NASDAQ:LPRO Open Lending (LPRO) Stock Price, News & Analysis $2.16 -0.03 (-1.37%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$2.15 -0.01 (-0.23%) As of 08/1/2025 04:24 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Open Lending Stock (NASDAQ:LPRO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Open Lending alerts:Sign Up Key Stats Today's Range$2.04▼$2.2450-Day Range$1.77▼$2.6452-Week Range$0.70▼$6.92Volume978,212 shsAverage Volume874,388 shsMarket Capitalization$258.72 millionP/E RatioN/ADividend YieldN/APrice Target$4.12Consensus RatingHold Company Overview Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas. Read More Open Lending Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks71st Percentile Overall ScoreLPRO MarketRank™: Open Lending scored higher than 71% of companies evaluated by MarketBeat, and ranked 464th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingHold Consensus RatingOpen Lending has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on 3 buy ratings, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageOpen Lending has only been the subject of 2 research reports in the past 90 days.Read more about Open Lending's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth110.00% Earnings GrowthEarnings for Open Lending are expected to grow by 110.00% in the coming year, from $0.10 to $0.21 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Open Lending is -1.85, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Open Lending is -1.85, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioOpen Lending has a P/B Ratio of 3.32. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Open Lending's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.26% of the float of Open Lending has been sold short.Short Interest Ratio / Days to CoverOpen Lending has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Open Lending has recently increased by 4.26%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOpen Lending does not currently pay a dividend.Dividend GrowthOpen Lending does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted2.26% of the float of Open Lending has been sold short.Short Interest Ratio / Days to CoverOpen Lending has a short interest ratio ("days to cover") of 1.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Open Lending has recently increased by 4.26%, indicating that investor sentiment is decreasing. News and Social Media1.9 / 5News Sentiment0.47 News SentimentOpen Lending has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Open Lending this week, compared to 7 articles on an average week.Search Interest2 people have searched for LPRO on MarketBeat in the last 30 days. Company Ownership4.2 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Open Lending insiders have bought more of their company's stock than they have sold. Specifically, they have bought $25,042.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders13.20% of the stock of Open Lending is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.06% of the stock of Open Lending is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Open Lending's insider trading history. Receive LPRO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Open Lending and its competitors with MarketBeat's FREE daily newsletter. Email Address LPRO Stock News HeadlinesKuehn Law Encourages Investors of Open Lending Corporation to Contact Law FirmJuly 30 at 10:24 AM | prnewswire.comOwning 43% shares,institutional owners seem interested in Open Lending Corporation (NASDAQ:LPRO),July 28, 2025 | finance.yahoo.comBREAKING: The House just passed 3 pro-crypto bills!THREE pro-crypto bills just passed the House! Now, experts believe altcoin season is officially here. August 2 at 2:00 AM | Crypto 101 Media (Ad)Analysts Set Open Lending Corporation (NASDAQ:LPRO) PT at $4.12July 26, 2025 | americanbankingnews.comOpen Lending (NASDAQ:LPRO) & EZCORP (NASDAQ:EZPW) Financial ContrastJuly 25, 2025 | americanbankingnews.comKuehn Law Encourages Investors of Open Lending Corporation to Contact Law FirmJuly 9, 2025 | globenewswire.comBragar Eagel & Squire, P.C. Reminds Investors That Class Action Lawsuits Have Been Filed Against Open Lending Corporation and Civitas Resources and Encourages Investors to Contact the FirmJune 30, 2025 | globenewswire.comJune 30, 2025 Deadline: Contact Levi & Korsinsky to Join Class Action Suit Against LPROJune 30, 2025 | globenewswire.comSee More Headlines LPRO Stock Analysis - Frequently Asked Questions How have LPRO shares performed this year? Open Lending's stock was trading at $5.97 at the beginning of the year. Since then, LPRO shares have decreased by 63.8% and is now trading at $2.16. How were Open Lending's earnings last quarter? Open Lending Corporation (NASDAQ:LPRO) released its quarterly earnings results on Wednesday, May, 7th. The company reported $0.01 earnings per share for the quarter, meeting analysts' consensus estimates of $0.01. The business earned $24.39 million during the quarter, compared to analysts' expectations of $24.78 million. Read the conference call transcript. Who are Open Lending's major shareholders? Top institutional shareholders of Open Lending include LB Partners LLC (4.22%), B & T Capital Management DBA Alpha Capital Management (0.09%), Truist Financial Corp (0.08%) and CWM LLC (0.08%). Insiders that own company stock include John Joseph Flynn, Jessica E Buss and Shubhi Suryaji Rao. View institutional ownership trends. How do I buy shares of Open Lending? Shares of LPRO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Open Lending own? Based on aggregate information from My MarketBeat watchlists, some other companies that Open Lending investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Netflix (NFLX), Alphabet (GOOG) and JPMorgan Chase & Co. (JPM). Company Calendar Last Earnings5/07/2025Today8/02/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - CONS LOANS Sub-IndustryBanking Current SymbolNASDAQ:LPRO CIK1806201 Webwww.openlending.com Phone(512) 892-0400FaxN/AEmployees180Year FoundedN/APrice Target and Rating Average Price Target for Open Lending$4.12 High Price Target$7.00 Low Price Target$2.50 Potential Upside/Downside+90.6%Consensus RatingHold Rating Score (0-4)2.43 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)($1.17) Trailing P/E RatioN/A Forward P/E Ratio21.60 P/E GrowthN/ANet Income-$135.01 million Net MarginsN/A Pretax Margin-404.35% Return on Equity-35.88% Return on Assets-15.48% Debt Debt-to-Equity Ratio1.63 Current Ratio6.21 Quick Ratio6.21 Sales & Book Value Annual Sales$24.02 million Price / Sales10.77 Cash FlowN/A Price / Cash FlowN/A Book Value$0.65 per share Price / Book3.32Miscellaneous Outstanding Shares119,780,000Free Float103,972,000Market Cap$258.72 million OptionableOptionable Beta1.92 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. 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