine, risk-based pricing tools and performance analytics dashboards. These services support both new and used auto loan origination, as well as refinance transactions. By integrating directly with dealer point-of-sale and lender loan origination systems, Open Lending’s platform facilitates rapid decisioning at the point of sale, enabling finance partners to approve more consumers while maintaining disciplined credit standards. Founded in 2007 and headquartered in Austin, Texas, Open Lending serves financial institutions across the United States. Over time, the company has broadened its product suite to include portfolio health monitoring and ongoing risk assessment services, helping clients adapt to changing market conditions. With a focus on innovation and data-driven insights, Open Lending continues to work closely with automotive lenders to improve profitability, customer experience and operational efficiency.AI Generated. May Contain Errors. Read More Open Lending Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks63rd Percentile Overall ScoreLPRO MarketRank™: Open Lending scored higher than 63% of companies evaluated by MarketBeat, and ranked 564th out of 921 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingHold Consensus RatingOpen Lending has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 3 buy ratings, 3 hold ratings, and 1 sell rating.Upside PotentialOpen Lending has a consensus price target of $3.10, representing about 47.6% upside from its current price of $2.10.Amount of Analyst CoverageOpen Lending has only been the subject of 2 research reports in the past 90 days.Read more about Open Lending's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth110.00% Earnings GrowthEarnings for Open Lending are expected to grow by 110.00% in the coming year, from $0.10 to $0.21 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Open Lending is -1.78, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Open Lending is -1.78, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioOpen Lending has a P/B Ratio of 3.23. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Open Lending's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.36% of the float of Open Lending has been sold short.Short Interest Ratio / Days to CoverOpen Lending has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Open Lending has recently increased by 5.86%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOpen Lending does not currently pay a dividend.Dividend GrowthOpen Lending does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.36% of the float of Open Lending has been sold short.Short Interest Ratio / Days to CoverOpen Lending has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Open Lending has recently increased by 5.86%, indicating that investor sentiment is decreasing significantly. News and Social Media1.1 / 5News Sentiment0.00 News Coverage This WeekMarketBeat has tracked 2 news articles for Open Lending this week, compared to 10 articles on an average week.Search Interest1 people have searched for LPRO on MarketBeat in the last 30 days. MarketBeat Follows3 people have added Open Lending to their MarketBeat watchlist in the last 30 days. Company Ownership2.5 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Open Lending insiders have not sold or bought any company stock.Percentage Held by Insiders15.00% of the stock of Open Lending is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.06% of the stock of Open Lending is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Open Lending's insider trading history. Receive LPRO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Open Lending and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. LPRO Stock News HeadlinesCritical Comparison: Encore Capital Group (NASDAQ:ECPG) & Open Lending (NASDAQ:LPRO)4 hours ago | americanbankingnews.comOpen Lending Appoints Todd C. Hart to BoardSeptember 25, 2025 | tipranks.comGold surges past $3,600 … but this has beat gold by 1,000xGold has surged past $3,600 an ounce — up 45% in the past year — but one veteran metals analyst says the real opportunity isn’t in coins or bullion. In every major gold rally of the past 50 years, there’s been another investment that has delivered dramatically higher returns. | Weiss Ratings (Ad)Open Lending Appoints Todd Hart to Board of DirectorsSeptember 25, 2025 | globenewswire.comResults: Open Lending Corporation Beat Earnings Expectations And Analysts Now Have New ForecastsAugust 12, 2025 | finance.yahoo.comOpen Lending Corporation (LPRO) Q2 2025 Earnings Call TranscriptAugust 7, 2025 | seekingalpha.comOpen Lending (LPRO) Q2 Revenue Beats 16%August 6, 2025 | fool.comOpen Lending Reports Second Quarter 2025 Financial ResultsAugust 6, 2025 | globenewswire.comSee More Headlines LPRO Stock Analysis - Frequently Asked Questions How have LPRO shares performed this year? Open Lending's stock was trading at $5.97 at the beginning of 2025. Since then, LPRO shares have decreased by 64.8% and is now trading at $2.10. How were Open Lending's earnings last quarter? Open Lending Corporation (NASDAQ:LPRO) issued its earnings results on Wednesday, August, 6th. The company reported $0.01 EPS for the quarter, missing the consensus estimate of $0.02 by $0.01. The business had revenue of $25.31 million for the quarter, compared to the consensus estimate of $23.63 million. Read the conference call transcript. How do I buy shares of Open Lending? Shares of LPRO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Open Lending own? Based on aggregate information from My MarketBeat watchlists, some other companies that Open Lending investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Netflix (NFLX), Alphabet (GOOG) and JPMorgan Chase & Co. (JPM). Company Calendar Last Earnings8/06/2025Today10/06/2025Next Earnings (Estimated)11/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNASDAQ:LPRO CIK1806201 Webwww.openlending.com Phone(512) 892-0400FaxN/AEmployees180Year Founded2000Price Target and Rating Average Price Target for Open Lending$3.10 High Price Target$4.00 Low Price Target$2.50 Potential Upside/Downside+47.6%Consensus RatingHold Rating Score (0-4)2.29 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)($1.18) Trailing P/E RatioN/A Forward P/E Ratio21.00 P/E GrowthN/ANet Income-$135.01 million Net MarginsN/A Pretax Margin-459.44% Return on Equity-48.33% Return on Assets-17.09% Debt Debt-to-Equity Ratio1.63 Current Ratio5.67 Quick Ratio5.67 Sales & Book Value Annual Sales$24.02 million Price / Sales10.33 Cash FlowN/A Price / Cash FlowN/A Book Value$0.65 per share Price / Book3.23Miscellaneous Outstanding Shares118,170,000Free Float100,446,000Market Cap$248.16 million OptionableOptionable Beta1.94 Social Links Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? 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