Axos Financial (AX) Stock Price, News & Analysis

Company Overview

Axos Financial, Inc. (NYSE: AX) is a diversified online banking and financial services holding company headquartered in San Diego, California. The firm traces its origins to 1999 with the launch of Bank of Internet USA and rebranded as Axos Financial in December 2018 to reflect an expanded suite of digital offerings. Axos Financial operates through its wholly owned subsidiary, Axos Bank, providing a technology-driven banking platform that serves both retail and commercial clients across the United States.

Through its digital banking platform, Axos Financial delivers a range of deposit products, including checking and savings accounts, money market and certificate of deposit accounts, as well as individual retirement accounts. The company leverages its online infrastructure to offer competitive rates and fee structures, positioning itself as a direct bank alternative to traditional brick-and-mortar institutions. Customers access account services, mobile banking, and customer support through secure online and mobile channels.

In addition to consumer banking, Axos Financial offers lending solutions such as personal loans, residential mortgages, commercial real estate loans, and lines of credit. The company also provides treasury management, payment processing and wealth management services tailored to small to mid-sized businesses, corporate clients and high-net-worth individuals. Emphasizing digital efficiency, Axos Financial integrates automation and data analytics to streamline origination, underwriting and portfolio management processes.

Axos Financial serves clients nationwide, with a strategic focus on digital reach rather than physical branch networks. The company is led by Gregory Garrabrants, who has served as President and Chief Executive Officer since its inception. Under his leadership, Axos Financial has pursued growth through technology investments, product innovation and selective acquisitions to enhance its digital banking ecosystem.

Key Stats

• Today's Range: $100.85 to $102.61
• 50-Day Range: $87.54 to $104.90
• 52-Week Range: $74.89 to $105.74
• Volume: 97,794 shs
• Average Volume: 394,849 shs
• Market Capitalization: $5.79 billion
• P/E Ratio: 12.03
• Dividend Yield: N/A
• Price Target: $115.67
• Consensus Rating: Moderate Buy

Axos Financial Stock Analysis - MarketRank™

Axos Financial scored higher than 71% of companies evaluated by MarketBeat, and ranked 434th out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Axos Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Axos Financial has a consensus price target of $114.83, representing about 14.7% upside from its current price of $100.14.

Amount of Analyst Coverage

Axos Financial has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.89%

Earnings Growth

Earnings for Axos Financial are expected to grow by 11.89% in the coming year, from $9.59 to $10.73 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Axos Financial is 11.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.61.

Price to Earnings Ratio vs. Sector

The P/E ratio of Axos Financial is 11.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.20.

Price to Book Value per Share Ratio

Axos Financial has a P/B Ratio of 1.80. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.76% of the float of Axos Financial has been sold short.

Short Interest Ratio / Days to Cover

Axos Financial has a short interest ratio ("days to cover") of 8.21.

Change versus previous month

Short interest in Axos Financial has recently increased by 1.50%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Axos Financial does not currently pay a dividend.

Dividend Growth

Axos Financial does not have a long track record of dividend growth.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.05

News Sentiment

Axos Financial has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Axos Financial this week, compared to 3 articles on an average week.

Search Interest

Only 5 people have searched for AX on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Axos Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Axos Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $191,122.00 in company stock.

Percentage Held by Insiders

4.85% of the stock of Axos Financial is held by insiders.

Percentage Held by Institutions

83.79% of the stock of Axos Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/30/2026
• Today: 8/13/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:AX
• CIK: 1299709
• Web: axosfinancial.com
• Phone: (858) 649-2218
• Fax: 858-350-0443
• Employees: 1,989
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Axos Financial: $115.67
• High Price Target: $128.00
• Low Price Target: $100.00
• Potential Upside/Downside: +14.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.88
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.47
• Trailing P/E Ratio: 11.98
• Forward P/E Ratio: 10.58
• P/E Growth: N/A
• Net Income: $490.37 million
• Net Margins: 22.39%
• Pretax Margin: 29.52%
• Return on Equity: 16.96%
• Return on Assets: 1.77%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.04
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $2.19 billion
• Price / Sales: 2.63
• Cash Flow: $10.45 per share
• Price / Cash Flow: 9.71
• Book Value: $55.66 per share
• Price / Book: 1.82

Miscellaneous

• Outstanding Shares: 56,880,000
• Free Float: 54,126,000
• Market Cap: $5.77 billion
• Optionable: Optionable
• Beta: 1.22