Seacoast Banking Co. of Florida (SBCF) Financials

$25.22 +0.65 (+2.65%)

Closing price 04:00 PM Eastern

Extended Trading

$25.22 +0.01 (+0.02%)

As of 04:04 PM Eastern

Annual Income Statements for Seacoast Banking Co. of Florida

This table shows Seacoast Banking Co. of Florida's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	121	104	107	124	78	99	67	43	29	22
Consolidated Net Income / (Loss)	121	104	107	124	78	99	67	43	29	22
Net Income / (Loss) Continuing Operations	121	104	107	124	78	99	67	43	29	22
Total Pre-Tax Income	156	134	138	159	101	129	88	79	44	36
Total Revenue	515	567	432	347	324	300	262	235	177	142
Net Interest Income / (Expense)	432	488	366	276	263	244	212	176	140	109
Total Interest Income	726	689	380	284	287	290	241	192	148	116
Loans and Leases Interest Income	597	581	316	251	254	251	200	154	119	94
Investment Securities Interest Income	100	83	57	30	30	36	39	35	27	21
Federal Funds Sold and Securities Borrowed Interest Income	29	25	7.62	-	-	-	-	2.42	1.67	1.02
Total Interest Expense	294	201	14	8.22	24	46	30	15	8.47	6.93
Deposits Interest Expense	269	179	9.96	6.39	20	38	20	8.33	4.67	3.31
Short-Term Borrowings Interest Expense	7.73	6.38	0.33	0.00	1.54	3.01	4.47	0.78	0.48	0.34
Long-Term Debt Interest Expense	7.49	7.25	3.06	1.69	2.18	3.37	3.16	6.19	3.32	3.28
Federal Funds Purchased and Securities Sold Interest Expense	9.39	8.32	0.99	0.14	0.28	1.43	1.80	-	-	-
Total Non-Interest Income	83	79	66	71	62	57	50	58	38	33
Service Charges on Deposit Accounts	26	23	15	9.78	9.43	12	-	-	-	-
Other Service Charges	33	24	19	30	24	17	51	-	-	-
Net Realized & Unrealized Capital Gains on Investments	-8.02	-2.89	-1.10	0.95	1.92	3.69	-0.62	58	38	33
Investment Banking Income	15	13	11	9.63	7.51	6.35	-	-	-	-
Other Non-Interest Income	18	22	23	20	19	18	-	-	-	-
Provision for Credit Losses	16	38	26	-9.42	38	11	12	5.65	2.41	2.64
Total Non-Interest Expense	343	396	268	197	186	161	162	150	131	104
Salaries and Employee Benefits	162	178	130	97	89	74	-	-	-	-
Net Occupancy & Equipment Expense	74	93	56	39	39	36	-	-	-	-
Marketing Expense	11	9.16	6.29	4.58	4.83	4.16	-	-	-	-
Other Operating Expenses	72	86	68	51	45	41	162	150	131	104
Amortization Expense	24	29	9.10	5.03	5.86	5.83	-	-	-	-
Other Special Charges	0.44	0.99	-1.53	-0.26	2.26	-	-	-	-	-
Income Tax Expense	35	30	32	34	23	30	20	36	15	14
Basic Earnings per Share	$1.43	$1.24	$1.67	$2.20	$1.45	$1.92	$1.40	$1.01	$0.79	$0.66
Weighted Average Basic Shares Outstanding	84.37M	83.80M	63.71M	56.59M	53.50M	51.45M	47.97M	42.61M	36.87M	33.50M
Diluted Earnings per Share	$1.42	$1.23	$1.66	$2.18	$1.44	$1.90	$1.38	$0.99	$0.78	$0.66
Weighted Average Diluted Shares Outstanding	85.04M	84.33M	64.26M	57.09M	53.93M	52.03M	48.75M	43.35M	37.51M	33.74M
Weighted Average Basic & Diluted Shares Outstanding	85.61M	84.89M	84.53M	61.20M	55.25M	51.52M	48.10M	42.40M	37M	33.50M
Cash Dividends to Common per Share	$0.72	$0.71	$0.64	$0.39	-	-	-	-	-	-

This table shows Seacoast Banking Co. of Florida's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	31	34	31	30	26	30	31	31	12	24	29
Consolidated Net Income / (Loss)	31	34	31	30	26	30	31	31	12	24	29
Net Income / (Loss) Continuing Operations	31	34	31	30	26	30	31	31	12	24	29
Total Pre-Tax Income	41	44	39	39	34	38	40	41	15	32	38
Total Revenue	141	133	130	127	126	128	137	149	154	137	104
Net Interest Income / (Expense)	119	116	107	104	105	111	119	127	131	120	88
Total Interest Income	184	186	184	180	176	177	180	174	158	127	91
Loans and Leases Interest Income	151	152	151	147	147	148	150	148	135	105	74
Investment Securities Interest Income	29	27	26	24	22	21	21	21	19	19	16
Federal Funds Sold and Securities Borrowed Interest Income	4.20	-	7.14	-	6.18	-	8.48	-	3.47	3.13	1.64
Total Interest Expense	66	70	77	75	71	66	61	47	27	7.40	3.12
Deposits Interest Expense	59	64	71	69	65	61	55	42	22	5.29	2.00
Long-Term Debt Interest Expense	7.14	-11	6.49	6.14	5.97	-9.35	5.68	5.66	5.25	0.79	1.12
Total Non-Interest Income	22	17	24	22	20	17	18	22	22	18	16
Service Charges on Deposit Accounts	6.80	6.29	6.81	6.70	6.25	5.89	5.83	5.72	5.34	4.80	3.50
Other Service Charges	6.66	12	7.96	6.54	5.59	7.15	4.72	5.33	7.00	4.51	4.62
Net Realized & Unrealized Capital Gains on Investments	0.20	-10	0.58	0.65	0.97	-3.62	0.23	0.07	0.43	-0.72	-0.25
Investment Banking Income	4.25	4.02	3.84	3.77	3.54	3.26	3.14	3.32	3.06	2.89	2.73
Other Non-Interest Income	4.28	4.49	4.49	4.54	4.15	4.65	3.88	7.13	6.61	6.18	5.50
Provision for Credit Losses	9.25	3.70	6.27	4.92	1.37	3.99	2.69	-0.76	32	14	4.68
Total Non-Interest Expense	91	86	85	83	90	86	94	108	107	92	61
Salaries and Employee Benefits	42	42	41	39	40	38	46	45	48	45	28
Net Occupancy & Equipment Expense	18	18	17	17	22	18	19	31	25	21	12
Marketing Expense	2.75	2.13	2.73	3.27	2.66	3.00	1.88	2.05	2.24	1.77	1.46
Other Operating Expenses	21	18	18	17	19	19	19	22	26	19	18
Amortization Expense	5.31	5.59	6.00	6.00	6.29	6.89	7.46	7.65	6.73	4.76	1.45
Restructuring Charge	1.05	-	-	-	-	-	-	-	-	-	-
Other Special Charges	0.24	0.08	0.49	-0.11	-0.03	0.57	0.27	-0.06	0.20	-0.41	0.01
Income Tax Expense	9.39	9.51	8.60	8.91	7.83	8.26	9.08	10	2.70	7.79	9.12
Basic Earnings per Share	$0.37	$0.40	$0.36	$0.36	$0.31	$0.35	$0.37	$0.37	$0.15	$0.32	$0.48
Weighted Average Basic Shares Outstanding	84.65M	84.37M	84.43M	84.34M	84.91M	83.80M	85.14M	85.02M	80.15M	63.71M	61.44M
Diluted Earnings per Share	$0.37	$0.39	$0.36	$0.36	$0.31	$0.34	$0.37	$0.37	$0.15	$0.33	$0.47
Weighted Average Diluted Shares Outstanding	85.39M	85.04M	85.07M	84.82M	85.27M	84.33M	85.67M	85.54M	80.72M	64.26M	61.96M
Weighted Average Basic & Diluted Shares Outstanding	85.99M	85.61M	85.44M	85.30M	84.94M	84.89M	85.15M	85.09M	84.61M	84.53M	61.48M
Cash Dividends to Common per Share	$0.18	-	$0.18	$0.18	$0.18	-	$0.18	$0.18	$0.17	-	$0.17

