About Pathfinder Bancorp (NASDAQ:PBHC)
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga counties, New York. It accepts various deposits, including checking accounts, saving accounts, money management and money market deposit accounts, demand deposits, and time deposits, as well as certificates of deposit. The company's loan portfolio comprises one-to-four family residential real estate loans; commercial real estate loans; small business loans; consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts; commercial and municipal loans; home equity loans; and junior liens. As of March 30, 2017, it operated nine full service offices. The company was founded in 1859 and is headquartered in Oswego, New York.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:PBHC
CUSIPN/A
Phone315-343-0057
Debt
Debt-to-Equity Ratio0.70%
Current Ratio0.78%
Quick Ratio0.78%
Price-To-Earnings
Trailing P/E Ratio19.47
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$33.59 million
Price / Sales1.99
Cash Flow$1.5112 per share
Price / Cash10.31
Book Value$14.52 per share
Price / Book1.07
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$3.49 million
Net Margins9.02%
Return on Equity5.45%
Return on Assets0.40%
Miscellaneous
Employees144
Outstanding Shares4,290,000
Pathfinder Bancorp (NASDAQ:PBHC) Frequently Asked Questions
What is Pathfinder Bancorp's stock symbol?
Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC."
How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp?
Pathfinder Bancorp declared a quarterly dividend on Friday, March 30th. Stockholders of record on Friday, April 20th will be given a dividend of $0.06 per share on Friday, May 11th. This represents a $0.24 dividend on an annualized basis and a dividend yield of 1.54%. The ex-dividend date of this dividend is Thursday, April 19th. This is a positive change from Pathfinder Bancorp's previous quarterly dividend of $0.06. View Pathfinder Bancorp's Dividend History.
How were Pathfinder Bancorp's earnings last quarter?
Pathfinder Bancorp (NASDAQ:PBHC) announced its quarterly earnings results on Friday, February, 2nd. The savings and loans company reported $0.17 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $7.19 million for the quarter. Pathfinder Bancorp had a net margin of 9.02% and a return on equity of 5.45%. View Pathfinder Bancorp's Earnings History.
Who are some of Pathfinder Bancorp's key competitors?
Some companies that are related to Pathfinder Bancorp include Reliant Bancorp (RBNC), First Bank (FRBA), Bankwell Financial Gr (BWFG), Investar (ISTR), Unity Bancorp (UNTY), Sussex Bancorp (SBBX), Civista Bancshares (CIVB), Union Bankshares (UNB), First Business Financial Services (FBIZ), Chemung Financial (CHMG), CapStar Financial (CSTR), Mid Penn Bancorp (MPB), Citizens Financial Services (CZFS), Orrstown Financial Services (ORRF) and Premier Financial Bancorp (PFBI).
Who are Pathfinder Bancorp's key executives?
Pathfinder Bancorp's management team includes the folowing people:
- Mr. Thomas W. Schneider, Pres & CEO
- Mr. James A. Dowd CPA, Exec. VP, CFO & COO
- Mr. Ronald A. Tascarella, Chief Credit Officer & Exec. VP
- Mr. Daniel R. Phillips, Chief Information Officer & SVP and Chief Information Officer & SVP of Pathfinder Bank
- Mr. Edward A. Mervine, SVP, Gen. Counsel & Corp. Sec.
Has Pathfinder Bancorp been receiving favorable news coverage?
News articles about PBHC stock have trended somewhat positive this week, according to Accern Sentiment. Accern identifies negative and positive media coverage by analyzing more than twenty million news and blog sources in real-time. Accern ranks coverage of publicly-traded companies on a scale of negative one to one, with scores closest to one being the most favorable. Pathfinder Bancorp earned a media sentiment score of 0.22 on Accern's scale. They also gave news coverage about the savings and loans company an impact score of 45.35 out of 100, indicating that recent media coverage is somewhat unlikely to have an effect on the stock's share price in the next several days.
How do I buy shares of Pathfinder Bancorp?
Shares of PBHC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Pathfinder Bancorp's stock price today?
One share of PBHC stock can currently be purchased for approximately $15.58.
How big of a company is Pathfinder Bancorp?
Pathfinder Bancorp has a market capitalization of $66.87 million and generates $33.59 million in revenue each year. Pathfinder Bancorp employs 144 workers across the globe.
