SR Bancorp (SRBK) Competitors

SR Bancorp (NASDAQ:SRBK) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, valuation, institutional ownership, risk, media sentiment, earnings, dividends and profitability.

Is SRBK or GNTY a better dividend stock?

SR Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Guaranty Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.2%. SR Bancorp pays out 45.5% of its earnings in the form of a dividend. Guaranty Bancshares pays out 31.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Guaranty Bancshares has raised its dividend for 8 consecutive years. Guaranty Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, SRBK or GNTY?

SR Bancorp has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.43, suggesting that its share price is 57% less volatile than the S&P 500.

Which has preferable valuation and earnings, SRBK or GNTY?

Guaranty Bancshares has higher revenue and earnings than SR Bancorp. Guaranty Bancshares is trading at a lower price-to-earnings ratio than SR Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SR Bancorp	$48.54M	2.69	$3.75M	$0.44	32.93
Guaranty Bancshares	$123.09M	4.20	$31.54M	$3.14	14.48

Do insiders & institutionals believe in SRBK or GNTY?

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 39.4% of Guaranty Bancshares shares are owned by institutional investors. 3.6% of SR Bancorp shares are owned by insiders. Comparatively, 22.3% of Guaranty Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Does the media favor SRBK or GNTY?

In the previous week, Guaranty Bancshares had 2 more articles in the media than SR Bancorp. MarketBeat recorded 3 mentions for Guaranty Bancshares and 1 mentions for SR Bancorp. SR Bancorp's average media sentiment score of 1.88 beat Guaranty Bancshares' score of 0.67 indicating that SR Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
SR Bancorp	Very Positive
Guaranty Bancshares	Positive

Is SRBK or GNTY more profitable?

Guaranty Bancshares has a net margin of 17.15% compared to SR Bancorp's net margin of 7.70%. Guaranty Bancshares' return on equity of 10.13% beat SR Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SR Bancorp	7.70%	1.74%	0.32%
Guaranty Bancshares	17.15%	10.13%	1.02%

Do analysts prefer SRBK or GNTY?

Guaranty Bancshares has a consensus price target of $45.00, indicating a potential downside of 1.06%. Given Guaranty Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe Guaranty Bancshares is more favorable than SR Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Guaranty Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Guaranty Bancshares beats SR Bancorp on 16 of the 19 factors compared between the two stocks.