Paysign (PAYS) Stock Price, News & Analysis

Company Overview

Paysign, Inc. (NASDAQ: PAYS) is a financial technology company that provides payment and prepaid card solutions for businesses and organizations. Its platform supports the issuance, distribution and management of branded prepaid cards and other electronic payment products, helping clients deliver funds to consumers and program participants.

The company serves several specialized markets, including plasma collection centers, pharmaceutical manufacturers and other healthcare-related organizations. Paysign’s services include payment programs for plasma donors, patient assistance programs, copay support and other healthcare disbursement solutions. Its products are designed to help organizations distribute compensation, reimbursements and financial assistance through electronic payment methods.

Previously known as 3PEA International, Inc., the company adopted the Paysign name as it expanded its focus on payment technology and program management. Paysign primarily serves customers and end users in the United States through its payment-processing and program administration platform.

Key Stats

• Today's Range: $14.41 to $14.96
• 50-Day Range: $11.82 to $15.62
• 52-Week Range: $3.08 to $16.15
• Volume: 696,502 shs
• Average Volume: 869,464 shs
• Market Capitalization: $829.43 million
• P/E Ratio: 56.50
• Dividend Yield: N/A
• Price Target: $15.00
• Consensus Rating: Buy

Paysign Stock Analysis - MarketRank™

Paysign scored higher than 45% of companies evaluated by MarketBeat, and ranked 654th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Buy

Consensus Rating

Paysign has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 3 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Paysign is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Paysign has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 22.41%

Earnings Growth

Earnings for Paysign are expected to grow by 22.41% in the coming year, from $0.58 to $0.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Paysign is 56.50, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.41.

Price to Earnings Ratio vs. Sector

The P/E ratio of Paysign is 56.50, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.18.

Price to Book Value per Share Ratio

Paysign has a P/B Ratio of 16.69. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.88% of the float of Paysign has been sold short.

Short Interest Ratio / Days to Cover

Paysign has a short interest ratio ("days to cover") of 2.75, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Paysign has recently increased by 10.55%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Paysign does not currently pay a dividend.

Dividend Growth

Paysign does not have a long track record of dividend growth.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.28

News Sentiment

Paysign has a news sentiment score of 0.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Paysign this week, compared to 2 articles on an average week.

Search Interest

10 people have searched for PAYS on MarketBeat in the last 30 days. This is an increase of 67% compared to the previous 30 days.

MarketBeat Follows

Only 6 people have added Paysign to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Paysign insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,844,124.00 in company stock.

Percentage Held by Insiders

24.50% of the stock of Paysign is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

25.89% of the stock of Paysign is held by institutions.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 11/08/2026
• Next Earnings (Confirmed): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:PAYS
• CIK: 1496443
• Web: www.paysign.com
• Phone: (702) 453-2221
• Fax: 702-453-2223
• Employees: 226
• Year Founded: 2001

Price Target and Rating

• Average Price Target for Paysign: $15.00
• High Price Target: $15.00
• Low Price Target: $15.00
• Potential Upside/Downside: +2.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.26
• Trailing P/E Ratio: 56.50
• Forward P/E Ratio: 20.69
• P/E Growth: N/A
• Net Income: $7.55 million
• Net Margins: 15.67%
• Pretax Margin: 19.99%
• Return on Equity: 30.13%
• Return on Assets: 5.66%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.14
• Quick Ratio: 1.14

Sales & Book Value

• Annual Sales: $100.64 million
• Price / Sales: 8.24
• Cash Flow: $0.29 per share
• Price / Cash Flow: 50.95
• Book Value: $0.88 per share
• Price / Book: 16.69

Miscellaneous

• Outstanding Shares: 56,462,000
• Free Float: 42,629,000
• Market Cap: $829.43 million
• Optionable: Optionable
• Beta: 0.92