How can I contact Pathfinder Bancorp?
Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The savings and loans company can be reached via phone at 315-343-0057 or via email at [email protected]
MarketBeat Community Rating for Pathfinder Bancorp (PBHC)
MarketBeat's community ratings are surveys of what our community members think about Pathfinder Bancorp and other stocks. Vote "Outperform" if you believe PBHC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe PBHC will underperform the S&P 500 over the long term. You may vote once every thirty days.
Pathfinder Bancorp (NASDAQ:PBHC) Analyst Ratings History
| Date | Brokerage | Action | Rating | Price Target | Impact on Share Price | Details |
|---|
(Data available from 4/24/2016 forward)
Pathfinder Bancorp (NASDAQ:PBHC) Earnings History and Estimates Chart
Pathfinder Bancorp (NASDAQ PBHC) Earnings History by Quarter
| Date | Quarter | Consensus Estimate | Actual EPS | Revenue Estimate | Actual Revenue | Release Link | Conference Call | Details |
|---|
| 2/2/2018 | Q4 2017 | | $0.17 | | $7.19 million | View | N/A |  |
| 10/27/2017 | Q3 2017 | | $0.22 | | $6.90 million | View | N/A | |
| 7/28/2017 | Q2 2017 | | $0.22 | | $6.53 million | View | N/A | |
| 4/28/2017 | Q1 2017 | | $0.19 | | $6.41 million | View | N/A | |
| 1/31/2017 | Q4 2016 | | $0.23 | | $6.35 million | View | N/A | |
| 10/28/2016 | Q3 2016 | | $0.20 | | $6.26 million | View | N/A | |
| 7/29/2016 | Q2 2016 | | $0.20 | | $5.90 million | View | N/A | |
| 4/29/2016 | Q116 | | $0.15 | | $5.76 million | View | N/A | |
| 2/3/2016 | Q4 2015 | | $0.18 | | $5.70 million | View | N/A | |
| 10/30/2015 | Q3 2015 | | $0.20 | | $5.99 million | View | N/A | |
| 8/3/2015 | Q2 2015 | | $0.16 | | $5.59 million | View | N/A | |
| 5/5/2015 | Q1 2015 | | $0.12 | | $5.32 million | View | N/A | |
| 2/2/2015 | Q4 2014 | | $0.19 | | $5.43 million | View | N/A | |
| 10/15/2014 | Q3 2014 | | $0.17 | | $5.28 million | View | N/A | |
| 7/23/2014 | Q2 2014 | | $0.15 | | $4.95 million | View | N/A | |
| 4/23/2014 | Q1 2014 | | $0.12 | | $4.84 million | View | N/A | |
| 2/7/2014 | Q4 13 | | $0.22 | | $5.13 million | View | N/A | |
| 11/13/2013 | Q3 2013 | | $0.12 | | $4.61 million | View | N/A | |
| 8/13/2013 | Q2 2013 | | $0.20 | | $5.01 million | View | N/A | |
| 7/29/2013 | Q213 | | $0.33 | | | View | N/A | |
| 4/24/2013 | Q1 2013 | | $0.12 | | $4.52 million | View | N/A | |
| 1/30/2013 | Q4 2012 | | $0.15 | | | View | N/A | |
| 10/26/2012 | Q3 2012 | | $0.13 | | | View | N/A | |
| 7/30/2012 | Q2 2012 | | $0.09 | | | View | N/A | |
| 5/14/2012 | Q1 2012 | | $0.09 | | | View | N/A | |
| 2/7/2012 | Q4 2011 | | $0.06 | | | View | N/A | |
| 11/2/2011 | Q3 2011 | | $0.07 | | | View | N/A | |
| 7/28/2011 | Q2 2011 | | $0.11 | | | View | N/A | |
| 4/27/2011 | Q1 2011 | | $0.07 | | | View | N/A | |
| 2/7/2011 | Q4 2010 | | $0.14 | | | View | N/A | |
| 11/4/2010 | Q3 2010 | | $0.13 | | | View | N/A | |
| 7/23/2010 | Q2 2010 | | $0.10 | | | View | N/A | |
| 4/28/2010 | Q1 2010 | | $0.12 | | | View | N/A | |
| 2/11/2010 | Q4 2009 | | $0.09 | | | View | N/A | |
| 10/30/2009 | Q3 2009 | | $0.13 | | | View | N/A | |
| 8/6/2009 | Q2 2009 | | $0.01 | | | View | N/A | |
| 4/29/2009 | Q1 2009 | | $0.14 | | | View | N/A | |
| 11/4/2008 | Q3 2008 | | $0.12 | | | View | N/A | |
| 7/22/2008 | Q2 2008 | | $0.07 | | | View | N/A | |
| 4/28/2008 | Q1 2008 | | $0.08 | | | View | N/A | |
| 2/4/2008 | Q4 2007 | | $0.12 | | | View | N/A | |
(Earnings results data provided by Zacks Investment Research)
Pathfinder Bancorp (NASDAQ:PBHC) Dividend Information
Pathfinder Bancorp pays an annual dividend of $0.24 per share, with a dividend yield of 1.54%. PBHC's next quarterly dividend payment will be made on Friday, May 11.
