Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga counties, New York. It accepts various deposits, including checking accounts, saving accounts, money management and money market deposit accounts, demand deposits, and time deposits, as well as certificates of deposit. The company's loan portfolio comprises one-to-four family residential real estate loans; commercial real estate loans; small business loans; consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts; commercial and municipal loans; home equity loans; and junior liens. As of March 30, 2017, it operated nine full service offices. The company was founded in 1859 and is headquartered in Oswego, New York.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:PBHC
CUSIPN/A
Phone315-343-0057
Debt
Debt-to-Equity Ratio0.69
Current Ratio0.80
Quick Ratio0.80
Price-To-Earnings
Trailing P/E Ratio18.79
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$33.59 million
Price / Sales2.04
Cash Flow$1.5109 per share
Price / Cash10.57
Book Value$14.52 per share
Price / Book1.10
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$3.49 million
Net Margins9.27%
Return on Equity5.73%
Return on Assets0.41%
Miscellaneous
Employees144
Outstanding Shares4,290,000
Pathfinder Bancorp (NASDAQ:PBHC) Frequently Asked Questions
What is Pathfinder Bancorp's stock symbol?
Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC."
How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp?
Pathfinder Bancorp declared a quarterly dividend on Friday, March 30th. Investors of record on Friday, April 20th will be paid a dividend of $0.06 per share on Friday, May 11th. This represents a $0.24 annualized dividend and a yield of 1.50%. The ex-dividend date of this dividend is Thursday, April 19th. This is a boost from Pathfinder Bancorp's previous quarterly dividend of $0.06. View Pathfinder Bancorp's Dividend History.
How were Pathfinder Bancorp's earnings last quarter?
Pathfinder Bancorp Inc (NASDAQ:PBHC) posted its quarterly earnings data on Monday, April, 30th. The savings and loans company reported $0.24 earnings per share (EPS) for the quarter. The savings and loans company earned $7.28 million during the quarter. Pathfinder Bancorp had a net margin of 9.27% and a return on equity of 5.73%. View Pathfinder Bancorp's Earnings History.
Who are some of Pathfinder Bancorp's key competitors?
Some companies that are related to Pathfinder Bancorp include Investar (ISTR), Civista Bancshares (CIVB), Premier Financial Bancorp (PFBI), Bankwell Financial Group (BWFG), Chemung Financial (CHMG), Ohio Valley Banc (OVBC), UNION BANKSHARES INC Common Stock (UNB), Unity Bancorp (UNTY), SB One Bancorp (SBBX), First Business Financial Services (FBIZ), Capstar Financial (CSTR), First Bank (FRBA), First Choice Bancorp (FCBP), ACNB (ACNB) and Citizens Financial Services (CZFS).
Who are Pathfinder Bancorp's key executives?
Pathfinder Bancorp's management team includes the folowing people:
- Mr. Thomas W. Schneider, Pres, CEO & Director (Age 56)
- Mr. James A. Dowd CPA, Exec. VP, COO & CFO (Age 50)
- Mr. Ronald A. Tascarella, Exec. VP & Chief Credit Officer (Age 59)
- Mr. Daniel R. Phillips, Sr. VP & Chief Information Officer (Age 53)
- Mr. Edward A. Mervine, Sr. VP, Gen. Counsel, Chief Risk Officer & Corp. Sec. (Age 61)
Has Pathfinder Bancorp been receiving favorable news coverage?
Media stories about PBHC stock have trended somewhat positive this week, Accern Sentiment Analysis reports. The research firm identifies positive and negative media coverage by reviewing more than twenty million blog and news sources in real-time. Accern ranks coverage of publicly-traded companies on a scale of negative one to positive one, with scores nearest to one being the most favorable. Pathfinder Bancorp earned a daily sentiment score of 0.07 on Accern's scale. They also gave news headlines about the savings and loans company an impact score of 45.44 out of 100, meaning that recent media coverage is somewhat unlikely to have an effect on the company's share price in the next few days.
Who are Pathfinder Bancorp's major shareholders?
Pathfinder Bancorp's stock is owned by many different of institutional and retail investors. Top institutional shareholders include Maltese Capital Management LLC (6.28%) and Minerva Advisors LLC (4.63%). Company insiders that own Pathfinder Bancorp stock include Daniel R Phillips, George P Joyce, Thomas W Schneider and Walter Rusnak. View Institutional Ownership Trends for Pathfinder Bancorp.
Which institutional investors are buying Pathfinder Bancorp stock?
PBHC stock was acquired by a variety of institutional investors in the last quarter, including Maltese Capital Management LLC and Minerva Advisors LLC. Company insiders that have bought Pathfinder Bancorp stock in the last two years include George P Joyce, Thomas W Schneider and Walter Rusnak. View Insider Buying and Selling for Pathfinder Bancorp.
How do I buy shares of Pathfinder Bancorp?
Shares of PBHC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Pathfinder Bancorp's stock price today?
One share of PBHC stock can currently be purchased for approximately $15.97.
How big of a company is Pathfinder Bancorp?
Pathfinder Bancorp has a market capitalization of $68.55 million and generates $33.59 million in revenue each year. Pathfinder Bancorp employs 144 workers across the globe.
How can I contact Pathfinder Bancorp?
Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The savings and loans company can be reached via phone at 315-343-0057 or via email at [email protected]
MarketBeat Community Rating for Pathfinder Bancorp (PBHC)
MarketBeat's community ratings are surveys of what our community members think about Pathfinder Bancorp and other stocks. Vote "Outperform" if you believe PBHC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe PBHC will underperform the S&P 500 over the long term. You may vote once every thirty days.
