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Bank OZK (OZK) Competitors

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$50.95 +1.99 (+4.06%)
Closing price 04:00 PM Eastern
Extended Trading
$50.92 -0.03 (-0.06%)
As of 07:02 PM Eastern
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OZK vs. AFRM, BSBR, CFG, BAP, SOFI, BCH, WF, ALLY, BSAC, and CHYM

Should you be buying Bank OZK stock or one of its competitors? The main competitors of Bank OZK include Affirm (AFRM), Banco Santander Brasil (BSBR), Citizens Financial Group (CFG), Credicorp (BAP), SoFi Technologies (SOFI), Banco De Chile (BCH), Woori Bank (WF), Ally Financial (ALLY), Banco Santander Chile (BSAC), and Chime Financial (CHYM). These companies are all part of the "banking" industry.

Bank OZK vs. Its Competitors

Bank OZK (NASDAQ:OZK) and Affirm (NASDAQ:AFRM) are both banking companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

86.2% of Bank OZK shares are held by institutional investors. Comparatively, 69.3% of Affirm shares are held by institutional investors. 6.7% of Bank OZK shares are held by company insiders. Comparatively, 11.8% of Affirm shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Bank OZK had 10 more articles in the media than Affirm. MarketBeat recorded 15 mentions for Bank OZK and 5 mentions for Affirm. Bank OZK's average media sentiment score of 0.95 beat Affirm's score of 0.74 indicating that Bank OZK is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank OZK
8 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Affirm
0 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bank OZK currently has a consensus price target of $50.86, suggesting a potential downside of 0.18%. Affirm has a consensus price target of $65.67, suggesting a potential downside of 3.95%. Given Bank OZK's higher probable upside, research analysts plainly believe Bank OZK is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank OZK
0 Sell rating(s)
7 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.13
Affirm
0 Sell rating(s)
8 Hold rating(s)
17 Buy rating(s)
1 Strong Buy rating(s)
2.73

Bank OZK has a net margin of 25.66% compared to Affirm's net margin of -2.07%. Bank OZK's return on equity of 13.46% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank OZK25.66% 13.46% 1.88%
Affirm -2.07%-2.22%-0.61%

Bank OZK has a beta of 0.85, suggesting that its share price is 15% less volatile than the S&P 500. Comparatively, Affirm has a beta of 3.63, suggesting that its share price is 263% more volatile than the S&P 500.

Bank OZK has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Bank OZK, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank OZK$2.77B2.08$716.46M$6.108.35
Affirm$2.32B9.49-$517.76M-$0.21-325.57

Summary

Bank OZK beats Affirm on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OZK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OZK vs. The Competition

MetricBank OZKBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$5.55B$849.28M$12.03B$8.87B
Dividend Yield3.51%3.19%5.58%4.10%
P/E Ratio8.3519.0819.9519.90
Price / Sales2.082.0025.68113.66
Price / Cash6.7748.5321.3456.90
Price / Book1.081.122.265.38
Net Income$716.46M$53.76M$1.00B$248.50M
7 Day Performance9.50%5.14%2.70%2.97%
1 Month Performance15.59%6.53%4.28%6.02%
1 Year Performance23.52%25.33%540.35%20.39%

Bank OZK Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OZK
Bank OZK
3.8589 of 5 stars
$50.95
+4.1%
$50.86
-0.2%
+20.0%$5.55B$2.77B8.353,028Dividend Increase
AFRM
Affirm
2.125 of 5 stars
$62.19
+0.2%
$65.05
+4.6%
+124.9%$20.06B$2.32B-296.142,006Analyst Forecast
BSBR
Banco Santander Brasil
3.1528 of 5 stars
$5.29
-1.0%
$5.35
+1.2%
+13.9%$19.67B$25.44B6.5255,646Positive News
CFG
Citizens Financial Group
4.8519 of 5 stars
$42.53
+2.0%
$47.89
+12.6%
+28.7%$18.59B$12.36B13.5017,287Analyst Forecast
Analyst Revision
BAP
Credicorp
4.0821 of 5 stars
$215.84
-1.2%
$211.00
-2.2%
+40.7%$17.17B$21.79B11.7438,000
SOFI
SoFi Technologies
1.9982 of 5 stars
$15.36
+1.1%
$14.73
-4.1%
+174.3%$16.98B$2.67B37.465,000Trending News
BCH
Banco De Chile
2.2589 of 5 stars
$29.12
-0.8%
$23.00
-21.0%
+34.7%$14.71B$4.21B10.1811,614
WF
Woori Bank
4.1926 of 5 stars
$46.12
+0.1%
N/A+58.1%$11.42B$19.04B5.8813,279
ALLY
Ally Financial
4.5639 of 5 stars
$37.02
+0.2%
$41.88
+13.1%
+2.4%$11.37B$8.45B27.2210,700News Coverage
Analyst Forecast
BSAC
Banco Santander Chile
3.0939 of 5 stars
$23.67
-0.6%
$23.00
-2.8%
+35.0%$11.15B$2.74T10.338,757News Coverage
Positive News
High Trading Volume
CHYM
Chime Financial
N/A$29.76
+0.8%
N/AN/A$10.85B$1.80B0.001,465News Coverage
Analyst Upgrade
Analyst Revision

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This page (NASDAQ:OZK) was last updated on 7/2/2025 by MarketBeat.com Staff
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