| Next Dividend: | 5/11/2018 |
| Annual Dividend: | $0.24 |
| Dividend Yield: | 1.54% |
| Payout Ratio: | N/A |
Pathfinder Bancorp (NASDAQ:PBHC) Dividend History by Quarter
| Announced | Period | Amount | Yield | Ex-Dividend Date | Record Date | Payable Date |
|---|
| 3/30/2018 | quarterly | $0.06 | 1.55% | 4/19/2018 | 4/20/2018 | 5/11/2018 |
| 12/22/2017 | | $0.0580 | | 1/11/2018 | 1/12/2018 | 2/2/2018 |
| 12/26/2017 | quarterly | $0.0575 | 1.5% | 1/11/2018 | 1/12/2018 | 2/3/2018 |
| 10/2/2017 | quarterly | $0.0550 | 1.44% | 10/12/2017 | 10/13/2017 | 11/3/2017 |
| 6/30/2017 | quarterly | $0.0525 | 1.34% | 7/12/2017 | 7/14/2017 | 8/4/2017 |
| 3/31/2017 | quarterly | $0.05 | 1.37% | 4/11/2017 | 4/14/2017 | 5/5/2017 |
| 12/19/2016 | quarterly | $0.05 | 1.56% | 1/11/2017 | 1/13/2017 | 2/3/2017 |
| 9/30/2016 | quarterly | $0.05 | 1.64% | 10/12/2016 | 10/14/2016 | 11/4/2016 |
| 7/7/2016 | quarterly | $0.05 | 1.74% | 7/14/2016 | 7/18/2016 | 8/8/2016 |
| 4/4/2016 | quarterly | $0.05 | 1.8% | 4/14/2016 | 4/18/2016 | 5/9/2016 |
| 12/21/2015 | quarterly | $0.05 | 1.61% | 1/7/2016 | 1/11/2016 | 2/1/2016 |
| 9/25/2015 | quarterly | $0.05 | 1.82% | 10/9/2015 | 10/14/2015 | 11/3/2015 |
| 6/30/2015 | quarterly | $0.03 | 1.02% | 7/13/2015 | 7/15/2015 | 8/3/2015 |
| 3/30/2015 | quarterly | $0.03 | 1.21% | 4/13/2015 | 4/15/2015 | 5/4/2015 |
| 12/24/2014 | special | $0.03 | | 1/13/2015 | 1/15/2015 | 2/2/2015 |
| 9/29/2014 | quarterly | $0.03 | 0.8% | 10/10/2014 | 10/15/2014 | 11/4/2014 |
| 6/30/2014 | quarterly | $0.03 | 0.83% | 7/11/2014 | 7/15/2014 | 8/4/2014 |
| 6/27/2014 | quarterly | $0.03 | | | 8/4/2014 | 7/15/2014 |
| 3/28/2014 | quarterly | $0.03 | 0.83% | 4/11/2014 | 4/15/2014 | 5/5/2014 |
| 12/24/2013 | quarterly | $0.03 | 0.88% | 1/13/2014 | 1/15/2014 | 2/7/2014 |
| 9/30/2013 | quarterly | $0.03 | 0.93% | 10/10/2013 | 10/15/2013 | 11/4/2013 |
(Data available from 1/1/2013 forward)
Pathfinder Bancorp (NASDAQ PBHC) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 20.15%
Institutional Ownership Percentage: 14.53%
Pathfinder Bancorp (NASDAQ PBHC) Insider Trading History
| Transaction Date | Insider Name | Title | Buy/Sell | Number of Shares | Average Share Price | Total Transaction | Shares Held After Transaction | Details |
|---|
| 2/26/2018 | George P Joyce | Director | Buy | 1,000 | $15.26 | $15,260.00 | | |
| 2/14/2018 | George P Joyce | Director | Buy | 1,000 | $15.45 | $15,450.00 | | |
