Virginia National Bankshares (VABK) Competitors

Virginia National Bankshares (NASDAQ:VABK) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, institutional ownership, profitability, risk, community ranking, earnings, analyst recommendations and valuation.

Does the MarketBeat Community prefer VABK or JFIN?

Jiayin Group received 38 more outperform votes than Virginia National Bankshares when rated by MarketBeat users.

Company	Underperform	Outperform
Virginia National Bankshares	N/A	N/A
Jiayin Group	Outperform Votes 38 53.52%	Underperform Votes 33 46.48%

Is VABK or JFIN more profitable?

Virginia National Bankshares has a net margin of 20.32% compared to Jiayin Group's net margin of 19.17%. Jiayin Group's return on equity of 43.90% beat Virginia National Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Virginia National Bankshares	20.32%	10.77%	1.06%
Jiayin Group	19.17%	43.90%	21.31%

Which has more risk and volatility, VABK or JFIN?

Virginia National Bankshares has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500.

Is VABK or JFIN a better dividend stock?

Virginia National Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 3.9%. Jiayin Group pays an annual dividend of $0.49 per share and has a dividend yield of 2.7%. Virginia National Bankshares pays out 43.6% of its earnings in the form of a dividend. Jiayin Group pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to VABK or JFIN?

In the previous week, Jiayin Group had 5 more articles in the media than Virginia National Bankshares. MarketBeat recorded 7 mentions for Jiayin Group and 2 mentions for Virginia National Bankshares. Virginia National Bankshares' average media sentiment score of 1.87 beat Jiayin Group's score of 0.67 indicating that Virginia National Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Virginia National Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Jiayin Group	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals have more ownership in VABK or JFIN?

37.4% of Virginia National Bankshares shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 13.9% of Virginia National Bankshares shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has preferable earnings and valuation, VABK or JFIN?

Jiayin Group has higher revenue and earnings than Virginia National Bankshares. Jiayin Group is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Virginia National Bankshares	$54.38M	3.70	$16.97M	$3.30	11.30
Jiayin Group	$6.10B	0.16	$182.75M	$3.44	5.34

Summary

Jiayin Group beats Virginia National Bankshares on 11 of the 16 factors compared between the two stocks.