Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of April 4, 2018, it operated nine full service offices. The company also operates one loan production office in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:PBHC
CUSIPN/A
Phone315-343-0057
Debt
Debt-to-Equity Ratio0.69
Current Ratio0.80
Quick Ratio0.80
Price-To-Earnings
Trailing P/E Ratio18.41
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$33.59 million
Price / Sales2.00
Cash Flow$1.5106 per share
Price / Cash10.36
Book Value$14.52 per share
Price / Book1.08
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$3.49 million
Net Margins9.27%
Return on Equity5.73%
Return on Assets0.41%
Miscellaneous
Employees144
Outstanding Shares4,290,000
Market Cap$67.18
Pathfinder Bancorp (NASDAQ:PBHC) Frequently Asked Questions
What is Pathfinder Bancorp's stock symbol?
Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC."
How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp?
Pathfinder Bancorp declared a quarterly dividend on Monday, July 2nd. Investors of record on Friday, July 20th will be given a dividend of $0.06 per share on Friday, August 10th. This represents a $0.24 annualized dividend and a dividend yield of 1.53%. The ex-dividend date is Thursday, July 19th. View Pathfinder Bancorp's Dividend History.
How were Pathfinder Bancorp's earnings last quarter?
Pathfinder Bancorp Inc (NASDAQ:PBHC) released its quarterly earnings results on Monday, April, 30th. The savings and loans company reported $0.24 earnings per share for the quarter. The savings and loans company had revenue of $7.28 million for the quarter. Pathfinder Bancorp had a net margin of 9.27% and a return on equity of 5.73%. View Pathfinder Bancorp's Earnings History.
What is the consensus analysts' recommendation for Pathfinder Bancorp?
0 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Pathfinder Bancorp in the last year. There are currently for the stock, resulting in a consensus recommendation of "N/A."
Who are some of Pathfinder Bancorp's key competitors?
Some companies that are related to Pathfinder Bancorp include Unity Bancorp (UNTY), Premier Financial Bancorp (PFBI), Investar (ISTR), First Bank (FRBA), Bankwell Financial Group (BWFG), ACNB (ACNB), Ohio Valley Banc (OVBC), Chemung Financial (CHMG), UNION BANKSHARES INC Common Stock (UNB), SB One Bancorp (SBBX), Capstar Financial (CSTR), Orrstown Financial Services (ORRF), C&F Financial (CFFI), First Financial Northwest (FFNW) and First Business Financial Services (FBIZ).
Who are Pathfinder Bancorp's key executives?
Pathfinder Bancorp's management team includes the folowing people:
- Mr. Thomas W. Schneider, Pres, CEO & Director (Age 56)
- Mr. James A. Dowd CPA, Exec. VP, COO & CFO (Age 50)
- Mr. Ronald A. Tascarella, Exec. VP & Chief Credit Officer (Age 59)
- Mr. Daniel R. Phillips, Sr. VP & Chief Information Officer (Age 53)
- Mr. Edward A. Mervine, Sr. VP, Gen. Counsel, Chief Risk Officer & Corp. Sec. (Age 61)
Has Pathfinder Bancorp been receiving favorable news coverage?
News articles about PBHC stock have trended somewhat positive on Saturday, Accern Sentiment Analysis reports. The research firm identifies negative and positive media coverage by reviewing more than 20 million news and blog sources in real-time. Accern ranks coverage of public companies on a scale of negative one to positive one, with scores nearest to one being the most favorable. Pathfinder Bancorp earned a news impact score of 0.11 on Accern's scale. They also assigned news articles about the savings and loans company an impact score of 45.11 out of 100, meaning that recent media coverage is somewhat unlikely to have an impact on the company's share price in the next few days.
How do I buy shares of Pathfinder Bancorp?
Shares of PBHC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Pathfinder Bancorp's stock price today?
One share of PBHC stock can currently be purchased for approximately $15.65.
How big of a company is Pathfinder Bancorp?
Pathfinder Bancorp has a market capitalization of $67.18 million and generates $33.59 million in revenue each year. Pathfinder Bancorp employs 144 workers across the globe.
How can I contact Pathfinder Bancorp?
Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The savings and loans company can be reached via phone at 315-343-0057 or via email at [email protected]
MarketBeat Community Rating for Pathfinder Bancorp (NASDAQ PBHC)
MarketBeat's community ratings are surveys of what our community members think about Pathfinder Bancorp and other stocks. Vote "Outperform" if you believe PBHC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe PBHC will underperform the S&P 500 over the long term. You may vote once every thirty days.