This table details how cash moves in and out of Seacoast Banking Co. of Florida's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	29	245	-536	334	280	8.58	6.45	-0.14	-26	36
Net Cash From Operating Activities	180	151	196	155	61	118	130	49	62	30
Net Cash From Continuing Operating Activities	180	151	196	155	61	118	130	49	62	30
Net Income / (Loss) Continuing Operations	121	104	107	124	78	99	67	43	29	22
Consolidated Net Income / (Loss)	121	104	107	124	78	99	67	43	29	22
Provision For Loan Losses	16	38	26	-9.42	38	11	12	5.65	2.41	2.64
Depreciation Expense	8.61	8.25	6.12	5.48	6.02	6.42	6.35	5.61	5.08	3.77
Amortization Expense	7.64	-8.77	5.09	-3.11	0.71	4.66	2.04	3.98	7.56	2.32
Non-Cash Adjustments to Reconcile Net Income	30	27	29	51	-45	6.75	23	-18	-179	-208
Changes in Operating Assets and Liabilities, net	-3.95	-18	23	-14	-17	-9.82	19	8.89	196	207
Net Cash From Investing Activities	-607	527	-365	-413	-343	-321	-175	-246	-512	-171
Net Cash From Continuing Investing Activities	-607	527	-365	-413	-343	-321	-175	-246	-512	-171
Purchase of Property, Leasehold Improvements and Equipment	-4.03	-10	-13	-4.33	-1.59	-2.52	-4.02	-5.71	-6.05	-9.09
Purchase of Investment Securities	-1,063	-194	-1,048	-1,847	-859	-655	-542	-966	-1,047	-416
Divestitures	0.00	142	282	98	72	-	22	24	236	33
Sale and/or Maturity of Investments	704	479	928	775	527	446	349	703	306	221
Other Investing Activities, net	-244	111	-513	566	-82	-110	-	-	0.00	0.00
Net Cash From Financing Activities	456	-433	-367	592	561	212	51	197	423	177
Net Cash From Continuing Financing Activities	456	-433	-367	592	561	212	51	197	423	177
Net Change in Deposits	465	-324	-384	640	844	408	-40	333	27	240
Issuance of Debt	355	110	75	0.00	35	65	92	0.00	415	-
Repayment of Debt	-160	-355	-70	-33	-350	-130	0.00	-204	-50	-80
Repurchase of Common Equity	-0.88	-11	0.00	0.00	-	-	-	-	-	-
Payment of Dividends	-62	-61	-41	-23	0.00	0.00	0.00	0.00	0.00	0.00
Other Financing Activities, Net	-142	208	54	6.98	32	-130	-0.79	12	31	17
Cash Interest Paid	287	191	14	9.98	24	46	28	15	7.86	6.64
Cash Income Taxes Paid	18	-5.92	30	31	28	16	13	0.40	0.70	0.58

This table details how cash moves in and out of Seacoast Banking Co. of Florida's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	24	-160	-112	67	236	-249	-32	-63	589	-17	-683
Net Cash From Operating Activities	31	45	53	57	25	30	63	45	13	48	49
Net Cash From Continuing Operating Activities	31	45	54	57	25	30	63	45	13	48	49
Net Income / (Loss) Continuing Operations	31	34	31	30	26	30	31	31	12	24	29
Consolidated Net Income / (Loss)	31	34	31	30	26	30	31	31	12	24	29
Provision For Loan Losses	9.25	3.70	6.27	4.92	1.37	3.99	2.69	-0.76	32	14	4.68
Depreciation Expense	2.21	2.23	2.12	2.15	2.11	2.16	2.02	2.01	2.07	1.85	1.44
Amortization Expense	3.41	19	-15	2.06	1.64	0.99	-2.74	-2.20	-4.82	-0.53	2.67
Non-Cash Adjustments to Reconcile Net Income	4.74	20	-0.05	9.26	1.55	18	13	11	-14	-8.86	13
Changes in Operating Assets and Liabilities, net	-20	-34	29	8.23	-8.00	-24	16	4.29	-14	18	-2.33
Net Cash From Investing Activities	-513	-211	-292	-78	-26	39	159	136	193	384	-282
Net Cash From Continuing Investing Activities	-513	-211	-292	-78	-26	39	159	136	193	384	-282
Purchase of Property, Leasehold Improvements and Equipment	-3.21	-0.15	-0.95	-2.18	-0.76	-0.63	-0.84	-3.02	-5.81	-0.85	-9.25
Purchase of Investment Securities	-506	-387	-278	-128	-269	-72	-12	-33	-77	-53	-200
Sale and/or Maturity of Investments	157	262	157	128	157	161	66	144	108	596	76
Other Investing Activities, net	-161	-86	-170	-75	87	-49	106	28	26	-231	-149
Net Cash From Financing Activities	506	5.23	126	88	237	-318	-254	-244	384	-449	-450
Net Cash From Continuing Financing Activities	506	5.23	126	88	237	-318	-254	-244	384	-449	-450
Net Change in Deposits	332	-1.16	127	100	239	-331	-175	-26	209	-520	-424
Issuance of Debt	410	-	65	180	110	-	-	20	90	75	-
Repayment of Debt	-190	-	-	-110	-50	-60	-50	-245	0.00	-70	-
Payment of Dividends	-15	-15	-15	-15	-15	-15	-15	-15	-14	-12	-11
Other Financing Activities, Net	-31	22	-51	-66	-47	99	-13	23	99	78	-16
Cash Interest Paid	68	68	75	74	70	66	57	45	23	6.84	3.13
Cash Income Taxes Paid	0.00	7.61	5.00	5.89	0.00	2.00	-14	6.07	0.01	10	10

