Marqeta (MQ) Stock Price, News & Analysis

Company Overview

Marqeta is a modern card-issuing and payment processing platform that enables businesses to create, manage and distribute payment cards. Founded in 2010 and headquartered in Oakland, California, the company offers a cloud-based infrastructure that supports both physical and virtual cards, real-time authorizations and customizable spending controls. By providing an API-driven solution, Marqeta allows clients to streamline the integration of payment functionality into their applications, reducing the complexity associated with traditional card-issuing processes.

The company’s core products include a card-issuing engine, a transaction processing network and a suite of risk-management tools. Through its platform, businesses can design bespoke card programs with features such as tokenization, instant funding, dynamic spend controls and single-use card numbers. These capabilities cater to a wide range of use cases, from consumer loyalty and disbursement programs to B2B expense management and on-demand delivery services.

Marqeta serves customers across North America, Europe, Asia Pacific and Latin America, supporting both established financial institutions and fast-growing fintechs. Its client roster features companies in ride-sharing, e-commerce, banking, payroll and gig-economy marketplaces, demonstrating the versatility of its platform in meeting diverse payment needs. The company also maintains regional offices in London, Amsterdam and Singapore to bolster its global reach and comply with local regulatory requirements.

Under the leadership of co-founder and Chief Executive Officer Jason Gardner, Marqeta has expanded its engineering and customer-success teams to foster innovation and ensure seamless program deployment. The company’s executive team brings together expertise in technology, finance and regulatory compliance, positioning Marqeta to address the evolving demands of digital payments. As enterprises and startups continue to prioritize flexible, API-first payment solutions, Marqeta remains focused on driving growth through product enhancements and global market expansion.

Key Stats

• Today's Range: $5.88 to $5.95
• 50-Day Range: $3.80 to $5.97
• 52-Week Range: $3.37 to $6.00
• Volume: 3.13 million shs
• Average Volume: 6.26 million shs
• Market Capitalization: $2.79 billion
• P/E Ratio: 59.50
• Dividend Yield: N/A
• Price Target: $5.18
• Consensus Rating: Hold

Marqeta Stock Analysis - MarketRank™

Marqeta scored higher than 18% of companies evaluated by MarketBeat, and ranked 775th out of 906 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

Marqeta has received a consensus rating of Hold. The company's average rating score is 2.23, and is based on 3 buy ratings, 10 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Marqeta has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: Decreasing

Earnings Growth

Earnings for Marqeta are expected to decrease in the coming year, from $0.06 to ($0.16) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Marqeta is 59.65, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Marqeta is 59.65, which means that it is trading at a more expensive P/E ratio than the Business Services sector average P/E ratio of about 28.86.

Price to Book Value per Share Ratio

Marqeta has a P/B Ratio of 2.77. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.81% of the float of Marqeta has been sold short.

Short Interest Ratio / Days to Cover

Marqeta has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Marqeta has recently increased by 3.97%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Marqeta does not currently pay a dividend.

Dividend Growth

Marqeta does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.81% of the float of Marqeta has been sold short.

Short Interest Ratio / Days to Cover

Marqeta has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Marqeta has recently increased by 3.97%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.51

News Sentiment

Marqeta has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Marqeta this week, compared to 12 articles on an average week.

Search Interest

31 people have searched for MQ on MarketBeat in the last 30 days. This is an increase of 15% compared to the previous 30 days.

MarketBeat Follows

2 people have added Marqeta to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Marqeta insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.12% of the stock of Marqeta is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

78.64% of the stock of Marqeta is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MQ Stock Analysis - Frequently Asked Questions

How have MQ shares performed this year?

Marqeta's stock was trading at $3.79 at the start of the year. Since then, MQ shares have increased by 57.4% and is now trading at $5.9650.

How were Marqeta's earnings last quarter?

Marqeta, Inc. (NASDAQ:MQ) announced its quarterly earnings results on Wednesday, May, 7th. The company reported ($0.02) earnings per share (EPS) for the quarter, beating analysts' consensus estimates of ($0.05) by $0.03. The firm's quarterly revenue was up 17.9% compared to the same quarter last year.
Read the conference call transcript.

When did Marqeta IPO?

Marqeta (MQ) raised $1 billion in an initial public offering (IPO) on Wednesday, June 9th 2021. The company issued 45,500,000 shares at $20.00-$24.00 per share. Goldman Sachs, J.P. Morgan, Citigroup, Barclays, William Blair and KeyBanc Capital Markets served as the underwriters for the IPO and Nomura, HSBC, R. Seelaus & C. and Siebert Williams Shank were co-managers.

How do I buy shares of Marqeta?

Shares of MQ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Marqeta own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Marqeta investors own include NVIDIA (NVDA), Meta Platforms (META), CrowdStrike (CRWD), Advanced Micro Devices (AMD), Broadcom (AVGO), Arista Networks (ANET) and Adobe (ADBE).

Company Calendar

• Last Earnings: 5/07/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 8/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Financial Transaction Services
• Sub-Industry: Computer Software
• Current Symbol: NASDAQ:MQ
• CIK: 1522540
• Web: www.marqeta.com
• Phone: 888-462-7738
• Fax: N/A
• Employees: 960
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $5.18
• High Stock Price Target: $7.50
• Low Stock Price Target: $4.00
• Potential Upside/Downside: -13.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.23
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.10
• Trailing P/E Ratio: 59.65
• Forward P/E Ratio: 99.42
• P/E Growth: N/A
• Net Income: $27.29 million
• Net Margins: 10.43%
• Pretax Margin: 10.60%
• Return on Equity: 5.11%
• Return on Assets: 3.84%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 3.18
• Quick Ratio: 3.18

Sales & Book Value

• Annual Sales: $528.10 million
• Price / Sales: 5.29
• Cash Flow: $0.08 per share
• Price / Cash Flow: 71.18
• Book Value: $2.15 per share
• Price / Book: 2.77

Miscellaneous

• Outstanding Shares: 468,269,000
• Free Float: 411,515,000
• Market Cap: $2.79 billion
• Optionable: Optionable
• Beta: 1.54