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OptimumBank (OPHC) Stock Forecast & Price Target

OptimumBank logo
$5.59 +0.03 (+0.54%)
Closing price 05/8/2026 04:00 PM Eastern
Extended Trading
$5.56 -0.02 (-0.45%)
As of 05/8/2026 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

OptimumBank - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
0
Hold
1
Buy
2

Based on 3 Wall Street analysts who have issued ratings for OptimumBank in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 3 analysts, 1 has given a hold rating, and 2 have given a buy rating for OPHC.

Consensus Price Target

$6.75
20.75% Upside
According to the 3 analysts' twelve-month price targets for OptimumBank, the average price target is $6.75. The highest price target for OPHC is $7.00, while the lowest price target for OPHC is $6.50. The average price target represents a forecasted upside of 20.75% from the current price of $5.59.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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OPHC Analyst Ratings Over Time

TypeCurrent Forecast
5/9/25 to 5/9/26
1 Month Ago
4/9/25 to 4/9/26
3 Months Ago
2/8/25 to 2/8/26
1 Year Ago
5/9/24 to 5/9/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
N/A
0 Strong Buy rating(s)
Buy
2 Buy rating(s)
1 Buy rating(s)
N/A
0 Buy rating(s)
Hold
1 Hold rating(s)
0 Hold rating(s)
N/A
1 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
N/A
0 Sell rating(s)
Consensus Price Target$6.75$6.50N/A$5.25
Forecasted Upside20.75% Upside22.87% UpsideN/A13.88% Upside
Consensus RatingModerate BuyBuyN/AHold

OPHC Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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OPHC Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

OptimumBank Stock vs. The Competition

TypeOptimumBankFinance CompaniesS&P 500
Consensus Rating Score
2.67
2.31
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside20.75% Upside26.36% Upside15.51% Upside
News Sentiment Rating
Neutral News

See Recent OPHC News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
4/21/2026 UpgradeHold
4/20/2026
Brean Capital logo
Brean Capital
1 of 5 stars
 Initiated CoverageBuy$7.00+29.39%
4/7/2026
Gaurav Mehta
Gaurav Mehta
Not Rated
Initiated CoverageBuy$6.50+25.73%
5/23/2024Initiated CoverageNeutral$5.25+20.97%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 04:35 AM ET.


OPHC Forecast - Frequently Asked Questions

According to the research reports of 3 Wall Street equities research analysts, the average twelve-month stock price forecast for OptimumBank is $6.75, with a high forecast of $7.00 and a low forecast of $6.50.

3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for OptimumBank in the last twelve months. There is currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" OPHC shares.

According to analysts, OptimumBank's stock has a predicted upside of 20.75% based on their 12-month stock forecasts.

Over the previous 90 days, OptimumBank's stock had 1 upgrade by analysts.

OptimumBank has been rated by research analysts at Alliance Global Partners, Brean Capital, and Zacks Research in the past 90 days.

Analysts like OptimumBank more than other "finance" companies. The consensus rating for OptimumBank is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how OPHC compares to other companies.


This page (NASDAQ:OPHC) was last updated on 5/9/2026 by MarketBeat.com Staff.
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