| 2/6/2018 | George P Joyce | Director | Buy | 1,000 | $15.31 | $15,310.00 | | |
| 11/2/2017 | Daniel R Phillips | Insider | Sell | 150 | $15.40 | $2,310.00 | | |
| 9/11/2017 | Walter Rusnak | VP | Buy | 825 | $15.59 | $12,861.75 | 1,650 | |
| 5/26/2017 | Walter Rusnak | VP | Buy | 825 | $15.47 | $12,762.75 | 825 | |
| 5/24/2017 | George P Joyce | Director | Buy | 4,800 | $15.31 | $73,488.00 | 5,779 | |
| 5/18/2017 | George P Joyce | Director | Buy | 6,200 | $14.22 | $88,164.00 | 5,779 | |
| 11/16/2016 | Walter Rusnak | VP | Buy | 5,000 | $12.14 | $60,700.00 | | |
| 9/23/2016 | George P Joyce | Director | Buy | 2,000 | $12.20 | $24,400.00 | 5,779 | |
| 8/30/2016 | Walter Rusnak | VP | Buy | 3,000 | $12.18 | $36,540.00 | | |
| 8/24/2016 | Walter Rusnak | VP | Buy | 2,000 | $12.23 | $24,460.00 | | |
| 8/12/2016 | Walter Rusnak | VP | Buy | 1,000 | $12.23 | $12,230.00 | | |
| 6/3/2016 | Adam C Gagas | Director | Buy | 1,000 | $11.60 | $11,600.00 | 11,465 | |
| 8/24/2015 | Edward Mervine | SVP | Buy | 1,400 | $10.60 | $14,840.00 | 60 | |
| 11/12/2014 | John Funiciello | Director | Buy | 5,000 | $9.63 | $48,150.00 | | |
| 9/7/2012 | Janette Resnick | Director | Buy | 1,000 | $10.49 | $10,490.00 | | |
(Data available from 1/1/2013 forward)
Pathfinder Bancorp (NASDAQ PBHC) News Headlines
| Source: |
|
| Date | Headline |
|---|
 | Is Buying Pathfinder Bancorp Inc (NASDAQ:PBHC) For Its Upcoming $0.06 Dividend A Good Choice?
finance.yahoo.com - April 13 at 10:42 AM |
| With An ROE Of 5.51%, Has Pathfinder Bancorp Inc’s (NASDAQ:PBHC) Management Done Well?
finance.yahoo.com - April 4 at 5:43 PM |
 | Pathfinder Bancorp, Inc. (PBHC) Increases Dividend to $0.06 Per Share
www.americanbankingnews.com - March 30 at 5:56 PM |
| Pathfinder Bancorp, Inc. Revises 2017 Net Income Upwards to $3.5 Million
finance.yahoo.com - March 28 at 3:53 PM |
| Insider Buying: Pathfinder Bancorp, Inc. (PBHC) Director Acquires 1,000 Shares of Stock
www.americanbankingnews.com - February 26 at 7:10 PM |
| Insider Buying: Pathfinder Bancorp, Inc. (PBHC) Director Purchases 1,000 Shares of Stock
www.americanbankingnews.com - February 15 at 3:14 PM |
| Pathfinder Bancorp, Inc. (PBHC) Director George P. Joyce Acquires 1,000 Shares
www.americanbankingnews.com - February 7 at 11:30 PM |
| Pathfinder Bancorp, Inc. Announces 2017 Net Income of $3.0 Million
finance.yahoo.com - February 2 at 5:10 PM |
| Should You Buy Pathfinder Bancorp Inc (NASDAQ:PBHC) At This PE Ratio?
