NASDAQ:PBHC Pathfinder Bancorp - PBHC Stock Forecast, Price & News Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Pathfinder Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. $17.27 -0.24 (-1.37%) (As of 03/31/2023 12:00 AM ET) Add Compare Share Share Today's Range$17.27▼$17.5050-Day Range$17.27▼$19.6052-Week Range$16.90▼$21.99Volume2,587 shsAverage Volume1,955 shsMarket Capitalization$79.79 millionP/E Ratio8.11Dividend Yield2.08%Price TargetN/A ProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Pathfinder Bancorp MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.05% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.25Based on 4 Articles This WeekInsider TradingSelling Shares$1,465 Sold Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.45 out of 5 starsFinance Sector429th out of 890 stocksState Commercial Banks Industry120th out of 188 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Pathfinder Bancorp. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.05% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 37.50%, indicating that investor sentiment is improving significantly. Previous Next 1.7 Dividend Strength Dividend YieldPathfinder Bancorp pays a meaningful dividend of 2.00%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of Pathfinder Bancorp is 16.90%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for PBHC. Previous Next 1.8 News and Social Media Coverage News SentimentPathfinder Bancorp has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.55 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Pathfinder Bancorp this week, compared to 0 articles on an average week. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,465.00 in company stock.Percentage Held by Insiders22.80% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 16.77% of the stock of Pathfinder Bancorp is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is 8.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 118.63.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is 8.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 135.23.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Pathfinder Bancorp (NASDAQ:PBHC) StockPathfinder Bancorp, Inc. is a holding company, which engages in the investment in Pathfinder Bank. It offers checking and savings accounts, loans, and digital banking services for retail and business customers through its subsidiary. The firm also provides overdraft protection and mobile payments for individual clients and cash management sweep accounts, remote deposit capture, and merchant card services for business clients. The company was founded on December 31, 1997 and is headquartered in Oswego, NY.Read More Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address PBHC Stock News HeadlinesMarch 31, 2023 | americanbankingnews.comHead to Head Review: Pathfinder Bancorp (NASDAQ:PBHC) and Oak Valley Bancorp (NASDAQ:OVLY)March 29, 2023 | seekingalpha.comJim Dowd named CEO of Pathfinder BankApril 1, 2023 | Legacy Research (Affiliate) (Ad)Bear market expert makes new predictionNobody believed Larry Benedict's prediction in February 2020. The DOW plunged 3.5%, and he told CNBC, "It seems like there's much more to come." Within a month, the market plummeted 34%. Then, nobody believed Larry at the start of last year, either. He predicted that "all the indexes will be negative for the year," with the Nasdaq leading the way. Once again, he was spot-on.March 29, 2023 | finance.yahoo.comDowd Named President and CEO for Pathfinder BankMarch 22, 2023 | marketwatch.comPathfinder Minerals Shares Rise on Subsidiary Deal With AcumenMarch 5, 2023 | cnet.comPenFed Pathfinder Rewards Visa Signature Card: The Best Travel Card You’ve Never Heard OfFebruary 5, 2023 | finance.yahoo.comInstitutions own 19% of Pathfinder Bancorp, Inc. (NASDAQ:PBHC) shares but individual investors control 56% of the companyJanuary 31, 2023 | msn.comPathfinder GAAP EPS of $0.58, revenue of $13.08MApril 1, 2023 | Vantage Point (Ad)Where Are The Markets Going Next?More banking collapses could be imminent. If you have any money (at all) invested in the markets... even just your retirement... you'll want to see THIS. What we reveal now could help you sooner (and you won’t want it to be later). January 31, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Fourth Quarter 2022 Net Income of $3.5 Million and Full Year Net Income of $12.9 MillionJanuary 16, 2023 | reuters.comPBHC.A - | Stock Price & Latest News | ReutersJanuary 14, 2023 | reuters.comPBHC.DF - | Stock Price & Latest News | ReutersJanuary 9, 2023 | finance.yahoo.comWhy You Might Be Interested In Pathfinder Bancorp, Inc. (NASDAQ:PBHC) For Its Upcoming DividendDecember 14, 2022 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q3 2022November 20, 2022 | finance.yahoo.comPathfinder Bancorp's (NASDAQ:PBHC) investors will be pleased with their favorable 57% return over the last three yearsNovember 20, 2022 | finance.yahoo.comPathfinder Bancorp Third Quarter 2022 Earnings: EPS: US$0.54 (vs US$0.43 in 3Q 2021)November 1, 2022 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Third Quarter 2022 Net Income of $3.2 MillionOctober 18, 2022 | seekingalpha.comPBHC Pathfinder Bancorp, Inc.September 12, 2022 | msn.com2023 Nissan Pathfinder Pricing Rises As Much As $1,900 Over Last YearAugust 31, 2022 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC)August 17, 2022 | finance.yahoo.comDo Insiders Own Lots Of Shares In Pathfinder Bancorp, Inc. (NASDAQ:PBHC)?August 15, 2022 | nasdaq.comPathfinder Bancorp's (NASDAQ:PBHC) investors will be pleased with their favorable 51% return over