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NBT Bancorp (NBTB) Stock Price, News & Analysis

NBT Bancorp logo
$44.80 -0.28 (-0.61%)
As of 11:53 AM Eastern
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About NBT Bancorp Stock (NASDAQ:NBTB)

Key Stats

Today's Range
$44.62
$45.19
50-Day Range
$39.71
$45.07
52-Week Range
$37.31
$52.44
Volume
19,805 shs
Average Volume
239,019 shs
Market Capitalization
$2.35 billion
P/E Ratio
16.17
Dividend Yield
3.30%
Price Target
$52.00
Consensus Rating
Hold

Company Overview

NBT Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
86th Percentile Overall Score

NBTB MarketRank™: 

NBT Bancorp scored higher than 86% of companies evaluated by MarketBeat, and ranked 222nd out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    NBT Bancorp has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    NBT Bancorp has only been the subject of 2 research reports in the past 90 days.

  • Read more about NBT Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for NBT Bancorp are expected to grow by 19.24% in the coming year, from $3.69 to $4.40 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of NBT Bancorp is 16.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.52.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of NBT Bancorp is 16.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.45.

  • Price to Book Value per Share Ratio

    NBT Bancorp has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about NBT Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    2.46% of the float of NBT Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    NBT Bancorp has a short interest ratio ("days to cover") of 5.9.
  • Change versus previous month

    Short interest in NBT Bancorp has recently decreased by 7.41%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    NBT Bancorp pays a meaningful dividend of 3.06%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    NBT Bancorp has been increasing its dividend for 12 years.

  • Dividend Coverage

    The dividend payout ratio of NBT Bancorp is 53.43%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, NBT Bancorp will have a dividend payout ratio of 33.64% next year. This indicates that NBT Bancorp will be able to sustain or increase its dividend.

  • Read more about NBT Bancorp's dividend.
  • Percentage of Shares Shorted

    2.46% of the float of NBT Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    NBT Bancorp has a short interest ratio ("days to cover") of 5.9.
  • Change versus previous month

    Short interest in NBT Bancorp has recently decreased by 7.41%, indicating that investor sentiment is improving significantly.
  • News Sentiment

    NBT Bancorp has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.17 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for NBT Bancorp this week, compared to 5 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, NBT Bancorp insiders have sold 8,115.63% more of their company's stock than they have bought. Specifically, they have bought $14,385.00 in company stock and sold $1,181,818.00 in company stock.

  • Percentage Held by Insiders

    Only 3.03% of the stock of NBT Bancorp is held by insiders.

  • Percentage Held by Institutions

    58.46% of the stock of NBT Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about NBT Bancorp's insider trading history.
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NBTB Stock News Headlines

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See More Headlines

NBTB Stock Analysis - Frequently Asked Questions

NBT Bancorp's stock was trading at $47.76 on January 1st, 2025. Since then, NBTB shares have decreased by 6.1% and is now trading at $44.83.

NBT Bancorp Inc. (NASDAQ:NBTB) posted its quarterly earnings results on Monday, July, 28th. The bank reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.82 by $0.06. The bank earned $171.15 million during the quarter, compared to analysts' expectations of $171.04 million. NBT Bancorp had a net margin of 16.10% and a trailing twelve-month return on equity of 9.81%.
Read the conference call transcript
.

Top institutional investors of NBT Bancorp include State Street Corp (4.83%), Geode Capital Management LLC (2.75%), Bank of New York Mellon Corp (1.09%) and Raymond James Financial Inc. (0.96%). Insiders that own company stock include John H Watt Jr, David J Nasca, Jack H Webb, Lowell A Seifter, Timothy E Delaney, Amy Wiles, Sarah A Halliday, Scott Allen Kingsley, V Daniel Robinson II, Martin Randolph Sparks, Heidi M Hoeller and Jason David Brown.
View institutional ownership trends
.

Shares of NBTB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that NBT Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

Record date for 6/16 Dividend
6/02/2025
Ex-Dividend for 6/16 Dividend
6/02/2025
Dividend Payable
6/16/2025
Last Earnings
7/28/2025
Today
8/28/2025
Ex-Dividend for 9/15 Dividend
8/29/2025
Record date for 9/15 Dividend
9/01/2025
Dividend Payable
9/15/2025
Next Earnings (Estimated)
10/27/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - NORTHEAST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:NBTB
CIK
790359
Employees
2,083
Year Founded
1999

Price Target and Rating

High Price Target
$55.00
Low Price Target
$47.00
Potential Upside/Downside
+16.0%
Consensus Rating
Hold
Rating Score (0-4)
2.40
Research Coverage
5 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.77
Trailing P/E Ratio
16.18
Forward P/E Ratio
12.15
P/E Growth
N/A
Net Income
$140.64 million
Net Margins
16.10%
Pretax Margin
20.79%
Return on Equity
9.81%
Return on Assets
1.10%

Debt

Debt-to-Equity Ratio
0.17
Current Ratio
0.88
Quick Ratio
0.88

Sales & Book Value

Annual Sales
$619.42 million
Price / Sales
3.79
Cash Flow
$3.60 per share
Price / Cash Flow
12.45
Book Value
$34.45 per share
Price / Book
1.30

Miscellaneous

Outstanding Shares
52,394,000
Free Float
50,806,000
Market Cap
$2.35 billion
Optionable
Optionable
Beta
0.59

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This page (NASDAQ:NBTB) was last updated on 8/28/2025 by MarketBeat.com Staff
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