This table presents Seacoast Banking Co. of Florida's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	15,176	14,580	12,146	9,681	8,342	7,109	6,748	5,810	4,681	3,535
Cash and Due from Banks	172	168	121	239	87	90	92	104	83	81
Interest Bearing Deposits at Other Banks	305	280	81	499	317	35	24	5.47	27	55
Time Deposits Placed and Other Short-Term Investments	3.22	5.86	3.24	0.00	0.75	3.74	8.24	13	0.00	-
Trading Account Securities	2,862	2,516	2,619	2,315	1,583	1,208	1,236	1,366	1,323	994
Loans and Leases, Net of Allowance	10,162	9,914	8,031	5,842	5,643	-35	4,793	3,790	2,856	2,137
Loans and Leases	10,300	10,063	8,145	5,925	5,735	-	4,825	3,817	2,880	2,156
Allowance for Loan and Lease Losses	138	149	114	83	93	35	32	27	23	19
Loans Held for Sale	17	4.39	3.15	-	69	20	-	24	15	24
Premises and Equipment, Net	108	113	117	72	75	67	71	67	59	55
Goodwill	732	732	480	252	221	205	205	148	65	25
Intangible Assets	72	96	75	15	17	20	26	19	15	8.59
Other Assets	744	751	615	6,290	330	5,495	293	274	239	155
Total Liabilities & Shareholders' Equity	15,176	14,580	12,146	9,681	8,342	7,109	6,748	5,810	4,681	3,535
Total Liabilities	12,993	12,472	10,538	8,371	7,212	6,123	5,883	5,120	4,246	3,181
Non-Interest Bearing Deposits	3,352	3,545	4,071	3,076	2,290	1,590	1,570	1,400	1,148	854
Interest Bearing Deposits	8,890	8,232	5,911	4,992	4,643	3,994	3,608	3,192	2,375	1,990
Short-Term Debt	232	375	172	122	120	86	214	216	204	-
Long-Term Debt	352	156	235	72	71	386	451	282	485	120
Other Long-Term Liabilities	167	164	150	110	88	66	41	30	33	45
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	2,183	2,108	1,608	1,311	1,130	986	864	690	435	353
Total Preferred & Common Equity	2,183	2,108	1,608	1,311	1,130	986	864	690	435	353
Total Common Equity	2,183	2,108	1,608	1,311	1,130	986	864	690	435	353
Common Stock	1,834	1,817	1,385	970	862	791	784	666	458	403
Retained Earnings	527	467	424	359	257	196	97	30	-14	-43
Treasury Stock	-19	-17	-13	-11	-8.29	-6.03	-3.38	-2.36	-1.24	-0.07
Accumulated Other Comprehensive Income / (Loss)	-158	-160	-188	-6.99	20	4.47	-13	-4.22	-7.51	-6.21

This table presents Seacoast Banking Co. of Florida's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	15,732	15,168	14,953	14,830	14,823	15,042	15,255	10,345
Cash and Due from Banks	191	183	169	138	182	164	181	176
Interest Bearing Deposits at Other Banks	309	454	581	545	514	564	611	42
Time Deposits Placed and Other Short-Term Investments	1.49	5.21	7.86	7.86	4.36	2.99	3.24	4.48
Trading Account Securities	3,253	2,806	2,625	2,619	2,533	2,624	2,754	2,635
Loans and Leases, Net of Allowance	10,303	10,065	9,897	9,831	9,862	9,958	9,979	6,596
Loans and Leases	10,443	10,205	10,039	9,978	10,011	10,118	10,134	6,691
Allowance for Loan and Lease Losses	140	140	142	147	150	160	156	95
Loans Held for Sale	16	11	5.98	9.48	2.98	5.97	2.84	1.62
Premises and Equipment, Net	108	109	110	111	116	117	117	82
Goodwill	732	732	732	732	732	733	728	287
Intangible Assets	66	77	83	89	102	110	117	19
Other Assets	752	726	741	747	775	763	10,742	503
Total Liabilities & Shareholders' Equity	15,732	15,168	14,953	14,830	14,823	15,042	15,255	10,345
Total Liabilities	13,503	12,975	12,822	12,712	12,775	12,988	13,204	9,057
Interest Bearing Deposits	12,575	12,244	12,116	12,016	12,108	12,283	-	8,765
Short-Term Debt	201	210	262	327	276	290	268	94
Long-Term Debt	572	352	287	216	216	266	491	72
Other Long-Term Liabilities	155	169	157	153	174	149	136	126
Total Equity & Noncontrolling Interests	2,230	2,194	2,130	2,118	2,048	2,054	2,051	1,288
Total Preferred & Common Equity	2,230	2,194	2,130	2,118	2,048	2,054	2,051	1,288
Total Common Equity	2,230	2,194	2,130	2,118	2,048	2,054	2,051	1,288
Common Stock	1,837	1,830	1,824	1,820	1,822	1,818	1,812	6.15
Retained Earnings	543	508	493	478	453	437	421	-
Treasury Stock	-19	-19	-19	-17	-14	-14	-13	-
Accumulated Other Comprehensive Income / (Loss)	-131	-125	-168	-164	-212	-187	-169	-