the last three yearsAugust 1, 2022 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Second Quarter 2022 Net Income of $3.3 MillionJuly 22, 2022 | finance.yahoo.comTop 10 Stock Picks of Minerva AdvisorsJuly 7, 2022 | msn.com2023 Nissan Pathfinder Rock Creek Edition Pros And Cons: Substance And StyleJuly 6, 2022 | benzinga.comPathfinder Bancorp, Inc. Announces Two Board AppointmentsJune 13, 2022 | finance.yahoo.comInvestors in Pathfinder Bancorp (NASDAQ:PBHC) have made a notable return of 41% over the past five yearsSee More Headlines View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address PBHC Company Calendar Ex-Dividend for 2/10 Dividend1/13/2023Last Earnings1/31/2023Dividend Payable2/10/2023Today4/01/2023Next Earnings (Estimated)5/01/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:PBHC CUSIPN/A CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees159Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.13 Trailing P/E Ratio8.11 Forward P/E RatioN/A P/E GrowthN/ANet Income$12.93 million Net Margins22.63% Pretax Margin31.65% Return on Equity11.92% Return on Assets0.95% Debt Debt-to-Equity Ratio0.50 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$57.01 million Price / Sales1.40 Cash Flow$3.89 per share Price / Cash Flow4.44 Book Value$24.14 per share Price / Book0.72Miscellaneous Outstanding Shares4,620,000Free Float3,566,000Market Cap$79.79 million OptionableNot Optionable Beta0.05 Key ExecutivesJames A. DowdPresident, CEO, COO & Co-SecretaryWalter F. RusnakChief Financial Officer & Senior Vice PresidentDaniel R. PhillipsChief Information Officer & Senior Vice PresidentRonald A. TascarellaChief Banking Officer & Executive Vice PresidentWilliam D. O’BrienCo-Secretary, Chief Risk Officer & Senior VPKey CompetitorsAuburn National BancorporationNASDAQ:AUBNUnited BancorpNASDAQ:UBCPRepublic First BancorpNASDAQ:FRBKBank of South CarolinaNASDAQ:BKSCUnion BanksharesNASDAQ:UNBView All CompetitorsInsiders & InstitutionsRonald TascarellaSold 83 sharesTotal: $1,464.95 ($17.65/share)Alliancebernstein L.P.Bought 50,243 shares on 2/16/2023Ownership: 1.908%Advisor Group Holdings Inc.Bought 7,463 shares on 2/10/2023Ownership: 0.396%Walter RusnakBought 1,000 shares on 12/19/2022Total: $18,400.00 ($18.40/share)Walter RusnakBought 1,000 shares on 12/2/2022Total: $18,480.00 ($18.48/share)View All Insider TransactionsView All Institutional Transactions PBHC Stock - Frequently Asked Questions How have PBHC shares performed in 2023? Pathfinder Bancorp's stock was trading at $19.14 at the beginning of 2023. Since then, PBHC shares have decreased by 9.8% and is now trading at $17.27. View the best growth stocks for 2023 here. Are investors shorting Pathfinder Bancorp? Pathfinder Bancorp saw a decline in short interest in the month of March. As of March 15th, there was short interest totaling 1,500 shares, a decline of 37.5% from the February 28th total of 2,400 shares. Based on an average daily trading volume, of 1,700 shares, the days-to-cover ratio is currently 0.9 days. Approximately 0.1% of the company's shares are short sold. View Pathfinder Bancorp's Short Interest. When is Pathfinder Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, May 1st 2023. View our PBHC earnings forecast. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) announced its earnings results on Tuesday, January, 31st. The savings and loans company reported $0.58 earnings per share for the quarter. The savings and loans company had revenue of $13.03 million for the quarter. Pathfinder Bancorp had a net margin of 22.63% and a trailing twelve-month return on equity of 11.92%. How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp? Pathfinder Bancorp declared a quarterly dividend on Tuesday, December 27th. Investors of record on Tuesday, January 17th will be paid a dividend of $0.09 per share on Friday, February 10th. This represents a $0.36 annualized dividend and a dividend yield of 2.08%. The ex-dividend date is Friday, January 13th. Read our dividend analysis for PBHC. Is Pathfinder Bancorp a good dividend stock? Pathfinder Bancorp (NASDAQ:PBHC) pays an annual dividend of $0.36 per share and currently has a dividend yield of 2.00%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 16.90%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for PBHC. What other stocks do shareholders of Pathfinder Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Pathfinder Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI). What is Pathfinder Bancorp's stock symbol? Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC." How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Pathfinder Bancorp's stock price today? One share of PBHC stock can currently be purchased for approximately $17.27. How much money does Pathfinder Bancorp make? Pathfinder Bancorp (NASDAQ:PBHC) has a market capitalization of $79.79 million and generates $57.01 million in revenue each year. The savings and loans company earns $12.93 million in net income (profit) each year or $2.13 on an earnings per share basis. How many employees does Pathfinder Bancorp have? The company employs 159 workers across the globe. How can I contact Pathfinder Bancorp? Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The official website for the company is www.pathfinderbank.com. The savings and loans company can be reached via phone at (315) 343-0057, via email at twschneider@pathfinderbank.com, or via fax at 315-342-9403. This page (NASDAQ:PBHC) was last updated on 4/1/2023 by MarketBeat.com Staff Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. 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