SR Bancorp (SRBK) Competitors

SR Bancorp (NASDAQ:SRBK) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, risk, valuation, profitability, media sentiment, analyst recommendations, earnings, institutional ownership and dividends.

Do institutionals and insiders hold more shares of SRBK or GNTY?

24.7% of SR Bancorp shares are held by institutional investors. Comparatively, 39.4% of Guaranty Bancshares shares are held by institutional investors. 3.6% of SR Bancorp shares are held by company insiders. Comparatively, 22.3% of Guaranty Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has higher valuation & earnings, SRBK or GNTY?

Guaranty Bancshares has higher revenue and earnings than SR Bancorp. Guaranty Bancshares is trading at a lower price-to-earnings ratio than SR Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SR Bancorp	$28.04M	4.40	-$10.86M	$0.06	222.50
Guaranty Bancshares	$118.37M	3.97	$31.54M	$2.92	14.20

Do analysts rate SRBK or GNTY?

Guaranty Bancshares has a consensus target price of $41.50, indicating a potential upside of 0.10%. Given Guaranty Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Guaranty Bancshares is more favorable than SR Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Guaranty Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is SRBK or GNTY more profitable?

Guaranty Bancshares has a net margin of 17.15% compared to SR Bancorp's net margin of 0.95%. Guaranty Bancshares' return on equity of 10.13% beat SR Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SR Bancorp	0.95%	0.21%	0.04%
Guaranty Bancshares	17.15%	10.13%	1.02%

Does the media refer more to SRBK or GNTY?

In the previous week, SR Bancorp had 2 more articles in the media than Guaranty Bancshares. MarketBeat recorded 4 mentions for SR Bancorp and 2 mentions for Guaranty Bancshares. SR Bancorp's average media sentiment score of 1.69 beat Guaranty Bancshares' score of 1.17 indicating that SR Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SR Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Guaranty Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor SRBK or GNTY?

Guaranty Bancshares received 225 more outperform votes than SR Bancorp when rated by MarketBeat users.

Company	Underperform	Outperform
SR Bancorp	N/A	N/A
Guaranty Bancshares	Outperform Votes 225 57.84%	Underperform Votes 164 42.16%

Is SRBK or GNTY a better dividend stock?

SR Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.5%. Guaranty Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.4%. SR Bancorp pays out 333.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Guaranty Bancshares pays out 34.2% of its earnings in the form of a dividend. Guaranty Bancshares has raised its dividend for 8 consecutive years. Guaranty Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, SRBK or GNTY?

SR Bancorp has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500.

Summary

Guaranty Bancshares beats SR Bancorp on 15 of the 20 factors compared between the two stocks.