This table displays calculated financial ratios and metrics derived from Seacoast Banking Co. of Florida's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-9.16%	31.26%	24.66%	6.92%	7.98%	14.84%	11.40%	32.35%	24.85%	41.91%
EBITDA Growth	28.69%	-10.46%	-7.30%	50.12%	-23.18%	45.63%	8.03%	56.53%	35.84%	167.61%
EBIT Growth	16.08%	-2.81%	-12.98%	57.82%	-21.79%	46.93%	10.52%	79.63%	23.62%	248.32%
NOPAT Growth	16.30%	-2.32%	-14.39%	59.98%	-21.24%	46.77%	56.95%	46.79%	31.89%	288.71%
Net Income Growth	16.30%	-2.32%	-14.39%	59.98%	-21.24%	46.77%	56.95%	46.79%	31.89%	288.71%
EPS Growth	15.45%	-25.90%	-23.85%	51.39%	-24.21%	37.68%	39.39%	26.92%	18.18%	214.29%
Operating Cash Flow Growth	19.45%	-23.10%	26.71%	154.85%	-48.49%	-9.15%	165.00%	-21.12%	110.13%	34.46%
Free Cash Flow Firm Growth	98.59%	-28.90%	-594.34%	-127.15%	25.81%	161.96%	-1,304.11%	96.85%	-2,488.39%	79.85%
Invested Capital Growth	4.86%	31.01%	33.94%	13.82%	-9.36%	-4.68%	28.82%	5.55%	137.60%	10.81%
Revenue Q/Q Growth	0.92%	-1.60%	12.02%	2.14%	25.41%	-15.41%	-0.82%	13.28%	6.01%	3.89%
EBITDA Q/Q Growth	15.76%	6.28%	-7.99%	2.64%	901.58%	-41.93%	-12.86%	21.63%	50.09%	75.76%
EBIT Q/Q Growth	3.86%	4.74%	-8.57%	4.29%	546.02%	-45.15%	-12.52%	28.08%	16.66%	50.12%
NOPAT Q/Q Growth	3.90%	5.71%	-10.43%	5.95%	2.87%	12.81%	4.53%	5.61%	19.35%	51.78%
Net Income Q/Q Growth	3.90%	5.71%	-10.43%	5.95%	2.87%	12.81%	4.53%	5.61%	19.35%	51.78%
EPS Q/Q Growth	3.65%	0.82%	-14.87%	3.81%	1.41%	12.43%	1.47%	0.00%	20.00%	53.49%
Operating Cash Flow Q/Q Growth	9.17%	-11.00%	-0.67%	5.05%	-0.11%	-1.93%	51.91%	-28.12%	-13.78%	34.46%
Free Cash Flow Firm Q/Q Growth	92.55%	47.35%	-404.35%	-3.72%	432.43%	8,546.83%	-611.93%	90.34%	-96.87%	79.28%
Invested Capital Q/Q Growth	0.42%	3.86%	38.55%	2.47%	2.10%	26.32%	43.66%	12.66%	38.75%	0.69%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	33.39%	23.57%	34.55%	46.46%	33.09%	46.51%	36.68%	37.82%	31.98%	29.39%
EBIT Margin	30.24%	23.66%	31.96%	45.78%	31.01%	42.82%	33.47%	33.74%	24.86%	25.10%
Profit (Net Income) Margin	23.47%	18.34%	24.64%	35.88%	23.98%	32.87%	25.72%	18.26%	16.46%	15.58%
Tax Burden Percent	77.63%	77.49%	77.10%	78.37%	77.31%	76.77%	76.86%	54.12%	66.23%	62.08%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	22.37%	22.51%	22.90%	21.63%	22.69%	23.23%	23.14%	45.88%	33.77%	37.92%
Return on Invested Capital (ROIC)	4.48%	4.47%	6.05%	8.81%	5.60%	6.61%	4.95%	3.71%	3.65%	4.92%
ROIC Less NNEP Spread (ROIC-NNEP)	4.48%	4.47%	6.05%	8.81%	5.60%	6.61%	4.95%	3.71%	3.65%	4.92%
Return on Net Nonoperating Assets (RNNOA)	1.16%	1.13%	1.24%	1.39%	1.75%	4.06%	3.71%	3.91%	3.75%	1.73%
Return on Equity (ROE)	5.64%	5.60%	7.30%	10.19%	7.35%	10.68%	8.66%	7.62%	7.40%	6.65%
Cash Return on Invested Capital (CROIC)	-0.27%	-22.38%	-22.96%	-4.12%	15.42%	11.40%	-20.23%	-1.69%	-77.86%	-5.34%
Operating Return on Assets (OROA)	1.05%	1.00%	1.27%	1.76%	1.30%	1.86%	1.39%	1.51%	1.07%	1.08%
Return on Assets (ROA)	0.81%	0.78%	0.98%	1.38%	1.01%	1.43%	1.07%	0.82%	0.71%	0.67%
Return on Common Equity (ROCE)	5.64%	5.60%	7.30%	10.19%	7.35%	10.68%	8.66%	7.62%	7.40%	6.65%
Return on Equity Simple (ROE_SIMPLE)	5.54%	4.94%	6.62%	9.49%	6.88%	10.02%	7.78%	6.22%	6.71%	6.26%
Net Operating Profit after Tax (NOPAT)	121	104	107	124	78	99	67	43	29	22
NOPAT Margin	23.47%	18.34%	24.64%	35.88%	23.98%	32.87%	25.72%	18.26%	16.46%	15.58%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	47.98%	49.25%	44.57%	40.75%	40.84%	37.82%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	66.61%	69.73%	61.99%	56.94%	57.21%	53.52%	62.05%	63.86%	73.78%	73.04%
Earnings before Interest and Taxes (EBIT)	156	134	138	159	101	129	88	79	44	36
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	172	134	149	161	107	140	96	89	57	42
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.08	1.12	1.12	1.48	1.33	1.48	1.32	1.47	1.78	1.35
Price to Tangible Book Value (P/TBV)	1.71	1.84	1.72	1.85	1.69	1.92	1.80	1.94	2.18	1.49
Price to Revenue (P/Rev)	4.56	4.15	4.18	5.58	4.64	4.85	4.35	4.33	4.38	3.35
Price to Earnings (P/E)	19.44	22.64	16.98	15.55	19.34	14.76	16.93	23.69	26.60	21.52
Dividend Yield	2.62%	2.57%	2.18%	1.18%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	5.14%	4.42%	5.89%	6.43%	5.17%	6.78%	5.91%	4.22%	3.76%	4.65%
Enterprise Value to Invested Capital (EV/IC)	0.89	0.92	1.00	0.92	0.98	1.24	1.10	1.17	1.21	0.97
Enterprise Value to Revenue (EV/Rev)	4.77	4.29	4.65	4.01	3.98	6.00	6.42	5.93	7.65	3.24
Enterprise Value to EBITDA (EV/EBITDA)	14.27	18.20	13.46	8.63	12.02	12.89	17.51	15.67	23.91	11.02
Enterprise Value to EBIT (EV/EBIT)	15.76	18.13	14.55	8.76	12.83	14.00	19.19	17.57	30.77	12.90
Enterprise Value to NOPAT (EV/NOPAT)	20.30	23.39	18.87	11.17	16.59	18.24	24.97	32.46	46.45	20.79
Enterprise Value to Operating Cash Flow (EV/OCF)	13.65	16.16	10.26	8.99	21.28	15.30	12.96	28.45	21.88	15.60
