SB Financial Group (SBFG) Competitors

Shore Bancshares (NASDAQ:SHBI) and SB Financial Group (NASDAQ:SBFG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, valuation, institutional ownership, media sentiment, risk, profitability, dividends and analyst recommendations.

Which has more volatility & risk, SHBI or SBFG?

Shore Bancshares has a beta of 1.04, meaning that its stock price is 4% more volatile than the S&P 500. Comparatively, SB Financial Group has a beta of 0.34, meaning that its stock price is 66% less volatile than the S&P 500.

Which has better valuation and earnings, SHBI or SBFG?

Shore Bancshares has higher revenue and earnings than SB Financial Group. Shore Bancshares is trading at a lower price-to-earnings ratio than SB Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shore Bancshares	$326.48M	1.73	$43.89M	$1.61	10.50
SB Financial Group	$62.33M	2.12	$11.47M	$1.83	11.42

Is SHBI or SBFG more profitable?

Shore Bancshares has a net margin of 15.98% compared to SB Financial Group's net margin of 13.78%. Shore Bancshares' return on equity of 10.98% beat SB Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shore Bancshares	15.98%	10.98%	0.99%
SB Financial Group	13.78%	9.57%	0.87%

Do analysts recommend SHBI or SBFG?

Shore Bancshares currently has a consensus target price of $20.00, suggesting a potential upside of 18.27%. Given Shore Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Shore Bancshares is more favorable than SB Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shore Bancshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
SB Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to SHBI or SBFG?

In the previous week, Shore Bancshares had 2 more articles in the media than SB Financial Group. MarketBeat recorded 3 mentions for Shore Bancshares and 1 mentions for SB Financial Group. SB Financial Group's average media sentiment score of 1.88 beat Shore Bancshares' score of 1.78 indicating that SB Financial Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Shore Bancshares	Very Positive
SB Financial Group	Very Positive

Is SHBI or SBFG a better dividend stock?

Shore Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 2.8%. SB Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 2.9%. Shore Bancshares pays out 29.8% of its earnings in the form of a dividend. SB Financial Group pays out 32.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SB Financial Group has raised its dividend for 12 consecutive years. SB Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders have more ownership in SHBI or SBFG?

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 66.7% of SB Financial Group shares are owned by institutional investors. 8.6% of Shore Bancshares shares are owned by company insiders. Comparatively, 5.7% of SB Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Shore Bancshares beats SB Financial Group on 12 of the 19 factors compared between the two stocks.