SB Financial Group (SBFG) Competitors

Unity Bancorp (NASDAQ:UNTY) and SB Financial Group (NASDAQ:SBFG) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, earnings, valuation, dividends, institutional ownership, media sentiment, profitability and risk.

Is UNTY or SBFG more profitable?

Unity Bancorp has a net margin of 25.95% compared to SB Financial Group's net margin of 13.47%. Unity Bancorp's return on equity of 14.99% beat SB Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	25.95%	14.99%	1.63%
SB Financial Group	13.47%	9.23%	0.85%

Do analysts prefer UNTY or SBFG?

Unity Bancorp currently has a consensus target price of $52.50, indicating a potential upside of 0.41%. Given Unity Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Unity Bancorp is more favorable than SB Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
SB Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more risk and volatility, UNTY or SBFG?

Unity Bancorp has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, SB Financial Group has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500.

Does the media refer more to UNTY or SBFG?

In the previous week, SB Financial Group had 3 more articles in the media than Unity Bancorp. MarketBeat recorded 7 mentions for SB Financial Group and 4 mentions for Unity Bancorp. SB Financial Group's average media sentiment score of 0.57 beat Unity Bancorp's score of 0.40 indicating that SB Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Unity Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
SB Financial Group	2 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals believe in UNTY or SBFG?

42.3% of Unity Bancorp shares are owned by institutional investors. Comparatively, 66.7% of SB Financial Group shares are owned by institutional investors. 29.7% of Unity Bancorp shares are owned by company insiders. Comparatively, 5.7% of SB Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has stronger earnings & valuation, UNTY or SBFG?

Unity Bancorp has higher revenue and earnings than SB Financial Group. SB Financial Group is trading at a lower price-to-earnings ratio than Unity Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$164.21M	3.19	$41.45M	$4.26	12.27
SB Financial Group	$81.37M	1.54	$11.47M	$1.70	11.31

Is UNTY or SBFG a better dividend stock?

Unity Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.1%. SB Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 3.1%. Unity Bancorp pays out 13.1% of its earnings in the form of a dividend. SB Financial Group pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Unity Bancorp has raised its dividend for 12 consecutive years and SB Financial Group has raised its dividend for 12 consecutive years.

Summary

Unity Bancorp beats SB Financial Group on 14 of the 18 factors compared between the two stocks.