NASDAQ:OPRT Oportun Financial (OPRT) Stock Price, News & Analysis $5.45 0.00 (0.00%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$5.46 +0.00 (+0.09%) As of 05/22/2026 04:12 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Oportun Financial Stock (NASDAQ:OPRT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Oportun Financial alerts:Sign Up Key Stats Today's Range$5.35▼$5.4950-Day Range$4.13▼$6.0952-Week Range$4.03▼$7.97Volume278,700 shsAverage Volume398,021 shsMarket Capitalization$249.28 millionP/E Ratio14.73Dividend YieldN/APrice Target$8.00Consensus RatingHold Company Overview Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history. The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit. In addition to its flagship personal loan product, Oportun issues secured credit cards and credit-builder loans that allow customers to establish or improve their credit profile through on-time repayments. Oportun’s digital application process and automated underwriting engine support rapid decisioning, while its nationwide network of customer service centers provides bilingual support for English and Spanish speakers. Founded in 2005 by entrepreneur Raul Vazquez, who serves as chairman and chief executive officer, Oportun has focused on financial inclusion from its inception. The company launched the Oportun Community Foundation to promote financial education and literacy programs in underserved communities. Over time, Oportun expanded its footprint and now serves customers in more than two dozen states across the U.S., with a particular emphasis on regions with high concentrations of Hispanic and immigrant populations. As a publicly traded company, Oportun continues to invest in technology enhancements, risk-management capabilities and community partnerships. Its mission-driven approach emphasizes responsible lending practices, transparency in fees and commitment to helping customers build long-term financial health. By combining data-driven underwriting with a focus on customer support, Oportun aims to bridge gaps in the financial services market and offer access to credit for those often overlooked by traditional brick-and-mortar banks.AI Generated. May Contain Errors. Read More Oportun Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks91st Percentile Overall ScoreOPRT MarketRank™: Oportun Financial scored higher than 91% of companies evaluated by MarketBeat, and ranked 152nd out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingHold Consensus RatingOportun Financial has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and 1 sell rating.Upside PotentialOportun Financial has a consensus price target of $8.00, representing about 46.8% upside from its current price of $5.45.Amount of Analyst CoverageOportun Financial has only been the subject of 3 research reports in the past 90 days.Read more about Oportun Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth53.98% Earnings GrowthEarnings for Oportun Financial are expected to grow by 53.98% in the coming year, from $1.13 to $1.74 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Oportun Financial is 14.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.79.Price to Earnings Ratio vs. SectorThe P/E ratio of Oportun Financial is 14.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Book Value per Share RatioOportun Financial has a P/B Ratio of 0.63. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Oportun Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.20% of the float of Oportun Financial has been sold short.Short Interest Ratio / Days to CoverOportun Financial has a short interest ratio ("days to cover") of 2.99, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Oportun Financial has recently decreased by 9.48%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOportun Financial does not currently pay a dividend.Dividend GrowthOportun Financial does not have a long track record of dividend growth. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Oportun Financial this week, compared to 2 articles on an average week.Search Interest5 people have searched for OPRT on MarketBeat in the last 30 days. This is an increase of 67% compared to the previous 30 days. Company Ownership1.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Oportun Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $360,905.00 in company stock.Percentage Held by Insiders9.30% of the stock of Oportun Financial is held by insiders.Percentage Held by Institutions82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Oportun Financial's insider trading history. Receive OPRT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Oportun Financial and its competitors with MarketBeat's FREE daily newsletter. 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OPRT Stock News HeadlinesCritical Comparison: MDB Capital (NASDAQ:MDBH) & Oportun Financial (NASDAQ:OPRT)May 23 at 4:51 AM | americanbankingnews.comOportun Financial Corporation (OPRT) Q1 2026 Earnings Call TranscriptMay 8, 2026 | seekingalpha.comElon Musk’s $1 Quadrillion AI IPO$1 quadrillion would be enough to send a $2.8 million check to every man, woman, and child in America. That is the scale of what analysts are calling the biggest AI IPO in history.And right now, you can claim a stake before the company goes public, starting with just $500.Elon Musk is predicting this investment could climb 1,000x from here. Early access is available today.May 25 at 1:00 AM | Brownstone Research (Ad)Oportun (OPRT) Q1 2026 Earnings TranscriptMay 7, 2026 | fool.comOportun Reports First Quarter 2026 Results; Extends GAAP Profitability StreakMay 7, 2026 | globenewswire.comOportun Named to USA Today’s America’s Best Customer Service in Financial Services List 2026May 1, 2026 | markets.businessinsider.comOportun Named to USA Today's America's Best Customer Service in Financial Services List 2026May 1, 2026 | globenewswire.comOportun to Report First Quarter 2026 Financial Results on Thursday, May 7, 2026April 23, 2026 | globenewswire.comSee More Headlines OPRT Stock Analysis - Frequently Asked Questions How have OPRT shares performed this year? Oportun Financial's stock was trading at $5.29 on January 1st, 2026. Since then, OPRT shares have increased by 3.0% and is now trading at $5.45. How were Oportun Financial's earnings last quarter? Oportun Financial Corporation (NASDAQ:OPRT) announced its quarterly earnings data on Thursday, May, 7th. The company reported $0.21 earnings per share (EPS) for the quarter, meeting analysts' consensus estimates of $0.21. The business had revenue of $228.76 million for the quarter, compared to analyst estimates of $228.58 million. Oportun Financial had a net margin of 1.87% and a trailing twelve-month return on equity of 12.14%. Read the conference call transcript. When did Oportun Financial IPO? Oportun Financial (OPRT) raised $100 million in an IPO on Wednesday, September 25th 2019. The company issued 6,250,000 shares at $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) served as the underwriters for the IPO and JMP Securities and BTIG were co-managers. Who are Oportun Financial's major shareholders? Oportun Financial's top institutional shareholders include Dimensional Fund Advisors LP (2.98%), Segall Bryant & Hamill LLC (1.37%), Lazard Asset Management LLC (0.60%) and Berger Financial Group Inc (0.55%). Insiders that own company stock include Raul Vazquez, Patrick Kirscht, Kathleen I Layton, Casey Mueller, R Neil Williams and Mohit Daswani. View institutional ownership trends. How do I buy shares of Oportun Financial? Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Oportun Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include Waste Connections (WCN), AUO (AUOTY), The RMR Group (RMR), DiamondRock Hospitality (DRH), American Water Works (AWK), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR). Company Calendar Last Earnings5/07/2026Today5/25/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (3w+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 For the last 3 weeks, OPRT's financial health has been in the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:OPRT CIK1538716 Webwww.oportun.com Phone650-810-8823FaxN/AEmployees2,488Year Founded2006Price Target and Rating Average Price Target for Oportun Financial$8.00 High Price Target$10.00 Low Price Target$5.00 Potential Upside/Downside+46.8%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$0.37 Trailing P/E Ratio14.73 Forward P/E Ratio4.82 P/E GrowthN/ANet Income$25.25 million Net Margins1.87% Pretax Margin3.63% Return on Equity12.14% Return on Assets1.47% Debt Debt-to-Equity Ratio6.46 Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$956.70 million Price / Sales0.26 Cash Flow$2.17 per share Price / Cash Flow2.51 Book Value$8.66 per share Price / Book0.63Miscellaneous Outstanding Shares45,740,000Free Float41,485,000Market Cap$249.28 million OptionableOptionable Beta1.30 Social Links Beginner's Guide To Retirement StocksClick the link to see MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report This page (NASDAQ:OPRT) was last updated on 5/25/2026 by MarketBeat.com Staff. 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