SWK (SWKH) Competitors

SWK (NASDAQ:SWKH) and Jiayin Group (NASDAQ:JFIN) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, valuation, analyst recommendations, media sentiment, profitability, earnings, dividends and risk.

Do insiders and institutionals have more ownership in SWKH or JFIN?

99.3% of SWK shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 1.3% of SWK shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Does the media prefer SWKH or JFIN?

In the previous week, SWK and SWK both had 4 articles in the media. SWK's average media sentiment score of 0.47 beat Jiayin Group's score of 0.32 indicating that SWK is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SWK	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Jiayin Group	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, SWKH or JFIN?

SWK has a beta of 0.16, indicating that its stock price is 84% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 1.02, indicating that its stock price is 2% more volatile than the S&P 500.

Do analysts prefer SWKH or JFIN?

SWK currently has a consensus target price of $18.00, suggesting a potential upside of 22.28%. Given SWK's stronger consensus rating and higher possible upside, research analysts plainly believe SWK is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SWK	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is SWKH or JFIN more profitable?

SWK has a net margin of 39.60% compared to Jiayin Group's net margin of 21.66%. Jiayin Group's return on equity of 42.68% beat SWK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SWK	39.60%	8.58%	7.54%
Jiayin Group	21.66%	42.68%	23.41%

Which has better earnings & valuation, SWKH or JFIN?

Jiayin Group has higher revenue and earnings than SWK. Jiayin Group is trading at a lower price-to-earnings ratio than SWK, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SWK	$44.99M	4.01	$13.49M	$1.48	9.95
Jiayin Group	$794.74M	0.89	$144.74M	$3.44	3.85

Summary

SWK beats Jiayin Group on 8 of the 15 factors compared between the two stocks.