SR Bancorp (SRBK) Competitors

SR Bancorp (NASDAQ:SRBK) and Guaranty Bancshares (NASDAQ:GNTY) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, valuation, media sentiment, dividends, risk, profitability and institutional ownership.

Is SRBK or GNTY a better dividend stock?

SR Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Guaranty Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.2%. Guaranty Bancshares pays out 31.8% of its earnings in the form of a dividend. Guaranty Bancshares has raised its dividend for 8 consecutive years. Guaranty Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer SRBK or GNTY?

Guaranty Bancshares has a consensus price target of $45.00, indicating a potential downside of 0.27%. Given Guaranty Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Guaranty Bancshares is more favorable than SR Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Guaranty Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor SRBK or GNTY?

In the previous week, SR Bancorp had 1 more articles in the media than Guaranty Bancshares. MarketBeat recorded 3 mentions for SR Bancorp and 2 mentions for Guaranty Bancshares. SR Bancorp's average media sentiment score of 0.76 beat Guaranty Bancshares' score of 0.25 indicating that SR Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SR Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Guaranty Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility & risk, SRBK or GNTY?

SR Bancorp has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, Guaranty Bancshares has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.

Which has better earnings and valuation, SRBK or GNTY?

Guaranty Bancshares has higher revenue and earnings than SR Bancorp.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SR Bancorp	$28.04M	4.65	-$10.86M	N/A	N/A
Guaranty Bancshares	$118.37M	4.32	$31.54M	$3.14	14.37

Is SRBK or GNTY more profitable?

Guaranty Bancshares has a net margin of 17.15% compared to SR Bancorp's net margin of -0.24%. Guaranty Bancshares' return on equity of 10.13% beat SR Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SR Bancorp	-0.24%	-0.05%	-0.01%
Guaranty Bancshares	17.15%	10.13%	1.02%

Do institutionals and insiders believe in SRBK or GNTY?

24.7% of SR Bancorp shares are held by institutional investors. Comparatively, 39.4% of Guaranty Bancshares shares are held by institutional investors. 3.6% of SR Bancorp shares are held by insiders. Comparatively, 22.3% of Guaranty Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Guaranty Bancshares beats SR Bancorp on 13 of the 18 factors compared between the two stocks.