finance.yahoo.com - January 29 at 8:45 AM |
| Pathfinder Bancorp (PBHC) Scheduled to Post Earnings on Monday
www.americanbankingnews.com - January 22 at 5:22 AM |
| Did Pathfinder Bancorp Inc’s (NASDAQ:PBHC) Recent Earnings Growth Beat The Trend?
finance.yahoo.com - January 7 at 12:13 PM |
| Pathfinder Bancorp, Inc. Declares Dividend of $0.06 (PBHC)
www.americanbankingnews.com - January 6 at 10:04 AM |
| Pathfinder Bancorp, Inc. (PBHC) Raises Dividend to $0.06 Per Share
www.americanbankingnews.com - December 26 at 7:21 PM |
| Pathfinder Bancorp, Inc. :PBHC-US: Earnings Analysis: Q3, 2017 By the Numbers : December 4, 2017
finance.yahoo.com - December 4 at 10:21 AM |
| What You Must Know About Pathfinder Bancorp Inc’s (PBHC) 6.04% ROE
finance.yahoo.com - November 28 at 10:31 AM |
| Pathfinder Bancorp, Inc. (PBHC) Releases Quarterly Earnings Results
www.americanbankingnews.com - October 28 at 4:38 PM |
| Pathfinder Bancorp, Inc. Grows Third Quarter 2017 Net Income by 10.6%
finance.yahoo.com - October 28 at 12:34 PM |
| Pathfinder Bancorp, Inc. : PBHC-US: Dividend Analysis : October 13th, 2017 (record date) : By the numbers : October 23, 2017
finance.yahoo.com - October 24 at 8:16 AM |
| Pathfinder Bancorp, Inc. (PBHC) Set to Announce Quarterly Earnings on Thursday
www.americanbankingnews.com - October 19 at 3:34 AM |
 | Reminder - Pathfinder Bancorp (PBHC) Goes Ex-Dividend Soon
www.thestreet.com - October 11 at 6:25 AM |
| Insider Buying: Pathfinder Bancorp, Inc. (PBHC) VP Acquires 825 Shares of Stock
www.americanbankingnews.com - September 12 at 1:50 PM |
| At $15.2571, Is It Time To Buy Pathfinder Bancorp Inc (PBHC)?
finance.yahoo.com - September 7 at 7:29 AM |
| At $15.2571, Is It Time To Buy Pathfinder Bancorp Inc (PBHC)?
finance.yahoo.com - September 7 at 7:29 AM |
| Pathfinder Bancorp, Inc. : PBHC-US: Dividend Analysis : July 14th, 2017 (record date) : By the numbers : August 23, 2017
finance.yahoo.com - August 24 at 10:52 AM |
| Pathfinder Bancorp, Inc. (NASDAQ:PBHC) Announces Quarterly Earnings Results
www.americanbankingnews.com - July 29 at 3:02 PM |
 | Pathfinder Bancorp, Inc. Second Quarter 2017 Net Income Improves 10.6% to $920,000
feeds.benzinga.com - July 28 at 4:23 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K/A, Results of Operations and Financial Condition, Financial Statements an
biz.yahoo.com - August 2 at 7:02 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure
biz.yahoo.com - May 9 at 2:10 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers
biz.yahoo.com - May 5 at 3:45 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders
biz.yahoo.com - May 4 at 5:07 PM |
| PATHFINDER BANCORP, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - March 29 at 2:09 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Termination of a Material Definitive Agreement
biz.yahoo.com - February 17 at 4:05 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhi
biz.yahoo.com - January 29 at 3:10 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - December 18 at 2:13 PM |
| PATHFINDER BANCORP, INC. Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - November 13 at 11:53 AM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
biz.yahoo.com - November 2 at 1:44 PM |
| PATHFINDER BANCORP, INC. Files SEC form 8-K, Other Events
biz.yahoo.com - October 19 at 4:56 PM |
Pathfinder Bancorp (NASDAQ:PBHC) SEC Filings
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Pathfinder Bancorp (NASDAQ:PBHC) Income Statement, Balance Sheet and Cash Flow Statement
Pathfinder Bancorp (NASDAQ PBHC) Stock Chart for Tuesday, April, 24, 2018
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