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	6.02	10.58	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.27	0.25	0.25	0.15	0.17	0.48	0.77	0.72	1.58	0.34
Long-Term Debt to Equity	0.16	0.07	0.15	0.05	0.06	0.39	0.52	0.41	1.11	0.34
Financial Leverage	0.26	0.25	0.21	0.16	0.31	0.61	0.75	1.06	1.03	0.35
Leverage Ratio	6.93	7.19	7.48	7.38	7.30	7.49	8.08	9.32	10.41	9.95
Compound Leverage Factor	6.93	7.19	7.48	7.38	7.30	7.49	8.08	9.32	10.41	9.95
Debt to Total Capital	21.11%	20.12%	20.18%	12.85%	14.45%	32.39%	43.49%	41.91%	61.29%	25.34%
Short-Term Debt to Total Capital	8.39%	14.19%	8.54%	8.08%	9.05%	5.91%	14.01%	18.20%	18.15%	0.00%
Long-Term Debt to Total Capital	12.72%	5.92%	11.64%	4.76%	5.40%	26.48%	29.48%	23.71%	43.14%	25.34%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	78.89%	79.88%	79.82%	87.15%	85.55%	67.61%	56.51%	58.09%	38.71%	74.66%
Debt to EBITDA	3.39	3.97	2.72	1.20	1.78	3.38	6.93	5.60	12.15	2.87
Net Debt to EBITDA	0.61	0.58	1.35	-3.38	-1.99	2.46	5.64	4.23	10.22	-0.39
Long-Term Debt to EBITDA	2.05	1.17	1.57	0.44	0.67	2.76	4.70	3.17	8.55	2.87
Debt to NOPAT	4.83	5.10	3.82	1.55	2.46	4.78	9.89	11.61	23.61	5.42
Net Debt to NOPAT	0.86	0.75	1.89	-4.38	-2.75	3.48	8.04	8.76	19.85	-0.73
Long-Term Debt to NOPAT	2.91	1.50	2.20	0.58	0.92	3.91	6.70	6.57	16.62	5.42
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-7.33	-521	-404	-58	214	170	-275	-20	-622	-24
Operating Cash Flow to CapEx	4,459.64%	1,463.26%	1,548.90%	3,572.27%	3,821.80%	4,666.86%	3,224.88%	856.55%	1,024.23%	324.60%
Free Cash Flow to Firm to Interest Expense	-0.03	-2.59	-28.18	-7.08	8.82	3.69	-9.20	-1.28	-73.49	-3.47
Operating Cash Flow to Interest Expense	0.61	0.75	13.67	18.81	2.50	2.55	4.34	3.20	7.32	4.26
Operating Cash Flow Less CapEx to Interest Expense	0.60	0.70	12.78	18.28	2.43	2.49	4.20	2.82	6.61	2.95
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	4.67	4.93	4.57	4.70	4.58	4.36	3.79	3.74	3.13	2.85
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,767	2,639	2,014	1,504	1,321	1,458	1,529	1,187	1,125	473
Invested Capital Turnover	0.19	0.24	0.25	0.25	0.23	0.20	0.19	0.20	0.22	0.32
Increase / (Decrease) in Invested Capital	128	625	510	183	-136	-72	342	62	651	46
Enterprise Value (EV)	2,456	2,433	2,010	1,390	1,290	1,801	1,680	1,391	1,356	460
Market Capitalization	2,352	2,356	1,809	1,935	1,504	1,457	1,139	1,016	777	476
Book Value per Share	$25.55	$24.76	$26.15	$22.46	$20.49	$19.15	$18.28	$15.85	$11.45	$10.29
Tangible Book Value per Share	$16.14	$15.03	$17.11	$17.89	$16.18	$14.77	$13.40	$12.02	$9.37	$9.31
Total Capital	2,767	2,639	2,014	1,504	1,321	1,458	1,529	1,187	1,125	473
Total Debt	584	531	407	193	191	472	665	498	689	120
Total Long-Term Debt	352	156	235	72	71	386	451	282	485	120
Net Debt	104	78	201	-545	-214	344	541	376	580	-16
Capital Expenditures (CapEx)	4.03	10	13	4.33	1.59	2.52	4.02	5.71	6.05	9.09
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	584	531	407	193	191	472	665	498	689	120
Total Depreciation and Amortization (D&A)	16	-0.53	11	2.37	6.73	11	8.39	9.59	13	6.09
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.43	$1.24	$1.67	$2.20	$1.45	$1.92	$1.40	$1.01	$0.79	$0.66
Adjusted Weighted Average Basic Shares Outstanding	84.37M	83.80M	63.71M	56.59M	53.50M	51.45M	47.97M	42.61M	36.87M	33.50M
Adjusted Diluted Earnings per Share	$1.42	$1.23	$1.66	$2.18	$1.44	$1.90	$1.38	$0.99	$0.78	$0.66
Adjusted Weighted Average Diluted Shares Outstanding	85.04M	84.33M	64.26M	57.09M	53.93M	52.03M	48.75M	43.35M	37.51M	33.74M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$1.92	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	85.61M	84.89M	84.53M	61.20M	55.25M	51.52M	51.32M	46.92M	40.73M	34.63M
Normalized Net Operating Profit after Tax (NOPAT)	121	105	105	124	80	99	67	43	29	22
Normalized NOPAT Margin	23.54%	18.47%	24.37%	35.82%	24.52%	32.87%	25.72%	18.26%	16.46%	15.58%
Pre Tax Income Margin	30.24%	23.66%	31.96%	45.78%	31.01%	42.82%	33.47%	33.74%	24.86%	25.10%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.53	0.67	9.64	19.31	4.14	2.78	2.93	5.18	5.21	5.15
NOPAT to Interest Expense	0.41	0.52	7.43	15.14	3.20	2.14	2.25	2.80	3.45	3.19
EBIT Less CapEx to Interest Expense	0.52	0.62	8.76	18.79	4.08	2.73	2.79	4.80	4.49	3.84
NOPAT Less CapEx to Interest Expense	0.40	0.47	6.55	14.61	3.14	2.08	2.12	2.43	2.73	1.88
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	50.96%	58.24%	38.72%	18.09%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	51.68%	68.69%	38.72%	18.09%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from Seacoast Banking Co. of Florida's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	12.04%	3.68%	-4.93%	-14.76%	-18.24%	-6.70%	31.34%	50.63%	67.14%	50.95%	15.53%
EBITDA Growth	23.62%	57.21%	-32.69%	5.15%	219.27%	23.91%	-6.33%	-10.01%	-57.98%	-28.18%	44.37%
