Patriot National Bancorp (PNBK) Competitors

Patriot National Bancorp (NASDAQ:PNBK) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, media sentiment, valuation, dividends, risk, institutional ownership, analyst recommendations and profitability.

Is PNBK or LDI more profitable?

loanDepot has a net margin of -5.95% compared to Patriot National Bancorp's net margin of -76.35%. loanDepot's return on equity of -19.41% beat Patriot National Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Patriot National Bancorp	-76.35%	-132.38%	-4.57%
loanDepot	-5.95%	-19.41%	-1.53%

Does the media refer more to PNBK or LDI?

In the previous week, loanDepot had 12 more articles in the media than Patriot National Bancorp. MarketBeat recorded 13 mentions for loanDepot and 1 mentions for Patriot National Bancorp. Patriot National Bancorp's average media sentiment score of 0.00 beat loanDepot's score of -0.22 indicating that Patriot National Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Patriot National Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
loanDepot	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer PNBK or LDI?

loanDepot has a consensus price target of $2.30, suggesting a potential downside of 21.10%. Given loanDepot's stronger consensus rating and higher possible upside, analysts plainly believe loanDepot is more favorable than Patriot National Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Patriot National Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
loanDepot	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67

Do institutionals & insiders hold more shares of PNBK or LDI?

39.3% of Patriot National Bancorp shares are held by institutional investors. Comparatively, 39.4% of loanDepot shares are held by institutional investors. 11.0% of Patriot National Bancorp shares are held by insiders. Comparatively, 78.1% of loanDepot shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has higher valuation & earnings, PNBK or LDI?

Patriot National Bancorp has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Patriot National Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Patriot National Bancorp	$60.72M	2.27	-$39.88M	-$9.45	-0.15
loanDepot	$1.06B	0.91	-$98.33M	-$0.33	-8.83

Which has more risk and volatility, PNBK or LDI?

Patriot National Bancorp has a beta of -0.46, meaning that its stock price is 146% less volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.38, meaning that its stock price is 238% more volatile than the S&P 500.

Summary

loanDepot beats Patriot National Bancorp on 11 of the 15 factors compared between the two stocks.