Rhinebeck Bancorp (RBKB) Competitors

Rhinebeck Bancorp (NASDAQ:RBKB) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, valuation, community ranking, risk, earnings and media sentiment.

Do analysts recommend RBKB or GNTY?

Guaranty Bancshares has a consensus target price of $41.50, suggesting a potential upside of 4.69%. Given Guaranty Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Guaranty Bancshares is more favorable than Rhinebeck Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Rhinebeck Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Guaranty Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility and risk, RBKB or GNTY?

Rhinebeck Bancorp has a beta of 0.46, meaning that its share price is 54% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.49, meaning that its share price is 51% less volatile than the S&P 500.

Does the media prefer RBKB or GNTY?

In the previous week, Guaranty Bancshares had 1 more articles in the media than Rhinebeck Bancorp. MarketBeat recorded 3 mentions for Guaranty Bancshares and 2 mentions for Rhinebeck Bancorp. Guaranty Bancshares' average media sentiment score of 1.04 beat Rhinebeck Bancorp's score of 0.85 indicating that Guaranty Bancshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Rhinebeck Bancorp	Positive
Guaranty Bancshares	Positive

Which has preferable valuation and earnings, RBKB or GNTY?

Guaranty Bancshares has higher revenue and earnings than Rhinebeck Bancorp. Rhinebeck Bancorp is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Rhinebeck Bancorp	$28.73M	4.21	-$8.62M	-$0.70	-15.57
Guaranty Bancshares	$118.37M	3.80	$31.54M	$2.92	13.58

Do insiders and institutionals have more ownership in RBKB or GNTY?

23.9% of Rhinebeck Bancorp shares are owned by institutional investors. Comparatively, 39.4% of Guaranty Bancshares shares are owned by institutional investors. 6.4% of Rhinebeck Bancorp shares are owned by insiders. Comparatively, 22.3% of Guaranty Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is RBKB or GNTY more profitable?

Guaranty Bancshares has a net margin of 17.15% compared to Rhinebeck Bancorp's net margin of -15.89%. Guaranty Bancshares' return on equity of 10.13% beat Rhinebeck Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Rhinebeck Bancorp	-15.89%	3.44%	0.32%
Guaranty Bancshares	17.15%	10.13%	1.02%

Does the MarketBeat Community favor RBKB or GNTY?

Guaranty Bancshares received 190 more outperform votes than Rhinebeck Bancorp when rated by MarketBeat users. Likewise, 57.84% of users gave Guaranty Bancshares an outperform vote while only 54.69% of users gave Rhinebeck Bancorp an outperform vote.

Company	Underperform	Outperform
Rhinebeck Bancorp	Outperform Votes 35 54.69%	Underperform Votes 29 45.31%
Guaranty Bancshares	Outperform Votes 225 57.84%	Underperform Votes 164 42.16%

Summary

Guaranty Bancshares beats Rhinebeck Bancorp on 17 of the 18 factors compared between the two stocks.