EBIT Growth	20.73%	15.34%	-3.06%	-5.51%	132.97%	19.16%	5.57%	-0.49%	-45.03%	-28.99%	27.87%
NOPAT Growth	20.99%	15.37%	-2.43%	-3.22%	119.89%	23.47%	7.45%	-4.60%	-42.55%	-34.14%	27.43%
Net Income Growth	20.99%	15.37%	-2.43%	-3.22%	119.89%	23.47%	7.45%	-4.60%	-42.55%	-34.14%	27.43%
EPS Growth	19.35%	14.71%	-2.70%	-2.70%	106.67%	3.03%	-21.28%	-30.19%	-54.55%	-46.77%	17.50%
Operating Cash Flow Growth	25.67%	50.56%	-14.81%	26.28%	89.13%	-38.38%	27.81%	2.79%	-76.08%	-2.63%	112.68%
Free Cash Flow Firm Growth	-277.94%	84.16%	82.55%	96.37%	113.98%	-22.33%	-2,553.38%	-912.71%	-549.11%	-232.64%	128.58%
Invested Capital Growth	12.85%	4.86%	8.46%	2.64%	-5.29%	31.01%	74.78%	72.64%	81.38%	33.94%	-0.94%
Revenue Q/Q Growth	5.89%	1.94%	2.95%	0.82%	-2.01%	-6.52%	-7.70%	-3.29%	11.82%	31.59%	5.86%
EBITDA Q/Q Growth	-27.81%	140.42%	-38.26%	15.36%	-8.19%	2.94%	-3.55%	250.28%	-64.37%	-22.18%	-7.34%
EBIT Q/Q Growth	-6.30%	11.07%	0.26%	15.71%	-10.49%	-6.64%	-2.29%	185.31%	-54.21%	-17.29%	-7.90%
NOPAT Q/Q Growth	-7.69%	11.20%	1.35%	16.30%	-11.97%	-5.96%	0.53%	164.22%	-50.57%	-18.16%	-10.74%
Net Income Q/Q Growth	-7.69%	11.20%	1.35%	16.30%	-11.97%	-5.96%	0.53%	164.22%	-50.57%	-18.16%	-10.74%
EPS Q/Q Growth	-5.13%	8.33%	0.00%	16.13%	-8.82%	-8.11%	0.00%	146.67%	-54.55%	-29.79%	-11.32%
Operating Cash Flow Q/Q Growth	-31.09%	-15.70%	-6.14%	130.48%	-17.44%	-52.31%	39.14%	245.19%	-73.10%	-1.07%	11.90%
Free Cash Flow Firm Q/Q Growth	-229.59%	48.84%	-375.76%	-122.18%	129.33%	43.63%	1.05%	14.56%	-156.70%	-1,230.49%	140.84%
Invested Capital Q/Q Growth	8.52%	0.42%	2.86%	0.68%	0.83%	3.86%	-2.65%	-7.10%	39.47%	38.55%	-3.84%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	33.02%	48.44%	20.54%	34.25%	29.93%	31.95%	29.01%	27.76%	7.66%	24.06%	40.67%
EBIT Margin	29.03%	32.81%	30.11%	30.92%	26.94%	29.50%	29.53%	27.90%	9.46%	23.09%	36.74%
Profit (Net Income) Margin	22.36%	25.65%	23.52%	23.89%	20.71%	23.05%	22.91%	21.04%	7.70%	17.42%	28.01%
Tax Burden Percent	77.02%	78.18%	78.09%	77.25%	76.86%	78.16%	77.58%	75.41%	81.43%	75.43%	76.23%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	22.98%	21.82%	21.91%	22.75%	23.14%	21.84%	22.42%	24.59%	18.57%	24.57%	23.77%
Return on Invested Capital (ROIC)	4.19%	4.89%	4.53%	4.67%	4.08%	5.62%	6.61%	5.55%	1.75%	4.28%	7.40%
ROIC Less NNEP Spread (ROIC-NNEP)	4.19%	4.89%	4.53%	4.67%	4.08%	5.62%	6.61%	5.55%	1.75%	4.28%	7.40%
Return on Net Nonoperating Assets (RNNOA)	1.27%	1.27%	1.13%	1.23%	1.28%	1.42%	1.31%	1.21%	0.49%	0.88%	0.98%
Return on Equity (ROE)	5.46%	6.16%	5.66%	5.91%	5.36%	7.04%	7.92%	6.76%	2.23%	5.16%	8.38%
Cash Return on Invested Capital (CROIC)	-7.61%	-0.27%	-3.72%	1.82%	9.75%	-22.38%	-49.50%	-48.62%	-53.36%	-22.96%	9.08%
Operating Return on Assets (OROA)	1.01%	1.14%	1.03%	1.07%	0.97%	1.25%	1.35%	1.17%	0.36%	0.91%	1.40%
Return on Assets (ROA)	0.78%	0.89%	0.80%	0.82%	0.74%	0.98%	1.05%	0.89%	0.29%	0.69%	1.07%
Return on Common Equity (ROCE)	5.46%	6.16%	5.66%	5.91%	5.36%	7.04%	7.92%	6.76%	2.23%	5.16%	8.38%
Return on Equity Simple (ROE_SIMPLE)	5.67%	0.00%	5.31%	5.50%	5.58%	0.00%	4.80%	4.69%	4.77%	0.00%	9.23%
Net Operating Profit after Tax (NOPAT)	31	34	31	30	26	30	31	31	12	24	29
NOPAT Margin	22.36%	25.65%	23.52%	23.89%	20.71%	23.05%	22.91%	21.04%	7.70%	17.42%	28.01%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	44.76%	46.70%	46.48%	47.03%	51.86%	46.49%	48.75%	52.75%	48.63%	49.72%	40.03%
Operating Expenses to Revenue	64.39%	64.40%	65.07%	65.19%	71.97%	67.39%	68.50%	72.62%	69.97%	66.62%	58.78%
Earnings before Interest and Taxes (EBIT)	41	44	39	39	34	38	40	41	15	32	38
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	46	64	27	43	38	41	40	41	12	33	42
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.99	1.08	1.04	0.94	1.01	1.12	0.89	0.88	0.94	1.12	1.37
Price to Tangible Book Value (P/TBV)	1.54	1.71	1.64	1.53	1.66	1.84	1.50	1.50	1.60	1.72	1.80
Price to Revenue (P/Rev)	4.15	4.56	4.45	3.88	3.98	4.15	3.15	3.34	3.91	4.18	4.57
Price to Earnings (P/E)	17.42	19.44	19.52	17.13	18.14	22.64	18.45	18.86	19.74	16.98	14.84
Dividend Yield	2.80%	2.62%	2.70%	3.05%	2.86%	2.57%	3.28%	3.22%	2.98%	2.18%	2.09%
Earnings Yield	5.74%	5.14%	5.12%	5.84%	5.51%	4.42%	5.42%	5.30%	5.07%	5.89%	6.74%
Enterprise Value to Invested Capital (EV/IC)	0.82	0.89	0.80	0.67	0.75	0.92	0.63	0.63	0.67	1.00	1.17
Enterprise Value to Revenue (EV/Rev)	4.66	4.77	4.29	3.48	3.70	4.29	2.79	3.02	3.83	4.65	4.43
Enterprise Value to EBITDA (EV/EBITDA)	13.67	14.27	14.75	11.13	12.52	18.20	12.78	12.76	14.23	13.46	10.52
Enterprise Value to EBIT (EV/EBIT)	15.19	15.76	14.62	11.89	13.01	18.13	12.55	13.01	15.00	14.55	11.30
Enterprise Value to NOPAT (EV/NOPAT)	19.57	20.30	18.83	15.35	16.90	23.39	16.34	17.04	19.37	18.87	14.36
Enterprise Value to Operating Cash Flow (EV/OCF)	13.28	13.65	13.31	10.34	12.31	16.16	9.50	10.54	12.27	10.26	8.66
