Ponce Financial Group (PDLB) Competitors $12.95 -0.45 (-3.36%) Closing price 04:00 PM EasternExtended Trading$12.95 0.00 (0.00%) As of 04:02 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PDLB vs. LX, BY, LC, OPFI, DEFT, BFC, QCRH, OBK, OBNK, and FBMSShould you be buying Ponce Financial Group stock or one of its competitors? The main competitors of Ponce Financial Group include LexinFintech (LX), Byline Bancorp (BY), LendingClub (LC), OppFi (OPFI), Defi Technologies (DEFT), Bank First (BFC), QCR (QCRH), Origin Bancorp (OBK), Origin Bancorp (OBNK), and First Bancshares (FBMS). These companies are all part of the "banking" industry. Ponce Financial Group vs. Its Competitors LexinFintech Byline Bancorp LendingClub OppFi Defi Technologies Bank First QCR Origin Bancorp Origin Bancorp First Bancshares Ponce Financial Group (NASDAQ:PDLB) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, analyst recommendations, community ranking, valuation, media sentiment, institutional ownership, risk, earnings and dividends. Is PDLB or LX more profitable? Ponce Financial Group has a net margin of 6.46% compared to LexinFintech's net margin of 5.34%. LexinFintech's return on equity of 7.47% beat Ponce Financial Group's return on equity.Company Net Margins Return on Equity Return on Assets Ponce Financial Group6.46% 4.01% 0.38% LexinFintech 5.34%7.47%3.26% Which has more risk and volatility, PDLB or LX? Ponce Financial Group has a beta of 0.66, meaning that its share price is 34% less volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.43, meaning that its share price is 57% less volatile than the S&P 500. Do insiders & institutionals have more ownership in PDLB or LX? 64.3% of Ponce Financial Group shares are owned by institutional investors. 7.2% of Ponce Financial Group shares are owned by insiders. Comparatively, 27.8% of LexinFintech shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. Do analysts rate PDLB or LX? LexinFintech has a consensus target price of $13.60, indicating a potential upside of 93.73%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than Ponce Financial Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ponce Financial Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00LexinFintech 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has preferable earnings & valuation, PDLB or LX? LexinFintech has higher revenue and earnings than Ponce Financial Group. LexinFintech is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPonce Financial Group$85.54M3.63$10.97M$0.6121.23LexinFintech$14.07B0.08$150.14M$1.066.62 Does the MarketBeat Community believe in PDLB or LX? LexinFintech received 155 more outperform votes than Ponce Financial Group when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 53.42% of users gave Ponce Financial Group an outperform vote. CompanyUnderperformOutperformPonce Financial GroupOutperform Votes8653.42% Underperform Votes7546.58% LexinFintechOutperform Votes24159.65% Underperform Votes16340.35% Does the media prefer PDLB or LX? In the previous week, LexinFintech had 3 more articles in the media than Ponce Financial Group. MarketBeat recorded 4 mentions for LexinFintech and 1 mentions for Ponce Financial Group. Ponce Financial Group's average media sentiment score of 1.87 beat LexinFintech's score of 1.61 indicating that Ponce Financial Group is being referred to more favorably in the media. Company Overall Sentiment Ponce Financial Group Very Positive LexinFintech Very Positive SummaryLexinFintech beats Ponce Financial Group on 12 of the 18 factors compared between the two stocks. Get Ponce Financial Group News Delivered to You Automatically Sign up to receive the latest news and ratings for PDLB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PDLB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PDLB vs. The Competition Export to ExcelMetricPonce Financial GroupFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$310.61M$3.13B$11.61B$8.50BDividend YieldN/A3.34%5.65%4.17%P/E Ratio27.5515.6422.8019.64Price / Sales3.633.6026.76152.17Price / Cash39.6619.1117.6034.64Price / Book1.150.922.844.60Net Income$10.97M$352.78M$1.04B$248.06M7 Day Performance-3.07%-0.66%-0.32%-1.02%1 Month Performance-7.50%0.06%0.15%3.51%1 Year Performance44.85%16.19%539.72%12.68% Ponce Financial Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PDLBPonce Financial Group1.1407 of 5 stars$12.95-3.4%N/A+47.1%$310.61M$85.54M27.55250Positive NewsLXLexinFintech4.2179 of 5 stars$7.52+2.9%$13.60+80.9%+337.5%$1.27B$14.07B11.943,900Positive NewsGap UpBYByline Bancorp4.1771 of 5 stars$26.57+0.9%$33.25+25.1%+11.8%$1.23B$405.32M9.63970News CoveragePositive NewsInsider TradeLCLendingClub4.9136 of 5 stars$10.70+1.0%$16.29+52.2%+26.8%$1.22B$824.03M23.781,580Analyst ForecastAnalyst RevisionGap DownOPFIOppFi2.2072 of 5 stars$13.92-1.8%$13.33-4.2%+284.1%$1.21B$538.89M87.01570News CoveragePositive NewsAnalyst ForecastInsider TradeDEFTDefi TechnologiesN/A$3.46+3.3%$6.25+80.6%N/A$1.15B$153.58M11.9320Gap DownBFCBank First2.293 of 5 stars$114.92+0.1%$120.50+4.9%+41.8%$1.14B$159.80M17.68330Positive NewsHigh Trading VolumeQCRHQCR4.4184 of 5 stars$67.06+0.2%$85.33+27.2%+17.3%$1.14B$332.65M9.99920Positive NewsOBKOrigin Bancorp3.5583 of 5 stars$34.98+1.1%$42.20+20.6%+17.9%$1.09B$358.20M14.221,010Positive NewsOBNKOrigin Bancorp1.4452 of 5 stars$34.61+1.8%N/A+20.3%$1.07B$347.14M10.781,010FBMSFirst BancsharesN/A$33.75+0.3%$38.75+14.8%+37.9%$1.05B$276.99M13.83870High Trading Volume Related Companies and Tools Related Companies LexinFintech Alternatives Byline Bancorp Alternatives LendingClub Alternatives OppFi Alternatives Defi Technologies Alternatives Bank First Alternatives QCR Alternatives Origin Bancorp Alternatives Origin Bancorp Alternatives First Bancshares Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PDLB) was last updated on 6/13/2025 by MarketBeat.com Staff From Our PartnersUtah’s New Oil FindThe Real Reason 218,000 Acres Just Vanished The government just quietly leased 218,000 acres in the middle ...Stansberry Research | SponsoredWhy July 22nd Could Mean Big Changes for Social SecurityIn a stunning move, President Trump has authorized an AI-led transformation of federal agencies, including Soc...Altimetry | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? 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