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	37.29	7.49	0.00	0.00	0.00	0.00	0.00	12.87
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.35	0.27	0.26	0.26	0.26	0.25	0.24	0.27	0.37	0.25	0.13
Long-Term Debt to Equity	0.26	0.16	0.16	0.13	0.10	0.07	0.11	0.13	0.24	0.15	0.06
Financial Leverage	0.30	0.26	0.25	0.26	0.31	0.25	0.20	0.22	0.28	0.21	0.13
Leverage Ratio	7.03	6.93	7.07	7.17	7.22	7.19	7.54	7.64	7.68	7.48	7.85
Compound Leverage Factor	7.03	6.93	7.07	7.17	7.22	7.19	7.54	7.64	7.68	7.48	7.85
Debt to Total Capital	25.75%	21.11%	20.39%	20.48%	20.41%	20.12%	19.39%	21.31%	26.99%	20.18%	11.42%
Short-Term Debt to Total Capital	6.70%	8.39%	7.63%	9.78%	12.28%	14.19%	10.88%	11.12%	9.53%	8.54%	6.48%
Long-Term Debt to Total Capital	19.05%	12.72%	12.77%	10.70%	8.14%	5.92%	8.51%	10.19%	17.47%	11.64%	4.94%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	74.25%	78.89%	79.61%	79.52%	79.59%	79.88%	80.61%	78.69%	73.01%	79.82%	88.58%
Debt to EBITDA	4.27	3.39	3.78	3.39	3.40	3.97	3.91	4.33	5.70	2.72	1.02
Net Debt to EBITDA	1.50	0.61	-0.54	-1.29	-0.92	0.58	-1.65	-1.36	-0.27	1.35	-0.35
Long-Term Debt to EBITDA	3.16	2.05	2.37	1.77	1.36	1.17	1.72	2.07	3.69	1.57	0.44
Debt to NOPAT	6.12	4.83	4.83	4.68	4.60	5.10	5.01	5.78	7.76	3.82	1.40
Net Debt to NOPAT	2.14	0.86	-0.69	-1.78	-1.25	0.75	-2.11	-1.82	-0.37	1.89	-0.48
Long-Term Debt to NOPAT	4.52	2.91	3.02	2.45	1.83	1.50	2.20	2.76	5.02	2.20	0.60
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-311	-94	-184	-39	175	-595	-1,056	-1,067	-1,249	-486	43
Operating Cash Flow to CapEx	964.72%	29,995.33%	5,648.04%	2,611.99%	3,237.80%	4,758.44%	7,476.73%	1,493.53%	224.45%	5,732.39%	529.74%
Free Cash Flow to Firm to Interest Expense	-4.72	-1.34	-2.38	-0.51	2.47	-9.01	-17.44	-22.55	-46.53	-65.74	13.79
Operating Cash Flow to Interest Expense	0.47	0.64	0.69	0.75	0.35	0.45	1.03	0.95	0.49	6.55	15.71
Operating Cash Flow Less CapEx to Interest Expense	0.42	0.64	0.68	0.73	0.34	0.44	1.02	0.89	0.27	6.44	12.75
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.04	0.05	0.04	0.04	0.04	0.04
Fixed Asset Turnover	4.84	4.67	4.55	4.56	4.75	4.93	5.84	5.67	5.17	4.57	5.05
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	3,003	2,767	2,756	2,679	2,661	2,639	2,541	2,610	2,809	2,014	1,454
Invested Capital Turnover	0.19	0.19	0.19	0.20	0.20	0.24	0.29	0.26	0.23	0.25	0.26
Increase / (Decrease) in Invested Capital	342	128	215	69	-149	625	1,087	1,098	1,261	510	-14
Enterprise Value (EV)	2,474	2,456	2,193	1,799	1,997	2,433	1,608	1,640	1,894	2,010	1,708
Market Capitalization	2,203	2,352	2,273	2,008	2,145	2,356	1,816	1,815	1,930	1,809	1,765
Book Value per Share	$26.04	$25.55	$25.72	$25.08	$24.94	$24.76	$24.07	$24.28	$24.27	$26.15	$20.97
Tangible Book Value per Share	$16.71	$16.14	$16.23	$15.48	$15.26	$15.03	$14.27	$14.32	$14.26	$17.11	$16.00
Total Capital	3,003	2,767	2,756	2,679	2,661	2,639	2,541	2,610	2,809	2,014	1,454
Total Debt	773	584	562	549	543	531	493	556	758	407	166
Total Long-Term Debt	572	352	352	287	216	156	216	266	491	235	72
Net Debt	271	104	-80	-209	-147	78	-208	-175	-36	201	-57
Capital Expenditures (CapEx)	3.21	0.15	0.95	2.18	0.76	0.63	0.84	3.02	5.81	0.85	9.25
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	773	584	562	549	543	531	493	556	758	407	166
Total Depreciation and Amortization (D&A)	5.62	21	-12	4.21	3.75	3.14	-0.72	-0.20	-2.75	1.32	4.11
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.37	$0.40	$0.36	$0.36	$0.31	$0.35	$0.37	$0.37	$0.15	$0.32	$0.48
Adjusted Weighted Average Basic Shares Outstanding	84.65M	84.37M	84.43M	84.34M	84.91M	83.80M	85.14M	85.02M	80.15M	63.71M	61.44M
Adjusted Diluted Earnings per Share	$0.37	$0.39	$0.36	$0.36	$0.31	$0.34	$0.37	$0.37	$0.15	$0.33	$0.47
Adjusted Weighted Average Diluted Shares Outstanding	85.39M	85.04M	85.07M	84.82M	85.27M	84.33M	85.67M	85.54M	80.72M	64.26M	61.96M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	85.99M	85.61M	85.44M	85.30M	84.94M	84.89M	85.15M	85.09M	84.61M	84.53M	61.48M
Normalized Net Operating Profit after Tax (NOPAT)	32	34	31	30	26	30	32	31	12	24	29
Normalized NOPAT Margin	23.07%	25.70%	23.81%	23.82%	20.69%	23.40%	23.07%	21.01%	7.80%	17.19%	28.01%
Pre Tax Income Margin	29.03%	32.81%	30.11%	30.92%	26.94%	29.50%	29.53%	27.90%	9.46%	23.09%	36.74%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.62	0.62	0.51	0.52	0.48	0.57	0.67	0.88	0.54	4.29	12.29
NOPAT to Interest Expense	0.48	0.49	0.40	0.40	0.37	0.45	0.52	0.66	0.44	3.23	9.37
EBIT Less CapEx to Interest Expense	0.57	0.62	0.49	0.49	0.47	0.56	0.66	0.81	0.32	4.17	9.33
NOPAT Less CapEx to Interest Expense	0.43	0.48	0.38	0.37	0.36	0.44	0.51	0.60	0.22	3.12	6.40
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	48.87%	50.96%	52.84%	52.46%	52.00%	58.24%	58.39%	54.64%	48.77%	38.72%	30.83%
Augmented Payout Ratio	48.87%	51.68%	62.89%	62.45%	52.00%	68.69%	58.44%	54.69%	48.77%	38.72%	30.83%

Frequently Asked Questions About Seacoast Banking Co. of Florida's Financials

When does Seacoast Banking Co. of Florida's financial year end?

According to the most recent income statement we have on file, Seacoast Banking Co. of Florida's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Seacoast Banking Co. of Florida's net income changed over the last 9 years?

Seacoast Banking Co. of Florida's net income appears to be on an upward trend, with a most recent value of $120.99 million in 2024, rising from $22.14 million in 2015. The previous period was $104.03 million in 2023. See where experts think Seacoast Banking Co. of Florida is headed by visiting Seacoast Banking Co. of Florida's forecast page.

How has Seacoast Banking Co. of Florida revenue changed over the last 9 years?

Over the last 9 years, Seacoast Banking Co. of Florida's total revenue changed from $142.08 million in 2015 to $515.40 million in 2024, a change of 262.7%.

How much debt does Seacoast Banking Co. of Florida have?

Seacoast Banking Co. of Florida's total liabilities were at $12.99 billion at the end of 2024, a 4.2% increase from 2023, and a 308.4% increase since 2015.

How much cash does Seacoast Banking Co. of Florida have?

In the past 9 years, Seacoast Banking Co. of Florida's cash and equivalents has ranged from $81.22 million in 2015 to $238.75 million in 2021, and is currently $171.62 million as of their latest financial filing in 2024.

How has Seacoast Banking Co. of Florida's book value per share changed over the last 9 years?

Over the last 9 years, Seacoast Banking Co. of Florida's book value per share changed from 10.29 in 2015 to 25.55 in 2024, a change of 148.3%.

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This page (NASDAQ:SBCF) was last updated on 5/27/2025 by MarketBeat.com Staff

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Seacoast Banking Co. of Florida (SBCF) Financials

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Seacoast Banking Co. of Florida (SBCF) Financials

Annual Income Statements for Seacoast Banking Co. of Florida

Quarterly Income Statements for Seacoast Banking Co. of Florida

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Quarterly Cash Flow Statements for Seacoast Banking Co. of Florida

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